8/07/2006

a compassionate society

ELECTRIC NEWS Woes of family of four Pack of instant noodles lasted them a day Dad is 68, disabled after a stroke & is now jobless Mum is 33, a cleaner earning $400 a month. They have 2 kids age 2 & 7 By Genevieve Jiang August 06, 2006 THEY are 35 years between this married couple. Retired bus driver Low Joo Siang, 68, is disabled and has little savings. Yet, his 33-year-old Filipino wife, Madam Gina Dulay, has stood by, cared for and supported him since he suffered a stroke six years ago. Her responsibilities are heavy. She is the family's sole breadwinner. She is also the sole caregiver to her husband and their two children, aged 7 and 2. Madam Dulay currently takes home about $400 a month as a part-time cleaner at Alexandra Hospital (AH). 'Mr Low suffered a stroke in Manila but came back for treatment so that he could use his medisave.' my summary to shorten the story. His $10,000 bill was paid through Medisave. Mr Low's savings were running dry. They survived on his monthly CPF payout of about $290 a month. Dayan, a Primary 1 student at Gan Eng Seng Primary has to pay a subsidised fee of $50 for a schoolcare programme. Childcare for Diana also costs a subsidised rate of $50 a month. The family's budget is tight, but volunteers from the Lions Befrienders visit the family every week to lend an ear and provide monthly food rations worth $75. Mr Low is among the 1,800 needy seniors served by the Befrienders islandwide. However, Mr Low doesn't qualify for financial help. A spokesman from the Central Community Development Council says it's because Mr Low's monthly CPF payout disqualifies him from any public assistance (PA). He gets $290 a month from the CPF. Also his wife is working and getting about $400 pm. The above is posted at YPAP by leoman, and I have shortened it and only provided the gist of the story. I believe the family needs serious help. But some may disagree. Some may say that it is not the govt's responsibility to help the people. Everyone must help themselves. I can empathise with them. God bless.

smart city needs smart cars

Singaporeans need to drive a specially designed smart car to get around. The car should ideally be fitted with a computer to tell the active time of ERPs, their locations and the fees charged. Driving around Singapore is getting more and more complicated with the introduction of so many ERPs and fuzzy logic that will activated the ERPs when there is congestion and charge variable fees depending on the seriousness and usage of the road. Smart city needs smart cars. And the computer must also have satellite technology and positioning system, with maps to show alternative roads to take to avoid jams and costly ERP fees. Navigating through Singapore road system is never the same again. Is it stressful trying to remember where are all the ERP gantries and how to avoid them?

we will have our warren buffetts. just wait.

The Today paper has an article talking about the lack of Warren Buffett charitable spirit in Singapore. It was reported that many still have not made enough and so are still busy making more monies. And when they are ready, they will become our own Warren Buffetts. We have to be realistic and compassionate when we compare these 'poor' people to Warren Buffett. That guy got something like a hundred billion US$ and adding on to it daily. It is unfair to expect our nouve riche to part with their hard earned money. It is so difficult to make them and it is only right that they hold on to them or for their families. But I am very sure they too will part with their billions, like Warren Buffett, when they found their hundred billions. Singaporeans are generally very generous. Look at the amount of people donating to NKF and other charitable organisations. Many heartlanders have very big hearts. And they will empty their pockets when they find people in need. But for Warren Buffetts, we will still have to wait. Maybe if they have accumulated about 10 ten million bucks bungalows and a couple of billions in their bank accounts, then they might start thinking about it. Just wait patiently. Singaporeans will give when they have. The more they have, the more they give. Or is it the other way?

cyberspace hitman

I read a posting in the YPAP forum that there are forumers and bloggers out there whose main interest in posting is character assasination. Many bloggers and forumers have fallen victims to such vile characters. I too have one who even impersonate me, using my nick to post in my blog. Fortunately he was discovered immediately and exposed. What is more disgusting is that these people could be on a payroll. They are the latest hitmen in cyberspace. They go around harassing, provoking and tearing other bloggers and forumers to pieces when they could. Or maybe it is just my imagination that organisations would actually pay such hitmen to disrupt a blog or forum. In the days of poverty striken China, banditry, pickpockets, cheats, swindlers, joining triads were good enough professions as they feed the hungry stomachs at home. Today, with affluence, when there are hardly any hungry stomach to feed, would people stoop to such unethical professions to make a living? You be the judge.

8/06/2006

a sunday observation at a foodcourt

A Sunday observation at a foodcourt. Mr Rich was sitting alone in a table filled with food and food and food. And he was stuffing everything into his mouth in double quick time, oblivious to the fact that everyone was watching at his greed. His face was bulging with all the food, some dripping from the corners of his mouth. And his stomach was a swell 60 inch. Probably he weighed as least 150 kg. Around the table there were many hungry faces staring at the way he stretched out his two strong arms to grab at anything in sight. The lean and hungry faces were quite a pathetic sight. Wanted to ask for a little helping but afraid to do so. And they would not dare to just walk over and help themselves. Probably Mr Rich would be telling himself that these people deserved not to have the food on their tables as they were either lazy or not very smart. They should be like him, just grab at anything that he could reach without shame. And probably he would tell these useless people to tighten their belt and drink lesser water if they could not afford it. The foodcourt was doing great business and many people appear to be eating and oblivious to what was around them. Superficially everyone was having his fill, except that some have more of the share than others.

myth 49

'Complaining is bad' I was reading Kan Seng's speech on foreign talents and the need for them and the complaints that appeared everywhere. I don't think people disagree with the concept of having more foreign talents here. The complaints are more on certain specifics that people see as either overdone or overkilled or simply putting Singaporeans at a disadvantage. And in the same speech Kan Seng added, 'Worse, we should not become dissengaged armchair critics and simply complain when we do not like something.' Now compare this with people who are paid to complain, the professional critics who are not even affected nor dislike anything, but just their job to complain. Complain has a very important role in life and living. Our body complains when we are not feeling well. Our stomach complains when hungry. This is a natural mechanism that helps us to rectify any wrongs or problems. Just imagine we can't feel pain, hunger, thirst, we can be dead the next minute. Complaining has a vital role in society especially about things that affect the people and country. We as a first world country, should grow up from third world mentality and accept complain in the true spirit. I posted earlier about learning a thing from the World Bank/IMF inviting people to demonstrate against them. They want to hear the other side, an opposing view. This is maturity, a higher level of thinking. They know that they are not god and will not have the best solution for everything. Complains when taken positively, helps to smoothen the corners and rough edges of policies and decisions. In the absence of complains, we don't even know that we are suffocating the people. Another word for complain is feedback. Maybe we should use the word feedback instead of complain. What's the dif? Or maybe we should all shut up and believe that we are living in utopia, govern by gods and all things are fine.

8/05/2006

telling half truths?

Now, Prime Minister Lee Hsien Loong wants Singaporeans to show their best side to the international financial community.

In June, he launched a `Four Million Smiles' campaign, urging Singaporeans to smile more during the IMF-World Bank meeting - though only a month later, a Friends of the Earth survey showed that Singaporeans ranked as the unhappiest people in Asia.

Since the start of the year, more than 10,000 taxi drivers have attended a three-hour training course on how to provide better service for passengers during the meetings.

An accompanying handbook instructs taxi drivers to keep their hair neat, avoid fidgeting, ensure they don't have body odour, and not clutter their taxi with too many accessories.

"They also told us not to talk about sensitive issues like criticising the government and racial issues," taxi driver Choy Kok Wai, 49, told Reuters.

The above is a report from AFP/REUTERS posted in littlespeck.com

Now, presenting a picture of 4 million smiles when we were found to be one of the unhappiest people in the world, show our best side, which means now showing our ugly side, taxi drivers used to criticise the govt but told not to, would my double here condemn these as telling half truths?

singapore 'appalled' by iranian leader's remarks

This is on the front page of the Straits Times today in response to his remark that Israel should be eliminated and removed from the Middle East. The Singapore statement added, 'Such irresponsible and provocative statements are obviously intended only to further inflame the conflict and not address either the immediate humanitarian needs or the longer term goal of a durable solution that will address the security concerns of all parties.' Israel has been our friend for a long time. We are grateful to the Israelis for helping us in times of need. But I am equally appalled by our statement which has the same effect as Mahmoud Ahmadinejad's comment, only sound and fury but not helpful to resolving the conflict and the humanitarian aid that is in need. Helping a friend, to be on the side of a friend is one thing, but our comments need to be measured and not be carried away. We are not the USA or the UK. We cannot afford to court trouble to ourselves unnessarily when other bigger allies of the Israelis are keeping quiet. And I do believe the Israelis will not demand that Singapore make such a statement and compromise ourself. That will be very irresponsible of the Israelis to ask for. We shall help our friend and reciprocate their assistance but we shall not get too drunk and get hit by a equally drunk and reckless driver.

8/04/2006

myth 48

'Western democracy is good' Who says western democracy is good? Look at what is happening after the last GE? Sitoh is moving out and withdrawing his services to the people. The lamp posts that he put up for the benefit of the people are vandalised and no one is going to repair them. Chiam said it was not put up by him so not his business. Now if these lamp posts go into further disrepair and become an eye sore or public hazard, who is to be responsible? We cannot have this kind of democratic practices. We need a strong govt to 'just do it' and get it repair. To allow democratic processes to work will only lead to this kind of problem. Are Singaporeans mature enough to live under a democratic system where the people take responsibility and ownership of their environment?

unfinished business

If Chiam and Sitoh both abandon the lamp posts in Potong Pasir, they could quickly become a tourist attraction. STB should cordon them off and market them as our latest attraction on democracy Singapore style. The Malaysians also have something similar just across the causeway. The Unfinished Crooked Bridge. That was the first chunk of unfinished concrete mess, with rusty reinforced steel bars jutting into the sky that greeted me when I crossed over. They should quickly clear up the surrounding around the mess concrete chunk, put up some nice props around it and market it as, yes, The Unfinished Crooked Bridge! No fish prawn also good. No Crooked Bridge, unfinished Crooked Bridge also can. A new attraction, cheaper and more meaningful than any expensive DisneyLand that is at best a copy or an imitation. This is original and very fascinating. One of a kind in the world.

disqualification of justice woo bih li

There are many speculations as to the why's of Woo Bih Li disqualifying himself from the Chee siblings and Lee father and son case. We should not read too much into it. This is no more than a case of wanting justice to be done and to be seen to be done. He should make a good candidate for the next Chief Justice. A just, honorable and impartial man.

we will never have our own bill gates or warren buffett

Singtel still searching for CEO to replace Hsien Yang. Hsien Yang is a brilliant scholar, and a very able soldier. With these credentials, he went on to be the CEO of Singtel without any previous experience in the private sector or in the telecommunications industry. Singtel is now looking for a replacement with his resignation. There are two very experience and able CEOs in Chua Sock Koon and Allen Lew. Both have been in the industry and Singtel for many years. And both have proven their worth and risen to their present position. Though they are being considered for Hsien Yang's vacated position, the nuances are that they are not good enough. And Singtel is seriously looking for a foreign talent. Why are these two CEOs who have ample experience in Singtel and the industry not good enough? We will never have our own heroes and world beaters if we keep looking down on our own talents. World beaters need a chance. If we don't give our people the chance, we are doing injustice to our talents.

learning a little thing from the world bank

The World Bank wants the right to be criticised. What silliness! What an oddity of circumstance, for a powerful, respectable institution to lobby for permission to be granted to civil society organisations to have 'more opportunity to express their views', in a manner that will most certainly be non-complimentary to the World Bank. I copied the above from littlespeck.com. article was from blogger i-speak. When I heard that the World Bank was requesting the Singapore govt for permission to allow international demonstrators to demonstrate during the IMF meeting here next month, I found it rather strange. Why would the World Bank want to do that? It would only make life more difficult for them. Or is it a wayang that the World Bank is choreographing? It seems that the World Bank is serious in wanting to hear dissenting voices and views. The philosophy is simple. Criticisms and alternative views are healthy and provide another perspective which the World Bank can consider and may even help it to improve on what it is doing. It does not adopt the high and mighty 'I know it all attitude' and no one else is smarter than them and all dissenting views are unworthy or will undermine what they are doing. This is enlightenment of a very high level. And not only that the World Bank believes in it but also want to put it into practice. Other wise they will become a model of hypocrisy. Can Singapore learn a trick or two from the World Bank? Or we know it best. Nothing do learn anymore. We are the best.

8/03/2006

is this the best formula?

There are many formulae to tax and pay for the runnng of a country. The current formula that is preferred is this. 1. Collect taxes 2. Use taxes to provide services 3. Sell services to taxpayers ie privatisation 4. Profits from privatisation for what? Benefit who? 5. Services continue to make profits from taxpayers (again profit to benefit who?) 6. Taxpayers continue to pay taxes 7. Huge surpluses 8. Lower income squeeze by profit motive of services 9. Help lower income with some handouts An alternative model 1. Collect taxes 2. Use taxes to provide services 3. Operate services to benefit taxpayers at minimum profit 4. Taxpayers continue to pay taxes 5. Lower surpluses 6. Lower income not squeeze by profit making services 7. No need to give handouts to lower income(in reality this is relative) Which is a better model? Is running at a profit more important than the general welfare and well being of the people?

my double in my blog!

yes, i have a double here, using my nick redbean and writing in the same style as me, even not using capital letters. i am very flattered by the imitation. he has done his homework well and his posts can easily be mistaken as mine. the only thing he could not do is to change the colour of his name into blue. also he does not have the underline beneath his nick. so it is quite easy to tell the difference until one day when he figures out a way to do it. then it will be difficult. i too can't tell the difference in the way he posts from mine. nice job redbean from the real redbean. you learn well.

huha over transport fare hike

Fare hikes of public transport The recent announcement of fare hikes is causing a lot of comments and dissentment among the commuters. But if one is to look at the rationale, ie the rise in oil prices, the 2c increase is nothing alarming. All the complaints and arguments against the fare price adjustment model and the way the transport operators are allowed to monopolise the system for profit have been thrown out over and over again. Nothing new and all very simple to understand why the system is not favouring the commuters but the operators. Then today Leong Sze Hian came out with the ridiculous suggestion that fare price should be pegged with quality of service, and fines and punishment to the operators for failing. All these are way off the target. In the first place the operators are expected and must ensure an acceptable standard and quality of service. Otherwise they have no right to exist. It is not just a commercial enterprise but an essential public service. Secondly, making them pay fines and raising their cost will only see these cost be passed to the commuters. That is for sure. This suggestion is a no brainer. The whole fault of the system is privatisation and running it as a profit centre. Its reason to exist and operate becomes one of profit and not a service to the people and nation. And giving them a monopoly status to run for profit is even more ridiculous. It is better that essential services should be returned to the govt and operate as a stats board. The argument that stats boards are inefficient is bull. If the stats board cannot run any organisation or operation efficiently, then the whole bunch should be fired. Hey, we pay them big money, remember? And operating essential services under a stats board does not mean that they cannot make profit. But profit should not be the main reason for its existence. Neither should the silly argument that under stats boards it will be run at a loss. Why are these stupid reasons be shafted to the people to believe in them?

8/02/2006

what did andy ho said about bloggers and journalists?

Andy Ho's article in the Straits Times, 'Blogging's more than idle chatter' was not meant to be. According to Andy, Journalists tend to be professional and accurate and also analyse issues of public concern. Bloggers' main obligation is to be interesting. I may agree that Journalists tend to be accurate on selective news that they chose to print or not to print. Bloggers may or may not be accurate but also selectively chose to print or not to print. Hard to tell the difference actually. As for the second part on analysing issues, I think this has since been compromised as Journalists are now expected to be circumscribed on the issues they are championing. But as Andy went on, his views of Bloggers started to veer away. This is what he said. 'As a result, much of what bloggers offer is either misinformed, self indulgent opinion or thoughtful but unargued ones.' I think journalists too are often misinformed or intentionally misinformed, and definitely self indulgent and self opinionated. And as for being thoughtful and publishing a well argued case against an unargued one by the bloggers, I do not see how a case is well argued when it is a monologue whereby the journalist argued against himself with his own selective questions and answers. Other than simple factual reportings, I would submit that many professional pieces published by Journalists are also biased, opinionated pieces. And worst, many are so distorted that truth has taken on a different meaning.

time to spend your medisave!

Good time is here, no need for medical safety net! It was reported in the media with such jubilation that more people are opting for B1 and A class wards and private hospitals because they can use more of their medisave fund. So there is more money to spend on medicare. And with the economy growing, it is time for celebration, it is time to squander the medisave away. Throw prudence to the wind. The money in the medisave should be spent away merrily. It is time to encourage more consumption of the good life.

8/01/2006

myth 47

'Singaporeans did not have enough savings for retirements' I can't believe that this is true. And it is true given the concern expressed by MPs. Look at this. [b]Helping Singaporeans save for retirement a concern for MPsBy May Wong, Channel NewsAsia Posted: 31 July 2006 1958 hrs SINGAPORE : Singaporeans' lack of savings for retirement is a key concern of some MPs; this is especially worrying as Singapore is facing an ageing population. By 2030, one in five Singaporeans will be aged 65 years and above, and being financially independent may be a problem if Singaporeans do not start saving for their old age now. [/b] How could Singaporeans be short of retirement fund when we were the second highest savers in Asia after Japan? How could that be when the Govt has stashed up $200 billion in reserves? How can that be when the Medisave Account requirement is $30k and will go on higher? How can this be when the minimum sum is $80k and will be more over the years? Where have all the money saved the Singaporeans gone to? I can think of two big holes. The depreciating assets in the homes they paid for and the money lost in the stock market. How much were lost? My ballpark figures are in the billions. Maybe more than $10 billions. But with $30k in medisave and $80k minimum in CPF savings, would not that make retired Singaporeans filthy rich? Why is $110k minimum of strong S$ be considered not enough? Not enough according to who? Many around the world would be thinking a a happy retirement with this kind of money in their savings. What is wrong with these numbers? What happens when all the money is not enough? Cost of living, the cost to keep one alive in Singapore is getting ridiculously high. A retired Singaporean must have at least $110k in their retirement fund and still considered short when all he needs is a roof over his head and his 3 meals. What are the basis of computation? Still want to travel around the world, live in 5 stars hospital, swinging with dance partners, enjoying fine dining? I would think many would be lying on their backs staring at the ceiling and with no appetite to eat. Can't see much or hear much. Should keeping an ageing person alive cost so much?

job enough but money still not enough

Today we hear another impressive figure on job creation. 81,500 jobs created. And the unemployment rate of 3.8 per cent is nothing to worry about. We are near full employment. But why are the lower segment of the population still feeling so dissatisfied and unhappy? Obviously employment is not the only thing to look at. It is the overall impoverishment of the people. Asset value dwindling, some still holding onto negative assets, and the depreciating value of the money vis a vis what it can buy, domestically. We are poorer for the same income when everything is going up. And that is a fact for those with household income of less than $3,000. $2,000 is a drudgery, bearly enough. There is a need to contain the runaway inflation and cost of living to make life easier for the lower income group. To them it is still money not enough. Not that they have no money.