Time to raise taxi fares

There were many calls in the msm to curb the irresponsible ways of cabbies and their exploitation of foreign tourists. Our reputation as a paradise island for tourists is going to be badly affected. We cannot allow this to continue. On the other hand, with cost of operating the taxis going up, with food prices going up, how are the cab drivers going to maintain their lowly lifestyle? They need to earn enough to feed their families. It is time to raise taxi fares. How many years have they been driving their taxis without an increase in fare? If there is no increase, their income will quickly be swallowed by the runaway inflations. Poor chaps. But if the fares are raised, all the commuters who have to take taxis will be hurt again and their salaries must be raised too. That must be the way to go forward. And everyone will be happy and taxi touts will go away.

Not so good news today.

Prices of chicken up by 20% and flour by 30%. So the 2% extra on GST is chicken feed actually. But it sure adds on to the increases in chicken and flour prices. With GST at 7%, the respective increases will be 21.4% and 32.1% respectively. So how much will a plate of chicken rice or a loaf of bread going to cost? No need to worry, another few cents more only. Still affordable. Now with all the prices keep going up, it is time to raise the salary again. Everyone shall get 10% increment from the workers to those at the very top, or their life style will be affected.

DPM's responses to Timothy Cooper

These are some questions posed by Cooper of US based human rights group Worldrights and Jayakumar's reply. I am split between putting it in the Myth column, Signs of Progress, or Decline, Notable Quotes or in the Gems of Parliament column in Redbeanforum. And I will just quote them from what was reported in the ST. I will leave it to readers to form their own opinions/comments which I believe will range wildly from the unbelieveable to the amusing and to the very pragmatic necessary evil and the rule of law. 'Cooper asked how it was that there were no libel cases where people had successfully defended themselves against government officials. He charged that the legal playing field was not level. Jayakumar said the question must be whether libel suits were brought with "arguments and substance". Singapore leaders sued for a reason: to uphold their integrity and character. Cooper asked why permits are routinely denied to political opponents who want to stage gatherings, but are granted to the PAP. Jayakumar said for densely populated Singapore, the govt has kept strict laws for public gatherings and processions. It requires and grants permits on considerations of law and order, with particular care paid to gatherings base on race, language and religion, and public gatherings by political parties and figures. The rules apply to all parties, including the ruling PAP, which has to also apply for permits, he said.'

Singaporean Toh demoted at UN

It is a shame for a world organisation like the UN to suffer from the bickering of office politics and demoted an innocent man from his post. It is a dark day for the UN and for Ban Ki Moon. Andrew Toh must stand up and fight against the injustice and the Singapore govt must do all it can to see to its fair and just ending. Toh and the Singapore govt should take out a suit against the UN and all those involved in incriminating Toh. The whole episode is so disgraceful and reflected so poorly on UN and its Secretary General.

notable quotes - Bala Rajaratnam

'My plea is to prevent malicious individuals and aggressive lawyers from abusing the litigation process.' Bala S Rajaratnam In view of the rising legal cost and the lessons of Jonathan Lock, people are more concerned with how people and lawyers can abuse their financial and professional clout to the disadvantage of the poorer and weaker citizens. It is timely that there is a called for an alternative route for justice. Not the kind where you need money to buy justice.

Banning racist blogs and forums

Taking down racist blogs and forums Oooh, they are taking down racist blogs and forums in cyberspace. I agree that this is necessary as many of the blogs/forums are really instigating antagonistic groups to hate and violence. The only problem is that it is like swatting mosquitoes in your little room while millions of mosquitoes are swarming outside or in public places. How effective is that?

67,000 millionaires

67,000 Singaporeans have more than US$1m in assets. My immediate thought is that these millionaires should be exempted from the compulsory annuity scheme. Not only have they proven themselves to be capable of managing their finances and income, they surely have plenty of money to look after them in their old age. In fact any Singaporean with a net asset of S$1million should be exempted. Or those with half a million should also be exempted. Would they be or would they be treated like incapable and irresponsible children, unthinking and cannot manage their life time finances?

Good News Day

Today Singaporeans are greeted by another piece of good news. The 3 power companies will be sold to commercial operators who have promised to improve the system and bring down the cost. There will be another first in introducing a new meter and electronic payment systems. New meters will be introduced to measure usage. Meter cost has come down. Users will have to pay upfront to help them manage their usage. While introducing all the new processes and equipment, the new operators will have to bid with other interested parties for the gencos. Obviously they will have to pay a premium for the right to buy and operate them. Unless the existing gencos are going to sell them below cost, which is unlikely, they will have to invest quite a substantial sum initially. Their sunk cost and operating cost cannot be lower than the present operators. With all these costs and with profits in mind, it is amazing that they can reduce the cost of users and the present gencos cannot, and make profits some more. It must be the efficiency of privatisation and competition between 2 or 3 operators. You can be sure that it is a free market and there will not be any cartel or price fixing. Singaporeans can look forward to more efficient and cheaper power supply.

The CPF Karma

So far all the official reasons given for the Minimum Sum, the $30k Medisave and the Annuity are meant to be good for the people. But in reality, the poor chaps, those who have very little, do not believe that they are good for them. Some do, and those who don't need these money may bear with it, and grudgingly accept their fate. What is important is the real intent of the policymakers. Let us pray for them that the real intent is for the good of the people and not something else. The karma for bad intention by withholding people's money and let them suffer when they don't have to is not going to be light. If the intention is bad, not what was spoken officially, please think again and amend the policies. Please do not bring bad karma upon yourself by harming the poor and helpless people by depriving them from the use of their hard earned money.

one flew over the cuckoo's nest

Employer or employee's market? Few months ago it was reported in the msm that employers are willing to pay many times more for good candidates. And employees can expect higher remuneration with more pay rises. Today it is reported that employees are asking for 10% more than employers are willing to pay and employers are unwiling to pay. It also said that Singaporean employees are now aware of their value because they were bilingual and can seek employment in China and Hongkong. Wow, bi lingual Singaporeans can now flock to greener pastures. And the vacant positions that are paying lousy money can go to the monolingual FTs. So Singaporeans can all fly away from their nests to earn big bucks in foreign soil and the their nests can be taken over by the cuckoos.

notable quotes - loh chee kong

One man's 'acceptable business practice' is another man's kickback. Loh Chee Kong This quote is quite universal and can be applied to many situations.

Super talents that are not

Our supertalents are at best good in names only. Or if not, the only skill they have is to hire consultants to do the job and thinking for them. But that surely does not require much talent. Most of the poorly educated Ah Beng bosses are doing the same thing, employing MBAs and PhDs to work for them. We are engaging consultants to study and find solutions to get out of the Brazil list of tax havens. And we know why we were in the list. Our tax bracket is below 18%. And the Brazilians need to include us there so that they can tax their own companies operating here and our companies operating in Brazil. The Brazilian Embassy said so. Do we really need to pay millions to consultants to study on this? Don't we have any local talents to do the same thinking?

Wrongful allocation of resources

One of the major strategic error of our education system is the allocation of university places to less financially rewarding courses. Every year thousands of fresh undergrads were admitted to the Arts, Social Sciences, or even Engineering Facualties and only a few hundreds to the extremely lucrative Law School. And when these students graduated and go into the job market, the law graduates on the average are going to earn 10 times more than the other graduates after a few years in the profession. What the system should do is to reverse the intake. Send a few thousand students to take up law and a few hundred for the other courses. Then we will produce students that are highly marketable and in demand. The legal profession will be happy, the civil service will be happy as there will be no shortage of lawyers, the parents will be happy and the graduates will also be happy. Now, why should we continue to send so many students to pursue courses that are economically to their disadvantage? And the students and parents knew but could not get them into Law School because of an artificially created small number of places available. There is no shortage of students wanting to study law and all of them will be very qualified for the course. Or are we underpaying the graduates of the other courses?

Does CPF changes affect Malaysians/PRs?

I don't think all these Minimum Sum, Medisave and delayed withdrawal will affect Malaysians or PRs working here. Not very sure on this. Any one knows? Or would it mean that Singaporeans are now even worst off than non Singaporeans on this?

Subsidised patients demand for same standard

A letter by Lee Sze Teck to Today in a way demanded that subsidised patients must received the same standard of treatment. This is how foolish Singaporeans have become. Doesn't he know that a little tipping can get one ahead of a queue? Did he know that you pay for good service and better quality of service? The case was over sick leave and hospitalisation leave. The former is normally 14 days paid leave and the latter can continued to be paid on sick leave up to 6 months. And the patient wanted the doctor to change the sick leave to hospitalisation leave. The reply by the hospital is less than satisfactory. Either the patient deserved sick leave or hospitalisation must be dependent on the medical condition. To say that a subsidised patient cannot make any request for such a change is distasteful. But that is a different issue. Subsidised patients cannot expect the same quality of medical care as one who paid more. That is a brutal fact of life that they must accept. What they can expect is decent quality medical care. They are not going to get the most expensive and best doctor to attend to them. They are not going to get the most expensive medicine available for free or at a heavily subsidised price. They are not going to get all the frills and thrills that money can buy. Subsidised patients are there to be treated just for his/her medical condition with due medical care and attention by a qualified doctor or professional. Yes, they cannot demand or choose who should treat them. They want that, they must pay for it. They think this is a communist country where all men are equal? Stupid Singaporeans.

Did Jonathan Lock get a fair deal?

Jonathan Lock and his lawyer called a truce and both withdrew their cases against each other. Is it a fair and just ending? Did our justice system provide the justice due to either of them? Would Jonathan Lock withdraw his claims against his lawyer if not for fear of mounting legal cost should he pursue the case? And for pursuing his case, his lawyer will counter sue him for defamation, which means that he may even incur more financial losses. So Jonathan Lock chickened out. He had to abandon his claim against his lawyer not that he did not have a case. But the punitive legal cost was a huge obstacle to cross. The poor citizens will forever be faced with such a situation, not to pursue a legal tussle because they cannot afford it. And anyone who is faced with a legal claim, or any apparent wrong, could simply threaten to sue if he has money, and win.

New kinds of entrepreneurship

While touting is raising its head among taxi drivers, don't blame them entirely. It is a way of living, to earn that extra $2 to feed the rising cost of living. Look at it positively, it is entrepreneurship. Not everyone has millions of dollars in their war chests to fight in the big league. The small guys have their own turfs to play with. Look around the kopitiams and MRT stations and you will notice a new kind of buzz. More entrepreneurial people are setting up shops, as buskers and beggars. Very lucrative and low capital. Tax free also. These different kinds of talents need an outlet to earn a living. Can't just dump them behind bars. Too costly. And they need to survive in this very costly city. The GST of 7% is eating into their bones. Shall we support such entrepreneurship? Shall we give them a chance to earn a few dollars?

PSLE, communication gap?

Tan Yap Kwang, Executive Director of the Singapore Examinations and Assessment Board replied to the recent furore on the difficult PSLE Maths Paper. What he was saying was that there was no difference between this year and last year's paper. The questions were set from a blueprint by experienced teachers and examiners. I tend to agree with his comments. The only possibility, if there is an increase in difficulty, is for someone to try out something new. Given the constant change in policies recently, this cannot be ruled out. Otherwise, given the regularity of the examinations over the years, they are unlikely to err too far away. From a different angle, some parents may feel that their children are geniuses and are expected to get 100 marks. And some will see anything less than 100% correct as bad. What may be of concern is to set too high a level of difficulty that frightens or stresses out the young minds. But if this was explained to them in advance and they know what to expect, then it should not be an issue. The children and parents must expect some of the questions to be beyond them. Is there a communication gap?

Greed in Corporate America

80% of the public, including 2/3 of the CEOs interviewed, agreed that the salaries of American CEOs were too high. Only 2.2% said it was too low. Understandable. The high salaries of American CEOs have been going on for too long. It is the worst kind of robbery, robbing minority shareholders of their real worth and the latter cannot do anything about it. What they need to do is to sack all of them across America and pay half of their existing salaries to the next in line or those young and eager beavers to take over. Corporate theft in the American style has been going on even in our squeaky clean island. And they did it all legally and legitimately by getting the boards to pass all the resolutions to grant them more shares, bonuses and higher pay. Oh, they will not call this robbery but legitimate rewards for their talents.

How much do you pay for your water?

1 Cu M is $1.17 Waterborne fee is 30c Water conservation tax is 30% of $1.17 GST is 7% The final cost to a user is $1.948 per Cu M. Cost, is it still 3c? How much is processing and administrative cost? Water conservation tax is 35c. GST is 8.2c. Total tax is 43.2c.

Good acts and good intentions

When too much goodness turns bad. That is how mankind will eventually destroy itself. That is how Singapore too will follow the same road. Today we praise the great achievements of medicine and technology to extend life. We live with great hope and exciting anticipation of life at 100. Thanks to our high standard and quality of life and health system. All these means one thing. We are defying nature, the law of nature in self renewal. Nature must wear. Nothing is forever and must not be kept forever. By extending life, apparently a good thing, we are creating more stress to our system. All these lives must be supported. They consumed energy, space and resources. Can our system take it? The world is dying, as they say. Climate change due to a growing population that only consume and destroy the earth's resources. How many people can the earth sustain before it finds it unbearable anymore? The world will not be able to cope with an incessant increase in population. Man has lengthen the self renewal process of life. And the world is fighting back. Natural disasters are sweeping across the earth to destroy what it cannot afford to sustain. We as a small country, will face the same fate as the earth when we over populate our island and burst at the seams. That is how we will end up if we keep on gourging ourselves. The success and big strides forward will quicken our own demise.

How to make quick and easy money

I mean how to make quick and easy money from Singaporeans. It is a piece of cake. Just sign up with a foreign party, form a company, create a beautiful catalogue of prime housing in a foreign shore, the best is Bintan and Batam. Then sell them to Singaporeans. In the process of selling, build a few units as show houses to lure more Singaporeans in and put in more deposits. Then when enough is collected, just fold up and disappear, with the money of course.

Taxi drivers touting!

What a shameless thing to do. Taxi drivers are touting and cheating foreigners by charging them high fares and not using the meters. Wow, Singaporeans turning into another kind of robbing. Why is it that taxi drivers are not allowed to rob their passengers? They are just doing it to earn a living to feed their families in the face of ever rising cost of living. What is wrong with taxi drivers trying to earn a bit more? When other people are earning by the millions, why can't taxi drivers aspire to earn half a million? Oh, maybe they don't have a piece of paper with a first class honours chopped on it. So they are undeserving to earn a million dollar. Oops, I mean a measly half a peanut. Are people envious of these low down poorly educated people who can earn a million or trying to earn half a million? Actually the taxi drivers are not robbing. They are entrepreneurs offering their services to a select group of customers. They are willing to provide a higher level of personalised service to these customers, like the high net worth clients of banks, premier banking, no need to queue and service with a specially created smile. Hey, it is willing buyer willing seller. If the foreigners did not want to take their cabs at their asking price, so be it. They did not put a knife at their throat to force them to take their cabs. It is not compulsory huh. No coercion. And they are talking of a pathetic $20 ride. In New York, London or Tokyo, they can easily charge $100 plus tips! Now compare this with the $30k compulsory savings in the Medisave, the $99,600 compulsory savings in the Minimum Sum, the akan datang compulsory annuities which is going to be another few thousands? Come on, give the poor taxi drivers a break. Let them make a few dollars more to have a bottle of stout or a pack of cigarettes after a day of backbreaking work. Free the market and let them charge their own prices. Service with a difference must come with a price. It raises the standard and quality of service. They may earn enough to have the luxury to go for personal grooming courses to serve their customers better. Dress better and smell better. This is just another way of looking at the issue. Or shall we accept the guiding principle that low down people must not be allowed to earn more money than the super talents? Only super talents can charge and demand whatever they want and low down workers must accept whatever that is being decided for them?

Is CPF turning into a robber?

What is the basic reason for the existence of the CPF? Is it there to hoard people's money on whatever excuses that it can cook up? Or is it there to ensure that the members would have some money to tie them over during their old age, that they don't become destitutes and having to bleed the govt of public fund? I may not be a supertalent. And it does not need anyone to be a supertalent to know that the CPF main objective is to make sure that the retirees have a sum of money to live through their lives. As long as anyone can make his own provisions with cash, savings or properties or any assets that exceeds the value of what CPF declared as the Minimum Sum needed, such people have more than adequately provided for themselves. Actually many don't need so much money to live through their golden years. A Goh Mui Sim wrote to the ST forum saying that at 53, she had already bought a $100k annuity to provide her a $500 payout from $62 till her death. And she has pledged this to the CPF When she turned 55, CPF took $99,600 from her Ordinary Account to put into her Retirement Account. She argued that she had a $100k annuity that is more than the $99,600. But CPF said her annuity is short of the $790 by $290 and she could apply for a partial exception. Why can't the CPF take only the amount that is short? Why take the whole $99,600? The CPF could not understand that this lady has planned her own retirement well ahead of the govt's thinking, even more than the Minimum Sum requirement. She has covered a period past the Minimum Sum to her death, with her annuity. All these are not enough. All CPF is concerned is the $99,600 that it wants to grab hold on. And of course, another $30k in the Medisave and more in annuity insurance. Ok, this last one the CPF definitely cannot find anymore excuse to touch this lady. This Goh Mui Sim, like many, is a responsible and thinking Singaporean. She has planned her retirement well ahead. But this is not acceptable because her plan is not what the CPF planned for her and all Singaporeans. What utter rubbish! Why must every Singaporean need $99,600k and $30k in Medisave? Why must they still need an annuity plan when they have made their own plans? What is the CPF for? What is the CPF for? Has the CPF turned itself into a robber, putting a knife on the member's throat to demand more money to be held by CPF, totally disregarding the interests of the people? And its interest is to grab the people's money, as much as possible, and hold it as long as possible? No matter what reasons or explanations, this is the impression that the people is getting.

Singapore Malaysia reunion

This topic has been raised again and understandably you will get a wide range of views on it. Most of the hostile views were either directed at the personality level or the fundamental issue of Bumiputra right. The personality issue will go away with time. Not sure about the latter. But one cannot rule out the possibility of it going away when Malaysia gets more properous and more confident of itself. There are issues that we cannot accept or settle today. We cannot predict what the future generations will do. It may not be the same kind of merger as envisaged in the past or today. But for the two countries to work closer, cooperate more, work out more areas where national barriers can be sidestepped or broken down, freeing the people from the baggages of the past, are the natural things to come for mutual benefits. It cannot go on like this forever. Some time later, two visionary leaders from both sides may emerge and say lets hold hands and work together for our own good without dismantling too many fundamental rights of each people and country. The future is uncertain and is rosy.

Violations of human rights and Geneva Convention

Jimmy Carter had put it squarely that Bush violated human rights and the Geneva Convention in the interrogation of prisoners. And Abu Ghraib and the infamous Guantanamo Camps were testaments to the crimes of the Bush regime. Why is it that they are allowed to continue for so long and the self righteous western press and govt just made skim comments and do nothing? What kind of hypocrisy is that that even an ex American President deemed it enough and could not take it any more to say it out loud?

About birds and bees

Today I am thinking of just talking about the birds and the bees and anything else except what I have been posting here. That would make many people very happy for a change. We shall talk about where to eat the best chicken rice or prata, where is the most rustic place in Singapore, how to plant tomatoes, how to enjoy living. And we can spend hours doing research on such subjects and fill up the pages. Did anyone talk about critical thinking and serious issues affecting the people and more thorough discussion should be devoted to them? Yes. And eating, planting tomatoes, living and enjoying lives are very serious issues. In organisations, some who say they want entrepreneurs to take risks, insurgents to stimulate change etc. But once the guy turns his back, another guy will point his finger and say 'nothing of that sort.' One may say he wants to do more businesses, be more aggressive, take more risks. Another will say do not be too clever, do not take risks that are unnecessary. Just get on with the daily routine. Nothing happens is good. This dichotomy is prevalent everywhere, where the left hand and right hand don't clap together. Corporations big or small suffer because of such inconsistencies, conflict of opinions and objectives, politicking or saboing. I have just happened to witness a few episodes recently. Need a big iron grill to do some grilling.

Ineffective ERP

When one pays ERP charges, one expect to travel in a freer road. When one pays 50c, the quality of the road flow may be lower. When one pays $1, it should be better. When one pays $1.50, it should be even better. But if after paying for all the increases, the condition is still the same, then should not the authority return to the 50c rate since there is no improvement and the flow is as was at 50c level? Ok, the authority can say, we will increase the cost to $5. That should do the trick. I think that should be the answer. But wait a minute. When transportation is going to cost a bomb, then business cost is going to shoot up as well. People's cost of living will also go up as well.

Threats of high legal cost

Jonathan Lock is faced with another legal battle with his lawyer. And the most intimidating factor is the high legal cost. How many people will have the money to fight a legal battle in our courts? The first thing that will hurt is the big hole in the pocket. For those people who have no problem in paying for the huge legal fee, taking anyone to court seems to be a convenient practice as it is to their advantage. And most poor buggers will have to back off, even apologise and pay damages knowing that they are right. Is this how our justice system is going to be?

First frivolous protest

Allow protest, even frivolous ones for a start. A site was identified for the stockpile of granite in Lim Chu Kang. And the farmers are protesting that the granite dust will affect their crops. And the 6m fencing is also seen as a threat, blocking sunlight from the crops. I am refraining from laughing out loud. How serious can this protest be? But it is a good start. No demonstration or people marching down Orchard Rd or Shenton Way. Just standing up to say no. And with a petition to back up.

What if?

The Americans and the West are furious that the Myanmese military junta beat up the peaceful protestors, used tear gas and bullets on them. And they are calling for a regime change, saying that the junta is unfit to run the country. Now what if Chee Soon Juan is able to gather a couple of hundreds of people in a public and peaceful protest and forces the police to use the baton and other means of physical force? Would the Americans and the West also call for a regime change? It would be tricky.

EPF outperformed CPF

Read in many blogs that EPF is outperforming our CPF, at least in the interest they are paying. 6% or 6.5% is a lot over a 30 or 50 year period compares to 2.5 or 4%. Compounding them, it is easily 150% to 200% more than what we are getting from our CPF. We must send our ministers to KL to learn from them. Then we can give our CPF members a better return. And if the answer is 'if they are so good, take the CPF and put it there lah,' I will. But don't just talk only and don't mean it. Don't worry about a depreciating ringgit if the money is to be spent within Malaysia and for retirement. It appreciates or increase in value actually.

Balancing greed and passion

I left the civil service because I was paid pittance. How could a bread winner stay on a job that could not provide sufficiently for his family? That should be the basis for consideration in the compensation of a job, especially a higher level job or the equivalent of the Admin Service. At that time, I was told, the head of PSC believed that people should serve in the civil service with passion, a duty to the country. Pay should not be the main draw. Within two years after I left the civil service the pay was revised, and revised and revised. Today, the civil servants are getting a pay no less attractive than the private sector. And many good men were retained to serve in the capacity of public servants. And probably many of these good men will be saying to themselves, am I being over paid? Should there be a question of passion to serve? It is tricky to balance between passion and pay. How much pay is too much? How low pay will dismiss the passion in a man/woman to serve when he is not able to provide his dependants with a decent and comfortable life? This is a million dollar question best left to those who are paid in millions to decide.

Political Justice or Injustice

Singapore is being attacked internationally on two fronts. At the UN, Singaporeans were viciously attacked for their integrity by fictitious charges only to be vindicated later. But that is not the end. In the case of Andrew Toh, they are now accusing Singapore of using its weight to stop the funding of Procurement Task Force which was where Andrew served his term. And in Indonesia, Temasek is found guilty of violating Indonesia's anti monopoly act. So Temasek would now have to spend time and money defending its position in probably a kangaroo court. The verdict of both cases will not be determined by facts but by political expediency. The political force of the day will be the final judge of whether Singapore is guilty or not guilty. This has always been the principles of political justice. There is no absolute right or wrong. The one in power decides who is right and who is wrong.

Illusion of payrise

High inflation Major cause: Restructuring Strong currency cannot offset domestic pressures on prices. DBS analysis. Oct 8, 2007 Singapore exchange rate policy struggles with inflation Commentary by DBS Group Research (source: The Edge daily) SINGAPORE’s CPI inflation hit a 12-year high of 2.6% year on year (y-o-y) in July. While this was partially due to a two percentage point hike in the GST in July, some structural changes in the economy are also at play. Apart from imported inflation, which can be addressed with the exchange rate policy, much of the current inflationary pressure stems from domestic sources. Plainly, exchange rate policy is not very effective in dealing with domestically driven inflation. Policymakers will need to utilise non-monetary policies to complement the exchange rate policy if inflation is to be kept in check. The above is part of an article posted in littlespeck.com. What is actually affecting the people today is that their income is shrinking. Yes, they are getting a huge pay cut without knowing it. And to maintain their same purchasing power, a huge pay rise is necessary just to go back to square on. The illusion of huge pay rise is as good as watching David Copperfield and his magic show. It is all an illusion. There is no pay rise for those who got a pay rise, except those who got a very substantial payrise. Those who got little or no payrise is getting a paycut.

Chinese vote not lost

This is what Khairy believed. He believed that after all that had happened, after all that he had said and done, the Chinese vote is still with him. And for that matter the Indian vote. And he is confident that he has done the right thing and the minority votes will still support him. We will see.

Like that also got?

The Singapore Embassy has came out officially to dismiss Juwono's claimed that MM was the stumbling block in the DCA ETA agreements and that Singapore added new conditions to the agreements after it was signed by Juwono himself. I believe the Singapore side of the story. Singapore will not make any statement officially on such an important issue without getting its facts right. And what Juwono had said, sadly, is a reflection of the quality and mentality of the Indonesian leader. Tsk, tsk, tsk.

Children shattered and parents protest

The recent PSLE seemed to be taking its toll on the children if a letter writer is to be believed. Guo Weifu complained that his son was in the top class but came back shattered after the PSLE maths exam. He checked and found that many children also suffered the same fate. The questions were too tough and many were not able to complete half or more of the questions. This is indeed frightening when anything less than 100 marks is deemed no good. And the confidence of the children were literally smashed. Poor children. Poor parents. What is happening huh?

Medisave money can use a bit only

My father in law has stones in his kidney and he was admitted into a private hospital. The so called specialist recommended him to go for a minor operation the next day. As he was in pain, he decided to go ahead without asking about the cost of the operation. End up his stayed in the hospital for 4 days and 3 night. His hospital bill was $11K. Only can use $1K from his medisave to pay. The rest has to be paid by cash. Is medisave really that good?? The above was posted in Sammyboy. If it is true, then what is our money in the Medisave for? Huh, our money or not our money? Isn't the Medisave meant to pay for our hospitalisation? Or is it to be rationed for 20 hospitalisation stays in the future? Jesus!

Compulsory annuities will be introduced

Ong Hui Guan, Secretariat, National Longetivity Insurance Committee wrote a reply to Vincent Chia and assured the public that they will carefully considered all angles after consulting the actuarial experts. Did he also said, 'thank you for your comment, the compulsory annuities will be introduced no matter what?' Or they may or may not introduce annuities if the study is not favourable? But it seems that the study is about how best to introduce and not about the relevance of the whole concept. The path to be travelled is quite clear.

The residents were furious

Raymond Lim and his MPs hold court to answer queries from the residents. I saw some snippets on TV news. And were the residents furious? The short clip only showed some residents asking questions on the ineffectiveness of ERP despite having to pay more and the ire over the comment that the funeral hub at Sin Ming Lane were be as attractive as Disneyland. The Minister and his MPs replied. By their expression you could see how uncomfortable they were. Neither were the standard replies well received. Would the Minister and MPs think that they have replied and case closed?

Irreversible demographic change

The speed at which the population is changing and its effects on Singaporeans is an area of great concern. Does the govt need to consult the people, getting a referendum for such a major change that can affect their lives adversely? Or as Josephine Teo said, when the govt has carefully considered the problem and think that it is good for the people, it has all the right to go ahead with it? This demographic change is going to affect those living now and the future generation for good or for the worst. It is no joking matter.

Before the nails are hammered in

There is a reprieve of 6 months for the appointed committee to review the annuity scheme. From all the official statements made so far, you can expect nothing much to be changed. A fresh sum of money will be locked away. That is as good as what we have been told. And that seems to be the real objective. The rest like providing for an income when most would probably die is simply crab. And all the fuss can be solved, I repeat again, by a plate of char kway teow. And that is what it will cost the people or govt. There is no need to lock away more money. We are reaching a point of hysteria and insanity by harping on how much the people need when they already have enough to keep themselves going. Only a very small group will need help and the help is just a plate of char kway teow. Even this plate of char kway teow can be spared if the $30k in the Medisave can be redesigned for the aged, ie above 85. There is no need to build a mountain out of a mole hill.

The seduction of Greed

The en bloc sales panic is easing with new laws coming in to stamp the euphoria. Property prices suddenly took a turn for the worst, or becoming more stable. But before the ink dries, the media are reporting on another new frenzy. Property prices in the eastern shores are rising, and rising and rising. Quick, quick, grab what you can find before prices run away. We are now seeing two opposing camps singing different tunes. On one side, there is a call for caution and to keep the lid on property prices shooting to the sky. On the other, the stirring and fuelling of news of how prices will rise and the encouragement to buyers to start buying at whatever price. Some will get burn by greed and some will make a fortune from this greed. Heard of a case where the owner stood to gain $400k during the en bloc madness. But when the new regulations came in, the price fell through the bottom. The buyer chose to forfeit his option money of $15k than to pay for a property that he could now get for $400k less.

Formula to make blogs a success

A new blog is claimed to be a great success in the morning paper today. Its main topics are sex and marriage. Wow, that's the way to go and the msm will help to popularise it as what blogs should be or should talk about. I am thinking of adding a few threads like, like Exploits in Geylang, or Illicit Affairs, or Forbidden Sex, to attract more bloggers here. After all, what else should Singaporeans be encouraged to talk about?

It is the fault of China, Asean and...

The problems created by the military regime in Myanmar is the problem of China, Asean and yes Singapore. We are the guilty ones. We are the ones that are not doing anything to help the Myanmese. We have no moral obligations for not helping the Myanmese people fight against a military regime for their liberty. All the accusing fingers in the West are pointing at China, at Asean and Singapore in particular. We are the bad guys. We must solve the problems in Myanmar. What a joke!!! It is time China, Asean and Singapore, and the rest of the world, point the fingers at the West for allowing the killings to go on in Iraq. It is time to free the Palestines and restore to them their right to their homeland. And who is preventing them from gaining their freedom? What is the West doing? Yes it is the Americans and the West that is allowing the carnage in Iraq to go on, and the Palestine to continue to be suppressed in their homeland.

Notable quotes - Eng Hen

I was reading Eng Hen's views on political renewal reported by Lynn Lee. He shared his thoughts on the recruiting process and that PAP was wary of those too eager to please. After the lengthy article came this quote at the end that is hardly related to the renewal process but the effectiveness of blogs. 'Progress will not be marked by the pings of a thousand hits on your blog, but from quiet yet determined voices willing to work for a better tomorrow.' Ng Eng Heng What is he saying? Bloggers are ineffective and does not contribute anything to society nor do they do anything useful. Or perhaps he is telling those young and aspiring politicians who blogged, that they are wasting their time. People like Goh Meng Seng and those at TOC should take note and stop blogging. They should go about quietly to do something for society without creating all the din in cyberspace. The question I would like to ask is whether the compulsory annuity scheme and the delay withdrawal age would have been pushed through if not of the noises in cyberspace. Or would the further study on the proposals a result of msm and grassroot feedback that make the govt do a rethink?

Talking about possibilities

Geylang is seeing its first protest from the locals. On one side of the lorong, the conservatively dressed and slightly older women were fuming. Their placards and banners screamed, 'Give us back our jobs,' 'This is unfair competition,' 'We have children and family to look after,' 'We have 50 more years to work.' On the other side of the lorong, young, sexy and scantily dressed foreign service providers continue to ply their trade, inviting streams of customers to their haunts. Occasionally they will turn their heads, give their luscious long hair a flip, and give a sneering glance at the aunties across the roads. It is like saying, 'If you don't have it, don't blame us.' There used to be defined turfs for each group of service providers. And everyone guarding their territories with teeth and finger nails. Today, we have globalised, we open up to invite the best talents from overseas to compete with our locals, based on talents, skills, and abilities. We practise free trade and meritocracy. If you don't measure up, just too bad. It is good to see the skin trade having some competition from foreign talents. It is good to see the locals standing up and fighting for their rice bowls. In the meantime the children at home will have lesser to eat.

Notable quotes - LKY

On CPF money 'And if anybody thinks he can do better, he's welcome to take his money and go to a fund manager and try and do better.' Lee Kuan Yew.

15 years retroactive Treaty

Indonesia wants the Extradition Treaty to be back dated by 15 years. This means that anything in the past can catch up with anyone. It is the same kind of thinking that destroyed Malaysia's credibility when they introduced new property ownership laws retroactively. If Singapore will to do so, it will create huge upheaval to our legal systems. This is a precedent that it cannot oblige. It is something that is too crucial to attempt. Shouldn't even think of it.

Mobile phones are dangerous

The ease at which mobile phones can be converted to IEDs, Improvised Explosive Devices needs to be thought through carefully. Maybe it is time to ban the sale and of mobile phones.

No questions from Singaporeans?

MM had a forum with the students at NTU and out of 9 questions asked, only two came from Singaporeans. And he asked, 'Are there no Singaporeans who want to ask questions?' Now, should he be worried or happy that Singaporeans don't ask questions? Does he know the answer or does he not? It is common knowledge among Singaporeans that they are being watched. The lack of participation in this forum speaks loudly of how Singaporeans feel about speaking out. And it is better to be safe than sorry. And this is an unique quality that Singaporeans shall cherished as it has taken us so far, so progressive and materially comfortable. We shouldn't be worried about Singaporeans not thinking and asking questions. The govt is doing all the thinking for them.

Jonathan Lock is saved once again.

This time he does not even have to pay his lawyers. Apparently the two parties were so happy with the legal tussle. And the High Court did not like what it saw and threw everything out of the window. And one of them will be placed under disciplinary investigation for 'breach of professional duties' and putting his clients to 'unnecessary monetary risks and adverse legal consequences'. Maybe I should repost this in the column Signs of Progress.

Annuities - More statistics

Dr Vincent Chia showed some statistics on the life expectancy of people according to social classes. It is a known fact that life expectancy favours the richer nations. And domestically, the more well off will live longer. Dr Chia showed that 43.5% of those who lived past 85 lived in 4 rm flats or better. 29.1% lived in 3 rm flats and 11% in 1 and 2 rm flats. A compulsory annuity scheme will benefit more the economically better off people, especially when those who die earlier will have their contributions forfeited to benefit the survivors. Who's bright idea is that? But this does not address the half blanket problem. This is an old story of a poor man with a half blanket. In the cold of the night, if he covers his legs, his top body will be exposed. If he covers his top, the bottom will be exposed. No matter how he tries, he cannot cover all his body. In the case of the lower income group, this is their plight. To put money aside for the future is to go hungry now. Not to do it means they will go hungry later. Either way, it is LPPL. When you are poor, you are poor. And to make things worst, you are told to be self reliance. Don't expect the govt to help you. Don't expect your children to help you. Forget about the virtues of family and filial piety. All the young people, when hearing that it is not their problem to help their ageing parents, because the govt said so and appreciated their problems of having difficulties even to look after themselves, must be feeling very relieved. A big load has been taken off their shoulders. They will not be blamed. The old folks' problems is their pasar. This is the value of this country.

Medisave, the untouchable

Recently there have been quite a number of letters to the forum discussing the money in the Medisave and to use it for health screening. Though the reasons seem logical, they violated the fundamental reason for the $30k in the Medisave. It is to pay expensive hospitalisation bill when the day comes for admission. So this sum cannot be touched. It is a very important sum of money to save the dying. The living must find their own ways to keep themselves alive. And they can be assured that when they are dying, and needs hospitalisation, the money is there.

MOH withdrawn recognition of top university

Cheng Shoong Tat wrote to ST to show his concern about MOH withdrawing recognition of medical degree from a top university only after being informed by the Indian authority. This kind of problem, substandard and imitation degrees, is prevalent in most developing countries. Even in mature western countries, imitation degrees are quite common. In all fields, an error in judgement may not be so critical. But in medical science, when the consequences mean life and death, we must expect greater due diligence. Not only it will affect our people, it will also affect the quality of the whole medical profession and our medical hub reputation.

Another sad example.

He poured urine on a young child's head and slapping many for misbehaviour. His lawyer said he did all these to help the boys. 'He stayed on out of a sense of purpose to improve the boys' lot. There is no evidence to suggest that he stayed on merely to abuse the boys.'

So embarrassing and so disgraceful

Why is the library book loan issue such a big issue? It is only a few cents owed. It is embarrassing and disgraceful not because NLB is chasing for the money. It is embarrassing and disgraceful when people owed money in terms of a few cents or a few dollars. For goodness sake, if anyone wants to chalk out any debt, make sure it is big. A few cents is really unbecoming, just like kpkb for a few cents increase in transport fare. What are the people thinking about? Don't they know how to think big? At least the amount owed should be $10k. That is probably the least one has to pay the lawyers to sue another person to recover the debt and with no guarantee of getting a cent back. And if the amount is in millions, one can become an instant celebrity. May even write a book or produce a movie based on the exploits. May be headhunted for a big job. Singaporeans are pathetic.

Coffee Shop Talk - A shameful sight

A shameful sight at the Esplanade. From: dream_waker 02:27 Was walking around the esplanade yesterday and some sinkie that I came across there coupled with my experience of working with quite a few others in my work prompted me to write some observation here. What I saw at the esplanade along the bay front. (1)A group of teenager, both guy & gal, around the age of 14-16 were running in rank and file, one carrying a flag and the worse part....they were singing "1 little 2 little 3 little indian...." in singlish tone. I turn my eye away in disgust... I observed that some foreign tourist there were also looking at this sinkies with shocked and amused expression, what a shame... (2)At the esplanade a play for kids was being conducted at the foyer . Nothing wrong, except that the play was conducted in singlish....I covered my ears in disgust. I also notice that all the audience crowding around the play were sinkies, a lot of them in heartlander attire. No foreigners were in sight, they must have found the crap equally repulsive. At work I have also been constantly irritated and pissed off by sinkie corporate customer who do not see thing in a bigger and strategic picture but always like to focus and argue on nitty gritty things, where they think that they are the "master" in applying their "western trained logical thinking" into analysis. They failed to realize how stupid it is to be wasting time discussing and arguing on things that will not serve any major or strategic purpose. In short, they think they are very smart and always like to pass comment and opinion with a tone of certainty. I always avoid working with sinkie customer as far as possible. It seem that 30 years of education has only manage to produce crops of stupid, naive, petty and worse arrogant freaks that are neither appreciated or accepted in the east or in the west. Sad... I must admit that I find this terribly amusing. I too sang that song in school as a kid. And everyone of us sang it with gusto, prompted by the teachers. It was such a nice children song to teach us to sing, to count and to read. Never has it occurred to me that in today's context it is offensive. I never thought it so, the children of all the races did not think so then, the teachers of all races did not think so then too. Even today I don't think so. This guy who posted this article in Sammyboy forum must be a FT and terribly paranoid. Maybe he got his point. Maybe that is the reason why Black September Day failed. I am thinking of singing the song here. It is ringing in my ears. Better not, less I offended anyone. The MOE must send out a circular to ban this song.

Myth 162 - A myth waiting to become truth

A myth waiting to become truth Everyone is asking if the CPF is our money. Many in cyberspace have angrily decried that it is not our money. And the Govt refuses to be involved in this discussion to say either this or that. And the people cry. There are many reasons to say that the money is no longer our money with a few exceptions. The people can use it to buy properties, stocks and some other uses. This is as far as it goes. But the usage is determined by the Govt. It can change the usage, the amount to be used and what it can be used anytime it wishes. This is best proven by what Josephine Teo said. If the Govt thinks fit, it will intervene to decide how to use the CPF money in whatever way it deems fit even against the wishes of the owners. Now, let's ask a few questions. Can the CPF member use it anyway it wants? No. Can they use any amount they want? No. Can they use it any time they want? No. Do they have any say as to what and how it is to be used? No. And not the Govt is saying that they must compulsorily buy a product called annuity which many do not need or want. This is serious. What is evident here is that the members have no control over the money. The Govt has the final say and can always change the law to keep the money from the members. Theoretically the Govt can decide, in its own interpretation of what is good for the members, to pay the money after their death. So is the money the member's money? Or it is just a myth?

Celebrating Singaporeans - Dr Yam Kok Weng

A not very noticeable name perhaps. He is a dental surgeon with a clinic in Ghim Moh, Perfect Dental Clinic. What is so exceptional about him? Tell me how much it will cost you for a visit to a dental clinic? $50 or $100 for a filling, plus a $50 X-ray which most people don't need etc etc. I was recommended by an aunty that his charges are very reasonable. My last visit, with 4 fillings done, I was prepared to pay at least $120. The bill, I was a bit shock. $40! It is such unassuming people that can help to unmask the myth that all cost, especially medical cost, can only go up, one way. We need more of such professional people who practise their trades without chopping off an arm or a leg of their patients.

Myanmar junta split

A report supposedly from London, to give it that sign of authority, but no names mentioned, said that 'A split has emerged within Myanmar's ruling junta, according to exile groups which claim that second in command Gen Maung Aye was angered by the violent crackdown on monks and portesters ordered by Senior General Than Shwe. It was also reported that Gen Maung Aye was holding talks with imprisoned opposition leader and Nobel laureate Aung San Suu Kyi....' Reading these two paragraphs, one will get the impression that Maung Aye is a moderate and decent guy. But next to this paragraph is a write up of Maung Aye. It reads, 'Deputy Senior General Maung Aye,...has a reputation for uncompromising ruthlessness even more notorious than that of Senior Gen Than Shwe...Indeed, Gen Maung Aye is believed by some to have been behind an attack on Ms Suu Kyi's convoy...in 2003 from which she barely escaped with her life.' What is the paper trying to say? Maung Aye a nice guy or a bad guy? Or it is the way the paper is casting doubt on the credibility of the report? Or it was just pushed out without reading? The stark contradiction cannot be missed by professional journalists that double and triple check their sources to validify their reports.

Should the people save?

Less than 30 years ago, the top prize for the Big Sweep ticket was $400k compares to today's $2 million. Hitting the top prize then was to become a rich man. The money could easily buy 10 semi Ds. But if this guy were to put the money in the bank to earn interest, to save, he is relatively a poor guy today. Even if the amount is doubled or tripled, he could not afford a decent semi D. For less than $20k, one could drive off a brand new Mercedes 200. Today, not even enough to pay for a cheap weekend car. Is saving a good thing? The Americans may be doing one of the smartest thing. Spend the future money now and pay the debt in the future with depreciated currency. In that way they get the full value of the money today. The qualification is that they must be able to pay later. Why the obsession to make the people save when the end result is that the saver gets less than what he gets at the end, the value drops significantly? Who benefits from such a scheme? Not that saving is bad. But it is bad and a poor way to manage your money if inflation and the cost of living is not controlled. This is the dreadful thing. For every 2 or 3 % interest gain, inflation may double or triple and the money, though growing in size, is actually losing its value. Saving is a big farce if other factors are not managed properly to protect the value of money. It is quite wicked actually.

Forever young

A good looking hunk walked out of a joint with a nubile young girl in his arm. His hair were dressed like Elvis Presley. His eyes were hidden behind a pair of sunglasses. But he sure looked good. They went back to the hotel nearby. They were hardly a minute in the room when the girl ran out screaming, 'Taupok Man, Taupok Man.' The hunk was lying on his bed, shirt off. He breathed a sigh of resignation. What to expect from a man of 85? It was not cheap to pull the skin for the whole body. Again another scream from next door and a duck ran out screaming, 'Taupok Aunty, Taupok Aunty.' The hunk shouted, 'Are you alright Mum?' 'He didn't like my body skin!'

The brutal tooth

ST's editorial today highlighted the plight of the marginals, those whose wages are 'barely at subsistence level.' To these groups of workers, about 300,000 of them, the editorial has realistically put it, 'that more cash in hand for living expenses makes more sense than having a little money placed in the CPF.' Their problem is immediate. They don't even have enough to eat or pass the day. You want to force them to cut a piece of their flesh to keep for tomorrow? Savings is a privilege and a luxury that they don't have. And they are not so dull as not being able to think that saving is good for them. Helping them is not just words. It is hard cash that they need, now and also in the future. Disregarding the judgemental part, that some of them deserve to be in that pathetic state of life because they were lazy, reckless and irresponsible, these are the people at the bottom of the barrel, the scavengers of society. They do not have enough to put aside. Want to do anything for them?

A new amazing tooth

I woke up this morning to face a new tooth. It is splashed across the front page of the ST that $2.8 billion a year over the last 5 years 'to fund grants and top ups that benefitted all Singaporeans, especially the lower income.' And a typical lower income household received $136,000 worth of basic grants, which helped to build up their retirement savings! Now why am I feeling so poor. Maybe I don't qualify for the $136k of grant. That would make those who qualified richer than me, for I don't have $136k! Am I feeling shortchanged? And all those lower income households must be beaming a wide smile or they are secretly happy but not telling. And with so much money going to them, especially 'to build up their retirement savings' why is it that they did not have enough for retirement? Where is the money? Oh, sorry, this is a dangerous question to ask. Erase this question. Let me ask another question. If so much money have been spent for the benefit of the people, and the people could not feel it, could not appreciate it, then something is drastically wrong. It may be the method, the spread, or not publicising it enough in the media. The PR part is failing. I think a more simpler and effective way to make the people feel the generosity and the weight of the subsidies is to put the money directly into their pockets. Then they can feel the bulge, touch the money and smell the money. The people will kneel down and pray to the govt like god. Unfortunately so much money have been spent on them in a way that the people don't even know. It is a big wasted effort, and a big waste of money spent. You ungrateful people! But can't blame them. They are simple minded people that can't think and didn't know what is happening. They don't even know that they have received so much money.

Fascist thinking comes under the spot light

Thomas Koshy wrote a letter to ST highlighting the risk of a well meaning govt deciding to take away more money from the CPF because it thinks it is good for the people. If we do not question this and address it now, we will lose our CPF money in no time. We must stop this brazen thinking of deciding how to use our CPF money against our will. It is our money. It is not just a CPF fund.

Singapore needs more reserves

This is the view of Goh Khee Kuan who wrote to ST forum. In his view he felt that the current reserves will not be enough especially when the Artic ice melts. We need billions to built dykes to keep out the water. And more, if no ships come a calling, we need more reserves to develop new infrastructure and new businesses. He forgets to add what if a meteor strikes the island. We need to built a defence shield against the meteor strike. In the same kind of thinking, the CPF savings by the members are not enough. What happen if they are struck by life threatening illnesses and need to be hospitalised? The bills will come in hundreds of thousands. And the artic ice will mean that their lower floor flats may not be liveable. And inflation risk! They probably need to set aside something like a million each for year 2050. We need to plan for the future and save even more.

26,000 age 85 and above

This is a good piece of information. Now what we want to know is the breakdown by age group to give some idea of the spread and the probability of reaching 90 and beyond. It will also be very useful to know how many are destitutes and needed public assistance. The official figure of people under the public assistance scheme is only about 3000. Now this is way too small. If this number is true, then there is no real need for a compulsory annuity scheme for the whole population. It is too insignificant an amount to warrant such a massive exercise.

Phenomenal growth in population

We are now 4.68 million! Another 1.8 million and we are there, 6.5 million. Not bad. Think we can be there in two years. And we don't even feel the squeeze. Maybe 10 million is a reasonable target.

Singaporeans dying

Ya, I think Singaporeans are suffocating and dying from too much tender loving care. The govt has been so pro active and caring and has been working so hard to improve the lives of Singaporeans that Singaporeans have never got it better. This is a case of too many good things. It is like a dream. Maybe the govt should cool down a bit and don't do so much. Jer lat. Not jiat lat.

Myth 161 Compulsory annuity is good

Compulsory annuity is good It is a hotly debated proposal, well intented, well meaning, and well thought out. But hardly any believe in it except the people proposing it. Who needs $300 in 35 years time when it is as good as worthless. Even double that amount may be worthless. And who wants to hope to live to enjoy this pittance at 85 when the life expectancy age is 80 to 82 years? The compulsory annuity scheme is supposed to provide the money for the survivors to live by. But how, when the money is definitely not enough. This is a classic myth in the making.

Allow public protest

This is what Liew Kai Khiun recommended yesterday. I thought it was an exercise not worth mentioning. But today there were some responses to his remarks. One pro and one against, to provide a balance view by the Today paper. But how many actually wrote in to support or oppose, your guess is as good as mind. By the way, what is the purpose of protest? Sure there are many things that pissed us off every now and then. There are very serious issues and some not so serious. Most went by without any protest. So everyone believes that everything is ok. But no one will know when a Myanmar will visit us, and if it did, everyone will be caught unprepared for sure. For any issue can spark off a major protest when the pent up feelings have been suppressed for too long over the years. And before such a visit, Singaporeans must find a means to express their objections or unhappiness over issues or policies. A public protest or demonstration is the most popular form to show displeasure. But given the current political environment, many would not want to risk the pain. This does not mean that Singaporeans should shut up. KPKB is one means to show displeasure and opposition. Asking questions like school boys in a monologue sessions between school teachers and school childrens, or writing to the media hoping for a reply is exactly what they will get. A reply. And once the reply is given, it is taken for granted that it is explained and accepted, case closed and life goes on. Ya, let's move on. What Singaporeans need is a platform to simply say No. We do not buy your reasons or explanations, and we do not want to go along with it. No need any clever reply whatsoever. That is what a protest is all about. To say no to policies or issues and to tell the authorities not to go ahead with it. And if they do, they can go ahead without the blessing of the people. And sure, that is all the people can do now. And the govt can go on not listening and do what it wants or what it thinks best. But hopefully the democratic forces will play its rightful role one day and a new govt be formed. Protest is necessary and important. But protest for the sake of protest is meaningless if it does not achieve any results. Find a way to say no and for the govt to hear the NO loudly, be it peaceful or violent protest, or just kpkb in the net. The important thing is to get the message across.

The Returns of the Sultans

Malaysia is going through a watershed in its political development. The mess that the politicians have created in the country has opened up a crack for the Royalties to make a comeback after so many years in the wilderness. The people are calling for more royal interventions to curb the abuses by the politicians. And now a royal inquiry into judicial integrity. There are more areas that the sultans could come in to ensure fair play. This is really ironical. In the past, the sultans were sidelined by the politicians for abuses. Now it is the other way. It is now the moderating force and with a higher moral authority to deal with crooked politicians. Welcome to the new Malaysia.

Notable quotes ; Leslie Fong

"Bloggers, on the other hand, just sound off as they please. They are not bound by professional standards and ethics, and are responsible to no one but themselves. So you read them at your own risk, or peril. Newspaper editors who give bloggers space, or even prominence, in their pages, in the hope that this will attract younger readers, are doing damage to their calling.” Leslie Fong, SPH Editor Dum, da di dum, dum dum : )

Growing dichotomy

Lee U Wen wrote a piece in the Today paper today. What he said, from what he had observed, is the growing dichotomy between the govt and the people but without the govt knowing it. Both are talking but not listening, each going its own way. The govt just want to do this. It is good for the people. No way the govt is going to stop this annuity scheme. It is well thought out. Only how it is going to be cooked. The people are saying all kinds of things and all kinds of options and alternatives. The govt did not hear anything. Just appoint another committee of wise men to come out with another solution. This is an unique case of talking and communicating but not listening, not wanting to listen. I am going to do this. Say whatever you like. I am going to do it. I am the caring govt. It is my right to intervene. What your money? You want your money? You can't handle your money!

I am fully convinced

Thanks to the great debate in Parliament on the inadequacy of the CPF system as a retirement plan. I am now fully convinced that Singaporeans will have serious problems when they get old. And I have been having sleepless night thinking about this problem and how to help them. This morning I worked up with a solution. Singaporeans must save more. Singaporeans must save another 20% of their income to maintain the lifestyle that they are used to when they retire. We should have another compulsory saving scheme. All Singaporeans must open a savings account in the big four local banks and contribute 20% of their monthly income to this saving scheme. This contribution is by law. Now, so simple. All retirement problems solved. No need all the complicated formula and funding by the govt. Self funding, and this is congruent to our self reliance policy. I am going to be the saviour of the pathetic unthinking sheeples who cannot plan and look after themselves. They must thank me for the sleepless night and all the hard squeesing of my brain juice. I have been thinking real hard.

Singapore-Burma

A Burmese Aung Soe appeals to Singapore to remain invested, but keep the moral high ground not just short-term interests. Sept 25, 2007 Well, the sad fact is that Singapore nowadays is being seen by average Burmese as a country which only cares for short term benefits. Winning the hearts of 55m Burmese will pay off in long run than tarnishing its reputation being identified as a mere materialistic nation. Singapore can stay neutral, keeping high moral ground while making wise investments. It should refrain itself from being seen as accomplice of junta.... Friends in need are friends indeed. Posted by: Aung Soe I copied the above from littlespeck.com The Burmese are looking at us as a materialistic country devoid of feelings. Just money and profits, no morals. The Indonesians and the Malaysians are also saying the same. Coming from the Burmese means that much more pertinent. They have no quarrels with us and their views are more objectives. What about we Singaporeans looking at our country or govt? The similarities are ironic and shocking. Despite all the so called caring politicies that are claimed to be good for the people, they are but unfeeling, cold and calculative policies to achieve the interest of an entity called country or nation but compromising or sacrificing the interest of the warm and feeling people. Good for the people are not necessarily good for the people. More for the state. The phrase 'good for the people' and similar phrases have taken on a meaning that is anything but good for the people. Only the converts would publicly agree to them but may not in private. No one is going to say that there is an elephant in the classroom. We have lost that connection with the people, uncaring for the people without knowing it, intentionally or otherwise. But everyone in power still claims and thinks so, that they care for the people. Only the people affected knows the tooth.

Thank you Chok Tong

I will like to thank Chok Tong for his thought to help the self employed. Its the thought that counts. But just concentrate on helping the self employed in his constituencies. I know how to take care of myself. And I think many self employed too know how to take care of themselves. Please don't bother. We appreciate your concern. Thank you, thank you very much. May God bless you for your good thoughts and good deeds. Just leave us alone.

Self employed - Be prepared

When the govt is showing concern for them, they better start to prepare themselves for all eventualities. Now what's up next? Chilling!

Josephine Teo's reply in ST forum

To her, as long as the intention is good, it is ok for the govt to intervene, in this case the CPF reforms. The govt has a duty and a right to introduce policies and changes that affect the people. True. But is the right to one's own money a sacred right to be protected? The govt has acquired land and properties, in the past and paying a fraction, for redevelopment of the infrastructure. Now it is paying market rate compensation. The withholding of people's money in the CPF and insisting that they buy annuities are different issues. Should the govt next insist that the people must buy their coffins and a place at the columbarium, deducted from their CPF, and put aside a sum for funeral expenses? If individual rights to their own properties and money can be so easily violated on the ground that the govt said it is good for the people and nation in the long run, what are the implications? And also the sanctity of a contractual agreement entered into at one time and can be changed later without the consent of the other party. Violations in such nature have very serious consequences in the long term. An agreement is an agreement. That is what we told the Indonesians and foreign investors. Are we setting a very bad example in the changing of CPF terms and conditions? Are these things important at all? Siew Kum Hong better push for a discussion on these matters in Parliament soon.

Living on Charity

I briefly watched Cheryl Fox on CNA last night interviewing a Mdm Heng(not her real name). Mdm Heng is around 60, sickly and lonely. Her three children and husband had passed away. She depends on a monthly withdrawal of $290 from her CPF to get by. Not enough definitely. And she needs handouts from some kind souls to pay for her medicine and a bit more. Her social life is as good as zero. Living on charity is a life of shame and despair. She wouldn't dare to strut herself around to share her woes with everyone. But that could change if she can appear on one of the charity show as a star recipient. She would become an instant celebrity. Everyone will know her instantly. But Mdm Heng need not have to depend on charity. She has another $20k in her Medisave. Unfortunately or fortunately, this sum cannot be touched unless she is admitted to a hospital where she would have to pay a ransom. And the $20k is just for that, if, IF, she ever get herself admitted. But If she does not have this good fortune, she would probably never have the chance to touch her $20k, her fortune. Our well designed system has protected our people from the expensive medicare system by making sure that everyone has the money to pay. But no one ask the fortunate recipients of this kind and caring system whether they are beneficiaries or victims of the system. Why can't the system allow Mdm Heng to draw out her little fortune to live her life with a little self respect, a little dignity, but have to depend on charity, kindness and mercy of others when she has her own money stuck in the Medisave? At least she could live 5 or 10 years as a respectable person, independent and not having to wait for handouts? She is at best a wretch. When her money is spent, and if she is so unfortunate or fortunate to be still alive, then the charity can come in. She may not need any charity if her life is not that long. Is our system kind or cruel? I think we are so kind that we don't even know the difference between good and mean.

No need to bother the govt with our old age.

Singaporeans should tell the govt, thank you, please do not feel responsible for our old age. We will take care of ourselves, with our own money in the CPF now. Just return the money to us. Where can I find a T shirt that reads, 'Thank you' in front and 'Don't bother' behind?

Life at 85

The first thing I will do is to go for a complete overhaul. Change whatever parts that need to be changed. Get hair implants, crown a whole new set of teeth if the jaw bones can hold, go for lazik treatment, botok the whole face, pull all the skins or replace with nuskin, and start a swinging 85! Now, won't that be wonderful? A second life, without worries and the longetivity insurance will pay me ever after.

Rank Country/territory Life expectancy at birth (years) Overall Male Female World average 67.2 65.0 69.5 1 Japan 82.6 79.0 86.1 2 Hong Kong (PRC) 82.2 79.4 85.1 3 Iceland 81.8 80.2 83.3 4 Switzerland 81.7 79.0 84.2 5 Australia 81.2 78.9 83.6 6 Spain 80.9 77.7 84.2 7 Sweden 80.9 78.7 83.0 8 Israel 80.7 78.5 82.8 9 Macau (PRC) 80.7 78.5 82.8 10 France (metropolitan) 80.7 77.1 84.1 11 Canada 80.7 78.3 82.9 12 Italy 80.5 77.5 83.5 13 New Zealand 80.2 78.2 82.2 14 Norway 80.2 77.8 82.5 15 Singapore 80.0 78.0 81.9 16 Austria 79.8 76.9 82.6 17 Netherlands 79.8 77.5 81.9 18 Martinique 79.5 76.5 82.3 19 Greece 79.5 77.1 81.9 20 Belgium 79.4 76.5 82.3 The above figures show that life expectancy is at best about 85. But we must be proactive and prepare to live till 95 or 100. So we must prepare our people now, and keep their money before they squander them away. And with our world class health and medical care system, Singaporeans will outlive all the the people in the world soon. 50% of those who are 62 now will live to 85. That is a Singaporean fact. They are more or less guaranteed to benefit from the annuity scheme.

Stop the kidding

Anyone with a fully paid 3 rm HDB flat and prepared to rent out one room will have more than $300 income to get by. And this is inflation hedged as the rental will only go up with time. Not taking into account any other forms of income or savings. He DOES NOT need the $300 from any annuity scheme. All he needs is don't try to eat sharks fin, go to concert, drive a mercedes, admit himself into A class wards. Just live simply. He will have more than enough. What can a 85 year old do? Run around and feeding himself with viagra?

Actually ah...

Actually ah... Though there were some whinings and kpkb everywhere, the people believe that the govt is a good govt and all the things that are being done is for their own good. Even this annuity scheme and whatever the govt is going to scheme, the people simply love them. The kpkb is just for show, like a girl being ask for a date. Don't want lah, but actually want to accept it like hell. I beg you, the people will vote the PAP to power in the next GE with overwhelming majority. That is for sure.

Please stop nannying us

We do not want to be nannied. Please stop nannying us. And please stop uttering that the people are hopeless and mindless and always ask the govt to nanny them. It is the govt that insisted on nannying the people against their wishes, to be left alone.

Oh God, have mercy on your people

The people must beg the govt for mercy. Please, please don't help us.( I thought that was what the govt said. There is no charity. The people must look after themselves, with their own money?) The more the govt is trying the help the people, scheming all kinds of solutions, the more the people will get it. To help the poorer section of the people, we have the 2% GST. Now what, everything is shooting up beyond control. More than the 2% for sure. The govt is going to provide world class transport system. Be prepare to pay world class fares. No free lunch. World class hospitals, pay. No such thing as opting for C class wards. You will be subject to means testing to make sure you pay. The GST was the magic formula to help the poorer people. Now we have another magic formula to help the aged, whether you need it or not, you must have it, in one form or another, flexibility. This is another cure all formula. And whatever objections there will be another counter argument for it. One thing for sure, it is a well thought out plan. A must have plan. Without which the people and the nation will face disaster in the future. The govt is going to help the people to help themselves. And the people pay, with their own money. There is no other better solution to this. No other solution except this one. The supertalents have done their jobs. They could not find any. All the suggestions by the people are hogwash, flimsy options that cannot work. Whine as much as you can now. But as sure as the sun will rise, the annuity plan will be there and you have to pay with your CPF money. Even if you have been planning for your own retirement plans with all your savings and insurance and assets, and children to support you. Oh God, please don't do so much for us, please. Your children just want to be children.

This is the Truth, not the Tooth

CPF changes An uncle's woes He writes from the heart how his elusive savings promised for 55 had eluded him even when he was laid up. Sept 22, 2007 This anonymous bloger posted this letter when commenting on "CPF Lies - The very blackest kind." by Kenneth Tiong http://freedom-for-man.blogspot.com/2007/09/cpf-lies.html Anonymous said, Hi Kenneth, Quote from ST, 20 Sept 2007: "To a question by opposition MP Low Thia Khiang (Hougang) on whether the Government of Singapore Investment Corporation (GIC) uses funds from the CPF funds to invest, Dr Ng said: "The answer is no." "Later he rose to add: "The relationship is not so simple". I could not believe my ears and eyes! Far as I’m concerned, it’s a STUPID EVIL (moderated)! I watched a video of parliament and I saw Hen (Manpower Minister Ng Eng Hen) denigrating a nation by mocking his own and other MP's, violating and belittling the intelligence of Singaporeans, insulting uncles like me for being too dumb to handle our finances, saying, "having a fling here, having a fling there". I cannot believe that an overpaid manpower servant that we pay with our taxes thinks so lowly of his fellow citizens! A case of “kurang ajar” or, in the hokien dialect which is pretty popular in Parliament now, “kiam kah”! If I remember well, when I started work as a teenager in 1968, I was told by my boss that 25% of my pay will go to CPF. He will contribute 25%. My boss said, “That’s law, don’t worry. Government guarantees you’ll get it all back when you retire at 55”. On reaching my retirement goal/age of 55, I was shocked that they have moved the goalposts many times since I started work at 1968. My money wasn’t my money anymore. Yes, there's Special, Medisave & Retirement Account - SMRA - "You can't touch these!" A hip hop/rap song? To be fair, I received my yearly CPF statements of the changes, but who reads? I did not. Eight years ago I had a heart attack and ventricular fibrillation. I was jobless for seven years. Lately, I was suspected of having other health challenges and in the past months, I had my share of visiting polyclinics and hospital. Poor rich! I'm rich enough to have more than $28,000 sitting in my Medisave Account BUT I cannot use it for tests, treatments and medicines in hospitals and polyclinics. Yes, my bills from Changi General Hospital and Polyclinics had to be paid in cash from my pocket. Oh, they tell me I can only use it if I spend more by visiting the hospital again for an artery ballooning/stent or a by-pass procedure. Or maybe another heart attack and ventricular fibrillation caused by the agony and heartache of “My Money Sits in CPF but Cannot Use For Staying Alive!”; “They Use my $$$, Make A Profit, Don’t Pay Back, Then Say I Stupid” & “Not Enough, Want Some More, Force Annuity On My Children!” Since nobody wants to employ a sick geezer with a heart condition and other challenges, I am fortunate that a kind soul, having faith, love and trust in me, offered me a sum of money to start a little business last year. I registered a sole proprietorship in ACRA to start the little business. Another heartache - I was informed that I could not register because I owed CPF Medisave which I did not pay when I was self-employed previously. Unless I pay up, I could not register my little business. Imagine, I was broke and I still had to top up my Medisave (already loaded with >$28,000) if I wanted a licence to make myself productive again. Simple: No Top Up, No Licence. This is what I know as Uniquely Singapore First World Standard of Whatever! Another irony: After seven years of joblessness (due to my health challenges) without paying tax, I made good enough to pay tax again for year ending 2006. I've done my part as a citizen, I even did NS in the army from 1969 to 1971. "Fend for myself"? I have. I pledge myself as part of “a united people regardless of race language or religion to build a democratic society based on justice and equality so as to achieve happiness, prosperity & progress for our nation”. As a simple heartlander, I’ve done my tiny part. No worries, I may just jump in front of moving MRT before I bother my busy hardworking government with any problem. Question: What has the Government done for me? Zilch. . . and please don’t do anything. Whenever you do something for the good of the people, you cause me more pain than gain! Eg: PUB increase, 7% GST, Bus fares increase, etc. Just don’t hurt my family further by forcing my children to pay for annuity which is another scam to leech from innocent citizens! On second thought, you may want to upgrade my HDB flat with a “Go-And-Die-Chute” so that sick and old people like me who have outlived our usefulness to the regime can self-destruct by jumping into it. Health Minister may like this idea as he wants me to die at home so that I will not be a bother or a burden to his money-making hospitals. Based on the video, Mintsters just give us plenty of sarcasm and zero empathy. Just Mr. Hen talking cock! Another wayang, another day’s work to justify obscene million dollar pay! The more they "strengthen the CPF", the worse our lives become. ... Please, denigrate us no more and stop treating Singaporeans like idiots! Let us live with dignity. Just because we are peace loving citizens does not mean that you can walk all over us. Trying your luck too far may just change a push to a shove. Yes, even peaceful monks can turn into citizen activists. They are at it in Myanmar! Do what’s honourable - Simply explain the difference in returns of GIC, Temasek and my hard earned CPF. Come clean with transparency! My problems may have been less if the returns in my CPF had been on par or better than Malaysia’s EPF. Maybe part of the interest that could have been mine has ended up in the purchase of Manchester City Football Club. Am I co-owner now? Thanks Kenneth for igniting the fire of a sick and tired Singaporean to write something on this disgraceful state of affairs Sincerely, Feed me to the Fish http://freedom-for-man.blogspot.com/2007/09/cpf-lies.html I copied the above article from littlespeck.com This is a polite letter from a disgusted oldie who could not take it any more. And this is only one of many written, by one who can write. And there are many who cannot write or have no means of expressing themselves and be heard, but have more angry things to say. My posts in my blog and forum are only skimming through the tooth by being polite. I could post more angry stuff. But despite what this anonymous uncle said, he is still a sheeple. He only demands an explanation on the difference in interest earned. Remember my story on the Sheeple and the Robber? We should be demanding that the 55 withdrawal age stays and including the Medisave and Retirement Account portion. That was the first position. And if people want to put some in Medisave and Retirement Account for higher interest, let that be voluntary. The owner decides what he wants to do with his money. And why should self employed people continue to pay into their Medisave when it has reached the legal maximum? Is the contribution to the Medisave a bottomless pit? If $28k is max, those who have reached the max need not have to put in any more. What other stupid reasons? Whose fucking idea is that?

I want, I want!

Civilisation progresses because of dreams, dreams of better things. Singapore will progress because of such dreams, and Singaporeans are all screaming, I want, I want! And we are getting there, very fast. On record, we have a clean and green modern city admired by the lesser developed beans of the world. We have world class medical facilities, education, homes, transport systems etc. These are not enough, we will have all the havens of pleasure at our doorsteps. Marinas and yachts, private planes, fast cars, modern homes, fully automated and landscaped, the best restaurants and world class concerts in world class theatres. Wining and dining will be a daily affair. Singaporeans can all look forward to a future they can only dream of and turn into reality. How many Singaporeans will live the dreams and fullfil their 'I want, I want' desire? But even if they could not be there, it is still good to have dreams. But first, make sure that they earn the first million before the dreams materialised. I also want.

2051 - A bright future

By 2051, Singapore will be renowned the world over for another great success story. Longevity and healthcare. The high quality of healthcare, the annuity schemes, and the drinking of Newater, have extended the lives of Singaporeans well pass the 100 year mark. And many Singaporeans are living beyond and still healthy and mobile. Singapore is a totally new city and a change landscape. The infrastructure and transportation mode also changed. Wheelchair is the primary mode of transport for many of the senior citizens to move around. They are all healthy and able, radiant, dark hair, full set of teeth, good eyesight and full of life, even over 100 years old. The little difference is that medical science could not replace everything and many have to rely on wheelchairs to move around. And some will have drip bags hanging over their heads, urine bags hanging below the seats, batteries hanging on their chests. But otherwise, everything is normal. They lead very healthy lifestyle, playing basketball, dancing, marathon races etc, on wheelchairs of course. And with the half a million dollars in their CPF and an annuity payout to boot, life is a breeze. Retirement is great fun. The flourishing industry in the island is health and medical care. The senior citizens need routine serviceing weekly to keep the system going strong. Wheelchair industry has overtaken the automobile industry. And viagra is doing roaring sales. With money and excellent medical care, life can go on forever. And the head of govt is a young 90 something.

One good thing from the CPF debate

We must thank Eng Hen for this annuity proposal thing and debated it rigorously in parliament. And despite the scheme being poked with holes all over, there is a little silver lining in the smoke screen. The issue of CPF interest rate, how the money is being deployed, how little it gets in return and how little it pays to CPF members and how it could actually return more to the people, is the only good thing that came out from this debate. We can only hope that MPs will dig their scalpels deeper to reveal more morsels for the CPF members to chew. Now we are having 1% more from the CPF, from the returns it gets from buying govt bonds without sweating. And if properly managed and invested, CPF members can look forward to higher returns. No need 10% or 18%. That the risk will be too high. Maybe 4% guaranteed and a couple of percentage points more will do.

Don't eat now, have more to eat in 30 years

What I would want to add on to the CPF debate is this. When you want to help the people to live better in the future, you either teach them to fish or you plant more seeds to reap more fruits later. You can also offer them a few loaves of bread. The last thing you want to do is to take whatever little the poor buggers have now and keep them in the storehouse and say they can come and collect in 30 years time. In the meantime they can tighten the belt. And if they die halfway before the 30 years is up, just too bad. The delay in withdrawal age and taking money from the CPF members to buy annuities come from the same principles.

CPF - Interference, violation, encroachment? Say it in whatever ways, the CPF savings is fair game. The rules governing the use and return of the money to the members have been changing over the years from the day it was created. The older members who joined the scheme earlier went in with a different set of terms and conditions. Now they have to accept a totally different set of terms and conditions which they have no say about them. The govt changes them for the good of the CPF members. And for this reason alone, it is justified and claimed the high moral ground. All those in favour of the changes, in the govt, agrees and support the changes and the principles behind it. Legally and legislatively, they have all the power to do so. But how right are they to do it and what about the rights of the members to say no and to protect their own money? Do the members have any rights at all to their own money, to insist that the CPF sticks to the agreement when they first start contributing to the scheme? Lim Wee Kiat did not considered all the changes as 'interference on personal freedom.' This view is echoed by SMU law lecturer Eurgene Tan who said that the changes was not 'encroaching' on one's rights. And Josephine Teo has this to say, 'Singaporeans will have to judge whether the intervention has created better results.' What she simply means is that the ends justify the means. The rights of the members is not an issue. Such facist ideas have been creeping into our mentality over the years without any challenge, and people have gradually grown accustom with them and accepting them as normal. If such values are not arrested, the future is unimaginable. NMP Siew Kum Hong has warned, 'Beware the slippery slope of "encroachment" into CPF members' rights.' Where will it end? There is another aspect which is indirect but equally dangerous. We do not pass laws to be effective retrospectively to affect people adversely. Our neighbours have done that and have undermined their own credibility, reliability and predictability as a govt. The constant changing of the rules governing the use of CPF money, the shifting of the goal posts to affect members who joined the scheme under different terms and conditions are as good as passing restrospective laws in a way. It is important that such encroachments and violations to the rights of CPF members be aired in Parliament. Would there be a motion on this? Unless we all accept that the rights of the people is secondary or non existence and the ends justify the means, that it is a non issue. What is the future Singapore?

What it could be

I am not going to make any proposal to this annuity drama. It was an unnecessary drama, wasting too much time and effort of everyone, kicking up emotions and touching on raw nerves for nothing. The present CPF system actually is more than adequate to serve the needs of the ageing population, with a little modification. Yeah, no need to sweat the small thing. At 55, the people should be allowed to withdraw whatever there is as provided under the present system. This should give them a pep high for the next few years till 62. After all they have been waiting for this day for their whole life. From 62-72, they should start to draw down on their minimum sum. A monthly sum of $500-$600 should be adequate as this is not going to be their only means of income except for some who are unemployable or in dire straits. With the new employment law, family support, their own savings and assets, a $500-$600 kopi money would be a welcome luxury. Therefore, the minimum sum need not be so huge, $50k should be more than adequate to do the job. From 72-82, people should be dying and should be preparing to die instead of building on more dreams of living to 100 and painting the town red. For those who are affected by serious sicknesses, many would have died by now. Those alive and relatively healthy should be allowed to draw down their $30k in the Medisave in the same way as an annuity. By the time they die, they should not leave very much behind. At least they live to spend their own money. From 82 onwards, there will still be survivors. Not many, and not many of these survivors would need charity. Some will. Maybe 10,000 or 20,000. At $300 pm, it will cost the govt $3 to $6 million or $36 -$72 million annually. Be generous, round it up to $100 million a year. Or put the survivor numbers of the needy and desperate to 100k, it needs only $1 billion. There is no need for the govt to cough out $1.2 bil or $2.4 bil to support this group annually. What is the problem? Must be my numbers. This is a very broadbrush look at the numbers that can be used to look at the problem. It is free. No need to pay a million so don't expect any details. Oh, in between, at 55 or 62, the govt may offer annuity or whatever schemes to encourage the people to keep more money with the CPF with incentives like $1 for $1 or higher interest rates. Those who are happy can opt to join the schemes.

A gingerly step forward towards more openess

Parliament has never been like this before. Blades were sharpened, sparkes flew. The debate on the compulsory annuity proposal was given a full grilling it deserved. The MPs came prepared, and were allowed to speak their minds. The end result, all stones were not left unturned, actually this little bit is not true, but most of the stones were turned to show how difficult it is to push through the proposal. The issues highlighted were genuine and disarming. Only a strong headed leader would dare to say 'It's water under the bridge. Let's move on.' Eng Hen was gracious enough to read the emotions and whole jigzaw puzzle being put together. It was not the same picture that was before, the picture he saw was unreal. Kudos to all the MPs who spoke passionately and argued sensibly on the issue. It would by hypocrisy at its supreme best if they dare to go back to their constituents to speak favourably of the proposal with sugar laced words and poetry. This is a small step towards more open discussion, at least in the confines of Parliament.

Singaporeans should say, 'No, Thank you very much.'

Published September 20, 2007 YESTERDAY IN PARLIAMENT We need CPF changes to stay viable: Eng Hen Govt not leaving citizens to fend for themselves, he says... Dr Ng emphasised that the government is not leaving Singaporeans to fend for themselves. 'We will spend at least $1.1 billion each year to build up their CPF savings through Workfare and higher CPF. We will provide up to $1.2 billion in deferment bonuses. These changes are real. They will see their CPF accounts grow faster after these changes.' Singaporean should say no to the billions that the govt is going to put into their CPF. The govt should use the billions for the annuity schemes and not to change the withdrawal age of the CPF. Thank you. Please don't meddle with the CPF scheme. We are very happy with the way it is.

Story of Sheeple and robber

The robber told the sheeple to hand over his wallet, watch and handphone. The sheeple pleaded with the robber. 'Please, leave $2 for me to take bus home.' The robber said, 'Sure, here is your $2.' Sheeple so happy, 'Thank you, thank you. You are most kind.'

My apologies to all bloggers and visitors

I am sure all of you have seen the postings of a few retards here. My apologies on their behalf for they know not what they are doing. Just ignore them and their posts. I truly empathise with them for having to post such deranged messages here just to earn a living. I forgive them. We all have to earn a living. Some do it with pride, some in shame. Some with dignity, some with ignominy. In this little red dot of an island, there are the red princes, and there are the red lords, and there are the redbeans and there are the red dogs.