Save the world, save the dogs and cats…but don’t bother about the seniors. Every kind hearted souls are calling for saving mother earth, saving animals from extinction, saving the dogs and cats and the wild boars. I am waiting for some kind souls to talk about saving and protecting our seniors. No one knows that the seniors must be saved? No one knows that the seniors are struggling to survive with little or no money, or a little savings in their CPF?
Are the seniors more important or the animals more important to deserve some attention from those that really care or pretending to care?
In this most expensive city of the world, when cost of living keeps going up, prices and fees/fares going up, how can the seniors survive when they are either jobless, retired or with little savings? To make matter worse, many are plagued by various forms of age related illnesses that they are unable to pay for medical care. And some have to depend on expensive supplements with prices going up and up to live.
For goodness sake, whenever there is any increase in fares/fees/charges, medicine and supplements, food, do not simply lump the seniors together, to share some of the increases no matter how small are the increases. The seniors simply have no income and trying to make ends meet with whatever that is left in their savings.
And please, have some mercy, and stop taking from the little money left in the seniors’ CPF accounts. No matter what reasons, how good, how caring, how meaningful, how insuring and assuring, don’t touch the seniors’ savings. They cannot afford them. Every cent, every dollar is needed to survive, to pass the day, one day at a time. It is evil and wicked to have designs on the little savings of the seniors. It is not compassionate to keep raising fares/fees and make the seniors pay for them. The seniors do not need anymore insurance schemes that robbed their CPF savings. They are waiting to die and everyday is a bonus.
Freeze further fare/fee increases and spare the seniors from them. Can understand this or not? Many seniors have no money left and they have 20 or 30 years still to live. Where is the mercy, where is the compassion? Treat the seniors a little better than the animals, please. Save our Seniors for goodness sake. Spare Our Seniors from the robbers.
38 comments:
Rb, after they rolled out Pioneer generation package, Merdeka package Akan datand. I am Merdeka generation. Even before this, they do show some mercy. Example I am being taken care of by Polyclinic for both medical and dental services. Whole year expenses for screening and testing, consultation, treatment and medicines is under 150 per year. Compared with private it can be just one GP consultation. So they are doing something. But the negative side is they squeeze you from other taxes and charges. That is the part I Kena. 😰
Medical for seniors is coming down in many areas. But like you say, they continue to squeeze the seniors every way they could.
Yesterday a senior, a staunch PAP supporter, was cursing and swearing at the PAP for withholding their CPF savings. He said he is already 70 and still has $50k in the CPF and he can die anytime and would not see this money. He said this is the feeling of many seniors that he knew, all PAP supporters but would now vote for any party that put it down in their manifesto that they would return the CPF at 55. He said more and more people are becoming seniors and the tide of the seniors is going to bring down the PAP if the CPF money is not returned.
The seniors are cursing the PAP when they want their CPF money back but cannot touch. Si beh to lan.
Aiya Mr RB, the Seniors in every PAP and now even WP constituencies played catch up had taken very good care of our Seniors and even Juniors or Juvenile Mature Not junior or senior Sinkies.
RCs centres now fully furnished with carpets and air conditioned with 50 ins Full HD Tv's and sofas
with free tea and coffee at 3pm.
Every Sunday just for $1.00 have bus trips to shopping malls and back. Excursions subsidies from your and mine monies for Matland fiesta and durian trips.
Tuas checkpoints dine more fast clearances with PAP big shots with them.WP, sorry hello line up line up, you cannot hear what's I ordered you
You deaf or what's ? Hand phones and your mini handguns dangling between your legs put on the trays.
Move move you daft Sinkies. Hello Ang Mohs, Nehs, Pinoys with Singapore instant passports please come over here. Anything I can help you.
Also, many Wealthy Sinkies in our estate with all five roomer units bring their kalong Guni stuff into RC centres and exchange for cash.
If you tell the Seniors, not so seniors and even juvenile Sinkies that don't vore for PAP, they will next time see you around in estate avoided you like Plague.
So how can they don't care our Sinkies especially the gian png seniors ?
They had squeezed you so dry that now they throw the scraps and bones and all beholden to them.
Next GE, 90%.
"the tide of the seniors is going to bring down the PAP" - no leh, don't forget the PAP elites always yearly induct foreigners as new citizens to bolster the pro-PAP votes and to offset any marginal decline in their political capital.
Anon 9.15
Medical for PG, not all medications subsidised. Even Medisave, your own monies also cannot use for non chtonic sickness. Selective. Your non essential illness to them you pay in full. Like Gulosamine for your knee pains which most suffered.
What's BS Merdeka Benifits.They had sucked most sinkies dry and most are struggling with high medical costs in which their medications and consultations ate marked sky high and on a very nice lower charge said subsidies.
They are just giving you back smoke screen as bones just to con you. As it will be a Political cause in the future elections.
Now they wayang MPs must pay HDB parkings. Whats a few hundred to them with their hundred over thousands just allowances.
Do not be surprised that they can even claimed back misc expenses.
Sinkies are easily conned by them with shallow minds
The seniors deserve to be screwed left, right, centre and mostly from behind and ABOVE!
They VOTED for it! Period.
Even for chronic serious treatment, the PAP elites still won't let u use your own money in Medisave to pay as maximum can use is only $400 per annum.
Real example: see heart consultant at National Heart Center twice yearly for life or till death. Each visit have to pay more than $700 for consultation, medicine and GST. Total payable per year more than $1,400. But PAP let u use only $400 of your own money in Medisave. So balance have to use up $1,000 cash from savings.
The GST (now at 7% and to be increased to 9% soon) on $1,400 comes to around $100.
So of the $400 u can withdraw from Medisave, $100 is to pay the PAP's GST !!
There are many of our SG Seniors are suffering in silence. The other day someone posted a senior auntie (with collected old cardboards) begging patrons at the hawker centre to buy her a meal. I also witnessed seniors go round the hawker centre to eat leftover foods by patrons. There are many cases involving our seniors, happen daily which are not highlighted in newspapers, social media, etc. We are so-called the FIRST CLASS COUNTRY and our elite MIWs are collecting million$$$ salaries, etc.
very very simple lah
ask the seniors who they voted for in the last GE
happy happy they voted in the last GE
now......kpkb kpkb and kpkb
too late....what for....waste time
not I want to say again and again and again
many many sg-langs like to kpkb kpkb and kpkb
but ask them to vote........pap!
they basically are only interested 3Ms....bo-chup cheng-hu
sg is like that liao
can do a sg harapan at the next GE?
ya ya ya.......maybe in our dreams
not that I want to pour cold water
sg is really already like that liao
is like that liao...difficult to U-turn!
we shall see............
Every tfree or six months Routine checkups with Lab blood test have to pay with CASH.
If you forget when the Lab guys of ladies said Ankors Aunties you can go back now, your next week see the Doctors will be HELL.
The Recep Will blared Hello You still owe monies !!
If you have some little suspected illness that as usual you are at alreday at this age, theit referals to the Specialist Clinics will be half to one year's time.
Only non subsidised patients are given priority.
I am an octogenarian. At the Tan Tock Seng Hospital the cashier told me I had no more medisave as it had been depleted. I suggested to kick in my elder shield insurance which is government owned . The cashier said I could not use the elder shield insurance to pay unless I fullfil five conditions. When I heard her dictating to me the five conditions I almost fainted. Just imagine when she said government elder shield policy stipulate five conditions before a subscriber can make use of elder shield to pay for medical expenses. They are 1. You must be bedridden 2. you cannot perform daily routine yourself . 3. You may have left only one leg or one arm 4. You are blind or whatsoever and 5. you cannot feed yourself.
I told her to tell the government and the ministers they can have my money in elder shield to spend in hell or in heaven. It is really atrocious that citizens who are covered by paid elder shield insurance cannot use it at all. It is a travesty of justice, honesty and fair play. Yet it is said every year Elder Shield has a surplus of over two billion dollars. They only shield themselves and not the unfortunate citizens.
Fairplay and justice please
Hi Virgo49 11.58am
With the looooooooooog waiting time that they still got 69.9% at the last GE!
What say U?
It's very Jek Ark for any Humans to not care their Elderly in a society like in this Little Red Dottie. To the G, they may think that SOS is likely to be sounds this way - Slaughter Our Seniors race or Slain Our Seniors elderly becos to them it's got no return on investment or any value at all. What if these SOS r the future Bill Gates or Jack Ma, probably in their next or future lives (for rebirth believers), if these SOS seniors when they reborn would they wanna come to this Sinking Shit? Or probably the G is non believer at all but only wanna suck more monies from the commoners. U got the g that u deserve as KJ warned already.
virgo, not true leh. My blood test, consultation and medicines for high blood and cholesterol each 6 months is $40 fully paid by Medisave. Only dental $40 paid by cash for deep cleaning, if not $25 compared with private of $90 for dental. May be you are not over 65 yet so more expensive. I am not even Pioneer but it f course if got Merdeka the benefit for outpatient may not be much may $20 a year but will be a lot if suay suay Kena hospital.😰
Old Fart & his 2G merry band already showed their colours in the early 1990s.
But oldie Sinkies still voted for them.
Too fucking bad. They getting what they deserve!
Breaking News: George H.W. Bush, 41st president of the United States, dies at 94
Mahathir is next !!
$1 trillion to $2 trillion in Reserves for what? When so many silent aged desperate sick n suffering poor. Chek Ark. Priority of party against people has been collect more n more n let the likes of hulijinx play play n hopefully make more. Knn.
Anon 1247
Virgo49- Born Sept 1949- 16/09- Same as LKY- Not over 65????-69 liao going to 70. left maybe half or one screw to coffin.
Lab blood tests in Polyclinics all in CASH.
Other non subsidised medications can used Flexi-Save of S$200.00 per year.
Chronic illness like diabetes, high blood pressure etc can used normal Medisave S$400.00 per year.
Unless the private clinics that you pa kat even for blood tests used your normal Medisave.
Many does this as they gian png wants more earnings. They can put whatsoever in their reports and the OGS silly serpents does not have the brains of what's others can manipulate until some cases cropped up.
That's why even so many Private Companies of clinics, dental and even skills upgrading courses companies can cheat the silly servants so many millions.
Cheers
Oldies better have $$$$$ otherwise you're only good to become fertilizer for gardens by the bay, or maybe food for night safari.
Eldershield is a bloody scam. To satisfy the conditions for withdrawal, you must probably be a few days away from the bucket.
To add insult to injury, you have to wait a month, after being certified by a doctor to be totally in a vegetative state, before you can touch the money. By the time you are near to the money, you are already inside the coffin.
Ask around and find out how many elderlies who died have seen eldershield payouts?
@ 107
>> $1 trillion to $2 trillion in Reserves for what? <<
IMO it is more like 2-2.5 trillion, enough to pay out EVERY CITIZEN 400-500k. You want to talk about "margin of safety"? The Singapore State has a margin of safety like no other civilization in all of human history.
Even if they used money to look after every senior's health needs---to those who can't afford it, those who can its only fair they pay---there will be still a lot of money left over. Plus, they are always adding to the reserves.
Releasing funds to help seniors is not "compassionate" or "generous". I don't want any government to be "nice" or "kind" or "empathetic" or "compassionate". It is not the function of govt to bend to EMOTIONS. Govt should be hard-core, no nonsense, for the PEOPLE by the PEOPLE. It is all about PEOPLE...the people who chose the govt and put them into power to MANAGE problems which AFFECT THE LIVES OF PEOPLE.
So releasing funds to help seniors who need it falls directly into the purview of the CORRECT FUNCTION of government. Any government who refuses it has LOST ITS JOB to govern and should be SACKED and replaced with the proper people. No compassion required. From either the people or the govt. Just good sense and adherence to the basics.
You believe they have so much money? If they do, there is no need to tax and tax and tax and tax, including upcoming silly sugar tax. If they have that sort of money in the reserves, they need to hold back the people's CPF money and scheming to find more ways to squeeze money from the CPF with all kinds of unnecessary and not needed insurance schemes and likely more schemes in the pipeline with minimum payout.
Look at the bottom line and follow the money trail. Got money, no money, it is all written there.
You must be so naive to imagine they have so much money in the reserves.
They may have the money, but not trillions, all emptied out from people's CPF. I do not understand the money trail, but I believe the CPF is empty, and that is why they need to hold people's entitlement with all the schemes.
Of course they want to tax more, because humans are like that. The greedy trait is inborn. So you can see personal greed, corporate greed, government greed and even religious greed all manifesting themselves one way or another. The more they have and able to get, the more they want. Can greed be satisfied I ask you?
Have you heard someone telling you, I have so much money I do not want any more?
@ 1154---using your own arguments against yourself
>> You must be so naive to imagine they have so much money in the reserves. <<
By the same lousy "logic" of yours, I say that you are double-naive for imagining they DON'T 🤡
You neglect one thing here: the need to remain in POWER, and the prerequisite to remain POWERFUL. "Reserves" are the surpluses of govt revenue invested since 1981 (Goh Kheng Swee started the GIC/ Temasek Sovereign Wealth Funds). SO YOU TAKE IT WAY BACK TO 1981, apply the idea of COMPOUNDING, plus they are reinvesting the porfolios yields, plus they are adding from surpluses.
Add to that they RARELY draw down on the reserves. They argue, quite correctly, that it affects the LONG TERM savings...of course. If you erode capital for whatever purpose, that affects the compounding. That's why they still tax us and withhold the CPF...they don't want to "sacrifice" the reserves, and they are willing to resort to extreme measures.
Singapore govt has already already run the "proof of concept" experiment that the local kpkb locals can easily be replaced by foreigners. This social experiment bordering on "eugenics" has yielded undeniable success. Pay attention here, this is no joke.
As a dick-tator, if I wanted to protect my power which comes from having absolute control on the cuntry, I must be able to manipulate the sentiments of the population. If they are giving me too much headache, maybe I should consider REPLACING THEM with foreign imports. I can sweeten the deal by guaranteeing jobs, giving out FREE SCHOLARSHIPS, removing the National Service obligation....WTF, I have absolute power, I can do anything, fair or foul to attain my objective.
You think you have constitutional rights ah? Let me ask you: WHO adjudicates matters of constitution relating to rights of individual citizens?
Who ah? Clue: neither you nor I have any fucking say in these matters.
OK, I'd better clarify before I am misinterpreted as being "seditious".
I am not saying the PAP is "evil" or "unlawful". Far from it, whatever the sg.gov does is done 100% in compliance with the law. Temasek complies with global standards for accountancy and transparency. By any stretch of the imagination, our SWFs are exceedingly well run, and profitable. Temasek's hit record profit recently.
However the sg.gov have made it VERY CLEAR that the real size of the assets is "secret", citing security concerns. So technically, they are not lying...they already said they won't fucking tell us, in plain and simple English. The president's #1 constitutional duty is to protect the national reserves (go to website lah and read for yourself), which means even he or she cannot say or do anything which is deemed to put the cuntry at risk. By nature of their office, they are FORCED to protect the reserves, which means we can all fuck off and shut the fuck up because if we knew, then there'll be DANGER.
Singapore report card: To me, it is still a rocking awesome city-state. As long as the govt keeps doing a good job and keeping the place running like a precision machine, and that the majority of people are wealthy and upwardly mobile, I'm good with that.
My stance is that the govt is duty-bound to render assistance to citizens who are in need, and do not have the physical means to deal with their problems. (as I said, those who can afford to solve their own problems, fuck them...they can take responsibility). In this thread we're discussing the plight of some seniors---definitely a MINORITY when considered in context to the entire population. There is enough money to help these people, without SERIOUSLY affecting the capital base of the reserves. That's my point....it won't cost that much.
As far as Singapore being a plutocracy and family-dynasty...let me ask you, what are the ALTERNATIVES which are present at the moment? I'm not talking about pie-in-the-sky Hong Lim Square tok-kok imaginary alternatives which don't even fucking exist. I'll go further to defend the plutocracy: IT WORKS. Are there negative externalities. Of course. Does it clash with some "human rights". Definitely. Is it unfair? More than likely. But Singaporeans in general are better off.
However the downside is that the plutocracy is becoming too arrogant and neglecting their SWORN DUTY to serve the public good. So it is time to remove these fuckers, SACK THEM from their jobs.
Safeguarding The Future: The Story of How Singapore has Managed Its Reserves and The Founding of GIC
by Freddy Orchard
Free e-book in PDF (13MB) from the folks at the GIC themselves here
Slightly more than 30 years ago – on 22 May 1981 to be exact – erstwhile lawyer and banker Yong Pung How was issued the certificate of incorporation of the Government of Singapore Investment Corporation, or what we now call GIC.
To the casual observer, the incorporation of GIC was a non-event. It was not marked by inauguration ceremonies; nor did it receive press coverage. However, the absence of fanfare belied the importance of the event for Singaporeans: the founding of GIC was a watershed, a game-changer in the way the country’s foreign reserves would be managed.
Chief Justice Yong Pung How, my favourite judge! He was most entertaining lah. Lots of people don't like him. I think he rocks...give double sentence if you know you''re guilty and appeal. Death sentence champion! ☠️
'However the sg.gov have made it VERY CLEAR that the real size of the assets is "secret", citing security concerns. So technically, they are not lying...they already said they won't fucking tell us, in plain and simple English. The president's #1 constitutional duty is to protect the national reserves (go to website lah and read for yourself), which means even he or she cannot say or do anything which is deemed to put the cuntry at risk. By nature of their office, they are FORCED to protect the reserves, which means we can all fuck off and shut the fuck up because if we knew, then there'll be DANGER.'
To the dumb kid who wrote the above and believed in it, this is my advice, do not believe in anything when someone told you, trust me, you don't need to know, or it is secret. When someone said this, it stinks.
Our reserves is a deep black hole, money can go in and cannot come out, like light cannot even escape a black hole. Believe me, money goes into this black hole but also comes out of it, but you don't see it, you don't know it, no one is going to tell you about it.
Well said Anon 4.25
Little Red Dot Reserves Top Secret. What's National Security?
Even China and U Ass A, economists or Soothsayer Anal ysts can forecast their Reserves
How then they can classified Singapore as what's Developed or Developing Countries in the U.N when they cannot even predict or forecast our reserves.
Can endangered your Security when the World knew how much your Reserves meh?
The PAP talked about transpancy and have to have their citizens know about the Reserves.
Without knowing the Reserves. how the President can safeguard the Reserves. And if they draw from the Reserves, the President must lets her People knows what is the Actual Reserves. How much is been drawn.Actually, even year to year reporting of the past years reserves.
Want to know what's balance and the Actual Reserves?
Just in 2019 have the Opposition became the Ruling Government and all can know what's is the Actual Reserves.
Then, later amend the Presidential Constitution or get rid of this Redundant wasteful Appointment.
Singapore Harapan -2019, VOTE wisely.Dared to change like
Matland.
UMNO and ex Alliance as long or even longer than the PAP also fall.
Cheers
Hi Bro Octogenarian.
Elder shield just like Anon 5.16 is an Insurance Scheme just lime the Medishield and Other private integrated insurance only paid out on hospitalization cases. Outpatients your own account or own Medisave.
When you request Elder Shield payouts that is even more difficult for Insurance or even the CPF Board to pay out is even worse.
Even I experienced difficult in just normal surgical claims with even Rider policy.
Paying insurance premiums is fast and claim very slow and difficult.
They will find all sorts of reasons just to reject your claims.
Cheers, stay in good health.
Matilar is most likely on the money:
1. MAS reserves are publicly n officially stated...these are facts. About $350bln.
2. Temasek reserves about also publicly n officially disclosed at $300bln. Probably n could be under-reported becos some of Spore based holdings could still be at historical costs.
3. GIC was formed since 1981. LKY was Chairman. Common sense tells us father cannot be managing less than son n daughter in law. Foreign press speculate about Usd$500bln.
This does not means the CEOs and fund managers are skilful n profitable. Or their renumerations disclosed. They might be lousy n not skilful.
But that can be bailed out by so many other powerful sources:
1. The greatest bull stock n bond mkts in human history since the oil crisis of 1980, where uS intetest rates top out at 20%. There has been a lot of capital gains. N compounding at 7% by the greatest bull mkt over 38 yrs is very very serious growth.
2. Highest world saving rates of about 40% via CPF...wow thats a lot of funds injection year in year out over 50 yrs.
3. Probably the greatest n must complete n comprehensive n tight tax collection system in the world. Thats a lot of taxes n surpluses collected n pumped into these 3 funds.
4. Net fund surpluses from statutory boards n GLCs....this could be another source of very serious money.
So even if total reserves are more than $2 trillion is not surprising at all.
This is totally in line with the culture of kaisu, kaisi n have an extremely wide margin of protection. N also what comes in substantially n only drip out a little. This is the Culture.
When the resources/money is so much maybe though not likely why they need 56 man-yrs for President OTC.
Sinkies could understandably be made ignorant n may not understand.
@526
Thanks. I was too lazy to get into the figures ;)
Temasek was formed in 1974, even before the GIC.
Remember that there are reserves held by MAS/Treasury. And these are really "secret" because they're kiasu of currency attackers like Soros who walloped the pound sterling and Thai baht. Of course this is the reason they give lah. We know it's basically a half truth at best, and mostly bullshit 😂
@ risky kopi visit to African Tua Ki land :
If I say puppet president installed for the sole purpose of maintain absolute control... Am I in danger of a kopi visit? 🙏😂
@ know your constitution, Sheeple!
https://sso.agc.gov.sg/Act/CONS1963?ValidDate=20170401&ProvIds=pr150-
Eldershield is optional. You can OPT OUT. Long long ago, I already figured out that should I be eligible for the stringent eldershield claim, my life will not be worth living. So I canceled my policy and use the premium money to stay healthy. It's a better use of my money.
Hi Anon 10.39
Old Eldershield can opt out. Actually opt in.
But new Eldershield no way. In 2020 or earlier only those above 45 years can opt out.
Below that compulsory. Extorting as early as below 45 years of age. Just imagine the huge amount.
Some more they have an additional citeria b4 you can be certified three quarters dead for the benefits.
That is they will show the Males a NUDE photo of Pamela Anderson or Cecila Chung. If the Ah Peks little bro twitched a bit also failed.
But they are smart not to show Chin Ho's or Wei Wei's photos. Most will qualified as the little bros will KORO as in.the seventies KORO scare.
Cheers
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