The Dictation Culture
Over the years, this Dictation Culture, where people in position of authority will dictate to the people in the name of 'for the good of the people' has been part of the Singaporean psyche. Singaporeans grow up thinking that dictating to the people is an acceptable form of behaviour. And when in position to do so, they too will do it. And those at the receiving end will just accept it. Our CPF money is subjected to this Dictation Culture. We often hear people suggesting that Singaporeans should be subject to compulsory donation of their money to charities or special self help funds as if the money is there for the taking, and the owners have no right to them. Recently, the NTUC Income is in the news for 'arbitrary changing its bonus payout structure' to policy holders. This change was decided and done by NTUC Income and it then informed the customers of the change. Though the customers bought the policies under a set of agreed terms and conditions, this change came as a surprise to many, including former Income Chief, Tan Kin Lian himself. But all the protests will be useless if there is provision for Income to change the terms as it likes. The changing of the CPF withdrawal age and terms over the years, the compulsory Medisave Account, the CPF Life etc were all new terms that were decided and shafted it to the people. No choice. Compulsory and for the good fo the people. And since there were no public protest, it is settled, that the people approved of them.