The Bonker's Years

The last few years can best be described as the Bonker's Years. This thing about elitism, about super talents and super pay, about telling the brutal truths to the losers, were getting a bit too far. I think it has reached a point when the people are angry and feeling disgusted with such attitude. It is not just cockiness, but to live it and mean it, is not cute or funny any more. The divide between the haves and the have nots is looking very stark and very ugly. And we got people paying $46k to learn cooking in Paris when people are losing their jobs and incomes. It is time for some soul searching and to embrace the people as one people by actions and deeds. If the elite cannot empathise with the people but seen as being aloof, uncaring, cocky and thinking too highly of themselves, that they are the only worthy human beings and the rest are unworthy human beans, anger can be turned into hatred. Instead of throwing shoes, more vicious acts could be committed. Time to heal the rift by coming down to earth to be really caring and sensitive to the plight of the low down human beans. Cockiness and talking down to the people is becoming a curse and will not be tolerated anymore. It used to be 'Oh, so cute!'

Don't push the gov't to act

Rights groups call for tighter regulations to prevent exploitation of migrant workers This is the call in TOC. It is trying to do something for the helpless foreign workers. But I think TOC is doing more harm to the cause than helping them. The govt will not be presurised to action. It is more comfortable doing its own thing in its own pace and when it wants to. It does not like to be presurised or seen to be presurised to do things. The TOC may be more effective if it posts it in Reach as a plea or seeking for govt help. That will get things moving faster.

Jobs available - Coming full circle

After 45 years of independence, it is surprising that many of the oldies are coming full circle to where they had started as far as occupation and working for a living are concerned. Many were in the labour trade 45 years ago, the unskilled or semi skilled trades, the waiters, doormen, sales assistants, the maids or chambermaids, the security guards, the cleaners etc etc. They started at a time when getting a job was difficult and any job will do. They had no education and little skill. 45 years later they still had little education and little skill. And they are still out in the job market hunting for that elusive job that will only pay them enough to get by. Some things or people just would not change. The taxi driver that committed the vicious crime again Seng Han Thong is a living example of the living fossils of the past 45 years. They did not change or will hardly change while time slips away under their noses.

Guessing where is Mas Selamat

It is almost a year since this magician escaped from the cage. Now the question is where is he? All the theories of yesterday are still hanging in the air. He is alive, he is dead, he is here, he is not here, he is everywhere. Everyone is still guessing where he is and no one has a clue. Somewhere out there a party will be held to celebrate the first anniversary of the Mas Selamat Escape. And we got to thank god that nothing untowards has happened. Let's pray that he will not reappear again.

41,000 jobs available!

In the ST today, 41k jobs available. 20k in hospitality for croupiers, butlers, doormen, chefs, waiters, retail assistants and animal trainers. Health care has 6k jobs for nurses, assistants and physiotherapists. MOE is also looking for teachers and teaching assts. There are 4k retail jobs for sales assts and cashiers. And security officers and auxiliary police need 3.5k people. Singaporeans need not worry about being jobless when so much jobs are available.

Beggar Sect - Income distribution

Over the weekend I was watching the Condor Heroes again. This is a series of novels by the great Jin Yong. I don't think there is another equivalent in the western world of authors of this calibre. Ok, the story was a side issue. I was quite impressed with the organisation of the Beggar Sect and the way they distributed their income. The lowest few levels were the foot soldiers that went out to collect donations. This will then be pooled and distributed among the rest of the beggars. There were altogether 9 ranks in the sect, excluding the lowest and the chief. Each level was denoted by one pocket attached to the torn and tattered shirt. The most senior rank had 9 pockets. The distribution of the collection was thus very simple. One dollar to each pocket. 9 pockets $9. I am not sure how much the lowest rank, without pocket with get. Neither do I know how much the chief would get. He had no pockets. With 9 levels of sharing, the ratio is 1:9. The amazing thing is that our national income distribution based on official statistics is very similar to this. The lowest ten percentiles earn less than $1K while the top ten percentiles earn $10K. This is about right if we use the Beggar Sect's formula for income distribution. How more fair can we be?

The plague of big hospital bills

"Since Mindef's payments ceased in February 2007, his parents have chalked up outstanding hospital bills totalling $133,000 " - Today 13 Jan 2008. The parents of NSman Jeremy Tan Chia Whee have taken Mindef to court to pay for his medical bill. Jeremy was found unconscious in camp and the issue is whether his injury was incurred while in service or not in service. Under normal circumstances the issue could have been settled long ago by his parents IF the medical fee has not ballooned to this sum. This is the new plague of our first class medical services. The price tag is also first class. Sure, you want first class you must be able to pay for it. Maybe it is time the govt should ask the people if they want first class and whether they can afford to pay for it. Even with mean testing in place, many people would still not be able to pay this kind of ridiculous fees. Progress and compassion are very expensive things to pay for.

Improved healthcare for subsidised patients

'....I do know many private specialists who have big hearts ( and I am proud to call them "friend" )and who treat poorer patients at reduced rates ( or even waive charges). Sometimes we put on leotards and become Robin Hoods. We in private practice, often try to find ways to beat the Private hospital system in order to reduce patients' charges. The more obvious means include pleading with the hospital for discounts ( for patients) or even going to cheaper hospitals. Other ways cannot be divulged publicly.....' The above is an extract from Dr Huang Shoou Chyuan's blog, nofearsingapore.blogspot.com. He has written an appeal in the media's forum and copied to MOH to suggest on cost reduction and improvement in medical practice. If we have more medical professionals to step out to stamp this ridiculous and incessant rise in medical fees, they will definitely make an impact. For a start, private hospitals can price some services or ward charges lower than govt hospitals to show that it can be done. This will definitely rattle the conventional wisdom that medical cost must always go up. A case in point is Perfect Dental Clinic in Ghim Moh. I believe its charges are very competitive and should be a role model for all dental clinics to emulate. If he can charge at those competitive rates, why can't other dental clinics do so with the same facilities and qualifications for the same treatment? Private hospitals should take the lead to cut cost and blow its trumpets loudly. This is a social service and a social cause that they can together do for the average citizens.

Smiles in English signboards

Cocktail lounge, Norway: LADIES ARE REQUESTED NOT TO HAVE CHILDREN IN THE BAR. On the main road to Mombassa, leaving Nairobi: TAKE NOTICE: WHEN THIS SIGN IS UNDER WATER, THIS ROAD IS IMPASSABLE. On a poster at Kencom: ARE YOU AN ADULT THAT CANNOT READ? IF SO WE CAN HELP. In a cemetery: PERSONS ARE PROHIBITED FROM PICKING FLOWERS FROM ANY BUT THEIR OWN GRAVES. Tokyo hotel's rules and regulations: GUESTS ARE REQUESTED NOT TO SMOKE OR DO OTHER DISGUSTING BEHAVIOURS IN BED. In a Tokyo bar: SPECIAL COCKTAILS FOR THE LADIES WITH NUTS. Hotel, Yugoslavia: THE FLATTENING OF UNDERWEAR WITH PLEASURE IS THE JOB OF THE CHAMBERMAID. Hotel, Japan: YOU ARE INVITED TO TAKE ADVANTAGE OF THE CHAMBERMAID. In the lobby of a Moscow hotel across from a Russian Orthodox monastery: YOU ARE WELCOME TO VISIT THE CEMETERY WHERE FAMOUS RUSSIAN AND SOVIET COMPOSERS, ARTISTS AND WRITERS ARE BURIED DAILY EXCEPT THURSDAY. Hotel, Zurich: BECAUSE OF THE IMPROPRIETY OF ENTERTAINING GUESTS OF THE OPPOSITE SEX IN THE BEDROOM, IT IS SUGGESTED THAT THE LOBBY BE USED FOR THIS PURPOSE. A laundry in Rome: LADIES, LEAVE YOUR CLOTHES HERE AND SPEND THE AFTERNOON HAVING A GOOD TIME.

Citi and Morgan Stanley merging brokerages

The two giants are merging their operations in the face of the financial meltdown. The brokerages and their staff will have to shrink in a shrinking business. How would this affect the local brokerages? Will our brokerages shrink as well given the shrinking business in stock trading? Stockbroking, buying and selling of properties, insurances are the last few professions that allow people who can't find employments or do not want to be employees to be self employed. Of course there is taxi driving but this is a very difficult trade with the recession hitting the economy. When these three professions start to retrench, more will be out looking for jobs. The last frontier is to start your own business as entrepreneurs, provided you have a few hundred thousands of spare cash to play with. It is no longer possible to sell kueh and goreng pisangs along the corridors. It is against the law. But one can take the risk of selling pirated VCDs if one does not mind being handcuffed when caught. The loanshark business is still thriving and they need more midnight graffiti painters. Maybe the casinos can provide more jobs for those who are not bound by their religious and moral righteousness. For a start, Boon Wan has offered several thousand jobs in the medical industry. Just go for retraining.

Eerie silence in the world of elite

Are there any talents, thinkers and concerned individuals in the world of elite? Obviously there are plentiful. Do they have a view or any view on how our country and society is progressing and the direction we are heading? I think they must have. Do they agree with all the policies and what is happening? I think they do. That is why there is a total silence coming out from that world. Nothing will affect them or move them to say something. They are just too comfortable and too entrenched in their own world of luxury that nothing else is important to them. How long will this eerie silence last?

When the wheel of fortune stopped turning

2008 ended with the wheel of fortune stopped turning. The first financial crisis that hit the people was the minibond. The bigger financial crisis hitting the people without much fanfare was the collapse of stock prices. The losses were in hundreds of billions. Came 2009, the year started with mean testing. What does it mean? The first answer probably is the torching incident. Now the country is staring at a bigger crisis, recession and job losses, unemployment, defaults in paying mortgages. We are only in the second week of the new year. What more lie in store for us and how bad could things be?

The Seng Han Thong Incident

With sentiments and emotions calming down, lets take a second look at the Seng Han Thong Incident and the reactions in the media. The main media's reaction was quite expected, shock and awe and condemnation. The reaction in cycberspace was distinctively different. The immediate response to the incident showed a lack of sympathy, more of a it was coming and to be expected. Some went to the extent of rooting for it, that it was deserving. There was a kind of release of anger and frustration, not necessarily to Seng Han Thong in particular but to the govt as a whole. The mood in several of the forums were very negative. Here we had an MP being set on fire and these people were taking it in their stride, like a protest against the govt. This is definitely an unhealthy development and would set the party thinking why? The oldies were the party's strongest supporters all these years. The violent act was conducted by an oldie. The reaction in cyberspace came from a bigger spectrum, from oldies to the youngies. Could this be a little indication of bottled up feelings that need an expression and the incident was just it? Could more outlets for kpkb and letting off steam help to release the pressure along the way leading to less explosive actions? Suppressing expression of anger and frustration could only keep the feelings under the lid. When the heat gets too high, suppressing them will do more harm. Maybe the new year angpow could soothe some nerves and let the incident pass quickly as another unfortunate incident, to be forgotten. It was a shocking incident that was totally unexpected in a first world country. Perhaps many of the people are still of the third world with their world habits and mentality.

MP set on fire

This is the headline news in the papers. Seng Han Tong, and MP, was set on fire by a disgrunted 70 year man who is also a patient at the mental hospital. This kind of things is unheard of in our history. The background of the attacker suggests that this is an isolated case and should not be seen as an increase in social violence. I believe our MPs and ministers would still be able to walk the streets without being harm. Violence has not been in our culture, or political violence has not been a part of our lives since the 1950s. Poor bugger. He is hurt very badly for public service.

How useful is Talking point?

Last week CNA put up many reminders on the programme Talking Point to be aired last night at 10.20pm. The topic to be discussed was the AIMS' recommendations and the govt's responses to them. It must be an important event for CNA to keep reminding the viewers about it. I was reminded to tune in. There were two co hosts, a lady whose name just slipped out of my amnesia prone memory, and PN Balji. This gave the programme some recognition. You don't put in two hosts to tackle a programme unless it is worth the while. Two invited guests, Cheong Yip Seng, Chairman of AIMS and Gerald Giam of TOC were also present. The four should give a meaningful treatment on the important AIMS paper. After all it was commissioned by the govt. The whole programme last not more than 10 mins. In fact 8 minutes. How could 8 minutes do any justice to an important issues with 4 participants. Each could only have 2 minutes if the time is distributed evenly. Balji followed up with an article this morning in Today. His message is this, 'By now, the likes of Mr Giam should have known how this Govt behaves and operates. It cannot appear to be pressured to make changes; it will change at its own pace and comfort.' This is very plainly put by Balji. Don't expect too much. The mountain does not come to Mohammed. Bloggers are not significant bodies and must to go the mountain.

Running out of ideas

Malaysia is a one idea country. They only know how to build roads and bridges to collect tolls. Every other thing that they tried was a wash out. So they will keep on thinking of building bridges everywhere, the more the better. Existing bridges or connectors should be demolished to justify building new ones. They are going to build bridges to Sumatra, maybe Vietnam as well. The Americans are also running out of ideas. Since the computer chip revolution, the laptops and handphones, there is nothing new in the pipeline that can create so much mass appeal. They tried financing products but turned out to be the biggest fraud in history. Paradise too is running out of ideas. Other than raising fees and charges, what else could it come out with? The latest twist is recycling. They have done recycling of old buildings by demolishing them and building new ones. Now they are recycling jobs and old bodies. Old jobs are recycled with new fanciful names, everyone is a president. We have more presidents than the countries in the UN. Now the old hags are being recycled. The Dad’s Army in civilian clothes, the grandpas and grandmas are to work again. But this is a bit tricky. The parts are getting old through wear and tear. Practically every part and organ need to be changed. They can’t do it like they did to old buildings. They can’t scrap them like cars. How to make them work like new, strong and nimble, see and hear clearly, and think and do as being told? Until a new drug is developed to alter all the cells into young cells and not ageing cells, it is going to be difficult. Genetically modified cells may be a starting point. They can do it to plants, definitely possible with human beans In the meantime recycle as best possible, with redesigning of jobs to cater for slow and fumbling hands and cloudy minds, failing eye sights and weak limbs. Recycling worn out bodies is going to be big business in paradise

Resigned still caught and answerable

The Satyam bosses had resigned after the fraud was disclosed. But India is not the US or paradise where one can simply pat his backside and resign when wrong doings are discovered. Rubin, the advisor of Citigroup has also resigned. For the moment, many of the failed American financial institutions were due to mismanagement or honest mistakes, so it is difficult to find faults with the directors and top management. In Satyam case, it is fraud, like Madoff, and they have been arrested by the India authority. Madoff is still walking around happily like a free man. There must be a higher expectation of accountability for paid executives whether as top management or board of directors. Walking away by resigning is too easy a way out from accountability. If people are brave enough to take compensation from organisations they must be brave enough to answer for the mess created during their watches. Honourable people must do what is honourable.

How much must be earned in a life time

How much must be earned in a life time to live in paradise? Take an average 4 roomer two kids family. In his life time he must spend these money other than the normal living expenses. His flat will cost him $500k or more when fully paid up. His Medisave that he cannot touch will be at least $30k. His two kids, if lucky enough to get into university locally, total cost for each upon graduation would easily be $300k. GST at 7% for a $4k monthly expenditure for 50 years will come to $148k. S&C at average $50 pm for 50 years will be $30k. And if he owns a small car, changing one every 10 years, or 5 cars in his lifetime, he will spend at least $300k at $60k each. The above adds up to a cool $1.6m. Even without owning a car, the amount is $1.3m. This he must have in addition to what he needs to live daily. At a simple $3k pm for 50 years it will add another $1.8m to his total budget. So an average Singaporean family will spend $3.4m in their life time. A very conservative number. And he could count himself lucky if he does not need to be hospitalised. One entry could empty his Medisave or more. The cost will go up for those who bought bigger houses and cars. A job and a steady income is crucial to keep an average Singaporean alive. it is amazing that we could go on for so long and still aspiring to be more prosperous and to pay more for our standard of living. Singaporeans born today would easily need double or triple that amount to get by. Would the system be able to pay them that kind of money or would Singaporeans still command that kind of premium in a competitive world market of the future? When I look at our Ah Beng, Ahmad and Muthu, and their counterparts in other countries, they are not much different. And when they put out their best to compete with us, either their income will go up or ours will go down. A new level will be found. Would ours still defy the odds and move up or will the law of diminishing returns drag us down?

Frugality by choice

To live frugally by choice and not by circumstances is a very pleasant concept. It is like people desiring to work for life, by choice and and not by circumstances, and even with the choice of what they want to do, not to become cleaners or dish washers. To live frugally is like being thrifty, to spend on when there is a need to, no extravagance, is an age old virtue. Individually, it is a good value to live by. At the national level, it is too a good policy to preach and to practise, or maybe not. The contradiction between preaching something and doing the reverse is quite obvious to many. While on the one hand people suddenly got enlightened that there is goodness in frugal living, there are people and even the govt, exhorting and extorting the people to spend. Our govt's policies have never been about frugality. Think COE and car scrapping. Even in times like this, Chok Tong is asking people to spend away on little comforts. Boon Wan has just introduced mean testing to make sure that people pay according to how much they have and not what they want. Ask Raymond about ERPs and transport fares and he will tell you it still must go up, but very affordable. Then Mah Bow Tan just whacked the home buyers by $200k increase in the Pinnacles. Who else, or which ministry is going to raise their fees or rentals? Can the people afford to be frugal? Even if they want to, the policies of ever increasing fees will make sure that they don't. The wheel of our economic machinery must go on running and must be fed by the people's money to keep it going. Otherwise it will grind to a halt like the ferry wheel. And a big rescue operation will have to be mounted. The economy is built on a model of growth. Without growth means recession and depression. The rich can romanticise on being frugal and live happily ever after. The poor at best is a way of life. The country cannot exist on a frugal diet. The country demands that the people must spend and spend to keep up the image of growth and prosperity. So, would the people be allowed to be frugal?

Child labour is bad

Little children working to earn a few dollars is bad. Their feeble limbs and frail bodies would not take the rough and tough of labour in the factories and sweat shops. Their ignorance will expose them to dangerous situations which they would not know how to avoid. How about the frail bodies of the aged? Is aged labour good or bad? Their frail bodies, lack of nimbleness and dexterity, slow in responding to danger, will put them in unnecessary risks and difficult situations. We need to protect the young from exploitation and unfavourable working conditions. Do we need to protect the old hags? I think exploitation of old labour is just as bad and should not be encouraged. Why are we so happy about getting the old hags to work till they die and not allowing the children to work till they die? We feel sorry to see children put to work. Do we feel sorry to see old hags toiling in their twilight years? Why are grandpa and grandma working?