Soaring rentals!

Rentals for housing and now shop spaces are soaring. Good for the property owners. Excellent investment foresight. A little shop in a choice location can fetch $20k or $30k rent a month. And the shopkeeper will need to pay for salaries, the cost of goods and other expenses. Who pays for all these costs? The first $40k or $50k are cost to the shopkeeper. He is going to make someone else pay for it. He is there to provide a service and to make a profit. He is not running a charitable outfit. Good heavens, it is me and you, the consumers!

The new social class

We have seen the reinvention of many social classes over the years. The 4Cs class, the landed property class, the club ownership class, the platinum card class, the car owning class, etc, all status symbols of an increasingly materialistic society. Soon we will have IR membership class to wave about. There is now in the pipeline the creation of a new social class that is going to worth a small fortune. This is the new privilege class called Subsidised Class. Membership can only be attained through a rigorous means testing programme and only the fittest will get through. At the end of it, the members will hold a card that entitles them to heavily subsidised hospital wards and can save them thousands of dollars per visit. I can envisaged that fee paying courses will be conducted for people on how to make themselves qualified for this subsidised class status and privileges. And there could be a secondary market for people to loan out such membership at a fee. For people can have all their CPF and Medisave savings emptied on a couple of visits to the hospitals. But with such a card, they would only need to pay a very small portion of it. But such privileges will be very exclusive. Very exclusive, and not many will be able to sneak through the stringent criteria. But many people will be fighting for it. Imagine the envious oohs and aahs when a member flashes a card at the hospital admission counter. It is The Card to have.

Curb skyrocketing prices or quit

Taiwan PM was told by his own party to quit if he cannot curb the skyrocketing prices of basic goods. The prices of food, rice, flour, eggs, vegetables etc are shooting to the sky. Quite familiar here. What is the reaction of the people? Forget about the party or parties. Other than some reports in the msm, I think Singaporeans are generally quite happy or resigned to their fate. Nothing can be done. Just tighten belt and move on. There will be no protest. Not even a whimper of unhappiness. Singaporeans are really tough in this way. Singaporeans will cope with the rising cost of living. No sweat. Life will go on. And they will elect the same party to power in the next general election with bigger margins, for a better and brighter future.

Returning to the nigthmares of the 60s

Parang wielding gangs slashed several youths in Clark Quay. And they laid in their pools of blood. One had his hand nearly chopped off. Such blatant and law defying violence are hitting the headlines more often than can be tolerated. What is happening to law and order in this island? What happened to the peaceful 70s and 80s? Haven't the triads and secret societies been rooted out from our midst? It is time to come down hard on these hardcore criminals before we ended being more infamous than JB. This will be the latest madness to chase away our tourist dollars. It is so easy to lose our reputation as a safe and peaceful city state. Bloody shit. Someone is sleeping on his job.

The stubborn idiot

Despite Abdullah's calling for less racial and threatening words or acts, Hishamuddin continued with his kising the keris antic, thinking that by insisting that it is something else, people looking from outside will accept and think that he meant no harm. This time he claimed that the keris is a symbol of power and unity. If this is the thinking of the future PM of Malaysia, then more trouble can be expected in the future. Why is it so difficult to admit that the kissing of the keris is a hostile act, or better, just don't remind people of it again, let it pass and move on from it? Even Syed Hamid could comment that leaders must 'exercise restraint and rationality.' What Hishamuddin has proven in his latest act is to entrench in the minds of the minorities that he could be a dangerous man to deal with. He is not in the mould of his more rational father Hussein Onn.

Gay debate turning uglier

Thought the gay people are very attractive. Now Thio Li Ann is being threatened with physical harm. I am assuming that the source is likely to be from the gay side. The issues have been debated at the highest source, in Parliament. It is disappointing to think that proponents or opponents could attack anyone personally and resorting to threats. This will only reflect very badly on themselves and their cause. The sympathisers may shift camp if they become too pushy, abusive and threatening. Everyone is giving everyone a decent and respectable distance. But if this is the way it is heading, the end result may be ugly as well.

The Promise Land

Two Integrated Resorts, Punggol 21, The Marina Botanic Garden, Underground Tunnel Expressway, the rebuilding of old Singapore, the multi million dollar revamping of Orchard Road Disneyland, and now, the great promise of a Super Sports Hub. Cubby Leong wrote, 'Super stadia that are the envy of the world. An airconditioned karting track. A white water rafting facility, a hotel, even the opportunity to "walk on water".' These are the latest promises by bidders vying to rebuild the new Singapore Sports Hub. Singaporeans can all look forward to this great Promise Land. Provided they have the money to enjoy them. They are not for free ok. And not to forget the world best medical facilities, education and public transport system.

The Singapore Magic Show

We need population growth to sustain and maintain our economic growth. For that we need our people to procreate profusely. But with the high cost of living, any average family thinking of having more than two children is doing themselves and their children in. Not many Singaporeans can afford two children and many are keeping to one only. But the need for population growth is mandatory. We need growth, we need good economic numbers to justify high salaries and higher standard of living. So where will all these lead us to when the average Singaporeans are dwindling in numbers and being replaced by foreigners? And what will be the fate of those average Singaporeans with more than 2 children? Will these children become a burden to themselves and to society when they stay at the fringe of all the wealth around them?

What is the financial health of the average Singaporeans?

The 2% increase in GST is really peanuts. It is what comes after that is going to kill the average and below average Singaporeans. And if any average Singaporean is going to think that his normal expenses are going to increase by not more than 10%, he is insane. I am waiting for the academics and those statistics churning machines to put out the real picture of the real increase in cost of living to the average and below average Singaporeans. And with that, they should redefined subsistence level or poverty line in Singapore. How are the recent increases going to affect families with $2k, $3k, $4k or $5k income? Forget about those with family income of less than $2k. Their life is bleak. They shouldn't be living at all.

Need to expand role of Small Claims Tribunal

There are many people who need to seek justice for minor cases and small sum of money owed by their debtors. At the moment many of these cases were excluded from the SCT. Many of the creditors have documents to prove the debt but for all the exclusions, these cases cannot be heard by the SCT. There is a need to provide some forms of justice and redress for the small people. Not many can afford to feed the legal attorneys with year end holidays around the world or buy another bungalow. It is unfair to expect the small people to cough out tens of thousands of dollars to claim for a debt of $10k to $20k without any guarantee of getting a cent back. And the cost of making the other party pay or facing bankruptcy is so prohibitive that many of the debtors would walk away laughing. This is injustice to the party that is being wrong. Expanding the services of the SCT would also create more job opportunities for our people.

Malays not stupid: Abdullah Badawi

Abdullah has said it loud and clear and is urging the Malays to drop the crutch mentality. No one can dispute what he had said. Many Malays have done well in Malaysia and especially in Singapore. The latter without any crutch. The problems in Malaysia are the affirmative policies, designed to help and give them a head start but ended up as the most damaging tool to hold them back. There is no necessity and motivation to want to push harder. Just ask or demand and it will be given. After more than 30 years of affirmative policies and there is no progress or confidence to go it alone, something is definitely wrong. Malaysia boleh?

Stop that tour

The tour industry is eyeing the silver hair generation for more business. They are seeing this group of Singaporeans as a goldmine. But before the silver hair go and plonk their money into tour packages, they should carefully consider the little money they are left with for their old age and big hospital bills akan datang. Base on all the current computations, many of them would not have enough to live till 80, and they are going to live to 100 years. Better not squander away those precious little savings.

Medisave wiped out in 3 months

17 year old Siti Aishah suffered from ovarian cancer. It took 3 months of treatment to wipe out the $30k which her father, driver Mohammad Abdullah, took to save in 40 years. Her total hospital bill, despite govt subsidies, came to $41k in just one month. And her ordeal is just beginning. She will need medical care, medicine, treatment and hospitalisation probably for her whole life. Another half a million or more! According to KKH's chief medical social worker Sylvia Mun, only 'a 3 day ward stay for something as minor as asthma can be a financial disaster' to low income families. Middle income families are not spared either. Serious or chronic illnesses would wipe them out as well. At the rate we are going, Singaporeans will be in deep financial debt because of hospitalisation. What is a little $30k in the Medisave going to do when one is settled with hefty hospital bills? And with mean testing, only the truly down and out will qualify for govt subsidies while the so called more able, probably anyone earning $2k pm and above will have to pay a big chunk of their hospital bills. There is no escape. As long as hospital and medical cost are running away, the fate of Singaporeans are sealed. The Health Minister has been working and working hard. What is the result? What we really need is a philantrophic organisation and a few selfless people in the medical profession to start an alternative hospital to serve the people at the lowest cost possible. Something like Sheng Siong versus NTUC Fairprice. Prove to the the govt that cost can be brought down and there are people who will not be crazy about making millions and millions at the expense of the people and the sick.

Root of taxi touting problem

We have heard all the anger in display on what to do with taxi touts. Can we ask what is the root to all these problems? Cost of living? High cost of operation? Trying to earn a little more, something similar to corruption? Inefficient taxi operator systems or inequitable pay to the taxi drivers? We have heard and experienced the high cost of living. It is no longer a joke. And the govt is doing everything it could to curb the losing value of the dollar or pay. Huge payrises are the solutions. But not many people are getting the payrise. The self employed will be hardest hit. And taxi drivers are one of them. We may want to use the same rationale and assumptions to solve the touting problem like we solved the corruption problem. Pay them well, so that they will not resort to touting. And there will be better quality of drivers coming into the professions. The graduates too can consider driving taxi as a living. We will have plenty of them when the fourth university is in operation. And everyone stand to benefit, the commuters, especially the tourists, will be awed by the high calibre of our taxi drivers. The latter too will be happy with the high income. Now compare this with the 70 plus trishaw uncle that should be at home enjoying the grandchildren instead of struggling with his trishaw to pull two huge europeans and be humiliated for a few dollars. The trishaw profession, if not restructured, is a shame to this country. Our octogenarians ended up plying the streets soliciting unruly passengers. Not much different from prostitutions.

Old workers now top national priority

This seems like fiction. A few years back, all the old hags were gotten rid off as quickly as you can say redbean. Now the old hags are treasures to be kept. Why the sudden change of mind? Should this be part of a long term plan, properly schemed out? It cannot be one day good one day bad. What happens to being proactive, planning ahead? This seems like fiction. A few years back, all the old hags were gotten rid off as quickly as you can say redbean. Now the old hags are treasures to be kept. Why the sudden change of mind? Should this be part of a long term plan, properly schemed out? It cannot be one day good one day bad. What happens to being proactive, planning ahead?

One directorship to do top cop in

Malaysia's No 3 cop, Ramli Yusoff, director of Commercial Crime Investigation Dept, was charge for owning properties of more than RM1 million and also for violating a regulation by not declaring his directorship in a private company. His total assets that were in question were more than RM27 million. If he would have become a politician, he could have 10 or 20 directorships and no question will be asked. It will all be above board and legitimate. Only politicians have such privileges. And he could also be given millions of shares in their govt linked companies, and be much richer than the RM27 million that he had. Must know how to play the right game.

Sexy talks on radio

The msm reported that Mediacorp Radio has been fined $5000 when DJs Glenn Ong and Mark van Cuylenburg talked about sex in the morning. To be precise, it was done between 7am and 8am. What they discussed was whether men and women should make noise during sex and whether noisy men turned women off. A few hours just after bed, they may be reliving their encounters and needing some affirmation that they are doing the right things. And it is good sex education for school children on their way to schools. They will have heightened awareness of what sex is all about and would have a lot of questions to ask their sex education teachers. Mediacorp should take the opportunity to have a radio channel devoted to sexy talks since it is so popular and they have enthusiatic DJs to anchor the programme. It will be a really hot and steamy channel. And more money will roll in from the advertisers. From the hotels in Geylang as well.

The years that Asean squandered away

China made the decision to open up their economy in 1978. It was, till then, a closed and very backward country and economy. In 1978, Asean and several countries within Asean were already a mini economic powerhouse compare to the China. What happens today is that China and India have leapfrogged over Asean and are now two big engines that run the world economy. Where is Asean? Still stuck in its own bickering over national interest and pride but not moving anywhere. We laugh at the two giants, India and China, as slow, difficult to manage with gigantic population and infrastructure problems. They have got their acts together. Have Asean got theirs together? Hsien Loong called for more rapid liberalisation, opening up of the skies and economies. There were several attempts at building growth triangles but only to fizzle out like the opening of a bottle of coke. Only some gases made a little noise. And the world moves ahead.

The international dumb asses

If pay be the criteria for intelligence, these must be the dumb asses in international politics. Russian President Vladimir Putin S$113,000 pa French President Nicolas Sarkozy S$480,000 British PM Gordon Brown S$534,000 German Chancellor Angela Merkel S$544,000 Irish PM Bertie Ahern S$620,00 These dumb asses were so shortchanged that they didn't know their market values.

My take on the mean criteria

With means testing becoming a reality, let's guess what the criteria will be to qualify people for medical subsidies. Starting at C wards. First condition will be living in rental flats. Personal income not more than $800 pm and household income not more than $1,500. Also there must be no savings and the Medisave account must have less than $3000. For B2 wards, subsidies will be eligible to those living in 3 rm HDB flats or equivalent. Personal income should not be more than $1500 pm and household income not more than $3000. And Medisave should not be less than $10000. For B1 subsidies, only for those living in 4 rm HDB flats. Personal income less than $2000 and household income less than $4000. Medisave account should be less than $15000. I think these could be the possible conditions for means testing. Anyone in better conditions than these should be warded in B1 or A wards and pay accordingly. The poorer people will thus benefit from lesser people competiting for the subsidies while more people will have to pay the full rate, providing more subsidies for the poorer people. Brilliant right? What say you people?