3/14/2015

Basic Healthcare Scheme – The straw that breaks the camel’s back




Some Singaporeans woke up yesterday morning and thought they had a pleasant surprise when they read the main media headlines. Medisave Minimum Sum Scheme scrapped. For the self employed oldies, no longer need to top up until they reach 100 years or older.  The good news was proven not to be. It was like the devil and the deep blue sea. In place of the Medisave Minimum Sum, with a current ceiling of $43,500, a new scheme has been introduced, called the Basic Health Scheme with a limit of $49,800. Your money in the Medisave Minimum Sum account would be transferred there. And those below 65 could expect this sum to go up and up over the years. Whatever in your Medisave Minimum Sum would not be safe. You can kiss them goodbye.

This BHS is supposed to be better designed to cater for the oldies’ medical care in old age. It also means that the oldies would not be spared from paying to the Medishield Life Scheme even when they are jobless, without any income and dying. Oh, no worry, the BHS would pay.

When a Govt thinks it is alright to make the oldies pay with their coffin money, their life savings, when they are old and jobless and have no income, the Govt lost its moral right to govern. When they would not spare the oldies and think it is alright to take their last few dollars in the name of looking after them, it shows a callous and ruthless mindset completely devoid of compassion and human decency.

There is no point talking about this anymore. Opposition parties better quickly get their acts together, offer an alternative that does not rob the oldies of their life savings. Fleecing on the old and helpless and jobless is ethically unacceptable for whatever farcical excuses. The opposition parties must come out with a plan to provide free coverage for the oldies, not necessary the whole works to keep them alive, hooked to a machine, or expensive surgery and drugs that would cost a bomb. Just provide basic medical care in Class C wards free for the oldies to pass away in dignity, with minimal pain, and with no fear of money not enough and hoping for charity. Many are wishing a quick death when they have nothing to keep them going. Stop the crap that the oldies want to live forever. Only those with millions in their savings would want that. Those that want to live forever would be to afford anything. No need to worry about them.

Oldies 70 and above are mostly in full retirement, some already retired by their mid 50s when they became unemployable due to the FT scheme. Many would hardly have anything left to live by. Many would be dependent on their little savings or children to take care of them. Spare them from the burden of paying medical insurance premium and to live in peace, to be respected and honoured as senior citizens, not to be troubled by having to find money to pay medical insurance.

This is the minimum expected from a caring and people centric govt. This is expected of political leaders that rule with a heart, not those with bad hearts, not mechanical hearts that cannot feel. Vote for any party that would look after the old and helpless, not parties that would want to rob them of their coffin money when they are old and feeble and money no enough.

This is the last straw. It reveals the kind of outrageous values and thinking in sick heads. When they say they got good hearts, don’t believe them. Very likely mechanical hearts or transplants from animals or clones.

39 comments:

Anonymous said...

To all the 'yeow siew kias' let them be warned. Cheating on the people, especially on the old people and their 'blood, sweat and tears' money, the bad karma will be multiplied by hundreds of thousands of times as hundreds of thousands of people are affected.

Heaven got eyes. Don't ever think you can keep on cheating the people. Payback time will come.

Anonymous said...


This Is A Small World!

YES! This is indeed a very small
world, the tiny city state.

BUT! This is also a very very
exciting, very very confusing and
very very complicated tiny city
state.

Life can be very exciting to some
with fresh news/policies/schemes
introduced almost everyday.

BUT, to others life can be very
confusing, very complicated, very
uncertain and very very fearful
as how those everyday news/new
policies are going to affect them
socially and financially.

Is this what we called...LIFE?

Is this what we want?

Sad, Very Sad, Very Very Sad!






agongkia said...

Not interested in any new scheme and I always think they have Sinkies interests in mind in whatever they do.
l am more concern on those self employed Sinkies who face difficulty to top up their medisave in order to renew their licence.
And writing to employee to inform them that their employer fail to pay their cpf when the delay is only a month late is cruel.
Employer pay compound fine n late interest for late payment n face court hearing n yet need to face embarrassment even they settle the case in time.
How to encourage Sinkies to be entreprenuer like that.
Tolong tolong.Paitok Paitok. On behalf of those kachang puteh local struggling local towkays,pls consider to be more humane n show some mercy.


agongkia said...
This comment has been removed by the author.
Anonymous said...

' I always think they have Sinkies interests in mind in whatever they do.'

Tiok, they have the Sinkies interests in mind, not in their hearts. They got no hearts, if they have, all bad hearts.

Matilah_Singapura said...

@ piss weak arguments RB:

>> Govt thinks it is alright to make the oldies pay with their coffin money, their life savings, when they are old and jobless and have no income,

Ever heard of FAMILY? In a family, people (are supposed to) look after each other. This is not a "new" concept---it predates welfarism health care by 200,000 years.

So yeah, it is perfectly alright for the govt to do what it does so no one has to be ROBBED to pay for someone, just because they are OLD.

Your life, Your business.

>> the Govt lost its moral right to govern.

Governments don't govern by "moral right", they have the right to govern by MANDATE. Hitler was arguably a very immoral person. However he did have a mandate to govern.

GW Bush is without doubt one of the most INCOMPETENT leaders of all time. As for being moral---well, you be the judge. Yet he got a mandate to govern the Americans for 2 terms, and boy did he give them what they deserved.

>> it shows a callous and ruthless mindset completely devoid of compassion and human decency.

Perhaps, but I doubt it. More than likely it shows that they are cognisant of the fact that healthcare in later years is EXPENSIVE and that oldies in their twilight years can BANKRUPT the system---especially when as the Baby Boomers approach old age. Fucking shit, folks from the LAST generation are still hanging around...WTF? Science has extended life so long now that there are all these unhealthy old fucks still breathing and shitting when 50 years ago they would have long since checked out, saving everyone a heap of money, time and effort.

Life is for living, and for THE living. Everyone has the potential to live long enough to get old, and sick. This is NATURE doing what nature does.

The idea that "life is sacred" is a VERY BAD IDEA, and many psychologists, neuroscientists and behavioural economists are now firmly rooted in the empirical fact that Life IS NOT sacred.

>> Opposition parties better quickly get their acts together, offer an alternative that does not rob the oldies of their life savings.

So the alternative is ROB THE WORKING PEOPLE of the fruits of their labour/ productivity/ creativity/ innovation? Like hell I'd be willing to pay for you...

Fuck off and die lah.

George Carlin: Life Is NOT Sacred

Anonymous said...

When my elderly father was admitted to a public hospital.
No less than FOUR times.
FOUR times by FOUR different nurses and doctors.
Telling me to sign the "DNR" Form (Do NOT Resuscitate Form).
That was the number one medical priority for the public hospital.

I wonder if the public hospital also got pester PM Lee to sign the DNR form for LKY?
What do you think?

Also with these type of PAP government hospital, do you think they will design a better healthcare system for Singaporeans?
Or do you think a better salary increment system for the PAP Ministers would be a higher priority?

Matilah_Singapura said...

@ 1109:

Public hospitals run on TAXPAYER money. Therefore they need to make decisions to allocate resources appropriately---i.e. rationally, not based on EMOTION.

For those who are old and sick and are probably going to die anyway, DNR is a rational choice. If done in advance, this is known as an Advanced Medical Directive. Most RATIONAL people have this. I do, as well as everyone in my family. When it is time to go, go already---had a good life, so what's the problem? (Back to my previous point that life is not sacred).

However if you are PAYING the medical bill in a PRIVATE system, then you decide who you want to keep alive with YOUR money.

IMO, in the public healthcare system every patient above a certain age and for certain medical conditions should be placed under a MANDATORY "Do Not Resuscitate" regime.

Anonymous said...

MS and his confusing arguments. Life is not sacred, everyone wants to live longer. Fuck you lah. There are so many that got no money to eat, and full of illnesses and no money to treat. Some are suffering in pain and dying is a mercy.

How to bankrupt the system with free basic healthcare? The people robbing the daft are the people paying themselves millions and bankrupting the govt.

Like dat also cannot see and talk so much.

Matilah_Singapura said...

@ very confused 1118:

Hey cheebye, we're talking about PUBLIC health care system lah.

You want to live long, go ahead...but do it on your money, not someone else's.

When you rob people just to keep members of your family alive, you might be taking away money they put aside for them to pay to keep their family alive.

So you kill their family to save your own?

Fuck off and die already lah!

Anonymous said...

....the Govt lost its moral right to govern.
RB

Governments don't govern by "moral right", they have the right to govern by MANDATE.
Matilah 11:07 am

Tiok, Matilah and salah, RB.

And I wish to again remind all that as long as the Sinkie opposition is not ready to be govt, majority (aka 60%) will continue to give PAP the mandate to govern.

Anonymous said...

When you rob people just to keep members of your family alive, you might be taking away money they put aside for them to pay to keep their family alive.
March 14, 2015 11:23 am

Hey Matilah.
Are you referring to PAPigs?

Anonymous said...

...some already retired by their mid 50s when they became unemployable due to the FT scheme. Many would hardly have anything left to live by.
RB

Tiok. And only some.

But u sure many would hardly have anything left?

If so, then they should be very unhappy and will not vote PAP what.

But how come only 40% did not vote PAP last GE when times were even worse than now and the opposition combined contested almost 100% seats, u tell me lah?

Anonymous said...

Tiok, treat the people as digits. Got used keep. No use throw away. Don't kpkb. See the loser Matilah Singapura also crawled back here when he cannot make it in Aust.

Where got morality, moral rights? People talking about morality, about compassion, about caring for the people, are all liars. It is self interest, how many millions to take from the system.

Public money you know, cannot anyhow take any amount you want for your own good ok.

Tiok. Can. Good thinking.

Matilah_Singapura said...

@ 1137:

>> Hey Matilah.
Are you referring to PAPigs?


I consider all forms of taxation to be THEFT. However, if my memory is to be trusted, those who join the PAP's parliamentary "monopoly" are usually fairly wealthy already.

If you are trying to insinuate that the Lee family is robbing the people to keep Lee Snr. alive, I must disagree there. They don't need your money lah, they have plenty of their own already. Even if they were not in politics, there's that that law firm of theirs, plus all the property holdings, and lord knows what else....big bux lah. They can well afford to pay for LKY's "life extension" without your 10¢ 20¢ increased SMRT fare lah.

In Singapore, your "social rank" is largely determined by your wealth. That won't change for quite sometime, if ever.

If you're not used to this, or think it is "unfair", then I wish you well in your plans for emigration :-)

Anonymous said...

If you are trying to insinuate that the Lee family is robbing the people to keep Lee Snr. alive, I must disagree there. They don't need your money lah, they have plenty of their own already.
March 14, 2015 11:45 am

So are you saying Lee Snr is being kept alive in a private hospital?

Chua Chin Leng aka redbean said...

He is enjoying his medical benefits like all pensionable staff.

Anonymous said...

And I thought all civil service staff had their pension scheme converted to the "better" CPF system.

Matilah_Singapura said...

@ tiok u boh? 1139:

>> See the loser Matilah Singapura also crawled back here when he cannot make it in Aust.

I find your use of language interesting and very REVEALING:

It is no secret that I have "lost" more than once, but I'm DEFINITELY not ashamed of that.Taking a loss is a part of life. No problem lah. BUT...

...People in Singapore are kiasu kiasi and they see "loss" as a terrible social evil...i.e.LOOSE FACE, which means mixture of negative feelings like embarrassment, unworthiness, etc which keeps them stuck in VICTIMHOOD---never taking responsibility, and always blaming SOMEONE for their situation and waiting for SOMEONE to "save" them from their situation.

Sound familiar? PMET's are you listening? ;-)

"Losing" in Aust pre around 1995 was quite common. However from around 2000 on, any bloody fool could make Big Bucks in Oz---clean toilets and do yardwork in mining site: AUD100k per year, 6 weeks on 2 weeks off. Where to find?

Apply 457 Visa, work on construction site starting pay $65k, after 4 years apply for citizenship. In that 4 year period, your salary has increased to nearly 200k as you are now constructing in the new booming mining towns. Your wife is on about 100k, and rising. Cash out the CPF, sell the HDB, renounce Singapore citizenship---you are comfortable lah.

If you are an accountant or lawyer, even more OBSCENE money. During the peak of the boom, good luck in finding an accountant. Good luck in finding office space if you wanted to set up as an accountant or lawyer.

So tell me, HOW to lose, during that time? (now of course the 20 year party's over).

Anyway as I have said time and again, the reason for existing in more than one cuntree is to take advantage of many worlds to MAXIMISE your own self interest and have an AWESOME time living LARGE before you DIE, regardless of the unkind words and name calling of jealous people.

So yeah, go ahead...hantam me some more. I luuurrve it :-))

Matilah_Singapura said...

@ all anons who hate ventilators:

Please lah, many of us get it: you can't wait for Lee Kuan Yew to die. Apparently this will confer upon you some "satisfaction" and apparently inject some "meaning" into your lives. (Which illustrates as to how your life really is)

So enjoy the moment lah, when it comes. I can guarantee you, in the days that follow---your lives will still be shitty :-)

Anonymous said...

So enjoy the moment lah, when it comes.
March 14, 2015 12:20 pm

Are you implying that Singaporeans hate LKY?
How can this happen?

Anonymous said...

Matilda, knn today u talk too much. Why don't u just go write your books. It's long overdue u motherfucker!

Matilah_Singapura said...

@ pretending to be an idiot and over achieving the objective 1248:

>> Are you implying that Singaporeans hate LKY?

I don't usually imply---I say directly. Tact, is not a quality of mine ;-)

There are some Singaporeans who absolutely hate LKY---I'm talking fucking great big deep psychotic hatred. They are counting on his inevitable death.

However, lets look at the facts: the man and his family continue to be inundated by well wishes, gifts, cards and the like. So I would draw the conclusion that Mr Lee Snr has many, many "fans". He has achieved "rock star status" in the theatre of local, if not global politics.

>> How can this happen?

Human nature.

Already 4-5 weeks on a mechanical ventilator. For me, I wouldn't last more than a couple of days. If I had to breathe through a pipe down my throat, I'd find the strength to pull the motherfucker out and die. For me, I don't ever want to live that way.

Different strokes for different folks, I suppose ;-)

Anonymous said...

However, lets look at the facts: the man and his family continue to be inundated by well wishes, gifts, cards and the like.
March 14, 2015 1:12 pm

It is indeed reassuring that LKY has made so many Singaporeans into Millionaires.
Are there many PAPigs among all these well wishers?

Anonymous said...

I think it is easier to make LKY get well than to get the the Sinkie opposition united and ready to be govt.

What do u think?

Anonymous said...

It is indeed reassuring that LKY has made so many Singaporeans into Millionaires.
Anon 1:25 pm

Of course. If not, where do u think the 60% who voted PAP every election came from?

Anonymous said...

So are you saying Lee Snr is being kept alive in a private hospital?
Anon 11:54 am

Doesn't matter private or public hospital lah, as long as he is treated by the best doctors.

And if they wanted to, the best doctors can even make him alive for years, u know. And in time to even contest the next GE, if LKY so wish. Hahahahahaha

patriot said...

Read at Facebook that 7th August will Officially a public holiday from Year 2015 onwards in memory of Lee Kuan Yew, the First Prime Minister Of Sin. He is also known as the Father Of Sin to some.

As the Most Outstanding Man in Sin and in the History Of Sin, a Two Day Holidays would make Lee Kuan Yew a more memorable Icon Of Sin. So, if the Auspicious 8th of August is also made a public holiday with 7th August, Sinkies shall have a 七八八 which rythme with 去发发(7th and 8th of August) happy feeling. As 9th of August is Sin's National Day, this will make many Sinkies more happy or happier for they could rest and enjoy longer holidays here and abroad.

What say You?

patriot

Anonymous said...

Yew say very good.

Anonymous said...

10th will be the mourning day.

Anonymous said...

With a tube going into your body.
And a million dollars in your bank account.
Got enough dignity or not ah?

Amortal said...

Hi, Uncle Red Bean,

Congratulations! You have written an excellent article.

When I observe (not read) this old man Matilah makes so many defensive comments against your article and others' comments, I don't have to comment any more.

Your article has hit the nail into the coffin! It is just PERFECT!

Can you please make sure this particular article is included in your up-and-coming book: My Singapore News Collection. I will buy at least 10 copies to distribute to all my old uncles and aunties.

Thank you, Uncle Red Bean.

Amortal.




Chua Chin Leng aka redbean said...

Good morning amortal.

Your points noted. Will include this article in the book. There will be chapters on CPF and Medishield Life for sure.

Thanks.

Matilah_Singapura said...

@ patriot 418:

Next year, Singapore will have a new name

;-)

Chua Chin Leng aka redbean said...

When Idi Amin was President of Uganda, he wanted to change the country's name to his name, Idi.

The people told him there was a country up north called Cyprus and the citizens were called Cypriots.

patriot said...

Hi Matilah Singapura;

Do You have a good name to replace Sin?

patriot

Anonymous said...

While the boys and girls are stomping their feet and counting their loot, the country is being stolen right under their noses by the schemers.

A good name, how about Singapora?

Matilah_Singapura said...

@ patriot:

No. I like Singapore. Why change? It works fantastically!

Anonymous said...

Can't make it overseas now say like Singapore.