11/11/2007

Raise the political barrier

Vivian Balakrishnan had a lively discussion with 100 young activists and an impressive 10 questions were asked. Not bad for Singapore standard of active participation in a dialogue. 3 questions is standard and 10 is excellent in a depoliticised citizenry. The key issue raised was the need for a high standard of integrity among political aspirants. Vivian mused that 'many people are asking us to dumb down our political system. Lower the hurdles, lower the standards, lower the penalties, lower the deposits, so that we can have apparently more contest.' He added that he 'would rather have a high political hurdles, so that anybody who seriously enters the contest is a good, strong, honest person, willing to pay the prices and able to withstand the scrutiny of the public.' In one mouthful he has said that the govt will set the rules and standards for entering politics. A hard fact that the people must live with. The power of the day sings the song. Also, no one will take issues with maintaining high standards of conduct and integrity. These must be the basic qualities expected of national leaders. What is questionable is to link ability to pay a high deposit, or rich people, as people of high integrity, is unacceptable. There are many good people with very high integrity but do not have the money for deposit and were out of the system, cut off by the system. The next point is that these people of high integrity must be prepared to pay a high price. Why should entering politics be equated to paying a high price? Who is exacting this high price and under what circumstances? When we expect good people of high integrity to come into politics, the assumption is that they will conduct themselves exemplarily and would not behave like clowns or hit people below the belt. The issue of paying a high political price is unnecessary and is a threat that our system can do without. Not that people going into politics can destroy another with impunity. Unjustified and unsubstantiated attacks on any opponent must be paid with a high price. But this high price must not be there as a criteria or condition in our political system if we are to open the net wide enough to really get the good people into politics. Yes, it is dangerous to lower the criteria to enter politics. But a good political system must not have unjustified high barriers to keep good people out. A lot of money and high political price as a threat are something we can do without.

11/10/2007

Night ERP charges

Not very long ago, if I can remember, control of road congestion is to free the roads to facilitate commercial activities. Our business and trading activities must not be curtailed by a clogged road and nothing moves. The CBD and Orchard Road gantries were set up to free the area from traffic jams. It is interesting to see the introduction of night ERP charges in CTE till 10.30 pm for home bound traffic. After 6pm, most of the commercial activities other than shopping, food and entertainment must have closed shop. And these are people going home or doing their social activities. The CTE may be slow, but it is leisure time. Why the need to activate the ERP charges? If this logic is allowed to get through, weekend and holiday ERP charges will soon be introduced as well. The activation of ERP charges will then be dependent on road congestion and nothing to do with the slowing down of commercial and business activities. Then come weekends or holidays, no chance of driving around freely. Pay to drive every where and on every day.

Pedra Branca, our island

Reading through several days of the reports in the msm on the Pedra Branca court battle in Hague, I am fully convinced that Malaysia's case was spurious. They were just grappling with straws to build their claim over the island. The msm has presented every aspect of Singapore's legitimate claim and every rebuttal or dismissal very convincingly. Reading the media, one wonders why Malaysia even bothers to take up the case and waste so much time and expenses to go to Hague. It is not only losing the case, but putting up a poor case will discredit themselves in the international platform. I kind of feel a bit embarrass at the supporting evidence and arguments put up by Malaysia. But all these are based on the reports in our msm. Malaysia's position was reported in bits and pieces, in an incoherent manner. Neither were there a decent coverage on how Malaysia rebut or dismiss our claims and positions. It would be interesting to read how Malaysia present its case in full and see if they really make out a good case for themselves. I will search the Malaysian msm for their version of the story. The other astounding impression is the comments made by the Singapore team. Their morale was high, they have made a good case, and they were cautiously confident, guarded and prepared for any surprises Malaysia may throw out. They went there to fight a 50:50 case and may lose. Hmmmm, I thought and have lived with Pedra Branca as an intrinsic part of our territorial integrity. It is ours, never in doubt, like ownership of a landed property. And if there is any spurious claims against it, my position would be quite different. I may present the case with all the legal documents. But at no time would I concede that it is a 50:50 case. I may even put in place some measures for damages and cost and make it very clear in all manners and conduct, that it is a wild claim and need to be dismissed with cost awarded to me. To take the position that it is 50:50 is already conceding that our ownership is also tentative.

11/09/2007

Battle for the right to live here

The battle to live in this little paradise has started. At the higher end, the talented level, Singaporeans will have to compete with foreign talents for every inch of turf they want to step on. And they are going to lose. For the foreign talents are going to beat our local talents till their nose bleed. So the only alternative is to look for a jobs overseas, pack up the family and go. At the lower end, the softie Singaporeans are going to compete with the hungry and toughter foreign workers. And they will be bashed against the wall. No fight. The hawkers in food courts are being replaced gradually. The mei meis in spas, health centres and Geylang are also being evicted by more willing and aggressive foreigners. Soon, very soon, the new owners of Singapore will be all new citizens, not born locally. We cannnot compete. And sadly, that is a fact. The good news is that Singapore will prosper to greater height by the foreign talents, the new Singaporeans. And we may see Singaporean maids and workers overseas. Possible?

NUS and NTU ranking drop

The Times London Higher Education Supplement has ranked NUS and NTU at 33 and 69 respectively compared to 19 and 61 the previous year. This call for alarm. Our rankings have dropped! Though the reports still considered the two universities as world class, they are dropping and will drop out of the top 100 soon. Jialat. Actually, when looking at the criteria and how the rankings were done, it is a western biased and pseudo intellectual ranking that is as good as a straw poll from people on the streets. What is so great about being ranked high by using digits on number of foreign students or faculty staff or staff student ratio? What is important should be the quality of the staff, their academic achievements and also the quality of the students produced. What is the point of ranking as number one when the students are all but average?

Would we have our own subprime loan crisis?

By the look of things, our stringent financial controls, and the CPF savings, we should not have any subprime loan crisis. So we should be spared because of our prudent policies. Spend only when one can afford it. Don't anyhow spend and don't spend beyond your means. For this, the medical services must take note and not force people to consume more expensive wards and services beyond their means. Medical costs must be brought down quickly. I digress. Superficially we may think that we will not have subprime loan crisis. But if we recall the way the prices of HDB flats were pushed to these levels without the income to match the increase, many people are actually living beyond their means. The worst hit are those that sell their first or second HDB flats and upgraded thinking that they could afford it. But they forgot that their incomes are not upgraded at the same rate as the price of flats. And all it needs is a little financial crisis, losing their jobs, and they will be cooked alive.

Another saga?

While begging has taken a different form and scale, corporate governance for such organisations are changing at an unusually slow pace. Thanks to NKF that more is being done to clean up the management of such charitable organisations. When professionals take over the art of begging and transform it into a business concern, they somehow forgot to transform the management of the organisations and its funds by bringing in the same quality of professional management. So, while the process of introducing professional financial management to charitable organisations, we are going to uncover many unsightly things, so to speak. The public must be prepared and braced up for such an eventuality as more organisations are dissected up for the full view of the donors. We may need a campaign to psychologically prepare the people so that they are mentally able to withstand the tsunami coming their way. More psychiatric clinics and pyschiatrists need to be roped in to help the people so that charitable organisations are not disadvantaged and donations do not stop coming to them.

11/08/2007

Soaring rentals!

Rentals for housing and now shop spaces are soaring. Good for the property owners. Excellent investment foresight. A little shop in a choice location can fetch $20k or $30k rent a month. And the shopkeeper will need to pay for salaries, the cost of goods and other expenses. Who pays for all these costs? The first $40k or $50k are cost to the shopkeeper. He is going to make someone else pay for it. He is there to provide a service and to make a profit. He is not running a charitable outfit. Good heavens, it is me and you, the consumers!

The new social class

We have seen the reinvention of many social classes over the years. The 4Cs class, the landed property class, the club ownership class, the platinum card class, the car owning class, etc, all status symbols of an increasingly materialistic society. Soon we will have IR membership class to wave about. There is now in the pipeline the creation of a new social class that is going to worth a small fortune. This is the new privilege class called Subsidised Class. Membership can only be attained through a rigorous means testing programme and only the fittest will get through. At the end of it, the members will hold a card that entitles them to heavily subsidised hospital wards and can save them thousands of dollars per visit. I can envisaged that fee paying courses will be conducted for people on how to make themselves qualified for this subsidised class status and privileges. And there could be a secondary market for people to loan out such membership at a fee. For people can have all their CPF and Medisave savings emptied on a couple of visits to the hospitals. But with such a card, they would only need to pay a very small portion of it. But such privileges will be very exclusive. Very exclusive, and not many will be able to sneak through the stringent criteria. But many people will be fighting for it. Imagine the envious oohs and aahs when a member flashes a card at the hospital admission counter. It is The Card to have.

11/07/2007

Curb skyrocketing prices or quit

Taiwan PM was told by his own party to quit if he cannot curb the skyrocketing prices of basic goods. The prices of food, rice, flour, eggs, vegetables etc are shooting to the sky. Quite familiar here. What is the reaction of the people? Forget about the party or parties. Other than some reports in the msm, I think Singaporeans are generally quite happy or resigned to their fate. Nothing can be done. Just tighten belt and move on. There will be no protest. Not even a whimper of unhappiness. Singaporeans are really tough in this way. Singaporeans will cope with the rising cost of living. No sweat. Life will go on. And they will elect the same party to power in the next general election with bigger margins, for a better and brighter future.

Returning to the nigthmares of the 60s

Parang wielding gangs slashed several youths in Clark Quay. And they laid in their pools of blood. One had his hand nearly chopped off. Such blatant and law defying violence are hitting the headlines more often than can be tolerated. What is happening to law and order in this island? What happened to the peaceful 70s and 80s? Haven't the triads and secret societies been rooted out from our midst? It is time to come down hard on these hardcore criminals before we ended being more infamous than JB. This will be the latest madness to chase away our tourist dollars. It is so easy to lose our reputation as a safe and peaceful city state. Bloody shit. Someone is sleeping on his job.

The stubborn idiot

Despite Abdullah's calling for less racial and threatening words or acts, Hishamuddin continued with his kising the keris antic, thinking that by insisting that it is something else, people looking from outside will accept and think that he meant no harm. This time he claimed that the keris is a symbol of power and unity. If this is the thinking of the future PM of Malaysia, then more trouble can be expected in the future. Why is it so difficult to admit that the kissing of the keris is a hostile act, or better, just don't remind people of it again, let it pass and move on from it? Even Syed Hamid could comment that leaders must 'exercise restraint and rationality.' What Hishamuddin has proven in his latest act is to entrench in the minds of the minorities that he could be a dangerous man to deal with. He is not in the mould of his more rational father Hussein Onn.

Gay debate turning uglier

Thought the gay people are very attractive. Now Thio Li Ann is being threatened with physical harm. I am assuming that the source is likely to be from the gay side. The issues have been debated at the highest source, in Parliament. It is disappointing to think that proponents or opponents could attack anyone personally and resorting to threats. This will only reflect very badly on themselves and their cause. The sympathisers may shift camp if they become too pushy, abusive and threatening. Everyone is giving everyone a decent and respectable distance. But if this is the way it is heading, the end result may be ugly as well.

11/06/2007

The Promise Land

Two Integrated Resorts, Punggol 21, The Marina Botanic Garden, Underground Tunnel Expressway, the rebuilding of old Singapore, the multi million dollar revamping of Orchard Road Disneyland, and now, the great promise of a Super Sports Hub. Cubby Leong wrote, 'Super stadia that are the envy of the world. An airconditioned karting track. A white water rafting facility, a hotel, even the opportunity to "walk on water".' These are the latest promises by bidders vying to rebuild the new Singapore Sports Hub. Singaporeans can all look forward to this great Promise Land. Provided they have the money to enjoy them. They are not for free ok. And not to forget the world best medical facilities, education and public transport system.

The Singapore Magic Show

We need population growth to sustain and maintain our economic growth. For that we need our people to procreate profusely. But with the high cost of living, any average family thinking of having more than two children is doing themselves and their children in. Not many Singaporeans can afford two children and many are keeping to one only. But the need for population growth is mandatory. We need growth, we need good economic numbers to justify high salaries and higher standard of living. So where will all these lead us to when the average Singaporeans are dwindling in numbers and being replaced by foreigners? And what will be the fate of those average Singaporeans with more than 2 children? Will these children become a burden to themselves and to society when they stay at the fringe of all the wealth around them?

What is the financial health of the average Singaporeans?

The 2% increase in GST is really peanuts. It is what comes after that is going to kill the average and below average Singaporeans. And if any average Singaporean is going to think that his normal expenses are going to increase by not more than 10%, he is insane. I am waiting for the academics and those statistics churning machines to put out the real picture of the real increase in cost of living to the average and below average Singaporeans. And with that, they should redefined subsistence level or poverty line in Singapore. How are the recent increases going to affect families with $2k, $3k, $4k or $5k income? Forget about those with family income of less than $2k. Their life is bleak. They shouldn't be living at all.

11/05/2007

Need to expand role of Small Claims Tribunal

There are many people who need to seek justice for minor cases and small sum of money owed by their debtors. At the moment many of these cases were excluded from the SCT. Many of the creditors have documents to prove the debt but for all the exclusions, these cases cannot be heard by the SCT. There is a need to provide some forms of justice and redress for the small people. Not many can afford to feed the legal attorneys with year end holidays around the world or buy another bungalow. It is unfair to expect the small people to cough out tens of thousands of dollars to claim for a debt of $10k to $20k without any guarantee of getting a cent back. And the cost of making the other party pay or facing bankruptcy is so prohibitive that many of the debtors would walk away laughing. This is injustice to the party that is being wrong. Expanding the services of the SCT would also create more job opportunities for our people.

Malays not stupid: Abdullah Badawi

Abdullah has said it loud and clear and is urging the Malays to drop the crutch mentality. No one can dispute what he had said. Many Malays have done well in Malaysia and especially in Singapore. The latter without any crutch. The problems in Malaysia are the affirmative policies, designed to help and give them a head start but ended up as the most damaging tool to hold them back. There is no necessity and motivation to want to push harder. Just ask or demand and it will be given. After more than 30 years of affirmative policies and there is no progress or confidence to go it alone, something is definitely wrong. Malaysia boleh?

Stop that tour

The tour industry is eyeing the silver hair generation for more business. They are seeing this group of Singaporeans as a goldmine. But before the silver hair go and plonk their money into tour packages, they should carefully consider the little money they are left with for their old age and big hospital bills akan datang. Base on all the current computations, many of them would not have enough to live till 80, and they are going to live to 100 years. Better not squander away those precious little savings.

11/04/2007

Medisave wiped out in 3 months

17 year old Siti Aishah suffered from ovarian cancer. It took 3 months of treatment to wipe out the $30k which her father, driver Mohammad Abdullah, took to save in 40 years. Her total hospital bill, despite govt subsidies, came to $41k in just one month. And her ordeal is just beginning. She will need medical care, medicine, treatment and hospitalisation probably for her whole life. Another half a million or more! According to KKH's chief medical social worker Sylvia Mun, only 'a 3 day ward stay for something as minor as asthma can be a financial disaster' to low income families. Middle income families are not spared either. Serious or chronic illnesses would wipe them out as well. At the rate we are going, Singaporeans will be in deep financial debt because of hospitalisation. What is a little $30k in the Medisave going to do when one is settled with hefty hospital bills? And with mean testing, only the truly down and out will qualify for govt subsidies while the so called more able, probably anyone earning $2k pm and above will have to pay a big chunk of their hospital bills. There is no escape. As long as hospital and medical cost are running away, the fate of Singaporeans are sealed. The Health Minister has been working and working hard. What is the result? What we really need is a philantrophic organisation and a few selfless people in the medical profession to start an alternative hospital to serve the people at the lowest cost possible. Something like Sheng Siong versus NTUC Fairprice. Prove to the the govt that cost can be brought down and there are people who will not be crazy about making millions and millions at the expense of the people and the sick.