CASE is working on the abuses in motoring insurance

Motorists should be heartened by CASE's involvement in the motoring insurance scam. It is reported that CASE will be setting up a review committee this month to look into the problem. High time. One suggestion is for motorists to make statutory declarations of an accident. This of course will bring about more costs and time involvement. The question is, why is a police report not enough and a statutory declaration is deemed necessary? Can anyone make a false police report? I believe it is criminal and the person can be charged in court for doing so. What I think is necessary is not to add more layers of administrative work and protective measures. The current procedure may be adequate. What it needs is enforcement and a team of people assigned to deal with it and make an example of a few cases of frauds, charged the culprits and send them to jail. That will send a strong signal to the crooks in the scam. How ridiculous it is to pay $5000 pa or $400 a month just on insurance to have the right to drive a car? Many people may not even drive 10 days a month and it means they will have to pay $40 daily for it. ERP is expensive, what about insurance cost? This is a big rip off! We are going into the realm of madness.

My words are getting prophetic

In no time I will be calling myself a prophet. Yesterday I was mumbling about the great news that patients would be paying less for hospital bills from their pocket but expect higher contributions to their Medisave. Even before the ink was dry, or before the sound of the keyboard faded away, news was out. CPF Minimum sum raised to $117,000 and Medisave Account raised to $32,000. And ceiling for Medisave is also raised to $37,000. If medical cost is not hauled back, looks like no immortals or demigods can do it, the people must be prepared to keep pumping more money into their Medisave. Now the rich citizens of Singapore have $149,000 in the lockup. The other prophetic statement I made earlier was my guess that the Malaysian Special Branch could actually be awared of Mas Selamat's whereabout in Malaysia long ago. Now it is in the paper, that they knew from the day he arrived in Malaysian soil. I am a prophet!

Sin Boon Ann apologised

Actually I was very disappointed. I am sure Sin Boon Ann did not make his comments out of nothing. Ok, quoting an unnamed source from the internet was a mistake. But was there biased reporting? Ok, don't use the word biased, but was the coverage fair? With Han Fook Kwang's admission that they could have done better, would Sin Boon Ann won his case should it be taken to court? In this case, with the privilege of speaking in Parliament, he would not have to go that path. What would happen if Sin Boon Ann insists that what he said was a fair comment? Was his apology just for quoting an unnamed source or was it an apology for saying that ST was biased in reporting which he then believed it was wrong and could not be substantiated?

Great savings on surgery bills!!!

'From today, you could pay $1,950 less for a knee replacement surgery and a six day hospital stay in a Class A ward - thanks to the increase in Medisave withdrawal limits for surgeries, which will reduce out of pocket expenses for patients.' This is the first paragraph of Neo Chai Chin's article on surgery bills in the Today paper. My 92 year old mother will jump with jubilation. She will even exclaimed, 'wow, free, so cheap!' To her, CPF money, Medisave money is not her money. It is money from somewhere that she did not know. So spending all the CPF money, all the Medisave money is alright. In a way it is true, afterall, one cannot touch the money unless one is so 'sway' to be struck by a serious illness. Then only one has the privilege to empty it from the Medisave Account. Otherwise, it is not your money to use. So, is this what reducing medical cost is all about? Or is it now cast in stone that medical cost cannot come down, will not come down, and the only way is to find other ways for the patients to pay, and the best way is to pay through the Medisave account. Don't take from the right pocket, take from the back pocket. So what's next, CPF not enough, Medisave not enough. We need to raise the contribution in the Medisave Account. The Medisave Account of the people are being depleted so fast, like the CPF, that they have not enough money for retirement and to pay medical bills. Raise the Medisave Account to $200K! That should do for a while.

9 NCMPs up for grabs!

This is the carrot that the govt is waving at the opposition parties. They know that the opposition candidates will not win an election except for Chiam and Low. And Chiam is fading away with age. The opposition may be left with Low alone unless Chiam can find a worthy successor to replace him. So far none in sight. Chaim should consider Sylvia Lim if all else failed. But not all is lost. The opposition can now hope to contest for the 9 NCMP seats available. This is their best bet. Don't forget, we have yet to hear anything about ensuring better quality MPs, indirectly saying that the barrier could be raised. If that be the case, the opposition will have to scratch their heads botak to find better candidates to stand. They can approach Siew Kum Hong as a possible. Not to be distracted, let's return to this happy proposition that opposition parties should be gunning to be NCMPs. The govt can make this more attractive by increasing the allowance for NCMPs. Then perhaps the opposition can serious go for it. And perhaps the opposition can table a counter proposal in Parliament to have 50% of the contested wards be offered NCMP seats. That will ensure a greater presence of opposition MPs in Parliament, a livelier debate and maybe a better govt. And the ruling govt can continue to be the govt forever and ever.