cpf my money!

The people's right to their CPF money must be revisited everyday to remind the authority that it is the people's money and not the govt's money. Wonder what the IMF would have to say if they know about such things? Oh, perhaps we should privatise the CPF to make it more efficient and effective in managing the people's money. At the moment it is so happy just to hoard the people's money, paying minimal interest rate and even charging administrative fee for withdrawal to pay medical bills. The CPF board should start cracking its head on how to get the best insurance policy for old age and return the bulk of the money to the people instead of thinking of increasing the amount of money retained by the board.