MOE, MOM and WDA restructured

The double reporting of WDA to MOE and MOM has been straightened out with WDA now reporting to MOE under Ong Ye Kung. Ong Ye Kung will not be the Coordinating Minister for MOE/MOM/WDA and SkillsFuture training to make sure MOE is training graduates with the right skills for the industries and not ending up skillless, got talent and a lot of knowledge but no employers want to employ them.

The above was yesterday’s news. Today, MOE is overseeing Pre-employment training(PET) and continuous education and training(CET) under a new stats board called Skills Future Singapore(SSG).  The Workforce Development Agency will now become Workforce Singapore, a new stats board under the MOM. It would retain the former role of WDA, ie employment facilitation, career services and industry engagement.  These two stats board would solve the problems of employment faced by Singaporeans trained with skills not wanted by employers.

I really hope it is so simple, train the people with the right skills and the employers would happily employ them instead of foreigners. I am sure anyone with a little commonsense would know the real reasons why our talented young graduates are not employed but foreigners are in demand. And it is not just cheap labour. Cheap labour could be one of the reasons, but there are other more sinister reasons that dumbasses would not want to see.

I bet, even if all our graduates are trained with all the skills employers need and willing to accept competitive pay, they will still be passed over just like what is happening today. I was going to suggest that Ong Ye Kung send an army of teachers and civil servants to the 3^rd World countries to find out why they are producing the right graduates with the right skills and talents that our industries and govt agencies are so happy to employ. Of course this is just a red herring when stupidity is the reason.

I am asking the same question aloud once more. Why are 3^rd world half baked education system able to produce the workers that a first world city needs? And why are our students paying for a very expensive education, educated in world best universities and did not have the skills ‘OUR’ employers want? If the 3^rd world countries are doing the right thing, then I would suggest that everyone in MOE and the world class universities be sacked. They are not doing the right thing, producing unfits, dysfunctional graduates that cannot be used by the industries. And we should send a team of educators to the 3^rd world countries to learn from them, from their cheap education system, teaching little but producing the right graduates for our system.

Of course the half baked 3^rd world education systems are no match to our world class super expensive system. Then what is wrong? I bet on one knows. That is why they are still scratching the wrong balls without addressing the real problem. If they know what is wrong, dare to face the truth, and stop being stupid, there is no need to waste time setting up two new stats boards to engage in shadow play.

Yes, they said stupidity has no cure. Anyway, let’s hope Ong Ye Kung knows what is happening and could save the day like Boon Wan saving the housing problems by simply building more flats. The reason or solution to Singaporean graduates and PMEs being sidelined and unemployed is so basic and easy, as easy as building more flats. No need to muck around and fighting with shadows. Tiok boh?

Super expensive world  class education producing dysfunctional graduates not fit and not wanted by the industries? And everyone is running around like bull arses flies, looking so busy, and scratching the wrong balls.

And they forgot to set up a COI to study what is wrong!

Monster ship, monster aircraft

What kind of ship or aircraft would deserve the title ‘monster’?  The images I have of monster ship or aircraft are those of alien space ships in the movie Independence Day and Star Wars. These are not only huge but really deadly. Back on earth, what kind of ship or aircraft could come near to these monster space ship? What about the aircraft carriers of the mighty American naval fleet? Are they big and monstrous enough, with nuclear weapons and thousands of fighting men and machine? What about the B 52 bombers aka flying fortresses with the nuclear bombs hanging under their bellies? Would these be fitting to be called monster ship and monster aircraft?

According to an ST article on 11 Dec by a China Correspondence, Teo Cheng Wee, titled ‘China builds second ‘monster’ ship’, the monster ship he referred to is a mega coast guard ship of 12,000 tonnes. Wow, 12,000 tonnes, so big, so monstrous. Can’t blame children, anything bigger than a bus must be a monster. Children have very limited knowledge of how big the world is. A coast guard ship of 12,000 tonnes is a monster.  If I were a teacher I would give him full mark as children need to be encouraged for their innocence.

I am wondering what would this correspondent describe the American aircraft carriers and the B 52 bombers. Maybe he can’t find a word big enough in his vocabulary to describe such monsters. What would be bigger and more deadly than a monster coast guard ship of 12,000 tonnes? What to call an aircraft carrier or a B 52 bomber? A super yacht or a super flying bus?

Any suggestion? Why would a correspondent describe a teeny weeny 12,000 ton coast guard boat with a few anti aircraft guns as a monster? Never seen ship bigger ship than this? The sight of such a big ship must be very impressive to children.

Signs of desperation to collect more money

A suggestion that the govt is desperate for money would be simply brush aside as hogwash. How could the govt be short of money when they could throw parties and spent millions, hundreds of millions without a blink of the eye, spending billions on scholarships for foreigners, etc etc? And the national reserves, probably a trillion dollars, and the regular pumping by the people into the CPF in the billions every month, the COEs and all kinds of schemes to collect more money, the govt has plenty of money, even with the big losses in HDB flat subsidies, the govt got so much money that it can be described as ‘chiat buay leow’.

But why is the govt introducing such unbelieveable schemes to make the citizens pay and pay like it is desperate for money? The stock markers all over have fallen and a lot of billions must have been wiped out recently, easily 20% of any fund. But many of the schemes to collect more money from the people were conceived before the collapse of the stock markets so have nothing to do with the losses in equity investments. Anyway such investments are long term.

The Medishield Life, with a stroke of a pen everyone must pay from birth to death, to this insurance scheme must reap in a lot of money. How many insurance agents could sell insurance to 3.5m people in one go? That is not all. The CPF still demands the contributors to top up a Basic Healthcare Sum of $49,800 to be locked up for life. If 2m members the sum will come to be nearly $100b of the CPF contributors money stuck in the Scheme. For what and for who?

And that is not all. Citizens who are living overseas, paying their own insurance schemes overseas, some may not even return and been overseas for decades, must also contribute to the Medishield Life Insurance Scheme! Like this, you think desperate or not? Many of our citizens may not even return here to benefit from the Medishield Life. Why must they be made to pay for it, for life? There are many children born overseas by parents that are PRs to their host countries. These children who are still Singaporeans, must also pay for Medishield Life without stepping into the island. Like that, right or wrong? Can or not?

And they taking away free parking in schools from the teachers? What about the police and soldiers in the camps? What about grassroot leaders having free parkings, want to take away also? In remote corners of the islands, more and more of such parking spaces would be turned to pay parking.

What do you think, desperate of not?

Are you sensible or unthinking?

Many still believe that the North Korean leaders, or just one man, Kim Jong Un, or his father and grandfather, are mad, irrational, ruthless etc etc, all because the western media, especially the Americans, have been saying so. It is like MacDonald is the best burgers! The Kims and North Koreans have their own way of life and beliefs, whether you agree or disagree, it is their own business. Are you better off or they are better off is subjective. Remember the islander who has nothing but spent his lazy life doing nothing under the clear blue sky, without much money or possession and without a worry as long as he gets his 3 meals?

 

One thing for sure, the North Koreans and the Kims are not stupid or irrational. They have been living in peace since the end of the Korean War. Otherwise, with the daily provocations by the Americans and the South Koreans, they would have been at war for the last 60 plus years.

 

Now they have tested their H bomb. So? The Americans are crying wolf, to frighten everyone, and the unthinking would also believe that the North Koreans are going to drop H bombs on everyone. How silly!

 

Even if the North Koreans would have 10 or 20 bombs and have the delivery system to fly the bombs, ask, would the bomb be able to reach their destinations and not be shot down? Two, if they were to succeed in landing one single bomb on anyone, what would happen to North Korea? How many bombs would the Americans land on North Korea? Only a really mad person would think of attacking anyone with nuclear bombs and be obliterated by a counter attack. The huge American arsenal of nuclear weapons have stopped anyone from foolishly thinking that he can send a bomb and to get away with it, and to live another day. The Russians or Chinese too would not dare to strike anyone with nuclear weapons and invite a total destruction to themselves. The smaller nuclear power countries too know this unbalance of power. The Americans too would not dare to use their nuclear weapons on Russia or China as a retaliation would be equally disastrous.

 

The only country that could possibly dare to nuke any country would be the Americans by virtue of their monopoly of nuclear weapons. Even then, if they strike, it would be at small nuclear powers that have no second strike capability, ie, they cannot hit back. The US is really the most dangerous military power, a monster waiting to destroy the world with their 7000 nuclear warheads that give the Americans a false sense of superiority and confidence.  No one, especially those unthinking, would want to ask why the Americans need to have 7000 nuclear warheads. They did not want to know.

 

No other countries, not even if it is ruled by a mad man, would ever think of nuking another country to invite their own destruction. The firing of a nuclear weapon would have to go through many levels of command and someone down the line would be sensible enough to stop the process. The most likelihood of a nuclear war is a rogue commander of nuclear weapons, like the American fleet. There are so many of them floating around the high seas. The Americans too have many levels of control to prevent such a rogue from mischief.

 

Stop believing and screaming about the North Korean threat. Their quest to possess nuclear weapons is for deterrence, to prevent the mad Americans from nuking them, thinking that with the American’s overall superiority, the Americans can hit the North Koreans and the latter cannot hit back. After nuking Japan, the Americans had on many occasions tempted to nuke Russia, China, Iran and North Korea. You don’t hear of other countries even dare to flirt with such a thought.

 

It is good that the North Koreans possess a few pieces of nuclear weapons to deter a nuclear attack on them. North Korea is now safer from a nuclear attack and this would bring peace in the Korean peninsular. It is like the American gun laws. If everyone knows the other has a gun in his pocket or car, they would be less trigger happy to shot at one another. The IS terrorist threat is a different ball game.

 

Leave the North Koreans alone and stop behaving like silly brats, jumping and screaming that the North Koreans are going to drop a nuclear bomb on you. The North Koreans did not even know that you exist. The only sure way of inviting the North Koreans to send you a nuclear bomb is to continue to provoke them militarily like the Americans and the Japanese are doing. Keep threatening the North Koreans and your wish for a nuclear attack would come true.

 

The most dangerous and mad were those that would authorize flying nuclear armed B52 bombers to threaten another country. The most insane politicians were those that attacked an embassy with cruise missile in peace time when there was no hostility or threat. Another equally devious politician would be those that authorized the sinking of the South Korean naval ship Choeonan killing tens of South Korean naval officers hoping to provoke a war between the two Koreans. Other equally sinister and evil acts of hostility were the hijacking of MH370 and the downing of MH17. Any of these incidents could trigger a world war if the victim countries reacted with force instead of restraining themselves.

 

And who do you think are these irresponsible rogue leaders? Definitely not Kim Jong Un. Compare to these evil men and women, Kim Jong Un looks like an angel.

Basic Healthcare Sum

According to the CPF’s definition, The Basic Healthcare Sum (BHS) is an estimate of what you need to save up for your basic subsidised healthcare needs in old age, and will be set at $49,800 from 1 January 2016 for all CPF members.

 

With effect from 1 Jan 16, the Medisave Minimum Sum of $43,500 in the CPF will be converted to a new scheme called the Basic Healthcare Sum and this would be fixed at $49,800 for life. There shall be no further increases unlike the Medisave Minimum Save when the principle of moving target was applied, ie, it can go up and up at the discretion of whoever deems fit. Hopefully this $49,800 jail house rock payment would not be raised again but there is no guarantee that this would be the case.

 

So it seems that the ransom to be paid to the govt is settled as far as the $49,800 lock up sum is concerned. But does anyone want to know why is there a need for this Basic Healthcare Sum when everyone is already covered by a Medishield Life Scheme? Is it not that the Medishield Life Scheme is to provide basic healthcare protection for the citizens, from birth to death? Why is there another need to set aside another $49,800 in the Basic Healthcare Sum to provide for basic healthcare needs? Is this not double coverage, double payment for basic healthcare protection?

 

Another question, why is this new change imposed regardless of the age of the CPF contributors? What happens is that someone at 30 or whatever age, will have to top up his Basic Healthcare Sum to $49.800. A person in his 60s, 70s, 80s or older, would also be expected to have a similar sum of $49,800 locked up. Is there anything wrong, illogical about this? Those who have passed their CPF age would have many computations of higher contributions frozen when they hit 55 or whatever the cut off point. Why is this Basic Healthcare Sum be applied retrospectively to everyone regardless of age? I hope I am wrong on this, but no qualifications on this so far.

 

Shouldn’t those who are already withdrawing their CPF savings under the older regulations be left untouched or their Basic Healthcare Sum be at $43,500 at most? What kind of thinking or reasoning is behind this? What’s wrong with collecting more money? With the Medishield Life Insurance Scheme, there should be no need for the Basic Healthcare Sum.

Let’s return to the concept and purpose of Medishield Life.  What is MediShield Life? Below is CPF’s definition:

‘MediShield Life, similar to MediShield, is an individual basic universal healthcare insurance scheme which helps to pay for large hospital bills and expensive outpatient treatments, such as dialysis and chemotherapy for cancer. It targets Class B2/C wards and subsidised treatment in public hospitals….

MediShield Life provides better protection for all Singapore Citizens and Permanent Residents for life, regardless of age or health condition.’

Should not the Medishield Life protection be enough for the CPF contributors?  What the hell is this Basic Healthcare Sum for? It is definitely not another health insurance scheme and there is no mention of the benefits that it is supposed to provide. It is just like a protection money to be held at ransom.

 

Can anyone enlighten on this Basic Healthcare Sum and why should there be such a big sum of money to be retained when everyone is already covered and protected by the Medishield Life Insurance scheme?

How much more or how many more insurance schemes should the people be made to pay for? Paying Medishield Life for life not enough, still need to have $49,800 lock up for life? What are its uses and what would happen to this sum of money after the CPF contributor passes away? What kind of interest rate is this sum getting?