Car Insurance Premium expected to go up

The Insurance association has given warning that car insurance premium would have to go up because of high cost and claims. It reported a loss of more than $13 mil for the first quarter of the year on a revenue of nearly $200 mil for the same period. Assuming labour and other cost works out to be 70% of the revenue, or $140 mil, the claims from car accidents must be $60 mil plus $13 mil or $73 mil. And if the total cost is 50%, or $100 mil, the claim was a staggering $113 mil. These are just ball park figure. What is alarming is that a whole year figure would be 4 times this amount or between $292 mil and $452 mil. Now that is a lot of claims. The question is whether the loss is due to high accident claims or other costs eg labour cost, rental costs or losses due to investments. The amount of claims due to car accidents was expectedly not reported. The motorists who are going to be charged with higher car insurance premium deserved to know the whole picture. If accident claims is really that high, then it is justifiable to throw back the cost to the motorists. However, if the losses were due to higher manpower cost or other losses, then it is unfair to expect the motorists to bear the hike in insurance premium. Would CASE look into this before car insurance premiums are raised?