Boon Heng has come out with his second recommendation after his Japan trip. His first was to work longer and delay withdrawal. As one ages, withdrawal is not even an issue. Nothing to put in. His second recommendation is buying annuity plans, probably compulsory. How come I don't have this deja vu feeling that great things are happening? I was expecting a $3 million solution that will be more flexible and discriminating. I was expecting recommendations on how to deal with multi millionaires who need $20 mil but have $200 mil savings and those who need $20k but have only $2k and those who have half a million worth of properties or assets. And in my recent post I already mentioned that people who can work till they die need lesser or no CPF savings at all. Definitely they do not need to save more to stuff into their coffins.