2/10/2019

Singapore's failed systems

Top of the list is the broken CPF system where the people saved as much as 37% of their monthly income, at one time 50%, but cannot afford to retire. And everyone pretending not to see the cause of the disappearing money from the savers and the system is now tweaked for the people to save into their retirement fund for as long as they live even if they are 100 years old. And the perception is that it is easy to put in but very difficult to take out because they alleged that all Singaporeans, Ah Kongs and Ah Mahs would want to splurge their money in Batam and Bintang for sex tours. As they said, a white lie, told long enough, some people would believe in it. In this island of daft, all would believe in it to the extent that many daft resigned to the fate that their CPF savings are no longer their money.

The Home Ownership system where the people were told that they were owners of 99 year lease public housing and that the value of their flats would only go up, an asset for retirement. Now every one of the believers is in shock that it was a big lie. They are not owners but tenants on 99 year lease and the value of the flats would become zero at the end of the lease. There go their assets in smokes.

This is not all. They used to build enough flats that the waiting time was only a few months until some ass, probably wanted to create the impression of very high demand to drive up prices with less supply turned getting a flat a nightmare, having to wait for years. And they still think this is the right thing to do when housing is a basic need and public housing is to serve this purpose.

The Education system is also a failure as the country could not produce talent and needs to replace the locals with third world talents from cheap village universities and graduates from degree mills or with fake degrees. The situation is so bad that ministers even tell the people not to waste time with university education in one of the most expensive education system that ended up with degrees that cannot be eaten or to find decent jobs.

The public transport system, the MRT, once the pride of the nation, now struggling to pass a day without breakdowns. And yes, it got so bad that they have to look for foreigners working in poor and badly run train systems to work here and to help to maintain the broken down system.

The snail pace of the SMRT can only be matched by the really snail pace of the postal service when mails used to arrive in a day or two now could take weeks, months or not arriving at all.My credit card was sent on 2 Feb and still has yet to arrive, probably lost or in the rubbish bin.

The shipping system, once the life line of the country, now sold to foreign owners. Singapore, one of the largest port in the world, now does not own a shipping line and at the mercy of ship operators that can divert their ships away from Singapore port.

The stock market that once was a thriving market providing employment for tens of thousands of people is now dying and waiting to meet its makers.

And there is the very wasteful car population scheme that killed cars that are 10 years old and still in good running condition.

Dunno what to say about the Ministry of Health. People say can die but cannot fall sick as they will die of shock after seeing the medical bills. And the frequent breaches of health security including protection of health records and personal data.

Sovereign funds that brag about making millions and millions but not showing its accounts and leaving the people in doubt as to its real performance, only told to believe in the profit numbers they claimed to have achieved. Are they broken and also failed systems? Cannot tell, no need to tell, trust them.

Compulsory health insurance schemes that collected millions and billions but paying peanuts when needed.

Finally, not the least, a bankrupt political system that pays millions to politicians but getting only mediocre quality candidates and mediocre performance. The only thing good about the political system is that it makes every politician rich and millionaires.

51 comments:

Anonymous said...

Rb: "The Education system is also a failure as the country could not produce talent and needs to replace the locals with third world talents from cheap village universities and graduates from degree mills or with fake degrees. The situation is so bad that ministers even tell the people not to waste time with university education in one of the most expensive education system that ended up with degrees that cannot be eaten or to find decent jobs."



Thought YEW have nothing but lavish praise for Botaknomics' "TLLM" (Teach Less Learn More)?

And that the "founder" of this (failed) TLLM (system) is the obvious and default choice with pedigree so good it is so wasteful to bypass as the next PM?

What happened now?

What?

The "TLLM" pedagogy screwed up the education system? (And the future of one whole generation of young sinkies?)

Anonymous said...

Lagi worse, Sinkieland failed Stop At 2 policy or failed procreation policies. Increase costs of living couples don't wanto give births due to costs & other factors resulting in FTrashes importation & humans genocide here. No policies going to work till the root cause is found or the g already given up hope to procreation and it's cheap to outsource & imports.

Virgo49 said...

Ah Heng said they are not slack.
Just lepak.
Will put things whatsoever they take as GE is near.

Postal, now guarantee you will receive your Registered Parcels or Mails. Postmen now got incentive as commission for door doors deliveries.

But you all must pay the price. We charged extra for this service. On top of that we make extras.

Four year old vehicles inspections until scrap. Above 10 year twice a year. Matland and Batam can use our ten year old vehicles for next twenty years.

Just create extra jobs and revenue.

One bro said LowRan Wong very brave to tell you your flats are worthless after 99 years.

He not brave but no choice as many flats nearing lease expiry. Also cannot kick the can further down the road.

As previous LIARS had conned you long enough and he been the last man to hold this post got to be the Messenger.

Anonymous said...

u missed out - salaries and bonuses of sovereign wealth funds' executives kept secret.

Anonymous said...

@RB

Wat u say 50% true n 50% untrue lah.

E.g. my CPF although not that much, I have checked n calculated with CPF staff that I can withdraw about 50% of my CPF when I reach 55 -- if I want to.

The annual interest for my Medisave is more than enough to pay for my Medishield Life premium --- i.e. I have helped myself to the point where the govt now pays for my hospital insurance.

The problem is not cpf lock up your money. The problem is they allow cpf to be used for property in the 1st place.

Some of the things I agree that are problematic or have become problematic:
- HDB "asset enhancement"
- COE
- inadequacies in public healthcare ... too much taxpayer money spent on fancy buildings & top mgmt & constant wayang BPR, and not enough in the actual delivery of healthcare to lower income.
- Temasek & GIC
- Foreigner floodgates & "FTs"
- Education system ... overstressed but mediocre results in working world.
- NS system.

Anonymous said...

Finally, not the least, a bankrupt political system that pays millions to politicians but getting only mediocre quality candidates and mediocre performance.
RB

So what if they are mediocre but are paid millions, if they can get elected?

And why those good ones, eg Chee Soo Juan, not elected? Or did not stand for election?

Why? Maybe RB can analyse and write a piece on this?

Virgo49 said...

Hello Anon 9.52

Our time can even draw out 100% if we want to.

How many can draw their 100%?

Most can draw 5K tau Cheow liao.

We onit have bare minimum of less than 40 or even below 30K for MSum.

Now your suckers 120K and up and up. How many after paying off even your cheapest over valued flats can withdraw even 50% and have 120K Msum amount ?

Those above average incomes ones had what's Condoms and landed. You think they can also withdraw 50% ?

Most still have to work Macdonald and Hawkers centres to have your wayang lifestyles.

Many still with uncompleted mortages for housings and cars.

Wearing sleeves and ties business suits but changed shorts and tee shirts in hawkers centres.

Not said I see you all no up.Most hor kwa boh hor chia. Even cars can be repossessed anytime. Go JB pump till brink and on expressways caught fires due to leakages.

Some more branded BMWs.

Sinkies most living false lifestyles.

Anonymous said...

And why those good ones, eg Chee Soon Juan, not elected?
10:12 am

Why? I thought WP's smart Low Thia Khiang already explained what, although he speaks in general.

It is because Chee Soon Juan's party SDP is not ready to be govt. It's that simple.

If Chee Soon Juan is voted in as MP, not only him but also his residents will sure kena tekan if PAP is still the govt with 90% majority seats.

So why ask for trouble by voting Chee Soon Juan?

What can Chee Soon Juan do as opposition MP if PAP still controls 90% or more of the seats in Parliament?

Even if Chee Soon Juan talk a lot of sense, it will be just talk only. Talk but without power where got use?

Anonymous said...

What about the treacherous CECA that would destroy this country and Singaporeans from getting good jobs?

How many PMETs have been made jobless because of the CECA?

Anonymous said...

Sinkies most living false lifestyles.
Virgo49 10:24 am

Most? U sure or not?

A lot of Sinkies really rich u know, although there may be some living false lifestyles.

Just because of some cannot generalise and say most lah.

Anonymous said...

How many PMETs have been made jobless because of the CECA?
10:30 am

CECA already existed long before 2015.

Yet PAP could still obtain a whopping 70% votes in GE 2015.

PMETs made jobless? So what's the problem, I mean for PAP lah?

Virgo49 said...

Aiyo, seen too many and most ai see beh see ai wah beh wah sinkies pretending to be Princes when they are Papuers.

Most living on Credits. Anytime bubbles burst many going to Pinnacle 50 storeys.

If many Sinkies RICH, no need Car Parks lai loh and they installed Gantry parkings.

Just have some cooling measures and most beat deadline to sign because most cannot afford the extra cash downpayments for the private condoms.

Eat two fifty KPKB and quarrel with hawkers but paid 100K for 20K cost price car and just wayang affordable.

Anonymous said...

Tan Cheng Bock invited all the Sinkie opposition party leaders to his house for CNY.

I hope this is not all he can do about the opposition.

I hope he will next announce that the opposition will form a strong, united coalition and ready to be govt if elected. Better still, he will be the PM if the coalition is elected.

Only then will LHL and team start to shiver.

Anonymous said...

I hope he will next announce that the opposition will form a strong, united coalition and ready to be govt if elected. Better still, he will be the PM if the coalition is elected.
10:45 am

Hahahaha. If he really can, he would have already announced lah.

That he did not announce indicate that most likely he will never announce.

This one I think LHL knows.

Anonymous said...

All these problems are actually the result of legs opening too wide for foreigners to come in with families and all. Imagine having more than a third of the population of foreigners fighting for jobs, housing, transport, water etc. It is not that we are totally against immigrants, but there must be a limit to what this small little island can accommodate. We are unlike big countries like Australia, where a few million makes little difference to land space. And even then, they have limits to accepting immigrants.

These foreigners, making up a third of the population, have put all the strain on infrastructures like housing causing them to become so expensive, trains that are so packed that they missed stopping at stations during morning peak hours, cars that contributed to traffic jams even on highways, hospitals that have no beds for patients waiting along passageways.

And to top it all is the CPF ruling that their money does not belong to them, while foreigners can claim the full amount of what they contributed when they leave for good as theirs to keep.

Locals have to pay the price dying for the defence of the country while foreigners, employers and the Government reap all the benefits. A Government by the people, for the people? Laughable!


Anonymous said...


yes! it is always good to kpkb kpkb and kpkb again here on sunday morning

sg MUST be doing very very fine

the masses must be very very happy living here

just look around you, the masses are smiling

long Qs at food courts, bto, pte property launches, coe, ssb, etc etc etc.......all overscribed!

if sg is not doing well.........then where?

新加坡是天堂! 如果新加坡不是天堂 哪里是天堂 ?

btw, the masses MUST be very very happy, so happy that 70% went to pap at the last GE!

it is not opposition parties vs pap!

it is opposition parties vs the 70%! yes, against the 70%!

you think the 70% will chnage their mind?

you tell me lah!

very difficult! verrrrry difficult!

many many many of the 70% are now very very very comfortable.........

they are ways ahead..........

to them.....PAP 做事, 我放心!

sg is like that now! sg is like that liao!

b said...

If CPF is not used for housing or investment, its enough for retirement. Unfortunately greedy elites allowed it to happen so now not enough. It will be best for people if gov claim back all the salaries paid to those greedy elites to compensate the gap thru high tax.

Anonymous said...

Locals have to pay the price dying for the defence of the country while foreigners, employers and the Government reap all the benefits. A Government by the people, for the people? Laughable!
10:53 am

Laughable, but it's the reality.

Locals not happy and can emigrate, already emigrated.

Locals not happy but cannot emigrate, no choice stay and suffer and at most kpkb. They also cannot make the Sinkie opposition ready to be govt, let alone a better govt than PAP.

So no choice majority Sinkies voted for PAP to remain as govt and make some (not all lah) suffer.

And those smart Sinkies who can make lots of money will enjoy life or suffer less lah.

In fact PAP, although quite screw up, have policies that favour Sinkies, including new Sinkies, who are smart to make lots of money to enjoy life here despite the high cost of living. And many succeeded, enjoy life here and of course vote for PAP.

So whether local or foreigner, just be smart lah.




Virgo49 said...

Anon 11.24

The 70% already had their Balls caught in the PAP WOODEN Horses.

Want to move also cannot move.The Wooden Horses by Woody Goh also cannot go. Want to climb down also cannot climb. So suck their thumbs and have to vote the PAP again.Hoping that their balls can removed from the stuck WOODEN HORSES.

These meant that they are already stuck and strangled and saddled with debts as created by the PAPies and no way can dismount.

So. Have to stick to the Dumb Horse. For too long been control by the PAPIes and no more stamina to resist. Ya, there are Rich ones in Snkieland. These are the Cronies who made Good thru them by their Bolas carrying.

Sure, they want Status Quo as their next generations are well taken care off by their Connections. Peasants can penentrate their Inner Circle ?

FAT Hopes

b said...

Actually many sinkies stay in nice condos, so they will vote pap again otherwise pap will increase their condo charges and mortgage interest.

Actually many sinkies have nice office jobs, so they will vote pap again otherwise pap will stop importing migrants and sinkies have to do the dirty jobs.

Actually many sinkies have nice cars, so they will vote pap again otherwise pap will increase road charges.

Actually sinkies have no choice but to vote pap again because long ago already fell into trap of pap.

Anonymous said...

Unfortunately greedy elites allowed it to happen so now not enough.
b 11:36 am

Not enough?

Not enough so PAP will lose votes or lose election?

If not, so what's the problem, I mean for PAP?

And why not enough? Is it because not smart enough to make more? Then it's your problem what.

Whether CPF enough or not, money enough or not, it's your business lah.

b said...

Happy or not happy, sinkies still have to vote pap otherwise pockets will suffer big time.

Anonymous said...

Actually many sinkies have nice cars, so they will vote pap again otherwise pap will increase road charges.
11:50 am

Sinkies have nice cars is because they want to feel shiok mah. Some even have fetish for cars, u know.

And they vote PAP again is because the opposition is not ready to be govt. Chee Soon Juan, Goh Meng Seng, Pritam Singh etc are not even on speaking terms, at least publicly, u know. Like that ah, how can they ever work together as ministers in the same cabinet?

Anonymous said...

Hi 1143 1149 1150

Very very smart!

1ooo/% CORRECT!

Haha!

Anonymous said...

So many can come here tcss on Sat & Sun means good life for most liao.

For many years I worked 3-shift job including weekends & PH. No time & no energy for TCSS. Every year CNY I need to be rostered for shift duty either on at least 1st Day or 2nd Day. You think I so happy working for this job or this company?!?!

It's just for the sake of slightly better salary than what I can get elsewhere. Not that the salary is high in the 1st place. My last drawn salary when I stopped in 2015 only $4.8K for the stress & shit work hours.

If not for my many years of interest in investing & war stocks etc, today I will still be stuck in shitty jobs & KPKB, money no enough.

Now, I can shake legs collect dividends that is way more than what I need to spend.

I also am lucky in being satisfied with a paid-up HDB & not go chasing after condo upgrading. Although not as cheap as those who bought HDB in the 1980s & earlier, but at least my HDB was cheap enough for me to finish paying in less than 4 years.

Most of my savings go into investing instead of paying the banks & developers for expensive condos. Now after 20+ years of investing, I'm reaping the rewards liao.

Anonymous said...

Now after 20+ years of investing, I'm reaping the rewards liao.
12:12 pm

Smart Sinkie, if u r a Sinkie.

And u make money without being stuck in shitty jobs. Smart.

Anonymous said...

Some even have fetish for cars, u know.
12:03 pm

Fetish? Jialat lah.

Got fetish, even cannot afford, die die also want, u know.

Anonymous said...

Haha.....1212pm

Very very good for you!

At least now you can shake leg$!

I think many many of the 70% are like that $ama $ama!

Good! $$$$$$$&&&$$&&&!


Virgo49 said...

Anon 12.12

I think you Bullshits on your stocks or you a Stockbroker on commissions.?

So many Peter Lims in Sinkieland?
That's a Once Off 50 years right time and right timings Happening.

Most of my oldies Stocks so called investors lost all of nearly at least half their Savings.

Not eat chai png $2.50 also kpkb

If so good, no more salary men and women in Sinkieland liao.

Diviends few hundreds, even sometimes few tens and once stocks plunged lost by the thousands and hundreds of thousands.

Not worth these gambles. One Dollar Ordinary to SinPools can harvest 12M. Or 9.5M or 9.8M.

One hundred on Roulette single digit give you $3600.00

Stocks all manipulated by all these scoundrols politicians and skunks businessmen like Soros.

Don't be sorry and dafts to these conman.


Anonymous said...

Another Glaring Failure of Values:

The Tale of Two Funerals


Two high-profile funerals took place recently. One was for CFC Aloysius Pang who was given a full military honours ceremony. The other was for Ben Goi, son of Popiah King Sam Goi. Coincidentally, both Pang and Goi had TV celebrity partners. TV actor Pang’s girlfriend is actress Jayley Woo. Ben Goi’s wife is another TV actress Tracy Lee.

But this was where the similarities ended and a stark difference in who turned up and who did not at the wakes set tongues wagging.

Only National Development Minister Lawrence Wong turned up for Pang’s wake.

Ministers Heng Swee Keat, Masagos Zulkifli and Josephine Teo, as well as former foreign minister George Yeo, were seen at Ben Goi’s wake. Businessman Sam Goi, Ben’s father, was active in PAP grassroots work, and recently stepped down as chairman of the Ulu Pandan Citizens’ Consultative Committee. Hence, the strong Cabinet turnout. Understandable.

Each wake by itself was really not an issue. But because they happened to occur around the same time, the contrast was glaring. Pang died on duty. Many say Defence Minister Ng Eng Heng, SMS Dr Maliki Osman or SMS Heng Chee How should have made the effort for the NSman beyond paying respects at Paya Lebar Airbase where his body was received. Any worry about setting a precedent for every NSman death seems unnecessary. How many deaths are there going to be in peacetime and what’s so unimportant about going to the wakes of the few NSmen killed in service? These men have sacrificed their lives for the nation.

From Sense and Sensibility.

Virgo49 said...

Many lost their pants and exposed their backsides.

Many Anons soto mee here waiting.

Anonymous said...

Many say Defence Minister Ng Eng Heng, SMS Dr Maliki Osman or SMS Heng Chee How should have made the effort for the NSman beyond paying respects at Paya Lebar Airbase where his body was received.
3:05 pm

I think they want to be consistent and to be fair lah. Maybe they also did not attend the wakes of previous NSmens who died in service. So why be special for Aloysius just because he was a celebrity?

As for Lawrence Wong, he was previously minister of culture, community and youth which is in charge of TV and broadcasting so that's perhaps why he attended Aloysius wake. Lawrence Wong can also perform as an artiste, u know. I ever saw him play guitar and sing at a public event.

Anonymous said...

So many Peter Lims in Sinkieland?
Virgo49 3:02 pm

Maybe there are lah, just that they are not in the limelight or did not make as much as Peter Lim but still very rich.

And just because u are not aware does not mean there are no other Peter Lims lah.

A lot of rich Sinkies have very low profile, u know. This is because their wealth are privately held and hence out of the media and public limelight.

Anonymous said...

Many lost their pants and exposed their backsides.
Virgo49 3:06 pm

Chey, u only know those who lost their pants and exposed their backsides. Or r u also one of them? Like the saying, birds of a feather flock together. LOL

How come u did not know of those who make lots of money?

Anonymous said...

Hi

In conclusion....,,,,,,,

It is the 70%!

Will they change their votes at next GE?

Very very difficult!

Some even projected 75%!

Is this SG Liao?

Ⓜatilah $ingapura⚠️ said...

@ whiners and whingers,

This is not the government's fault entirely. People who refuse to take personal responsibility and refuse to learn how to think critically will reap the consequences.

1. Public housing: It should never have changed to being "market based" and then a measure of people's net worth. You down own an HDB --- no one ever does. What you "own" is a contract aka a LEASE, which is (stated very clearly) TIME DECAYING.
govt says that "HDB is an asset". If you are foolish enough to believe a complete FICTION, and not think critically --- well, you die, your problem.

2. CPF --- Again, a lack of critical thinking skills will get to to believe all sorts of FICTION about CPF. The design was flawed from the beginning. Because of the ageing population problems, thanks in part to the "Stop At Two" campaign in the 1960s-70s, they had to "tinker" with the system and "re-engineer" so that it:

i) doesn't run out of money
ii) Singapore doesn't turn into a welfare state

3. University education: the world is drowning in "qualification inflation". Most university courses are USELESS and only exists to prolong the lifetime employment of unproductive people devoid of marketable skills (tenured professors, administrators etc). Let the people from the "cheaper cuntries" work for less money for the jobs.

4. Public transport system: Parts of it are old. And they are being fixed. Don't like it? Walk or grow wings and fly. Or take Gojek/ Grab/ Taxi. You don't "have to" take a train. There are alternatives. (You are ultimately responsible for your own fucking life, and breakdowns/ malfunctions are part of life)

5. Sovereign funds are sovereign funds. All of them have varying degrees of "secrecy".

6. Compulsory health insurance: RB thinks they are "failures". They haven't run long enough for anyone to judge them yet. They are there to protect people from themselves --- I.e. their poor critical thinking skills.

7. Bankrupt political system. "The People Get The Government They Deserve", which means the state of politics lies directly in the hands of The People. Don't blame the government: they (a minority) are chosen by the rest of the people (the majority).

8. Healthcare: As adults, we are expected to pay our way thru life. For ourselves and our dependents we pay for food, clothes, a place to live, transport and communications, further education...everything. Therefore it is reasonable to expect to pay something for our health and medical needs. Singapore public healthcare system is the best in the world. ( my opinion from anecdotal experience of other failing national health systems)

Despite Singapore working so darn well, the lack of vigilance by The Sheeple has caused their cuntry to be lost and taken over by the people they vote in again and again. So, about 30 years ago, Singapore ceased being a cuntry to me and changed into a HOTEL instead.

This suits me just fine. I don't entangle myself into any of the local bullshit, I can enjoy the "entertainment" provided FOC by complainers and "negative spirits", and if it gets too heavy, I just head for the airport and fly the fuck off.

Singapore, best fucking HOTEL ever! 🤡

Anonymous said...

So it is the 70%!

So it is the 70%!

Haha!

Anonymous said...

@Virgo,

No, I'm not rich. I had to struggle n work in shitty jobs for 22 yrs. Save n learn like hell, lost some $$$$ n pay tuition fees to learn how to invest in stocks worldwide. All while raising a small family n looking after elderly parents n in-laws too.

You talk about Peter Lim --- those r 100s millions buggers who love the limelight n buying football teams like masak masak. I only have 1+M in my portfolio n savings, plus another few hundred K in cpf. U be surprise there r a lot of people like me in S'pore --- many r still working n climbing the corporate ladder.

U can say I'm one of the rarer ones coz I don't own car, never upgrade property --- but focus on building passive income.

I actually have very little assets in S'pore -- only a disposable HDB n CPF. The rest are mobile -- my family n almost all my savings n portfolios in overseas holdings. This has worked well for me over the past 10+ years.

Any sinkie can be like me (in fact easier for those younger n better educated). It's just whether you're motivated enough or not.

Ⓜatilah $ingapura⚠️ said...

@ "war-stocks" guy

Respects bro!

More people like you should be speaking up and giving those entitles snowflakes and strawberries a "reality check".

Passive income rocks! But you need to "suffer" a bit to get there...unless you have rich parents who will you the family fortune. (the minority of people)

>> U be surprise there r a lot of people like me in S'pore <<

No, I'm not surprised, but such people do exist --- more than what one would expect. One thing for certain: can't judge a book by its cover. Many very quiet, they don't kpkb, just do whatever that needs doing, and get on with life, don't waste money on frivolity and over-consumption, stylo-milo and yaya papaya.

I find it interesting that Virgo --- who is a gambler --- despises investing in markets. I also find it hilarious. 🤡

Anonymous said...


Hi 553pm

U must be a very very good man!

Look after parents and in laws.

Salute!

Virgo49 said...

Stocks. Shares, what's Units Trusts. Equities. What's Hedging Funds or Monies.

Once Markets collapse. There goes your Hundreds of Thousands and Millions if any.

Don't believe in These.

How many Lived on Stocks and Shares Diviends no need to work?

One moment Dotard Trump farted and all became RED.

Next moment that fellow pee, all became BLUE.

All other markets looked to this Dotard and when he sneezed all catch colds.

Anonymous said...

Matilar and Virgo, that war stock fella I think He bullshit lar. So I think Matilar better sodomize him so he does post nonsense again😀

Anonymous said...

Yes. Agreed. That war stock guy is a bullshitter. Incosistency is the tell-tale sign of a liar.

Anonymous said...

Yes I support both7.18 and 7.48 pm anon, let's hope he agreed to let Matilar sodomize him. Kakakakakakaka.......

Anonymous said...

Actually it's people like Virgo that the war stocks guy can slowly build up his stocks portfolio. Most ppl treat stocks like casino, hit and run for fast profits. But reality is that most of the time end up buy high sell low, or buy low sell lower. Majority don't have the patience and the acumen and the balls and the perseverance to succeed in stocks (or any other investments) for the long term.

Anonymous said...

Hello

Pls forgive that war stock guy!

Don't be so serious leh.

Good night.

Anonymous said...

@957pm

Hahaha no worries!

I get a chuckle at the insults n curses at me ¯\_(ツ)_/¯
It's their life n money (or lack thereof) LOL!

I'll go back to giving my irritating snide war stocks comments.

Definitely more fulfilling than giving hints as to how motivated average Sinkies can achieve financial independence way before 60, and avoid becoming an online KPKBer or Hong Lim Park crybaby.

WSG (war stocks guy)

Anonymous said...

Even lifts and escalator got many

Hurt.//and I remember a school boy call ben.

Anonymous said...

This war stock guy is bragging that he is doing very well. Ignorance is bliss.

Ⓜatilah $ingapura⚠️ said...

@ “Haters gonna hate”

One consistent thing about “online KPKBers and Hong Lim cry babies” (wonderful “zingers” from WSG), is that they exist only to HATE. And there’s nothing to be done except get on with your life, as “Haters gonna hate”

Being born Singaporean is something no one has control over. It is just bloody GOOD LUCK, to be born in a rapidly growing cuntry, replete with resources for anyone who has the will to make a damn good “go” at life.

And it is sad (and HILARIOUS at the same time) that so many people don’t step up and take advantage of such GOOD LUCK, choosing instead to blame everyone for every conceivable “problem” they encounter.

Hating on people just because they’re successful or worse --- more successful than you --- is just immature stuff.

Anyway, enjoy your Saturday afternoon bitch-fests at Hong Lim aka “Hater’s Convention”. May your vapid outbursts and dereliction of personal responsibility continue to bear no fruit. 😂🤣

Anonymous said...

matilar, if you are free today, please go sodomize that guy today.😀😀😀😀😀😀😀😀😀😀😀😀😀😀