In my article on Lui Tuck Yew I mentioned two agents of change. The other is Gan Kim Yong. I have trouble trying to catch up with the initiatives he has started to revamp the healthcare business, or was it public healthcare? I could not imagine that there are still so many things to do to make the system betterer. Didn’t his predecessor did a good job and make life more cosy for him? Unlike Tuck Yew’s inheritance of a pail of transportation shit, healthcare was supposedly well taken care off, with mean testing and bringing cost down? Did cost really come down? Did mean testing really work or creating more unnecessary and stupid work?
It is revealed in the ST that when they calculate a patient’s means to subsidy, they included every children of the patient. If the patient has twenty sons and daughters, married or unmarried, all their incomes will have to be computed. Unbelieveable to even imagine. Ok, Gan Kim Yong has simplified this a little by only taking in the incomes of those staying with the patient. I am not sure how many letters and emails were sent to the US, UK, China, India or Australia to trace down the children of those patients to qualify for subsidies.
Though steps were taken to make mean testing less mean, a better way would be to make it simpler by doing away with this demeaning and invasive act of prying into people’s privacy in the name of fairness and subsidies.
Gan Kim Yong will be launching his affordable Healthcare 2020, to provide good quality and affordable healthcare with some tweaking to the Medisave Insurance scheme, with higher premiums to go along. Let’s hope his version of affordability is the version that the citizens can understand and appreciate and not the public housing kind.
He is also ramping up hospital beds and community healthcare services working with GPs in the neighbourhood. How would these measures affect the people and the high cost of medicare is still waiting to be seen. If they indeed bring benefits to the people, then he could be another big agent of change. Tentatively, everything sounds good on paper but what is real? Shouting affordability does not mean that it is affordable as public housing is a good example. The bottom line is how hard would the pockets of patients be hurt, be emptied? The affordable housing schemes have resulted in many Singaporeans with not enough for retirement, and with big mortgages that need two incomes and 30 years to repay. If this is the same kind of affordable thinking, then it will be another big disappointment.
One positive point about Gan Kim Yong is his demeanour and composure in Parliament. He responded to questions from all parties purposefully without being ruffled or resorting to making snide replies to belittle others. He is a gentleman in many ways and a role model to other politicians on how to behave well in Parliament.
3/08/2012
Lui Tuck Yew – Agent of change
I can’t remember praising any minister in the past, or at least not the new ministers. The pioneers were different as they were the pathfinders, the people who set the stage for the play today, selflessly. It is hard to praise the ministers now as they have held themselves up as supermen and superwomen and thus are expected to do super works. Mediocrity is not acceptable from super beans. And with the super pay they are claiming for themselves, anyone talking about sacrifices need to be stuffed with shit in their mouths.
The expectation is superlative. But when mediocrity is the order of the day, anything better is betterer and deserves some encouragement. I was watching in Parliament last night on telly and two ministers stood out for mentioning. Lui Tuck Yew is one of them. He came across as someone with a mission to do a big repair job. And he is earnest and tuned up for it.
The transportation mess that he inherited would have to be dealt with in a different light. The causes, the past assumptions, must be thrown into the dustbin and a new set of assumptions need to be put right. Wrong assumptions would lead to wrong results though perfectly logically and defendable. When 1 is 3 and 2 is 4, 1 + 2 = 7. Logic. No one can argue against such thinking.
The angst against public transportation was likely to be the result of a different set of perverse assumptions, eg, maximization of profits and with the Tokyo train as the role model to surpass. The comfort and graciousness of the people were not factors for consideration. Maximising profit would mean longer waiting time and jam packed trains to benefit the shareholders and big bonuses for the top management. Scintillating profit numbers are so good to look at. Then there is the added Tokyo standard to surpass. Jam packed train will only be at best as good as Tokyo’s. To surpass that, the trains must be bulging at the sides. Only then can it claim to be better than Tokyo’s.
What Tuck Yew has done is to dismantle such beliefs. Commuter comfort, efficiency and graciousness are equally important, or more important. More trains and buses will be added to reduce waiting time. The desired 95% load will be cut to 85% to provide more comfort and breathing space for the commuters. There will be overall increases in the number of trips run by trains and buses.
The new assumptions and standards would definitely make public transportation much better and tolerable than the standards of the past. There will be big costs involved but temporarily this will be delayed till a later date.
The changes are major especially in the mindset. Maximising profit has taken a rubbing for the moment to give way to commuter’s interests. Just hope the fare hike will not be too prohibitive and the Govt will give a helping hand. Public transportation is not simply a service and to be run primarily for profits alone. Public transportation affects our way of life, the way businesses are done, business costs, people’s costs, social and economic costs. Bringing public transportation cost down will benefit everyone and everything, including business and the govt. It is a big change for the better.
The expectation is superlative. But when mediocrity is the order of the day, anything better is betterer and deserves some encouragement. I was watching in Parliament last night on telly and two ministers stood out for mentioning. Lui Tuck Yew is one of them. He came across as someone with a mission to do a big repair job. And he is earnest and tuned up for it.
The transportation mess that he inherited would have to be dealt with in a different light. The causes, the past assumptions, must be thrown into the dustbin and a new set of assumptions need to be put right. Wrong assumptions would lead to wrong results though perfectly logically and defendable. When 1 is 3 and 2 is 4, 1 + 2 = 7. Logic. No one can argue against such thinking.
The angst against public transportation was likely to be the result of a different set of perverse assumptions, eg, maximization of profits and with the Tokyo train as the role model to surpass. The comfort and graciousness of the people were not factors for consideration. Maximising profit would mean longer waiting time and jam packed trains to benefit the shareholders and big bonuses for the top management. Scintillating profit numbers are so good to look at. Then there is the added Tokyo standard to surpass. Jam packed train will only be at best as good as Tokyo’s. To surpass that, the trains must be bulging at the sides. Only then can it claim to be better than Tokyo’s.
What Tuck Yew has done is to dismantle such beliefs. Commuter comfort, efficiency and graciousness are equally important, or more important. More trains and buses will be added to reduce waiting time. The desired 95% load will be cut to 85% to provide more comfort and breathing space for the commuters. There will be overall increases in the number of trips run by trains and buses.
The new assumptions and standards would definitely make public transportation much better and tolerable than the standards of the past. There will be big costs involved but temporarily this will be delayed till a later date.
The changes are major especially in the mindset. Maximising profit has taken a rubbing for the moment to give way to commuter’s interests. Just hope the fare hike will not be too prohibitive and the Govt will give a helping hand. Public transportation is not simply a service and to be run primarily for profits alone. Public transportation affects our way of life, the way businesses are done, business costs, people’s costs, social and economic costs. Bringing public transportation cost down will benefit everyone and everything, including business and the govt. It is a big change for the better.
3/07/2012
Vivian Balakrishnan replies to Low Thia Khiang
From affordable housing to affordable medicare and affordable water bills. Singaporeans are so lucky. All the ministers are working so hard to make housing, medical and water for bathing affordable. Why are they still complaining? Ingrates or unthinking? Please go down on your knees and show your gratitude.
There was a bundle of data on water fees and water bills shown in Parliament by Vivian in reply to Low Thia Khiang. The total cost ‘to operate Singapore’s water treatment and reclamation plants and sewerage system’ is $1.3b annually. The revenue collected, $674m in water tariffs and $327m in waterborne and sanitary appliances fees. Immediately I notice the huge subsidy that the govt is providing for water usage. If not, then the whole operation is a big loss. Better to privatise it to make it more efficient. I got no details to put under the microscope to read further about how 3c per cubic meter water can cost so much and still operating at such a loss. Someone please correct me if it is no longer 3c. I know this has been going on for donkey years.
Whatever the data say, the most important statement by Vivian is that ‘the Govt will ensure that water remains affordable for everyone.’ This is the most pleasant message, like music to the ears.
There was a bundle of data on water fees and water bills shown in Parliament by Vivian in reply to Low Thia Khiang. The total cost ‘to operate Singapore’s water treatment and reclamation plants and sewerage system’ is $1.3b annually. The revenue collected, $674m in water tariffs and $327m in waterborne and sanitary appliances fees. Immediately I notice the huge subsidy that the govt is providing for water usage. If not, then the whole operation is a big loss. Better to privatise it to make it more efficient. I got no details to put under the microscope to read further about how 3c per cubic meter water can cost so much and still operating at such a loss. Someone please correct me if it is no longer 3c. I know this has been going on for donkey years.
Whatever the data say, the most important statement by Vivian is that ‘the Govt will ensure that water remains affordable for everyone.’ This is the most pleasant message, like music to the ears.
NS allowances up $60
More recognition for NS men. There will be an across the board increase of $60 for all NS men beginning next month. Recruits will be getting $480 and a Lieutenant will be getting $1,180. This is a very handome increase given the fact that citizens with a monthly income of $1000 can afford to buy a 2 rm HDB flat.
From the above figures, a recruit can now afford such a flat if his girl friend is working for anything less than $1000 pm. A Lieutenant will definitely find it very comfortable with his single income to buy such flats. Only problem is that he may be disqualified if his girl friend is earning more than $1000. He could only by pass this ruling if his girlfriend stops working until they got their keys.
The NS men must be feeling very rich and smiling all over for their new found fortune. The quality of their lives will definitely be better, by $60. It makes their sacrifices so much more rewarding.
From the above figures, a recruit can now afford such a flat if his girl friend is working for anything less than $1000 pm. A Lieutenant will definitely find it very comfortable with his single income to buy such flats. Only problem is that he may be disqualified if his girl friend is earning more than $1000. He could only by pass this ruling if his girlfriend stops working until they got their keys.
The NS men must be feeling very rich and smiling all over for their new found fortune. The quality of their lives will definitely be better, by $60. It makes their sacrifices so much more rewarding.
Property prices, the $64k question
Anyone suggesting that property prices to come down or HDB to lower the sale price of its new flats is likely to be met with anger from all property owners. This is natural as many have sunk in a lot of money and falling property prices will affect a lot of people adversely.
On the contrary, property prices just cannot keep going up without killing the new buyers. The current suggestion that a $1000 pm income is enough to buy a 2 rm flat is quite enlightening. The govt is prepared to cough out a $60k grant leaving a net price of $40k for the flat which is a steal in today’s hot property market. It is even cheaper than rental, mind you. So why isn’t there a rush to buy such flats? There was a post by a divorcee with two kids and $60k cash in her savings. And she chose to rent a flat for fear of losing her $60k if she buys a flat. Why didn’t she be allowed to buy a $40k 2rm flat instead and free herself from the rental market and with a net gain of at least $100k should she sell her flat?
Anyway, that is another matter. What I am looking at is the opportunity for the govt to sell HDB flats to first time owners at substantially reduced price with a similar grant of $60k or $100k proportional to the size of flats without rocking the market prices. Make this an exclusive offer to Singapore citizens who have done their fair share of NS and are buying flats for the first time. Make this a privilege to be citizens, and ownership of a flat an entitlement for citizens who have pledged to defend this country with their lives. The new and young leaders have forgotten the importance of owning a roof over one’s head and how this policy was the pillar of our national building in the beginning of our nationhood. They prefer to force those who are earning a bit more, or fail to qualify under HDB rules, to lose all their money paying the private developers or end up with no homes. Citizens without a roof over their heads will take the next natural step, migrate. And their places will be filled by new ingrates. Is this a sound exchange?
By giving a substantial grant on a one time basis, the market price should not be shaken as theoretically the new buyer is still buying at the HDB list price. And by not offering to PRs, or to new citizens unless they have served NS and with a qualifying time period of say 5 years as a citizen, it will make a significant difference between citizens, new citizens and non citizens. And it is the biggest acknowledgement by the govt that this country believes in citizens first and the citizens have something worthy to defend and lay down their lives for. It will be very costly for new citizens who chose to avoid NS or to rubbish the contributions of NS men.
It is a win win situation as unwinding the prices of HDB flats is a no go and not unwinding is going to empty the savings of new flat buyers. It is a social contract and something very tangible that will benefit both citizens and the govt/state and not making the present owners feeling sore with falling property prices.
Would the govt seriously review the relationship between state and citizens and put the interests of its citizens and state above all other considerations? This is a major commitment by the govt, a statement of faith to the people, to its loyal citizens, instead of throwing money to still unknown new citizens and non citizens like scholarships that will incur more anger from the citizens. And to rub salt into the wound, they sell their HDB flats with a tidy profit and go on to seek greener pasture.
Why can’t the govt do something really beneficial to its own citizens for once? The lower income earners need help and so do the middle income earners. It is a serious matter to cough out a few hundred thousand bucks just to buy a roof over one’s head.
Believe me, the govt will win a lot of hearts and votes for such a pro citizen policy and will lose a lot of votes for pro new citizens and foreigner policies.
On the contrary, property prices just cannot keep going up without killing the new buyers. The current suggestion that a $1000 pm income is enough to buy a 2 rm flat is quite enlightening. The govt is prepared to cough out a $60k grant leaving a net price of $40k for the flat which is a steal in today’s hot property market. It is even cheaper than rental, mind you. So why isn’t there a rush to buy such flats? There was a post by a divorcee with two kids and $60k cash in her savings. And she chose to rent a flat for fear of losing her $60k if she buys a flat. Why didn’t she be allowed to buy a $40k 2rm flat instead and free herself from the rental market and with a net gain of at least $100k should she sell her flat?
Anyway, that is another matter. What I am looking at is the opportunity for the govt to sell HDB flats to first time owners at substantially reduced price with a similar grant of $60k or $100k proportional to the size of flats without rocking the market prices. Make this an exclusive offer to Singapore citizens who have done their fair share of NS and are buying flats for the first time. Make this a privilege to be citizens, and ownership of a flat an entitlement for citizens who have pledged to defend this country with their lives. The new and young leaders have forgotten the importance of owning a roof over one’s head and how this policy was the pillar of our national building in the beginning of our nationhood. They prefer to force those who are earning a bit more, or fail to qualify under HDB rules, to lose all their money paying the private developers or end up with no homes. Citizens without a roof over their heads will take the next natural step, migrate. And their places will be filled by new ingrates. Is this a sound exchange?
By giving a substantial grant on a one time basis, the market price should not be shaken as theoretically the new buyer is still buying at the HDB list price. And by not offering to PRs, or to new citizens unless they have served NS and with a qualifying time period of say 5 years as a citizen, it will make a significant difference between citizens, new citizens and non citizens. And it is the biggest acknowledgement by the govt that this country believes in citizens first and the citizens have something worthy to defend and lay down their lives for. It will be very costly for new citizens who chose to avoid NS or to rubbish the contributions of NS men.
It is a win win situation as unwinding the prices of HDB flats is a no go and not unwinding is going to empty the savings of new flat buyers. It is a social contract and something very tangible that will benefit both citizens and the govt/state and not making the present owners feeling sore with falling property prices.
Would the govt seriously review the relationship between state and citizens and put the interests of its citizens and state above all other considerations? This is a major commitment by the govt, a statement of faith to the people, to its loyal citizens, instead of throwing money to still unknown new citizens and non citizens like scholarships that will incur more anger from the citizens. And to rub salt into the wound, they sell their HDB flats with a tidy profit and go on to seek greener pasture.
Why can’t the govt do something really beneficial to its own citizens for once? The lower income earners need help and so do the middle income earners. It is a serious matter to cough out a few hundred thousand bucks just to buy a roof over one’s head.
Believe me, the govt will win a lot of hearts and votes for such a pro citizen policy and will lose a lot of votes for pro new citizens and foreigner policies.
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