Help is everywhere

I say it again, Singaporeans are so fortunate. We do not need a typhoon or devastating earthquake to get help. And the help Singaporeans are getting are not small change. Just imagine that Myanmar and China both got US$200k from us officially. And compare these to what the govt and NGOs are giving back to the people to help them. The govt is giving back in the billions to the people. Even CDAC and Sinda gave in hundreds of millions to help the people. CADC gave '$600k last year and expects to provide $250k more to needy families and students.' This amount alone is more than what we gave to Myanmar and China. Aren't we lucky, when help is everywhere. What I am puzzled is that why is it that Singaporeans need so much help? Aren't they going to suffer from a clutch mentality? Aren't these help going to rob away their drive to work hard and be self sufficient? I think we are giving away too much money to help Singaporeans. No wonder they are now not able to compete with foreigners.

Malaysian journalists and bloggers joined hands

They are coming together to demand for more press freedom. They are not happy to see Malaysia falling behind in media freedom. Now would that make any difference? I think they ranked much higher in press freedom than our 146th position, or is it 157th? Does it matter when economic well being is the better criteria to judge the well being of a people? We may be ranking below everyone, but we are rich and prosperous, we have everything other poorer countries are envious off, except, a little less press freedom. But since there are no protest, it means that Singaporeans are happy with our position. We don't need the press freedom that will lead to trouble and riotings in the streets. We don't even need street protests. I hope our msm will rise up to the occasion and propound on our virtues of being 146th or 157th. We are the best in our own ways. We do not need to follow the standards set by the rest of the world.

The Malaysian political intrigue

What is happening in Malaysian politics today will easily beat West Wing or Yes Minister! There are so many plots and sub plots and juicy news, including conspiracies and counter conspiracies. And there are also enough sex to liven up the stories. Malaysia will have an international hit serial if they could turn it into a mega movie. And the best part of it all, it is real! If no want in Malaysia wish to produce it, Singaporean producers should quickly rush over and grab the story.

Transparency versus behind the scene dealings

PN Balji was not too happy that Tan Kin Lian took the issue with NTUC Income public. To Balji, it is better done behind closed doors. I thought transparency is good. Now that the issue is open and no matter the messenger or the way it is being done, right or wrong must be upheld, and so must be the insterest of the consumers. In this case, Balji's conclusion is that because of the way it was aired in public, the consumers will suffered. He is presuming that all the great leaders will take it personally and will dig in their heels at he expense of the innocent consumers. I believe our leaders are objective and rational people and will rise above personal differences and will put the interest of the consumers first. Let's see if I am right or Balji is right. Will the consumers be better off or at least not be worst off.

The changing demographic pattern

'Foreign Affairs Adviser Iftekhar Ahmed Chowdhury yesterday said Singapore is a good destination for skilled and semi-skilled Bangladeshi workers.' I can add a few more. Singapore is a great place for Filipino, Indonesian, Indian and Sri Lankan maids. Singapore is also a good place for Chinese, Indian, Sri Lankan and Bangladeshi workers. With Singapore becoming a haven for these third world low talent and low skill workers, the demographic pattern will soon change. I can simply divide them into two groups, the haves and the have nots. The haves will be the elite and the real foreign talents, driving around in their limousines and residing in exclusive suburbs or in the clouds. At the lower and down to earth end will be the hardlanders and the MRT squeeze with our third world workers. After travelling in MRTs for a while, the ingenuity of nature soon makes one less sensitive to odour and human heat and sweat. Well, got to get use to life in the lower strata of society, taking public transport to work. Mind you, this is world class transport at its best. Imagine if the population continues to increase or when the aircon breaks down. Life in paradise or more accurately living in a third world haven is really great, especially if one comes from the rundown and properly kept public facilities of developing countries. Everything here is like heaven indeed.

Rule less, do more

The MOE has this brilliant concept of teaching less and learning more. Can this same concept be applied in the current state of our national development? After 40 years of rapid growth in all areas, except the political system, are our people matured enough, educated enough, to be ruled less and be freer to do and live a freer life on their own? Or are we still in the same state of enlightenment as the Middle Ages when the people were still made up of the ignorant masses and needed to be ruled with an iron fist? Are we progressing or regressing? Looking at some young upstarts who have never been concerned about the people's well being except how to make their first million and telling the people about life and nation is quite creepy. As we continue to brag about how advanced and progressive we are, how knowledgeable and wealthy we are in the pocket and in the head, which I believe is true relatively to our past, it is time to change the mindset of the rulers to lead instead of to rule. Or what we are experiencing today is actually an advanced stage of ruling less?

Being led to believe

You were being persuaded to buy something on the belief that it will perform according to some specifications or will provide some satisfaction to you, or will reward you in some ways. A certain expectation is being built into the transaction. And if it is not met, no deal, or there is a breach of the agreement, in this case a downgrading of expectation. This is perhaps what the NTUC Income bonus issue is all about. Tan Kin Lian said, 'please keep to your promise.' Is such an expectation unreasonable? Why should the buyer be made to accept terms that make them worst off because the seller has to juggle and improve his solvency problem? The key question here is whether the existing buyers are better off. Would it be too much to ask for or to demand that the seller keep to its promise to existing buyers and only apply the new terms to new buyers? I thought this is the only decent and ethical thing to do. Apparently this shifting of the goal posts and applying it to existing buyers and incumbents is the accepted way of doing business here. The changing of the terms of CPF contributions affecting the date of withdrawal, the interest rate, and the withholding of the money saved are similar to changing the terms in an agreement. The affected people keep quiet, so they are presumed to have given their consent or approval to the changes. The decision maker will say, see, no protest, so the people must be happy. The people who made the changes think that it is ethically and morally right to do so, probably on the declared objective that 'it is for the good of the buyers or incumbents.' What kind of logic is this? There are many brilliant people here but none of the brilliant people has questioned these changes. Would Ngiam Tong Dow say something on this since he is on a speak your mind spree? Maybe all the super talents share the same logic, that it is alright. Another Uniquely Singapore feature?

Equal misery

Rajasegaran Ramasamy was quoted in the ST Forum complaining that teachers are getting free parking while in other ministries and stats boards the officers have to pay for parking. To him this is grossly unfair. He wanted the system to be fair to all and teachers be made to pay for their parking in school compounds. His most convincing argument is that 'the govt is losing a potential revenue of some $1.625 mil monthly.' Now who can argue against such a big sum of money logic. I am sure the bean counters will be smiling in glee with so much money to collect. Sorry teachers, your little privilege is habis. I will be glad to support Rajasegaran if he were to proposed that all the ministries and stats boards should follow the example of the MOE and allow their staff to park free. I forgot, Mindef officers are allowed to park free also. Will I be seeing paid parking lots in military camps and carpark wardens patrolling inside them as well? Rajasegaran's suggestion is a 'bee tang' idea and should be implemented and he be awarded a gold medal for public administration. The best suggestion I have heard from a citizen so far.

Tan Kin Lian speaking his mind

Tan Kin Lian has developed a new speak your mind culture in cyberspace. He spoke about things he knows best, insurance. And he went one step further by taking on NTUC Income on the changes in the payout of insurance bonus. He was unhappy when the payout formula was changed and policy holders will be getting less than when he was in charge. He ran a protest in cyberspace and would have taken the issue to the NTUC Income AGM. Fireworks were expected. Then, pssssst.... He was invited for tea by Lim Boon Heng and Matthias Yao. As reported in the ST, 'Mr Lim told him that his committee would ensure that Income's policyholders would continue to get good value, while Mr Yao said the restructure was designed to improve Income's solvency position.' Wow, if the payout formula was not changed, Income's solvency will not improve. Matthias added, 'those who terminate their policies this year would not be in any worse off position compared with the previous bonus structure.' What about those who did not terminate their policies this year? Should they all scramble to terminate their policies so that they will not be worst off? Anyway, 'Chairman Ng Kee Choe called the restructure a "very carefully considered decision" and one in the best interests of policyholders.' Was the old bonus structure carefully considered?

NKF story - Amazing Grace?

The Amazing Case or Amazing Grace? Durai is back and will serve his 3 month jail sentence from 10 Jun 08. He has to date paid $1.4 mil to NKF and still owing $2.6 mil of the total $4 mil owed. He has two rich friends to lend him $500k each to help to pay the debt. Wonderful friends to have. What is so amazing about that. Nothing. What is amazing is that it was reported that Richard Yong, Loo Say San and Matilda Chua, all three has yet to make any payment. They were declared bankrupts. All of them were high flyers, with big paychecks, living is style and luxury. And they could not and did not pay a cent to NKF! What's going on? Isn't that amazing?

The right to give and to receive

The right to give and the right to receive With charity taking a new form, and with some gaining ill repute, it is best to leave it to the individuals to do what they think best. I am talking about the right to scholarship here. The right of the govt to give scholarships and the right of the recipients to receive the scholarships. On the right to give, a noble act which is often tied to rewarding the best and the most brilliant who would in turn benefit the country. This must be distinguished from giving bursaries, normally seen as a financial assistance scheme to help the recipients financially. Malaysia was giving only 20% of govt scholarships to non Malays for at least 20 years. 80% of govt scholarships were given to Malays, assuming the numbers are true. This is the kind of racial disparity dictated by Mahathir and UMNO. And Malaysia is paying for it today, for giving scholarships not to the brightest but according to racial birth rights. Singapore has another kind of problem, giving scholarships to non citizens. From the citizens' point of view, from the taxpayers' point of view, both are seen as unfair and unacceptable. The right to receive, in Malaysia's case, is quite evident. As taxpayers, as citizens, the non Malay students whose academic grades are excellent should be awarded scholarships based on their merit. What about Singapore giving scholarships to foreigners whose parents are not taxpayers or citizens? Or are they aid or assistance packages to other countries? Malaysia is now revising the percentage from 20% to 40% in favour of non Malays. The MCA and MIC deserve to lose the election for allowing this to go on for so long. How many Scholarships did Singapore gave to foreigners? What is the percentage vis a vis citizens?

Stoned right!

Sharon Stone may be stoned, but she is damned right that the big earthquake in China is a karmic retribution for China's role in Tibet. But she forgot to elaborate more by looking at the progress in the US, Europe and particularly Japan and Germany. Many people actually are confused about the law of karma. The true karmic law is like the law of the jungle, the survival of the fittest. The greater the evil, the better a nation or people prosper. China has not done enough evil, and that is why it is still a developing nation and suffering from national calamities. And that applies to the poor Asian and African countries. Compare to Europe, after they colonised and robbed the rest of the world their wealth and their dignity, and impoverished most of them, Europe is peaceful, graceful and rich. So did America. Look how great and rich the USA is? It is all karma. They reaped their good karma from killing and exterminating the Red Indians. They reaped their good life from turning Africans into slaves. And their good karma will continue if they keep killing the Arabs. China should learn from the USA, then it will become a richer country. Germany and the gassing of the Jews, concentration camps etc, see how good is the karma of Germany? It is now the most prosperous nation in Europe. The same applies to the Japanese. Remember the atrocities they inflicted to Asians when they tried to conquer and rule all of them, including the Rape of Nanking and the chemical factory using Chinese to test chemical and biological weapons, which they passed all the information and research material to the Americans, see how well off they are now? The law of karma says that a country and people must be cruel to beget good karma and live well. Now watch carefully as America and Europe start to decline and degenerate into the third world league as they become more human and care for human rights. Stone is right. She is stoned right. China was not evil enough to reap goodness!

Frivolous pursuits

Today I am running out of things to do or things to write. As I was fiddling with what to do, as I have a little time to spare, the thought came over my mind that I should say some good things about people. Maybe I should pick up some people I know and praise them sky high. Making people feel good is always a good thing. I often see the gladful smile on the faces of ladies when I greeted them with, 'You look so good this morning.' After all it is free compliments. But I am also cautious not to over do it as it may sound insincere or freakish. It is just a thought. All of you who have nothing better to do, please say something good about someone else. That will be a good start for the day.

No issues, so nothing to write

Surprisingly there are no more hot issues to write about. Mas Selamat case, settled and closed, Pedra Branca dispute over, high cost of living no longer an issue with govt handouts and now special one time bonus for civil servants. Singapore now regaining its top position as the 9th most expensive city to do business, and no riotings or protest with high cost of petrol and food. It means that the people must be happy. Tough that there are nothing else to write or talk about. Oh, maybe I shall join the party and praise Boon Wan for being the best minister Singapore ever got. Does he deserve such an accolade? Duh, who am I to say he is good or no good? Better to leave it to the people who are affected by his policies to tell their stories. Anyway, his policies do not affect me at all. I don't patronise govt hospitals. I can't afford such luxuries. The only thing that adversely affected me is that my money are stuck in Medisave. If I were to grade him on this point, I fail him. As for his mean testing policies, only the people affected will be qualified to comment.

Knocking on the door of Opec

Indonesia quits Opec. It has become a net importer of oil despite its huge reserves. So no point staying on as a member. Never mind, Singapore should register its interest to take over Indonesia's vacated seat. We have all the wherewither to be an Opec member now. We have the sea in front of Pedra Branca to explore our oil. We have our oil rig builders to build all the rigs that we want. And we have the oil refineries to refine the oil. And we have all the supporting services to go oil exploring and oil digging. A new company, maybe call it SinOil, will soon come into the picture when Singapore starts to produce its own oil. Boom town Charlie for Singaporeans. We will be able to finance all the retirement schemes for our aged citizens. Another 100 years of prosperity.

Myth 181 - Low taxes

Our income tax has been lowered quite substantially. Estate Duty has been removed. Corporate taxes also lowered. And we have a free port where many things are tax exempted. Singaporeans must be paying the lowest tax in the world. Very true, for the very rich. The richer you are, the lower you are taxed unless you buy that yacht or that bungalow in the sky. On the other hand there are many kinds of 'taxes' that Singaporeans are paying. CPF, Medisave, CPF Life, Minimum Sum are all taxes in different guises. Basically they take your money away, with a promise of returning them some time in the future. Even the choice of hospital wards is a kind of compulsory choice to pay. Then we have taxes on cars, road tax, road usage tax called ERPs, petrol, COEs, TV and Radio Licences and all kinds of licences, Consumption Taxes on utilities, taxes to teach you and remind you water is precious, contributions to compulsory social services like CDAC, Mendaki, Sinda, and the all pervasive and comprehensive GST that go on top of all the purchases, including those already taxed, like cars, essential services, petrols, and whatever. Is it really true that Singapore is a tax haven? For corporations and doing business, perhaps. For the people, what is the absolute amount of tax that the people are paying vis a vis say UK, US and Australia or even Malaysia?

Engaging the bloggers

Najib Razak agreed that it is important and correct to engage bloggers and clear whatever misconceptions or misperceptions there are among the people of the govt. It is simply communication, talking to and with the people. This is one of the good things that came out of the recent political earthquake in Malaysia. The earthquake has propelled Malaysia ahead of Singapore in openess and willingless to engage bloggers. Their politicians are even confident enough to advocate that all politicians must have their own blogs to share their thoughts on things. Such attitude cannot have happened in a political system when politicians would have to double check with the boss for approval before sharing their views. Malaysia is going to lead Singapore in this area. Posting in cyberspace requires a lot of give and take as words could not always describe correctly or accurately what the poster intended. Also, without mischief or malice, some words or views may come out harsh and very critical. At times they are due to misconception, misunderstanding or wrong interpretation of things. And all these can easily be clarified and straightened with two way communications that cyberspace is best at. Honest people posting in cyberspace should engage honest people in a gentlemanly way even if both do not see eye to eye. Views can be different or opposing. No matter. What is unfortunate will be for some uptights to resort to threats and taking people to courts for the slightest misunderstandings or misrepresentations. Adults must be allowed to talk it out, reason it out in a rational and graceful manner. Then we will have progress as a civilisation and keep pace with the progress in technology, like internet and cyberspace. Only when the intent is more than simply an airing of views, when there is intent to mislead, to libel, to attack someone's integrity wrongfully, and when sincere exchange of views were ignored, then there is ground to seek legal justice. At the moment cyberspace is seen as a dangerous place, where angels fear to thread.

No to subsidised petrol for Singaporeans

It is a right move by the Malaysian govt to stop subsidising petrol to foreigners. On a matter of principle, a country should only subsidise living cost to their citizens. Subsidising foreigners is like giving away taxpayers' money. It must be citizens first. I think Malaysia should be very appreciative of our ingenious 3/4 tank rule. It puts a lid on Singaporeans benefitting from their generosity, or exploiting their generosity. On the business point of view, to attract foreigners to spend money in Malaysia, especially around JB, now that is a different issue. Big shopping centres don't mind giving special discounts or offers, or giveaways to attract shoppers. Is the subsidised petrol a giveaway discount to attract shoppers? Issues like this cannot be simply done away with. It is quite complicated and need a little more thoughts.

No legislation on rest days for maids

The onus or privilege is left to the employers to look after the maids well. The fact is that many employers have not been treating the maids well. Why are we not legislating at least one day a week as rest days for maids? It is only decent and human to allow the maids a day off a week like all workers. If as a country we are unable and did not want to do it, we can expect employers to think that it is alright to do so. Individually some employers may not want to do it. As a country, as a people, it is important that we get this message across that maids are human beans and need a rest day. Maids are not indispensable for 365 days a year. There are just like tools of convenience for those who can afford them. But they are not mechanical. It is unbelieveable to accept the notion that our families cannot live without a maid for one day in a week. And if they really need a maid everyday, pay for it. It is definitely a luxury. Maid is a new development and a new help for families. We, as a people, fails miserably in this area. This is not even about being graceful, it is about being disgraceful. We don't expect ourselves to work everyday of the week but we expect another human bean to do so for our comfort. What are we becoming when we get richer?

A return to the LKY era

We are changing fast, but I can't help thinking that we are moving back into the 70s, the days when LKY was in charge. LKY is everywhere. You see him, you hear him, and you feel his presence, not just physically, but his influence on policies. In those days, all he needed to say is an 'ah choo,' and the whole place will be disinfected. There was this joke that he had a round of golf at Tanah Merah Country Club and his ball was curved by the wind. He asked why the wind was so strong. The next day the casuarina trees along Changi Beach were halved in height. It was a joke to exemplify how people over reacted to his comments. Recently he commented against subsidies as it would distort the market forces. I think this will become an official policies or an unwritten rule from now on. Subsidy is going to be a four letter word. No ministry will dare to wander near it. Let's see which subsidy will be the first to go.