Medisave versus Medishield

Medisave versus Medishield Would any MP raise the necessity of having Medisave and Medishield at the same time? Why is there a need to keep so much money in Medisave when people already opt in to for Medishield? Shouldn't this be an either or option? And many even have their own medical insurance in addition to Medisave. Do the people need to be covered 2 or 3 times over? Isn't it a waste of money kept in the unproductive care of Medisave? The people must be given a choice to decide which option they so desire, Medisave, Medishield or Private Medical insurance. Surely one should be more than enough.