Car insurance premiums up and up

The motorists are so pissed off with the high insurance premiums for cars that two letters appeared in the ST forum today. There could be more letters written in and many more who are angry but did not write in. The gist of their anger is that the high operating cost in the insurance industry is contributed by bad management and probably misleading claims and the whole process of repairing and claims. And all these were simply passed to the innocent motorists. Worst, many motorists have never made a claim in their lives and are made to pay more and more. Huh, pay more and more. Motor insurance is a compulsory requirement by law. Should the authority be concerned and be interested to see that there is fair play in this business? Or someone is sleeping or paid not enough so does not think it is his job to get his feet wet or hands dirty? The other question is whether the accident rate is really that high given the high number of vehicles on the road. Without proper monitoring and regulations in this industry, the insurers could turn themselves into highwaymen and the motorists becoming victims of another scheme of daylight robbery. Wake up man.