over supply of HDB flats good

Over supply of HDB flats is a good thing The building of HDB flats should be treated slightly different from commercial properties. The original objective to provide a roof over the head for all citizens is still relevant today. Too much speculation in these flats, if it leads to everyone making money will be the best. But when wild speculations lead to people losing their homes, then it can become a negative event. The appreciation of flat value should be allowed to take place gradually and not be left to the mercy of speculators. And building flats, and with some excess capacity for those needing one, should be the main objective of HDB. Not too obsessed with profits as the reason to build. People who really need a place to live and are not fuzzy about location will then be able to get a HDB flat without having to pay a ransom. Those in choice areas will fetch better value depending on market demand. Of course the over supply should not be over excessive to cost a big overhang and tying down too much capital. Let there always be flats available to the people without having to push the price beyond their means.

Medisave, a stubborn question

Until today, I am still not convince why people covered by Medishield or their own medical insurances must still have a large chunk of their money locked in Medisave. Can someone enlightened me on this? If a citizen has provided himself adequately with medical coverage, even setting aside a sum in the Medisave in case he cancels his insurance coverage, would that not be enough? Why forced people to leave excessive money in the Medisave?

national education in cyberspace

National Education in Cyberspace 40 or 50 years ago, life was simple, at least for the children. Go to school and home to play. Not many would even consider tuition. The schools were there to teach the children everything that was needed to know. And parents expectation were simple. Learn to read and write and make sure that there was no red ink in the report cards. A pass was a pass and was good enough. Today we want the teachers to become magicians, teaching the children more knowledge than ever before. Other than the 3Rs, there are the languages, the computer knowledge, the ECA, social works, how to do business, how to gamble in the stock market, how to have good EQs and IQs, how to be the best by having straight As, how to be a star sportsman or sportswoman or a musician. In other words, a supertalent in all fields. They don't even have time for their pimples. Today they need to be politically aware of national affairs as well. National education will be taught. What, from the angle of the children, would they want to spend their precious time on while growing up? Play, play computer games, hip hop dancing, dating, sports and fun. Do they have the time to do all these wonderful things that children are supposed to do? It is tough to be a child today. As for national education, why not let them go into cyberspace or visit sites like this and they will stand to learn a lot more and more interesting than what the teachers can teach them? The schools should allocate an hour a day for the students to surf the nets and explore the social and political discussions taking place, and discuss about the issues that are being posted. Now would that be far more interesting than the regurgitation of teachers from prepared text? Bring the children into cyberspace is like going live, be there and experience it.

Medisave versus Medishield

Medisave versus Medishield Would any MP raise the necessity of having Medisave and Medishield at the same time? Why is there a need to keep so much money in Medisave when people already opt in to for Medishield? Shouldn't this be an either or option? And many even have their own medical insurance in addition to Medisave. Do the people need to be covered 2 or 3 times over? Isn't it a waste of money kept in the unproductive care of Medisave? The people must be given a choice to decide which option they so desire, Medisave, Medishield or Private Medical insurance. Surely one should be more than enough.

Of Living Hell and Paradise

Of Living Hell and Paradise I was in Chinatown during the CNY to take in the sight and I strayed into the little corners around Sago Lane. The very old of Chinatown are there. Many of them. Yes they are alive, heart pumping and breathing. But are they living? There are many of these pathetic souls that can be found in all corners of the heartland. Sitting in the void decks or some little corners oblivious to what is around them. They have defied nature, humans have distorted the course of nature, when they should have moved on and be in paradise. Many still cling to the idea that keeping people alive for as long as they can is a good deed. Life must be preserved on this living hell for as long as possible. And now we have created this enormous problem of the aged, not knowing how to deal with them. For nothing can be done unless youth can be restored and vitality returned to their fading lives. What could have been done is to make them live the last leg of their lives with dignity and with peace and without pain. The latter medical science can do quite a bit. For them to live with 3 decent meals, without worries should be the minimum the country can do for them. What is the cost of 10 packet of 3 in 1 coffee or tea a day? Or 3 meals of sweet potato porridge and vegetables or beancurd? For the lonely and destitute and unable to work, shouldn't they be taken care of by the state? Or shall we say that they deserved to be where they are? It is very cheap to provide some free meals and coffee for those above 60 or 65s in the citizen's corners. It would not cost more than a couple of hundred bucks per head to do it. Not all senior citizens will need them. Only a handful will. Welfare state? It is welfare in a way and a necessary one. Whose fault to keep them alive for so long when their bodies are no longer useful for work to pay for their own living cost?