Wheelchairs and walking sticks

In the not too distant future these will be the prized items and gifts in the shopping centres. And Singaporeans' life will be organised around these precious items. In shopping complexes, workplace and residential neighbourhoods, instead of bicycle parks, there will be parks for wheelchairs and little slots in the ground for walking sticks. As the generation of the seniors increases in numbers and found everywhere, their needs will have to be catered for. Food courts will come without chairs and the customers will bring their own chairs. Walking sticks will be like tobacco pipes, aesthetically carved and designed, some high tech, to keep the dogs and molestors away. Some will have built in detectors, music, GPS, lost and found message and all the particulars of the owner. And wheelchairs will replace cars up to a point. It will become a mode of transportation for short distances, with remote control from the home. One good thing, no need to worry about speed limits. And a new COE will be issued to those who can afford to live longer than 70. They will be means tested to see if they have sufficient funds to keep themselves alive without public assistance. If they can, they will simply expire.

Who is more lusty and alluring?

Another get it all wrong concept. The hot and sexy debate of giving free drinks to women is getting all the wrong reasons and explanations. Should the issue be the number 35? Many will be turned off by the the young sluts that look anything but a lady. And many ladies well past to the wrong side of 40 are simply gorgeous and will turn every head. Fantastic as a prize catch for the night. Now, what's the problem? The reason for giving free drinks is to attract all the sexy women who in turn will attract all the sexy men to spend their money in the pub. All the kids in the management of the pubs should wake up to their ideas and look at the issue clearly. What they need is not ladies night but Come and Get Me Night. Women who are dressed to kill and give the inviting look should be allowed to get their free drinks despite their age. The gate keepers should be briefed to open the gate when they see one that is worthy of the come get me look. Better still, call it the Slut Night. Be proud to be a slut and be rewarded with free drinks. That is the crux of the issue man, not age.

Playing fiddle to the ox

The Chinese has this ancient phrase from the sages, playing a fiddle to an ox. What it means is simply that the ox cannot understand or appreciate the finese of music. LKY was interviewed by Berita Harian on the IDR issue. And again he took pains to explain how Singapore support the IDR on a win win basis. How could he expect the tribal chiefs to understand and appreciate such a win win approach when both parties would benefit from the cooperation? The moment they hear the word 'win' for Singapore they will go hysterical, deranged. How can Singapore win from this? Singapore is going to win more from this. Malaysia will win less, will be taken advantaged of. We cannot let Singapore win. It is a wrong approach, a wrong strategy to use the win win approach. They will not want to hear such an explanation. If Singapore is to be accepted in any deals or agreements, it is of utmost importance for Singapore to explain that it is a win lose agreement. Malaysia will win and Singapore will lose. Then go ahead and tell them how much Singapore will lose and how much Malaysia will gain. Only then will they be comfortable with the deal. And the onus is on Singapore to list out all the disadvantages and losses that it will have to face up with. They would not be able to think or see it for themselves. Let's negotiate and work on a win lose basis.

Memories of a property bust

It wasn't too long ago when property prices were driven sky high and let to a financial crisis. Then punitive measures were taken to curb the incessant demand and price increases. It was just a bad dream. Don't bother with it. Now all efforts are channelled to build hi end world best properties and at ethereal prices. Obviously many Singaporeans are not going to be beneficiaries to such exuberant enthusiasm. Several million dollars price tag are beyond the means of many Singaporeans. It is only for them to ogle. Then build all these high end properties for who, for what? Is this the best way to use our scarce land resources? And the profits from such sales and developments, for who?

CPF - A bugging feeling

Cpf is the people's life saving for their retirement. By the ever increasing withdrawal age, it appears to be an elusive dream. Just when one is about to touch it, it slips away again. The apparent slipping away act has led to many wild speculations that there is not enough money in the CPF. But the official position is to keep it a little longer for the people's own good. Hold it back a few more years, and the money will grow a bit more. It is such a nice feeling to know that one will have a big sum of money in the CPF at 90 if the withdrawal age ever reaches that number. For as long as the purpose of keeping the money for old age is still tossed around as the reason, it may still be tolerable to some. What if the retention of CPF is to allow the funds to be used in some mavericks' investment schemes? There is this bugging feeling that the CPF is a cheap source of fund for investment. And the longer it is retained, more funds will be available to do a lot of things. Th0ugh this may not be the case, people's imagination simply run wild. What would be most undesirable will be for people to incorporate CPF's savings into their financial planning. This will be contrary to what the CPF is all about. Investing CPF money should be a secondary objective, a kind of a need to grow the money since it is there. Not to make the funds available and withholding it from the people. Now why would people think that this may be the case?

Press must not forget freedom and democracy

Anwar is of the view that though socio and economic developments are important, an equally important aspect is the promotion of freedom and democracy. What is the point of having social and economic growth when freedom and democracy are stifled or strangled? Does the press think that social and economic growth are good enough and they can rest on their laurel as long as the people are fed and clothed? When the people are hungry, such needs are important. But after these are looked after, shouldn't the press move forward to a higher goal? Andrew Taussig, a trustee at the UK's International Institute of Communications, commented that 'It would be rashed to assume that there is a co relation between the two (press freedom and economic development).' The Singapore Media thinks that they are contributors of the economic development of Singapore by following the rules of the law of the country.

International surveys - the Bull and the Shit

Washington: Public attitudes towards China are turning more negative in the United States, Europe and elsewhere amid unease about its economic and military power, an international survey suggests. Bush was ranked more popular to Ahmadinejad and Hu Jintao. Islamabad: Public attitudes towards the US and Europe are turning hostile in the Middle East and Africa over its wars and dominations over the Middle Eastern and African nations. Bush was ranked as the Number One Enemy of the Arab Nations and Ahmadinejad its Number One Hero. Hu Jintao and Putin were ranked as the friends of the Free World. The US image continues to take a beating in many parts of the world, according to an anuthorititative poll, the Pew Global Attitudes Project....Global distrust of American leadership is reflected in increasing disapproval of the conrnerstones of US foreign policy. Which survey is more shitty?

2 more CDBs

Is this good news or bad news? From the point of generating income, it is good news. The designation of CDBs means charges for parking and car entry into the CBDs should go up. The prices of properties and rentals should also go up. So prices would generally go up. The economy will get a boost. Net effect, many people and organisations would be well positioned to reap a windfall. For the workers, there will be savings for transportations and travelling time, that is if they can relocate or find jobs nearer home.

Locals Not Welcome

From ST: June 28, 2007 Is it the colonial mentality or just plain rudeness? I WAS waiting to go into the fitting room at Zara Marina Square on June 22 during lunchtime. A Caucasian lady emerged from one of the fitting rooms with an armful of clothes, none of which she wanted to buy. As the Zara salesgirl took them from the Caucasian lady, she was all smiles and politeness. The salesgirl thanked the lady brightly and wished her a good day. I was next up. Immediately the smile vanished. As she took the one piece of clothing I was holding to remove the hanger, she looked almost annoyed with me for taking up her time. Her face was 'black'. I wouldn't have felt it if she had not treated the person immediately before me so well. Is it because that lady was Caucasian? Zara's clothes are nice, but the service is nowhere close. Veronica Chan Miao Hua I chance to see this letter. Some may feel irated by the behavior of the salesgirl. I suggest that since we are so cosmopolitan and encouraging more foreigners to be here, we should take such an attitude in our stride. Perhaps for shops that would like to cater for foreigners only, they should hang out a sign on their shop windows, 'Locals Not Welcome' or 'Expats Are Welcome'. That would make it very clear to the locals and the locals can avoid them and not become an irritant in the shop.

How awfully wrong

'Even if the man spent only $1000 a month, he would need $240,000 over the next 20 years. And that is before medical expenses are factored in. Would that be enough?' Lim Boon Heng How awfully wrong is the number. Even without taking medical expenses into consideration, he would need at least $480,000, taking into account inflation and the diminishing value of the dollar. The minimum sum, to be adequate, must be raised continuously to $1 million at least. The people must be educated and be prepared for this.

corporate governance and guardians

The issue of corporate governance is getting more attention. One principle that must not be violated, and for corporate governance to be effective, is that one cannot allowed the potential thieves to appoint his accomplices to guard the vault. Any system that allows this is flaw. Another principle is to have people who have a vested interest in the money in the safe to be the watchdog instead of people who are making a living as guards. Guards or guardians too may help themselves when the alternative is more attractive. You can always bribe the guards or guardians.

Zage versus Rasif - what's the message

From the trend of the questioning by Hri Kumar, the Zages should bear part of the blame for trusting Rasif and not taking reasonable precautions to safeguard their money. Though Mrs Zage was not called stupid, she broke down after being asked if it was wise of her to leave her money in trust for a property deal. The moral of the story is 'don't be too trusting with your money to anyone, even an organisation.' And remember what Gerard Ee said? Someone may just helped himself to the money. And this is exactly what happened. And recently we have seen so many cases of such nature. I want my money in my own pocket where I have full control over it. Do not trust anyone with your money. Not even god. The other point arising from this case is related to the Singapore Brand. People have so much faith in our system that they will sign away a $10 million dollar cheque. Would one do it in countries that one have doubts about the system? But if it goes on like this, soon this Brand will become No Brand. Once we lose it, once we lose the trust, it is gone. There is nothing wrong with the practice of depositing cheques in clients' accounts. It is a common practice in the finance industry. Only the safeguards appear to be in question. Are there loopholes? Or is it a case of fraud when parties are involved in facilitating the fraud? Again, don't trust your money in anyone.

NKF story - Efficiency in law enforcement

Am I proud of our system? The latest I heard in the news is that Durai will face another charge for paying $5000 to a non existing company to recruit a senior manager. It is clear that no stone is left unturned in the investigation. After the first charge of a $20,000 cheque, now another charge of a $5,000 payment. Will more be revealed in due course and bigger amounts appeared in the picture. Or is this the trend? $20,000, $5,000, $500....

There was a time, when...

It was just 40 or 50 years ago. Not that long. But many of you may not be born yet. It was a time when the people in this island were mere travellers, merchants, passersby etc. Even the natives were not more than part of the flora and fauna of the landscape. There was no such things as citizenship of the island. We were called subjects as in the English grammar. A sentence must have an object and a subject. That was what was written in my birth certificate. A subject, without the rights that come with a citizenship. And the island was run, managed and control by expats, just like a hotel. yes, we were a hotel at one time. And our forefathers' lives were dictated by the hotel managers. They were allocated red subject zone, blue subject zone and green subject zone to live in. The choice part of the island were reserved for the hotel managers. That is not all. Employment of plum jobs or jobs of some significance were the reserves of the expats. The subjects were at best employed as chief clerks. And the expats would handpick and favour a few of the subjects and elevated them to half their status, which was a great honour for the subjects. And clubs formed by the expats were reserved only for the expats. Locals and subjects not allowed. Don't ever think of becoming a member of the SICC or the Singapore Cricket Club or any of the expat clubs. Those were the days when the people of Singapore were denied citizenship status. And those were the lives of subject people without a country. Do we want to go back to those days and give away our citizenship and the rights of citizenship and become subjects or flotsams once again? Do we want our little piece of land to be turned into a hotel and we be kept out of it?

another quote for the good singaporeans

"Changes are being made so Singaporeans can have more money when they retire." Minister Of Manpower Jan 2007 Singaporeans are so lucky. The govt is planning for everyone to have more money when they retire. For the mean time, please stretch your dollar, if you have one.

something unbelieveable

ST Forum June 14, 2007 $200 GST offset, but so much more to pay ad infinitum I REFER to StarHub's announcement that it will increase cable TV subscriptions by between $4 for basic groups and $10 for sports content. This is an increase of 17 to 67 per cent. The reason given was that 'the price hike is a natural result of ongoing increases in prices of pay-TV content", without any mention of the GST increase. When I received my GST offset letter informing me that I will receive $200, I began to recall the things that I have had to pay more for in recent months. Over the last 12 months or so, there have been media reports about increases or announced increases in electricity, taxi fares, development charge for non-landed residential sites, refuse collection fees, food courts upgrading and food prices, bus and MRT fares, one- and two-room HDB rental, university fees, Goods and Services Tax (GST), postage, property tax, registration fees for medicines, polyclinic fees, hospital fees, car park charges, Electronic Road Pricing (ERP), Nets charges, ElderShield premiums, removal of medical fees guidelines, plastic bags, hospitals means-testing, electronic share application fee, a second postage rates increase, and now cable TV, et cetera, in chronological order. All these increases or announced increases are not even related to the impending GST increase, except for SingPost's postage rates increase which is 'specifically to offset the GST hike'. With the economy booming, resulting in increased revenue, profits, surpluses, possibly lower costs due to economies of scale, et cetera, why is it that prices can only go up but never lowered, or at least kept level? With the assurance that government fees will be frozen for one year after the GST hike, I hope that particularly those fees for essential goods and services that are not in the 'frozen list", like electricity, taxi fares, ERP, bus and MRT fares, university fees, health-care costs, et cetera, will not continue to rise again soon. Leong Sze Hian Is Leong Sze Hian right or wrong? The latest figure released is that cost of living is up .4% over the last month. And looking at such statistics, even after July 1, the next 6 months' CPI will not be more than 2.4%. Why are people claiming that everything is up? Mee rebus up 50c only, what else? All the items mentioned in Leong Sze Hian's article? Sounds quite fictitious. Something is unbelieveable here. It must be Leong Sze Hian's article. CASE has set up a special section to monitor any unreasonable or unjustifiable increases. So Singaporeans need not have to worry.

No need for CPF

Why is there a need for CPF? Singaporeans have been so used to this concept that even when they lay dying on their deathbeds they will still find it not right for not having money in the CPF. They have this mindset that is conditioned overtime to accept things without questioning. And this stupidity extends to all levels. Can’t disagree with Li Ao. CPF is a saving for retirement. It is money that one sets aside and needs when one is no longer working. When one retires younger, at 55, one needs more savings as one has more unproductive years ahead. When one retires at an older age, the savings needed should be proportionately smaller. And if one is to work till one dies, say at 70 or 80, why is there a need for a huge savings in the CPF? Medical needs? Why should one be so obsessed about that huge hospitalization bill when one is past 60? All of us will die one way or another, sooner or later. After 60 it is fair game. What is the point of having $100k to be spent in a 30 day hospital bill and still alive but no job and no money? Or is this a justification to have $200k in the CPF? Do we need to pay top dollars to idiots to tell us that we must keep on contributing money to our savings till the day we drop dead? Setting aside the need for hospital bills, as one ages, the physical needs for food and other frivolous items will fall. One probably can hardly eat, hear or see and be lying in bed or slouching in a chair waiting for the maker to call. Why should people in the 60s or 70s and working, be made to save more? At 55, and retiring, one has another 20 years to go. Working till 70, how many more years to go? Oh we need to save to live till 90. What crap? There is no need for more contribution to the CPF if one can work till he drops dead. A formula can easily be worked out to determine on a reducing scale, the amount of money needed for safety reasons so that a person can live on his savings without being a burden to the state. The need for unlimited contribution to the CPF regardless of age is silly.

Temasek's purchase of telco is business

At least this is what Sonthi is saying. And his earlier grunt about protecting national assets, confiscating Temasek's assets, was to appease the ignorant Thai masses. "I don't think they did anything wrong. We don't have any bad feelings about that. We still have a good relationship with Singapore." He said. This turnabout, from a hostile nationalistic bull charge to a sensible and friendly approach, would have toned down the temperature a bit. But how would it affect Thailand's reputation as a safe place for investors? Could they turn around again and start their chest thumping and war cry? The policies and actions of national leaders will greatly affect the confidence investors have of the country. Like Malaysia, after all the restrospective and retroactive policies and decisions, every investor will be wary about investing there. The precedence has been set, that they can do anything, to change to laws, to the detriments of investors. Thailand is heading towards this direction. The new posture is a retreat from plunging Thailand into a bottomless pit of no return. It will destroy Thailand's credibility and as a preferred country for investment if the Thai leaders did not adopt a rational approach to commercial issues. Let's hope the turnaround is just the beginning to unwind the damage that it has done.

The pathetic fight against 50c

Jeffrey Law Lee Beng stopped patronising the mee rebus stall because it charged him 50c more for a plate. This to him is profiteering from the GST rise. Didn't he know that all the cost to the mee rebus stall holder has gone up? To expect the stall to charge a 2% increase or 4c more is not only impractical but not enough to cover all the other costs. The stall holder is not only affected by the cost of his material but also cost of his livelihood. His rental, medical, children education, transportation, practically everything has gone up. He needs to earn a little more to make his living manageable. Now what is 50c? I am sure it is affordable. This is another way of looking at the current situation from one whose pocket is stuff with money.

Infidelity or telling the brutal truth?

GST up, all prices up, everyone, or it seems like everyone is unhappy. Really? What is another $2 or $20 or $200? Rubbish, too insignificant to be bothered by such trifles. The truth, yes, the truth is that many Singaporeans are so rich beyond the imaginations of the hardlanders. Life is a bit hard in the hardlands. But out of the hardlands, life is simply beautiful. Everyday is a day of opportunities to make more bucks. And not in the thousands but hundreds of thousands or millions. There are many Singaporeans who can splurge ten or twenty thousand for a night of entertainment. Or writing a cheque for a few millions without winking. That is the real truth. The pleasant truth of the good life. What is your station in life? Sometimes gripping about all the little increases is quite insane when you are in another station when a few millions is nothing, small change : )

The David Rasif case - a parallel

Lawyers for the victims of Rasif, Senior Counsel Harry Elias, 'accused the store of giving Rasif "dishonest assistance" and receiving money "rightfully belonging(to the Zages) under suspicious circumstances. Alarm bells should have sounded when they received the cheques from David Rasif and Partners - Client's Account. The store should verify the legitimacy of the cheques. Should alarm bells be sounded when Richard Yong sold his properties? Should those involved in the transactions raise the alarm?

From watchdog to watchtower

Or from watchdog to guard dog, to pet poodle? At a media conference held yesterday, a Bangladeshi journalist called for the media to take a different role, that of a watchdog to a watchtower. What a joke. He should be more realistic and pragmatic and take the advice of Patrick Daniel of SPH. Patrick said he made 'no apologies for being pro Singapore.' He said, 'We have grown and prospered along with the city state. We have willingly played a nation building role.' He added, 'We have a good sense of what's out of bound...but the fairways are wide enough for us to produce credible, quality newspapers. Freedom with responsibility does not mean we settle for third grade products.' So our media quality is at least better than third grade. It is either second grade or first grade. Must be first grade. And the Bangladeshi journalist has a lot to learn. For the facts cannot be denied. We are richer and more prosperous than Bangladesh. We are first world. An Indian delegate then questioned if Singapore's success should be attributed to its 'media restrictive regime.' Patrick Daniel did not answer directly but said, 'There are laws and I abide by the laws and I produce the newspaper.' I must congratulate Patrick Daniel for his insightful reply to the Indian delegate. And the call to be a watchtower dropped dead after that, I think.

Landed properties for foreigners

This is the suggestion of Goldman Sachs. And for good reasons. A lot of money can be made as the prices of landed properties are under valued compare to those of privated luxury flats. The seduction of money and instant wealth are very attractive. Many who are sitting on landed properties could instantly double their asset worth and cash out. What happens next? All the foreign funds will flow in to grab up all the landed properties. And soon a big chunk of Singapore's sacred asset will be in foreign hands. The foreigners can own Singapore by default. It is as good as selling off the island. What is the good of money when the land is gone? The Russians sold Alaska to the US. Where is the money now? Alaska is still there and appreciating in value. Where is the money that we received for Christmas Island? We will see whether there will be any fools that will say, good idea, let's sell out to the foreigners.

nice idea

Congress Votes to Outsource Presidency May 10, 2007: Washington, DC (AP) -- Congress today announced that the office of President of the United States of America will be outsourced to India as of July 1, 2007. The move is being made in order to save the President's $500,000 yearly salary, and also a record $521 Billion in deficit expenditures and related overhead that the office has incurred during the last 5 y ears. "We believe this is a wise financial move. The cost savings are huge. " stated Congressman Thomas Reynolds (R-WA). "We cannot remain competitive on the world stage with the current level of cash outlay." Reynolds noted. Mr. Bush was informed by e-mail this morning of his termination. Preparations for the job move have been underway for some time. Gurvinder Singh of Indus Teleservices, Mumbai, India will assume the office of President as of July 1, 2007. Mr. Singh was born in the United States while his Indian parents were vacationing at Niagara Falls, NY, thus making him eligible for the position. He will receive a salary of $320 (USD) a month but no health coverage or other benefits. It is believed that Mr. Singh will be able to handle his job responsibilities without a support staff. Due to the time difference between the US and India, he will be working primarily a t night, when few offices of the US Government will be open. "Working nights will allow me to keep my day job at the Dell Computer call center," stated Mr. Singh in an exclusive interview. "I am excited about this position. I always hoped I would be President." A Congressional spokesperson noted that while Mr. Singh may not be fully aware of all the issues involved in the office of President, this should not be a problem as President Bush had never been familiar with the issues either. Mr. Singh will rely upon a script tree that will enable him to respond effectively to most topics of concern. Using these canned responses, he can address common concerns without having to understand the underlying issue at all. "We know these scripting tools work," stated the spokesperson. "President Bush has used them successfully for years, with the result that some people actually thought he knew what he was talking about." Bush will receive health coverage, expenses, and salary until his final day of employment. Following a two week waiting period, he will be eligible for $140 a week unemployment for 13 weeks. Unfortunately he will not be eligible for Medicaid, as his unemployment benefits will exceed the allowed limit. Mr. Bush has been provided with the outplacement services of Manpower, Inc. to help him write a resume and prepare for his upcoming job transition. According to Manpower, Mr. Bush may have difficulties in securing a new position due to a lack of any successful work experience during his lifetime. A Greeter position at Wal-Mart was suggested due to Bush's extensive experience at shaking hands, as well as his special smile.

another great quotation

S'poreans need to learn how to stretch their savings: Lim Swee Say What does this statement mean? I think it makes a lot of sense. With 30 to 40% of their money saved, and very safe, in the CPF, Singaporeans should learn how to stretch whatever left that they have. Or else if what they have in hand are gone and money in CPF still very safe, they will have a little problem meeting their immediate needs. But I think many Singaporeans are already stretching their savings, if not an expert in it. When prices are going up ahead of salaries, they will be in big trouble if they do not know how to stretch their money. For those who still do not know how, they may want to ask the minister for some advices and ingenius ways to stretch their dollars.

It is my money

When would Singaporeans start to ask the ministers in public dialogue sessions that the CPF money is their hard earned money and not to be managed against their wishes? It would be nice if they ask the minister, 'Mr Minister, Sir, what makes you think you can decide whatever you want to do with OUR money?' And if the minister says that they have been elected by the people to decide what is good for them during the general election, then the people should accept it as they are the one who elected the ministers and MPs to Parliament. It was their choice, their right to decide who they want to represent them in Parlaiment. Having cast their votes, they have to live with their choices. And for those who did not get to vote or voted against, just too bad. This is the system, and this is our democracy.

Another frivolous pursuit

An 86 year old auntie signed on the dotted line to pay $52k for a slimming regime and her daughters are crying foul. Should they or are they being unreasonable? The auntie is not of unsound mind and wants to look slim and pretty. She was not coerced to sign and pay. She did it with eyes open wide wide. The daughter are complaining to CASE for a refund. Hey, it is caveat emptor. Or should we expect a slimming centre to tell a 86 year auntie that she shouldn't waste her money at her age? Is it the duty of a commercial slimming centre not to sell their products? They are there to promote and sell their products for profit. And if there is no misrepresentation, then there is no foul. Quite frivolous in all ways.

The St John Hospital case

This is simply a case of a CEO being underpaid. so he helped himself to the money to adjust his own pay. All the charity organisations should quickly do a salary review and make sure that their employees, especially the mangement teams, are amply rewarded at market rate. They can chose to peg themselves with other big charity organisations. How can they forgot about how Singapore or Singaporeans tick? Money and more money if they are to prevent such things from happening.

CPF, circular logic at works

Swee Say said, later retirement and extension of withdrawal age is not to lock up your CPF money. And that is the truth. Another truth is that your money will be locked up for another 3 years. I am confuse as to which is the greater truth. And this Michael Chwee said, 'If you want workers to work longer, we must have extra savings...' What is he talking? If a worker is employed to his last day of life, eg 85, he is expected to have a decent income till that day. Why should he need more savings? Only those that are not working and has no income need to have more savings. Once the retirement end is extened from 62 to 65, the workers are working 3 extra years, earning 3 more years of income. So his needed savings should go down by 3 more years. Is this reasoning so difficult to understand? And I am referring to people who are not working and have no income. Many may not be working but still have income. I do not buy the argument that the whole concept of filial piety or to take care of your parents, or just to give them a little pocket money are a total washout. If that is the case, our education has failed miserably and we should scrap teaching such concepts in schools immediately. It is a total waste of time and effort. A big farce. A big failure.

60 good men and women

To start with, 60 good men and women may be enough to present themselves as a credible political alternative. And it is not difficult to find 60 of them in this little island. There are many highly trained professionals and successful people available to form the core for a good alternative party. There are many who have made a name in the industries and are financially independent to be free from any kinds of threats, including those who are supposed to have retired. If these men/women would to offer themselves seriously to the people, and play the political game correctly, they may stand a chance. For it is not easy to run down 60 good men and women at one go with frivolous accusations. Any wrong move would antagonise the families, relations, friends and associates of these 60 people. And being successful people in their own right, they will have a fairly wide network to fall back on. And they could finance their own political battle or be able to canvass for funds to support their political cause. It is quite easy when the time is ripe for true leaders to appear to lead the nation for a better tomorrow.

Sunday best for frivolous pursuits

What shall we talk about on Sunday? I read about ladies being insulted because they were more than 36 years old. And the reason, they were not seen as useful to attract men to frolic or spend money in drinks on them. And socialites all dressed up to their nines for a night out ended being humiliated in public. Please don't come even if you put on several thousand bucks of hardware on their expensively treated skins. They are not going to waste a couple of free drinks on them. No deserving, past their prime. I am sure the ladies did not go to public entertainment places to be insulted. Then the beautiful below 36s. Would they feel elated that their youth is good enough to be given free drinks? Or would they be equally insulted that the free drinks were given to them as cheap rewards to attract customers to the joints. Were they exploited? Would they not feel cheated? Just for a few free drinks, they are paraded as commercial adverts and they have no inkling about it? All for a few free handouts?

help yourself

'Whether it is a charity or even among companies, from time to time you would have a case that comes up with someone who helps himself to the money. Ultimately, you're dealing with the vulnerability of the human weakness to temptation.' Gerard Ee Now this is a profound statement from the Chairman of the new NKF. I have been pondering over it again and again and I think I will be pondering over it over the whole weekend. How many people have been helping themselves to the money and laughing all the way to the bank? Then again I am very thankful that, perhaps this island is really blessed that we don't have so many people helping themselves to the money. At least the record shows that there were very few. Maybe Gerard is wrong. Or maybe he is right. Or maybe we are living in an island that is not occupied by humans, so there is no human weakness to temptation. The NKF and the latest St John Hospital case are just exceptions. Whew.

Is it the fault of the CPF?

Let me look at the CPF from another angle and how it could be the source of other ills of our society. Traditionally children were the insurance of old age for parents. And children became a necessary item of all families. They are the provider for the parents when they are old and feeble and can no longer toil for a living. What's that got to do with CPF? Yes, the CPF has become the substitute for children. People no longer depend on children for their old age. They have their own money to look after them. So no need to get married and have children. Does it make sense? Why not? The CPF has unwittingly becomes a substitute and contribute to the no need to get hitch and no need to have children society. Now where have the children gone? Who cares? This is only one social problem that the CPF may help to create. But the CPF can help to get rid of our oldies problem too. When the time comes, when all the oldies have a couple of hundred thousands in their CPF, and untouchable, what is the next best thing to do? Cost of living is extremely high in this little island for the jobless. The few hundred dollars to be paid out by the CPF will only be good enough for subsistence level lifestyle. Why not take all out? Yes, denounce the citizenship, take out everything and migrate to a cheaper paradise. The oldies may find such an option a more desirable and practical way to spend their old age and their life long savings. So the CPF will help to disperse our senior citizens around the world as rich old Singaporeans living out their golden years in wealth and in health. And our oldies and over crowding and welfare problems will be solved. Singapore will be forever young. Is this part of a well thought out plan?

"Indonesian Parliament rejects DCA" repeat

meds has left a new comment on your post "Indonesian Parliament rejects DCA": We must reject this unfair agreement. singapore, house of corruptor, feen form bastad money. we reject. unfair DCA sumedi, indonesian I received this post in the thread posted some time in May, deep inside the file. Many of you may not have read this reply so I decided to post it here. Hi Sumedi, welcome to the blog. I can appreciate your point. From the Indonesian perspective, they must see real benefits to go along with the DCA. And if they can't, then they should object to it or speak against it. It is the right of every citizen to talk and express their views on issues concerning their country. Otherwise the country will be run without the consent of the people. As citizens, I must say that we do not know the details of the agreements. I believe that the govt representatives of both sides are intelligent people who negotiated the agreements based on the best interests of their respective countries. And that your ministers would not have agreed on the DCA if Indonesia is not getting a fair and justified returns for the agreements. I would not simply run down the agreement without knowing the details. You may want to find out more from your ministers. There must be enough trade off for them to agree. They must have seen enough benefits in the agreements which the public may not know. Cheers

Why complain about working to 70?

I have read some forumers complaining about having to work till 70. Now that is a shame. I would love to work until 100. I am craving, and crazily in love with work. But I have a little problem. Can someone please offer me a job that pays $1 mil? Never mind $500k also can. I promise you that I will be the most happy worker and will not give anyone any problem. And the cpf can do anything they want with my money. Withdrawal at 100 years also can.

GST increase no longer an issue

According to Sue Ann Chia, the 2% GST increase apparently is not turning out to be a political hot potato. Now is this good news or bad news? I think the people will find the 2% increase not that painful. But what is hurting them will be the other increases that are not related to the GST increases, and much much more than the affordable 2% increase. Now why are there so many increases and in double digits? These are what that will hurt the people's pockets.

KL putting more men to police JB

More men, patrol cars and police stations to be set up to control the rising crime rate in Johore. Najib had told the Cabinet that he wanted immediate actions from the police and the Minister of Internal Security to fight the crimes in Johore. That is what KL wanted. That is what the govt wanted. What if there is a second agenda by a different group that wanted to perpetuate the crimes? What if this group has a stronger influence on the ground and has the ears of the police and the police chooses to look the other way? The pattern of the crimes committed recently tells of a sinister plot. I may be imagining, but I can't help imagining after reading the reports from the victims. And if there is really a sub plot in the hatching, all the additional men and patrol cars may not mean anything. I hope I am wrong.

nkf story - is it over or not over?

Thomas Koshy wrote about the closure of the NKF saga with the jailing of Durai. He questions whether witnesses in court who flip flopped in given evidence should be charged for perjury. The case of David Tan was a glaring example that prompted many questions to be answered. Would the NKF saga spawned another saga? I think there is a bigger saga about the whole case. Or there are many sagas that the people are watching. Many are very cynical about the whole saga and how the events developed. But many are not saying anything except behind closed doors. It is better not said and not heard and pretend that everything is alright. All settled and forgotten.

number one is relative

I posted about the world number one civil service that we have the other day. It is indeed number one in many areas. But sheeples are still sheeples. They take orders, implement to the best they could, without questioning the rights or wrongs of their policies. They are easily managed and controlled to do the works they are expected to do. Recently we have Ngiam Tong Dow standing up to question some of the govt policies. Sounded damn enlightening and refreshing. But sheeples are still sheeples. No question when swimming in champagne. It took so many years when the smell of champagne were gone and forgotten before he regained his questioning ability. The CPF issue is a case of great concern. Doesn't the civil servants know that it is the people's money and the people has a right to decide what they want to do with their money. And the civil servants may not be questioning, but this does not mean that they cannot think and understand such a basic issue. They are our brightest and it is insulting to think that what we can see they can't. Would any of them be brave enough to stand up and tell the minister, 'Sir, the CPF money is the people's hard earned money. It is the people's property, asset. We cannot suka suka decide for them how long we want to keep their money and how much we want to return to them. This if fundamentally not right. We are violating the right of the people to their money even if we pass a legislation in Parliament to allow us to manage their money anyway we want.' If only our civil servants have the conscience and righteous mind to tell the ministers that they cannot go on with policies that are fundamentally wrong, then we can really say they are the best in the world. The civil servants must work for the interest of the people. The Ministers may also think that they are working for the good of the people. The intention may be good. But the end does not justify the means. The people's money is the people's money. No two questions about this. When would the civil servants stand up and say something about this? If it is money taken from the national reserve, the people will not have any say as to how the govt want it to be distributed.

have faith. don't jump the gun

I visited the YPAP forum just now and read the several harsh statements against Boon Heng's suggestion to raise withdrawal limits. I think it is unfair for these peasants to jump to conclusions before hearing Boon Heng out. His suggestion is carefully thought out, after spending 6 days in Japan with his team of experts to look into the aged problem. He did not shoot it off his mouth without thinking. The peasants cannot assume that a multi million dollar minister will do that. And the problem of the aged is very intricate and needs a thorough understanding of the complex issues around it. Of course the peasants will just shoot it off their mouth. Give the minister some time. In 5 or 10 years time the peasants will understand how well thought out the solutions were. Have faith.

japan to learn from singapore

Japan to study Singapore's pension and CPF scheme Heard, not sure if it is true, maybe dreaming, that Japan will be sending a high level delegation to study our CPF and 3M schemes. They have admitted that their scheme is a flop and they are very impressed with our innovative schemes. Kudos to Singapore. We are the light to show the way to a brighter future.

i am dreaming

I am dreaming that one day a govt will be elected and say 'Here is your CPF money. You can take it back at 55.' And the govt is setting up a retirement fund from its surpluses/reserve to provide for the needy above 65 years old. Not every 65 year old will depend on the govt for financial assistance. Now that will be the day.

myth 146

Liberalisation is not good The sale of the 3 power plant to private operators have raised fears that the prices will go up soon. Afterall these are commercial organisations that thrives on profit and profit is their only reason to exist. They are not buying the plants in billions of dollars to do charity to Singaporeans. But the management of the power plants have assured the consumers that they have nothing to worry about. It will not affect them. So the consumers can rest and sleep in peace. With assurance from people in high management positions, they must be telling the truth and nothing short of that. Let's see how the charges can be maintained, assuming the assurance means the charges will not go up. Labour cost is going up that's for sure. Rental is going up, another unescapable truth. And oil prices are going up. So how can profit continues to grow? Its elementary. Innovation, new technologies that are more efficient and cost cutting measures. When production and productivity go up and cost goes down, profit will go up without raising fees. So have no fear. It is a good thing.

The solutions oozing out for the aged

The solutions oozing out for the aged Boon Heng has come up with his first gem after his 6 days tour of Japan. Don't withdraw too early to extend the fun or fund. 3 more years before the minimum sum can be withdrawn. And this comes with many benefits. Senior workers will now have the opportunity to work till 65 or 70, and protected by legislation. Their savings will grow, and earn another 3 more years of interest. And they will not squander away their money too early. In a nutshell, their future is safe and sound. I am wondering, why, if they could work so many years more, which means they will have more income than outcome, at least until 65 or 70, depending on when they stop working, these years should be net surpluses. Why should the minimum then be increased further when their non economic lifespan is now shorter? Should the need for the minimum sum be lessen instead of increasing? Or they need to live on gold during their golden years? I know that they burn gold papers.

yes, we are progressing

An article posted by an overseas Singaporean in Sammyboy Five years ago, if someone were to suggest to me that Singaporeans should always come first, whether with regard to housing, healthcare or education, I would have agreed readily. But as you can tell from my recent posts, I have become more skeptical about these "Put Singaporeans First" instincts. Back in the 1980s, faced with competitive pressures from Japan, there was also a 'Buy America' campaign. Today, 'Buy America' is probably targeted at cheap Chinese imports. But to those of us who are beginning to understand how inter-connected the world is, such efforts are looking increasingly futile, and are in fact detrimental to the people they are supposed to benefit. It became somewhat of a joke when it latter transpired that many made in America products in fact had foreign components. Looking beyond goods and services, globalisation has also resulted in greater movement of people from their countries of birth. Immigration and emigration are on the rise everywhere. I mentioned before that 1 in 10 British nationals actually live overseas even as Britain experiences large scale immigration. Singapore, being a global city-state, is not immune to these forces. I dare say that on the whole, we have benefitted greatly from it. We have many non-citizens (permanent residents, permit holders) working here for large parts of their lives. Many are becoming as Singaporean as you or I. Similarly, there are many Singaporeans working, studying, living overseas for an extended period of time. I am a Singaporean, but I do receive some British welfare benefits because I am studying here. With the influx of non-locally born students or working professionals to Singapore, competitive pressure inevitably arises - as is reflected in rising rents, house prices, transport congestion or university places. Faced with competitive pressure, the natural instinct is to adopt a 'Put Singaporeans First' mentality. There are also those in Britain demanding that welfare for foreigners be cut, and that British citizens should come first. Why should we worry about putting citizens before every one else? Firstly, it has become increasingly difficult to meaningfully categorise people into citizens and non-citizens based on the passports they hold, and conduct redistribution policies that way. For example, many permanent residents have lived in and contributed to Singapore for decades. Many have Singaporean spouses and Singaporean children. Secondly, even if we give the Singaporean priority to everything, healthcare, university education and what not, he or she could easily emigrate to another country after consuming all the benefits (ah big beautiful house and nice lifestyle in Australia). Being open and free means that citizens can easily pack up and leave. The fact that one has to be a Singaporean citizen at the point of consuming taxpayer-funded benefits does not guarantee that it will be taxpayers' money well-spent. Who is a taxpayer? Foreigners who work here pay taxes too, GST if not income taxes. Though it has become a cliche to say that the world has become more open and borders more porous, we still have not really accepted this at the emotional level. Many of you will no doubt disagree with me on this and believe that we citizens should always come first. But I hope to convince you at least that old comfortable assumptions we have will not always hold today. I fully agree with what he said. He is not only a Singaporean with talent, but also have breathed in fresh foreign air. So he can be a bit airy but the talent he showed in his arguments is a gem. We should do away with citizenship and embrace globalisation. This will be a first that we can claim and welcome everyone here as equals to all Singaporeans without distinction. We are progressing, very well towards the day when we can discard the name Singapore and call ourselves international citizens.

Concern over greying

Siew Kum Hong was concerned about the future of the greying population. He forgot that Lim Boon Heng is now looking at the problem full time. There should not be any problem when Boon Heng comes up with his solutions. Kum Hong's concern is that the greying population, especially the rich and able, will find a better and cheaper place to live. They are disenchanted with the life for the aged here. What could they do when the cost of being old is so expensive? And Boon Wan has also worked very hard, together with the CPF, to make sure that the old have money to keep themselves alive, and to feed the hospitals. The best solution actually is for them to take out all their CPF savings and move to a cheaper country to live. How can they afford such an expensive Singapore when they could live in easy comfort say in Sri Lanka or Malaysia? There are many options available out there. There is no need to think so hard of what to do with them. The solution is very simple actually. No need to exercise the brain juice of expensive brains.

World best civil service

The Accenture reports put the Singapore Civil Service as the best in the world. No surprises here. How else could the country run so well and for so long. The civil service is the backbone of the country's development, but often their role was underplayed. There were gripes about some inefficiencies here and there. What's so surprising and difficult to understand about this? Only God will think that he is perfect and cannot tolerate a little complaints. All earthlings are imperfect and will have slips or imperfections here and there that will draw flakes now and then. No matter how good is a system, there must be flaws, big or small. This is the realities of life. Despite all the imperfections, we indeed have a really good civil service.

Selling of core national assets

I greeted the news of the selling of our power stations with jittery. The big motherhood statements like liberation, another version of privatisation, are used to justify the move. It will definitely not affect the consumers. What an assurance. Can any vouch that this will not happen? In the past, all the privatisations were sold as the panacea for efficiency and cost reduction. What happened? Only the reverse. But the selling of the country's core assets is a different kettle of fish. Many disturbing questions come to my mind. Do we need the money? What are we going to do with the money? Buy sick foreign companies at a premium since no one is going to sell good and healthy companies except us? Or is the technology of the power station going to be obsolete that it is better to sell them now? The questions of national security is well answered and taken care of. And the consumer's and nation's interests are guaranteed to be protected. All thought through. The sale will only have benefits. Benefits to who? When all the concerns are addressed and confidently predicted that they will not become a problem, what can that we cannot sell? And it was also reported that the changes will not alter prices. For how long? We will see and monitor this again in a year or two down the road.

JB, a sad state of affair

Abdul Ghani met the demonstrators who were unhappy with the high crime rate in JB. As usual, he warned the demonstrators that it could lead to unexpected consequences. Now what did he meant by that when what the demonstrators were asking was for tighter law enforcement against crimes? Are the demonstrators going to be hurt instead of the criminals? It seems that there are two kinds of citizens. One protected by the law even if they turned to crime. The other of no consequence to the law even when they are victims of crime committed by the former.

What is Singapore Post up to?

I thought no organisation is to price in the 2% GST increase to the consumers? In his reply to Leong Sze Hian, Tay Poh Choo, a VP from SingPost said, 'As a GST registered company, Singpost collects GST on behalf of the Govt. In this exercise, we would like to assure the public that there will be no increase in revenue for Singpost.' And the 1c increase in postage is exactly 2%. Ok, accepted. And Singpost will absorb the 2% increase for all other local weight steps. 'We will return 1% of the franked postage to franked mail customers from 1 July.' Puzzled, 2%, 1%? Why take all the trouble?