Singapore story

This guy went to the casino and lost his pants. He went home and shouted aggressively at his father and mother. You old people are so stupid. You will soon be cheated of all your savings. Hand them to me, go to your bank and withdraw every cent and I will keep them for you. I will give each of you $200 every month until you die. That I will guarantee.
 
The two old folks were so terrified by the threatening voice of their son and duly went to the bank, took out their life savings and handed them to their gambler son.
 
What do you think the son will do with the money? If lucky, he would win more money in the casino and pay them back in time. If unlucky, he would lose everything and return to demand the two oldies to sell their assets to patch up the losses. In the meantime he still has to appear to look good and continue to pay the two oldies $200, and go on holidays to give the oldies some confidence that their money is still there.

Kopi Level - Yellow

The wolves and foxes met in secret

Someone told me of a story of a pack of wolves and foxes having a secret meeting to decide how to take care of a chicken coop. Somehow, for whatever reasons, the wolves and foxes were the guardians of the chickens. And they really cared for the welfare of the chickens affectionately.

They were so concern about the chickens that they held a meeting in the middle of the night. Among the agenda were items on how to ensure that the chickens remain lean and fit so that they could continue to lay the golden eggs. One suggestion was that the chicken must not be over fed. Made sure they just have enough or they would become lazy. Another was that the chicken must be kept fit and must receive a lot of exercise. Put them on the threadmill and run them non stop. An exhausted and tired chicken would not have time for anything, definitely no time to think of anything. Another suggested that the chicken must not know how many eggs they had laid to prevent them from becoming complacent or thinking that they had a big nest of eggs. Another suggested to hide the eggs from the chicken and when they were old and could not lay eggs anymore, they could, with all generosity, put an egg in their nest every other day to give the impression that could have an egg, once a while. This would be kind to them and good for their morale when they were retirement. It was like a goodwill gesture for a lifetime of egg layings.

Because the issues were so sensitive and important to the chickens, no chickens were invited to the meeting to know what was going on. Only their representatives were there, the foxes and the wolves, to speak for them and to look after their interests and well being.

I must say that the chickens are in good hands, in the hands of caring wolves and foxes.

Kopi Level - Blue. Thank you.

Is healthcare subsidy part of government grant?

Or just an avenue to to claim something else?

This is the bill of my 15 year old child who had waited for hours to see a
doctor for 5 minutes.

1-The consultation fee “full amount” is stated as “$38.97”.

Consultation fees of private clinics like the Healthway Medical Group range
from $22 to $35. In my child’s case, it would have been about only $22 at a
private clinic.  There are also neighbourhood private clinics charging
below this rate. The consultation fees at public clinics are expected to be
much lower for obvious reasons eg. no rental cost, lower staff salaries,
etc

Why do polyclinics jack up consultation fees to about 100% above average
private consultation fees and then subsequently offer an unbelievable
grant?

2 – The full amount of Paracetamol is stated as “$5.29”. But the retail price of a box of 20 tablets is only $2.50 at Guardian. Why do polyclinics mark up more than 100% from retail price and than offer an unbelievable grant?

A better comparison would of course be online prices. In the UK, a box of
16 tablets costs about S$0.50, which is a fraction of the stated price at
polyclinics.

MOH purchases Paracetamol in bulk which should mean they are even cheaper
than online prices. Which company does the MOH buy at such high prices from?

3 – Government grant – “46.12”. A grant is an expenditure item. Which companies are the recipients of all such government grants?

Attendance at polyclinics was 4,623,600 in 2013. If government grants
averaged $46 per patient last year, more than $212 million would have been
paid out by the government. Who ultimately receives the grants?

Instead of reigning in public healthcare costs, the PAP government uses tax
dollars (grants) to support and increase healthcare costs to unaffordable
levels. How could a visit to a polyclinic for a common ailment such as cough cost
$54 (before grants) when private clinics are charging much less?

This is ridiculous considering polyclinics:

- do not pay rent
- are not profit making
- have overall lower staff costs
- purchase medication in bulk
- provide a lower service than private clinics eg longer waiting time.

Conclusion

It is wrong for the PAP government to privatise public healthcare costs and
subsequently offer a “government grant”’. Hundreds of millions of dollars
have been paid out as “government grant”.

Phillip Ang

I received the above article through the mail. Looking at the numbers raised by Phillip Ang, they raised many questions on the funny formula of subsidies and govt grants. Why is there a necessity to have this complicated formula when a patient needs only to pay the net amount?

This reminds me of the PGP and the discounts that the pioneer generations are supposed to receive. What if like the above article has said, the fees have already been raised and the subsidies or discounts are as good as meaningless? Does anyone has any official figures on the hikes in medical fees and prices of medicine over the last 12 months to prove that there are indeed substantial hikes that will negate all the good discounts and the good feelings of the pioneers that they are really going to get a good deal?

If the hikes are more than the discounts or subsidies, then what? If the hikes are equivalent to the discounts or subsidies, it would mean LPPL.

Kopi Level - Blue. Thank you.

CPF savings – Tyranny of the minority

Why are a few million CPF members being held at ransom and at the mercy of a few individuals? Who or how many people are involved in deciding the fate of the money of the millions of CPF members, current and many to come? Why should these few individuals, an absolute minority that is too small to be meaningful, and assuming so much power to micro manage the life savings of the people?
 
After all the kpkb at Hong Lim and the social media, the Govt is taking notice and knows that if nothing is done, something is going to give way. And in the recent NDR, Hsien Loong did made a few changes and concessions, which to many were far from enough or meaningful.
 
In today’s ST, it was reported that the unionists are showing concern that allowing the poor CPF members to take a little more of them money out at 55 or 65 would do harm to their little savings. That if done, the little savings will be even more little for their retirements. I say, thank you very much for your concern and we all know you all have a very good heart.
 
Everyone is talking about those who are living to 90 or 100 and as if CPF is their only means to live their lives. Many have other forms or ways to survive their retirements. But most crucial, many will die without seeing their CPF savings, without having a chance to enjoy a little bit of them. Things are not so simple and straight forward like everyone is irresponsible and will go to Batam.
 
And who gives these bleeding hearts the authority to meddle with the lives and life savings of the people, a few millions of them? Who do they think they are? God? My God, if they are the Gods, the people must kneel down to beg for mercy as their kindness are deadly and could lead to tragedies to many.
 
If they think they are that kind and compassionate and wanting to help, open your pocket and take out your own money to give to those who need. Stop taking the money from those in need and stop telling them you are helping them. You are not helping them. You are meddling with their lives and causing pain and sufferings.
 
Good grief! What about those who die without benefiting from their life savings? What are you going to do about it? What is your solution?

Kopi Level - Blue. Thank you.

All the fuzz and buzz about trains and dog

These few days the buzz is all about trains and dogs. A forumer sent me this to show his unhappiness over the ill treatment of dogs and animals. Human beans are often oblivious to what they do to the animals and what seemed good or right for the beans could be cruelty to the animals. I hope no one would suggest tying a string over the dogs urinal organ if it go peeing everywhere. It is so easy and convenient for the human beans to do it to the animals.

http://www.channelnewsasia.com/news/singapore/dog-disturbances-hdb/1333756.html

I refer to the above.
I strongly oppose to both the debarking methods proposed to be used to debark the dog, ie use of debarking collars or through surgery.
I feel the owners should be trained instead. Give the dogs freedom, and not let them be caged or leashed to a corner of the house. Dog barks because they are bored and stressed. Take them out for regular execise, give them more attention. Treat them like family members.

I suggest that HDB, AVA, and SPCA or other relevant authority make visits to homes reported to have dog barking nuisance, and see for themselves how the dogs are being handled. If dogs are being chained or caged, the owners should be warned, and if necessary, repeat offenders be fined or dogs taken away and owners be charged in court for animal abuse. The law should be changed to provide for the welfare of dogs.

Regards

Chong Kok Keong