Housing policy parameters

The parameters used to determine what is affordable housing should be discarded as it is a wicked way to enslave our young to a home that is no bigger than a shoe box. The formula of 2 incomes, 30% and 30 years to pay up is outrageous as the consequences of paying so much of two persons’ income just for a roof over their head went beyond just financial cost. It has a wide ranging negative social cost for the people and the country as well. Inflation, high cost of living, family formation and bringing up children, even the digits to go into the production of labour, are gravely affected by this sick formula. The argument that it is an international practice is bull. Why don’t the policy makers adopt the international practice of what is a decent salary for themselves as practiced internationally, which incidentally will be no more than 10% of what they are getting now? What is it that their incomes can be unique and defy all conventions? Why is it that they are willing to break all rules and norms when their own interests are at stake and persist in sticking to a deadly formula that is wearing down our future generations financially and emotionally? The formula is robbing the income of our young and depleting their savings for retirement. It is a seriously flawed formula and must be changed immediately for the good of the people and country. All the reasons against this formula have been aired, all the bad and negative consequences arising from this bad formula are there to be seen and are being lived by the bulk of the population. Would this diseased sacred cow be slaughtered? Or would the same song be sung and praised, that this is the best formula for the people? Who is benefitting from this formula and who is paying a heavy price for it? The beneficiaries are the govt, developers and the rich property owners. The adversely affected is everyone other than these three groups of people. Can we see a drastic and badly needed change in the housing parameters to one that is based on a single income and shorter period of repayment? Two income families are destructive in many ways for bringing up children and building a home.

Crazy pony

A crazy pony running away. Its backside is facing backwards squarely. The pony is on the right with its head looking back. Livelier than Hsu Pei Hong's horses. More pics on Art of RAR Gallery on top right.

The Duke of Bukit Timah

After 45 years of history, our political development is taking on the image of medieval Europe when society was divided into the ruling class, the gentry, the landowners and the farmers. We have unwittingly developed a similar ruling class, a gentry class, landlords and of course the worker class that do all the working today to feed the ruling class. The ruling class and gentry are those that have contributed to the success story of this island and it is timely that they should be honoured by the peasants and workers. As a republic, titles like kings and princes may be a bit too much to stomach. Perhaps something less grandeur, like Dukes and Duchess, Counts and Countess, Barons and Baroness would sound quite pleasing. They would also remind the people of our rich colonial past without being seen as subjects of an empire if we were to use titles like Sir or Datuk. The Duke of Bukit Timah, the Count of Toa Payoh, the Baron of Sengkang, etc etc, nice right? And the families of such title holders be entitled to a life pension, I mean stipend, to befit their nobility. Such titles will be better than trying to reinvent the wheel, like Emeritus Ministers or things like dat. And when there is a wedding among these nobilities, we can make it real big, and sell souvenir T shirts, cups and glasses as well. Good for tourism and tourist dollars. The Europeans still have their kings and royalties, the Indians have their Maharajahs, we can have out very own nobilities. And Catherine Lim can write books about the exploits and adventures of Dukes, Counts and Baroness instead of about bind foot maids, so unattractive subjects.

The GE aftermath - Cabinet shake out

Hsien Loong gave his cabinet a big shake out and ended up with a new wardrobe. Two were rejected earlier in the GE, two were out of fashion and retired, two museum pieces were removed, and three unpopular pieces were thrown out. In came two of the latest fashionwear while the whole wardrobe was rearranged with mix and match. The people must be eagerly waiting to see what new clothes would Hsien Loong wear, and hopefully not the same proverbial emperor’s new clothes again. With the superannuation of three of the most controversial ministers, and the big shuffle, Hsien Loong has cleared up everything and preparing a new recipe. The old mindset, the old clever ways and the old sacred cows are expected to be slaughtered. The new men in charge have no need to defend them and not having to answer for them. Can the people really hope for a new and radical change? For a start, no more $8 heart by pass. On the other hand, maybe $8 for a 5 rm flat. If the former is possible, the later should be easy. From all the signals flying around, the great housing success stories are history. The people can expect the whole ministry to be turned upside down, with the past glories turning to past follies. With a new man in Health, would the policies of having world class hospitals be toned down when there are not enough world class patients to pay the world class bills? There is no doubt that the public hospitals are world class and a pride of the nation. Unfortunately many patients would be made bankrupt if they are admitted for a major illness or have to stay in a few days longer. The minister must be reminded of the saying, ‘better die than be sick.’ Transportation is likely to be relooked at. This is a major infrastructure issue that cannot be transformed overnight. It would take longer than 3 to 4 years of building a public flat to restructure the transportation system. But the ineffective use of hiking ERP charges and parking fees that would not change anything may not be applied so regularly as in the past. The immediate issue is to bring down transportation cost before it paralyses a whole nation, with people choosing to stay at home when they find it too costly to take public transport. Changes are expected in all the ministries after the mechanic opened the shining car’s bonnet only to find practically every system in need of a major overhaul. Funny isn’t it? How did all this come about? The voice of a disgruntled people has finally been heard, and the people wanted change, by throwing their support for opposition voices. The popularity vote for the govt is down to a level that if nothing changes, the next election could see the govt being bundled out for good. The voice will be louder with the liberalization of the new media. The gongs and the bells are ringing loud and clear, incessantly. The noise is no longer noise, but anger, frustration, and unhappiness. Clarification, this group excludes those that have already attained a Swiss standard of living, and the believers. The govt would have to take heed or it would not be given another chance. Hsien Loong’s ransacking of his cabinet is a big signal for change. Now the people wait, while the changes take shape, for good or for worst. 5 years is all Hsien Loong got. PS. Originally I wanted to end this article with 'The reign of Hsien Loong starts today'. Looking at the big picture, I changed my mind.

Major cabinet reshuffle

Hsien Loong has announced a new cabinet with major changes. Kan Seng, Mah Bow Tan and Raymond Lim have retired from the cabinet. Heng Swee Kiat is the new Education Minister while Chan Chun Sing is Ag MCYS. Several appointments were shuffled. Watch out for the news tonight.

Are they still in politics or out of politics?

The shocking resignations. Radio Australia reported that both LKY and Chok Tong are out of active politics. What does this mean? Is there such a thing as active politics or inactive politics? Or is it another case of half in and half out? They may have left the cabinet, but they are both elected MPs and are paid politicians. So what are their jobs now that they are no longer inside the cabinet? For one, Chok Tong will spend more time coaching the newbies. But would both of them be serving their constituents in MPS? When they were both ministers, they could claim to be busy, one crystal balling, and one travelling. Now that these heavy duties and responsibilities are out of the way, would they really be meeting the residents and help them with their problems, like how to apply for jobs, how to apply for HDB flats, how to apply for subsidies? As the elected representatives of the people, they have the mandate to sit in Parliament to speak for the people. If they are no longer in active politics because they are now MPs, does it mean that all the MPs are also not in active politics? Are part time MPs in active politics or are they part time politicians? What is inactive or not active politics? Radio Australia, please explain. Sylvia Lim has resigned from her job as a lecturer in the Polytechnic to be a full time MP and be in active politics.

A measure of fairplay and decency

As the TPL storm continues to brew, I want to make it clear that I have nothing against Tin Pei Ling. She can be just anyone’s daughter for that matter. I have tried not to get involved in this issue as it just doesn’t look good making her the scapegoat for the venting of anger and frustration of something much larger. The anger is actually all about how justice is perceived to be unfairly carried out, about how public money is being spent, about a system that the people are rejecting. This storm is not going away even if people try to sweep it under the carpet, trying not to talk about it. As long as it is not settled fairly under the law, it will continue to bug the govt for all it takes. The official news reported that a police report was made and that the posting and infringement of the Cooling Off Day was removed after 20 minutes. The netizens are calling foul. The other party goes on with their life as if nothing had happened. Would 20 minutes be too insignificant, or how long is bad enough? Should 35 sec be considered too long? Or how many seconds are there in 20 mins? The team that was disqualified in Tanjong Pagar GRC was technically or officially declared late by 35 sec. And that was all it took to be disqualified from the GE. The law is the law. Even 1 sec is 1 sec too late, and 20 minutes are 20 minutes too long. Now you know why the netizens are incensed.

Singapore Festival of Arts - Global Warming

Singapore is now hosting the Festival of Arts. This piece called Global Warming, is my little contribution to the Festival. The melting fishes in the photo are symbolic of what could happen if global warming continues and is left unheeded. There are some resemblance to Salvador Dali's melting clock except that this is an actual photo created using the Art of RAR technique, and not a painting. More photos in the Art of RAR Gallery at top right.

Exits weaken team

This is the title of an article in the ST forum today by a Lim Chuan Hock. He was lamenting on the departure of LKY, Chok Tong, Jayakumar and George Yeo from the govt. He felt that the team has been weaken from their departure. He acknowledged and praised the senior politicians for their contributions to what we are today. I can share his fear and concern for the weak team that is left behind. After so many years of being in office, and many are already nearing their sixties, the perception is that they are not good enough, probably still immature perhaps, that without the presence of the yodas to guide them, they are going to see hard times. And Singaporeans are nervous under their charge. They really need the yodas to be around to be safe. Isn't it sad that the current crop of leaders is still seen as inept, that they are unable to give the people the confidence that with them in charge, things will be better than before? Though I share the writer's concern, I think things should brighten up. The first sign of a better future is the increasing sales of private properties and at higher price. I can continue my dream of selling my HDB flat at $1m. This piece of good news is everywhere in the media. All the HDB flat owners must be very happy and waiting for the perfect timing to sell off their milllion dollar flats. Thank God that they have return the PAP to power. Have no fear. The new team will do much better than the yodas. Unless we are saying that the yodas are indispensable and the new teams will never grow up.

Green monster

A green monster watching a dancing flame. More photo paintings in Art of RAR Gallery on top right.

Whither the Stock market?

What would happen if there is no retail traders left in the market, of if the number is too small to be meaningful? The last few weeks told a story of a stock market that is verging on the edge of being barren, when retail or genuine investors have abandoned the market for their own safety. At 1 billion shares transacted daily, there was hardly any phone ringing in the trading floor of broking houses. Compare this to the heydays of the 1990s when a billion shares were traded, the phones of all the remisiers would not stop ringing for the whole day. In fact many had problems picking up their phones as two or three phones would be ringing at the same time. The tradings then were genuine, by traders and retail investors. Today, despite the hue and cry of 1 billion or 2 billion shares traded at times, remisiers are biting their finger nails wondering why there is no phone call from their clients. In a way the volume is generated by artificial trades, programme tradings, churnings by funds, high speed tradings, all generating no commissions, as they were either house trades or funds’ own tradings. And the funds are demanding that the system be made more friendly for them to trade, even making it cheaper, or to trade for free. The stock market has been transformed to the likes and dictates of the big funds to facilitate their tradings. What the regulators have forgotten is that the funds are not here to do charity. They are in the market for profit. And, unfortunately, stock market trading is a zero sum game. When the funds are making profits, someone else is losing his pants. We have reached a state when most of the big retail traders and investors have lost practically everything and are no longer in the market. Only a few small traders who have not lost their savings yet, and a few remisiers who still have some money left to lose, are left in the market. As days pass, this number is going to dwindle to non existence, if the system continues in this mode. The question is whether the broking houses can survive without the income from commissions generated by the retail investors or high net worth clients? The exchange can still laugh all the way to the banks with the clearing fees from the high volume. But the high volume means nothing to broking houses that have to feed all its staff, rentals, overheads etc etc. When retail trading reaches a point that is no longer able to sustain the business, the broking houses will have to pack their bags or downsize. But even before that, the funds that the exchange is begging to trade in the market will be the first to disappear from the scene. When there is no money to be made, there is no reason to be here even if they can trade for free. Who is left to feed the big funds? Can the stock market continue to exist without the participation of genuine investors? Can the current mode of operation that favours the big funds sustain the business of the stock exchange? As Merlin continues to wave his magic wand, the stock market is turning into a toad instead of a prince. And no one knows what is wrong with the market. They think that they can keep waving the magic wand and something good will come out from it when fundamentally the market is rotting at the core.

A church besieged

George Yeo figuratively described the PAP as a broad church. Now you can understand why the ‘pastor’ called on the sinners to repent, and why the believers shouted, ‘In George we trust!’. This new religion can be appropriately called Papism, or shall it be called Papianity? It is a big church in all counts, and very powerful with hundreds of thousands of staunch believers. It can and has blessed many people to richness and a good life. It serves the people and works for the good of the people. It has its own belief system and commandments of course. It also has a jealous god. It does not take it kindly on believers of other gods. It cannot tolerate the existence of other gods. And of course it is a white god and all its angels are in white. Not forgetting the church elders elevating themselves to higher mortals. In its early days there were persecutions of the non believers. Some were imprisoned, some burnt at the stake, some fled. It was fortunate that the persecution did not reach the level of the Inquisition. Lately the Holy Order has taken some knocks. The quest for material well being instead of spiritual well being has unsettled many believers. The absolute power of the Holy See is also being questioned. The mantra that ‘We are gods’ is starting to be ridiculed. Even ministers are questioning the wisdom of the core beliefs. There are signs that some reformists are attempting to break away from the church. There is a high possibility that a protestant movement may surface and a breakaway church of Singapore be founded to rival the old church. The making of a new church is eminent. Some ministers have openly criticized the old church and have left. Many believers are troubled with their belief and may just join the new church. They would want a new beginning and not more of the same. The old church has simply grown too big, a mega church, too rich, too many members who are not really believers but eat religion to get fed and wealthy. Verily I said unto you. Whoever believes in me shall have everlasting life. Seek ye first the truth, and the truth shall set you free. Amen. PS. I am posting this for fun reading, political humour. Please don’t call me a mobster.

I Turkey, I Duck

A turkey and duck standing side by side with the turkey in the far side. Another interpretation is that the duck is the turkey and the turkey behind is saying I duck. More pics in Art of RAR Gallery in top right link.

I was called a mobster in Temasek Review

Not by TR of course. TR reposted my article ‘The daft Singaporeans voted’ and it drew more than 110 responses and growing. One blogger by the nick of CPCM called me a mobster because he said I called the Singaporeans daft. Would he also label everyone who called Singaporeans daft as mobsters too? In his haste and anger, he forgot how the label ‘daft Singaporeans’ came about. If he bothers to read my article in full, he would have realised that I did not really called the Singaporeans daft, but responsible and thinking people, who voted using their heads. People who used their heads, thinking and rational cannot be daft, or could they? I quote from my article ‘The pattern and consistency in the way the daft Singaporeans voted are pretty predictable by now. They have seen what PAP could do and are enjoying the success and would only vote for good candidates if they are available. They are responsible and voted with their heads.’ The use of the word daft in the my article is in a cynical manner. Now who is daft, who is or are the mobsters: )

A joint statement to quit the cabinet

MM and SM are thinking more alike, it seems. Both decided to quit the cabinet to let a younger team of ministers led by a nearly 60 year old PM to start with a clean slate. Relatively, a young team was when LKY became a PM at 35, I think. Now that was a young team. At 60, many were grandfathers and have long forgotten about pacifiers and could hardly be considered young anymore. It’s better late than never. My original take was that both LKY and Chok Tong would not even contest the GE. I think LKY wanted to do that long ago, but for obvious reason, unable to let him go solo. Just before the GE, Hsien Loong was quoted to have said that both LKY and Chok Tong would be his advisers, a role that could make his job much easier, but also made him a PM under watch, with two yodas breathing down his neck. With Chok Tong still wanting to stay in politics, LKY too had to be around. It is either both quit or both stay. Chok Tong has proven to be quite a persistent stayer so far. And for him to quit the cabinet is the best that could be gotten. Now LKY can be more at ease as both are now MPs and should not be in the thick of decision making. The next move would likely be another joint statement that both would step down as MP. As precedence had been set, there would not be a need for a by election, and the govt will still be an absolute majority in Parliament, without rocking the boat. Only then would everyone be at ease, that a new era has dawn and the PAP’s internal struggle for power has a clear winner.

What if there was no alternate media?

Goh Meng Seng seems to think that the better performance of the opposition parties this round should be credited to the main stream media and that alternate media was redundant. There were obviously many factors that turned the tide against the govt this time round and not any single factor would have done it. The PAP had done itself in after years of aloofness for sure. From the word go, their presentation of new citizens and the own goal scored against Tin had already forced them on the defensive. But just look at the role of alternate media in this discussion in particular. Why did the main media take a more agreeable role of having a little more coverage of the opposition? Why were there lesser personal attacks on the opposition? The main media knew that if they did not give a more balance coverage, the alternate media would do it for them. Not only would they be seen as biased, they would lose readership if the readers found them wanting. Not only that the alternate media blew the trumpets of the opposition candidates, they forced the news on the main media. With the alternate media, without the twits and facebook, how many would be able to see the huge followings of Nicole? And in the absence of such news, how much coverage would Nicole be given in the main media. There are many other roles that the alternate media were performing. One of its major roles was to keep the ruling party candidates in check. Anything garbage they said would be amplified to an embarrassing level that they had to be very careful themselves. And if they dared hit below the belt, they could be assured that the alternate media would be there to tell all. The alternate media was the watchdog, the guardian, the rascals that would play foul if tempted or invited by foul players. Do not underestimate the alternate media. Think of the past elections when the alternate media was not there and coverage was the monopoly of the main media. That could be repeated with impunity if there was no alternate media. Any unfavourable news or remarks today would go viral in an instant. This is much more effective and efficient than going through the printing press and waiting for the news to be broadcast. Alternate media is instant media. Ignore them at your own peril.

One last chance

The professional reporters and journalists have a last chance to write about this newsworthy article before Leong Sze Hian starts to bang his abacus. The people must all be eagerly waiting to know how much George Yeo and Lim Hwee Hua will be getting for their pensions in the next 40 years, assuming they live till the ripe age of 90 or more. Their salaries are public knowledge and the formula for calculating their pensions too are available everywhere. The point now is who will be the first to claim credit for putting this as a piece of news and earn the right to put his/her name to it? Without even cracking my head, I think the ballpark figure will be $1m and $2m per annum for Hwee Hua and George respectively. The best part is that they will not have to lift a finger to get this sum of money, which incidentally, is more than the dumb ass sitting in the White House sweating his guts out to prove that he is a worthy President. It is so pleasant to live life on such a pension. Working for 15 and 23 years respectively, and they earn the right to millions for life. I wish I could be in their shoes. I will say a very big thank you to the people of Singapore for the dole. Now to step back and see whether TOC or which main media is going to claim this honour. I am sure it is newsworthy. The world too will be eagerly waiting to get a hold of this news.

Plague of the locusts

After the heat of fire, there shall be rain and flood. The third sign shall be the plague of locusts. They shall come, all 900,000 of them, to devour everything in their path. No one will be spare. The first 60,000 shall come from the West, the next 60,000 from the East, and they will take turns, with more and more in numbers, until all 900,000 have swarm the land. There shall be no other churches except the church of the father. And you shall call no one father. You shall have only one father and he is in heaven. This is my promise, for your disobedience.

Notable quote by redbean

'I have my ears on the ground, but I hear nothing'. Redbean

What a shame

In 1955, when David Marshall was elected as the Chief Minister of the island, he was not given an office to execute his duties. The mean British, who were the colonial masters then, gave him a small table and a chair next to the staircase, like the desk of a security guard. That was the contempt the British rulers had for a locally elected leader of the people. David Marshall took the insult in his stride, for he knew that there was nothing he could do against the masters of the day. And it seemed that we have learnt from the British well, not be better masters, but on how to continue with the tradition of not providing an office to our modern day elected representatives of the people. It must be a wise practice of the colonial masters that we must retain, if not good, as a reminder of how things were then. Last night I watched the news and was shocked to see Yaw Shin Leong, the newly elected MP of Hougang, conducting his meet the people’s session in a void deck. Doesn’t the elected representative of the people deserved to be given a proper place to serve the people? I can only hope that I am wrong, that it was a temporary arrangement as he is a newly elected MP. I believe that in all decency, no matter which party the MP comes from, once he has been elected by the people to be their representative, it is only proper that the state provides him with an office space to carry out his duties to the people. Depriving him of such a facility is an insult to the office and the people that elected him to office. A people’s elected MP is not running his own private business. He is there to serve the people for the well being of the state. It cannot be that an office of the state, a representative of the people who can sit in Parliament to discuss national issues, have to meet the people in the void deck, or to pay for his own office. It cannot be that the country, with all the billions in reserves it has, is too poor to afford such an arrangement. Sounds very third world really. It would be interesting if the MP of Jalan Besar or Joo Chiat should set up his office in the back lane of Desker Road or on the five foot way outside a bar in Joo Chiat. I think I am wrong, and all elected MPs will be allocated a reasonable office for sure, in respect of the office and for him to carry out his duties to the people. But if this is not the case, then Yaw Shin Leong and all the MPs must be very grateful that the HDB did not charge them rent for the use of the void deck or to chase them away. I had a dream last night. I was walking along the void deck of some HDB flats and came face to face with some sign boards. One read ‘No football allowed’. Another one read ‘No meet the people session allowed’. Then I woke up only to know that it was a bad dream. I know that a first world country would not allow such things to happen when we can pay ministers in millions and with world class offices in the heart of town. Are we willing to continue to live with this shame?