banks are not for poor people
we used to have a people's bank or a poor man's bank. it started as a poor bank and accept poor man's money. even school children's pocket money of a few cents and pasted as stamps. that was how the poor man's bank started. today this poor man's bank has forgotten all the poor men who helped to build it up into a rich bank and becomes a rich man's bank. it does not welcome children's little savings anymore. or it does but make sure that it is more than a certain amount. and any poor man who thinks of putting a few hundred dollars into the bank may end up with no money after paying administrative fee for having too little money in his bank account. instead of earning an interest, the bank levy a fee for putting too little money there. this is the price of progress. no money no talk. the poor man's bank now would not even want to know you. so poor people with a few dollars of savings better keep it under their pillows or in plastic containers and hide them somewhere at home. would there be a day when the banks go back to woo the poor man? ingrates?