Car insurance premiums up and up

The motorists are so pissed off with the high insurance premiums for cars that two letters appeared in the ST forum today. There could be more letters written in and many more who are angry but did not write in. The gist of their anger is that the high operating cost in the insurance industry is contributed by bad management and probably misleading claims and the whole process of repairing and claims. And all these were simply passed to the innocent motorists. Worst, many motorists have never made a claim in their lives and are made to pay more and more. Huh, pay more and more. Motor insurance is a compulsory requirement by law. Should the authority be concerned and be interested to see that there is fair play in this business? Or someone is sleeping or paid not enough so does not think it is his job to get his feet wet or hands dirty? The other question is whether the accident rate is really that high given the high number of vehicles on the road. Without proper monitoring and regulations in this industry, the insurers could turn themselves into highwaymen and the motorists becoming victims of another scheme of daylight robbery. Wake up man.

3 universities freeze student fees

Is this good news or bad news? Money wise I think most students and parents will breathe a sigh of relief. But quality wise, without increasing the fees, will the quality of education suffer? Every time when there is an increase in fees, they will tell you that you want quality you pay for it. So the quality improves with every fee increases. Now if the fees are frozen, do we see the quality of university education stagnant until the next fee increase? This is the kind of hogwash Singaporeans have been fed all these years, the quality of this kind of reasoning to justify fee increases or pay increases is idiotic at best. Shall Singaporeans continue to believe this kind of bull? Without this pay freeze, the universities have already planned to raise fees from 4% to 10% depending on the faculties. They deem it as their right, a natural thing to do. At an average rate of 7%, in 10 years, the fees will be double, and presumably the fees of the academic and non academic staff will be double as well. Then can we ask the question, will the quality of the professors increase accordingly with each pay increase? Maybe. But will his job spec increases accordingly? Or will he still be teaching the same number of students and the same number of hours and modules? Will the quality of each batch of students graduating improve with the same fee increase? For the past decade or so, we have done away with a salary cap. We forgot that the job spec does not change very much. We forgot that the incumbent does not change very much. We forgot that many jobs are still the same jobs 10 years ago. But with an open ended salary, the salary keeps running away. The higher the salary at the top, the more the increases will be and the joker sitting there will laugh all the way to the bank. And this salary increase policy applies not only to the universities but everywhere, you know where. Just look around and ask, what has that person done to deserve another 10% of increases? Is his job getting bigger, he gets smarter, he does something extra ordinary? The only reason that this incessant increases relies on is market forces. Other people are being paid more, so they must get paid more. How silly. But that is how things are. We have thrown away the old concept that a job is worth so much and need only to be paid so much, regardless of how much other people are being paid.

Celebrating Singapore

Taking a magnifying glass and poring over the map carefully, it was with great effort that I found this little place called Singapore. Take another map before the 19th century and you would not find it. And this little piece of rock of 4 million people, actually about 2.5 mil if the non citizens are not counted, is hell of a rich country today. Without any natural resources, we are standing among the rich nations of the world. The most remarkable thing is that we have so much money as a state that we literally did not know what to do with it. Hey, we are talking about a few hundred billions in US currency. The boys must be going ga ga and getting dizzy in their heads. How to put those numbers into perspective? And we trotted around the globe with a handful of rich nations talking about where to put our money. And all the big corporations and nations in need of money will come knocking at our doors, taking a queue number and waited patiently to be welcomed in. Unbelieveable, but this is our achievement. We have plenty of cash. The little catch is that we don't have the people to take care of it. And we do not know what to do with it. So we do charity for the world. We are the number one philantrophist to the world. Take a bow. We deserve it.

Should fare hikes be posted in websites

Public transport companies are having wonderful and informative websites to promote what they are doing and educating and informing the public about the companies and activities. Shouldn't public companies post information on the history, the when and how much were the fare hikes on their websites? Such information are relevant and useful to the public. It is also all about transparency. And these are information that are not only available whenever there is an increase, they are all authorised, approved by PTC. They are not confidential information. I have been trying to find these information in the websites but no signs of them. Public transport companies, please post them on your websites please.

Knowing your place

Today I shall not indulge in matters that does not concern me, matters that should rightfully be the concerns of those who volunteered to care of them. Today I shall talk about things that a kopitiam shall talk about, about things that affect the kopitiam people daily. Let's start at 6am. What would people be doing at 6am when the sun is not even up? Sunrise is now 7am after we amended our time forward. Oh, the 'mummies' must be busy preparing their little kids for school. 6am may even be too late for those living further away. These are real stuff of kopitiams. What else, ha, choping seats in kopitiams with tissue papers. Arrrgggh, such bad habits, offensive, unacceptable. There must be better ways of choping seats. And don't forget to return the plates to the cleaning ah peks or ah mahs. And don't leave a mess after eating ok? Public transport may be something they should talk about. Not the high cost, but about seating on the floors, about peeping Toms, about giving up seats to aunties and uncles and getting annoyed when they don't accept the kind offers. For the young, talk about warcraft, about the latest gadgets and mobile phones, about Stomps, and yes, take pictures for Stomps. And the tai tais, about the most sexy lingeries and where to get them. I think there are many serious stuff that befit kopitiam talks. How nice if everyone will come to kopitiams and talk about such stuff. I think everyone will give me pat on the back and say, 'Good boy, that is your rightful place.'