How valid is CPF's reply on Clifford Theseira's case?

A 72-year-old CPF payee recently became a Grab driver, and shared on Facebook to the whole world how a measly S$575 monthly payout made his existence difficult to bear.
As expected, the FB post went viral prompting the CPF Board to respond quickly.
According to the Board, Mr Clifford Theseira, failed to present the whole picture and presented only a portion of the entire story.
“Mr Theseira had withdrawn a total of about S$140,000 from his CPF since turning 55. If Mr Theseira had not done so, his monthly payout could be more than S$1,000 per month,” said the Board.


“In addition, Mr Theseira co-owns a 5-room HDB flat which is fully paid up,” the Board authorities stressed.
Based on Mr Theseira’s version of the story posted on Sept 24, despite having around S$60,000 in his Medisave, his monthly CPF payouts amounted only to S$575. According to the aged retiree, he had to seek employment despite his age and became a Grab driver to support his wife.
But old age has made him incapable of driving for long hours and he claimed that his income as Grab driver is not enough to even pay his income tax obligations. He was also asked to top up his Medisave, or risk having his licence revoked. He then posted a photo of a letter from the CPF Board to this effect.
But the CPF Board repudiated Mr Theseira’s allegations.
“As stated in the letter shown in his post, Mr Theseira could contribute his Medisave monthly via Giro,” it said. The Board added that the Giro payment plan would amount to less than 1 per cent of his monthly income.
“As long as he makes regular CPF contributions, which is no different for all other workers, he will be able to renew his licence when it becomes due in July next year,” CPF management added.

The above is quoted from TRE and is a good example of the high cost of living in Singapore and how the seniors are coping or unable to cope and have to work in their ripe old age just to survive. With $575 monthly payout and a flat that is fully paid, Theseira and his wife would be in serious financial trouble to provide food on the table. I read some surveys saying that a person would need about $1,379pm to live in this expensive city. So, how could $575 pm be enough for Theseira and his wife who also has medical bills to pay? Even if he is to have $1,000 pm if he had not withdrawn his CPF savings early would not make much of a difference.

The whole argument about Theseira having a 5 rm flat is hogwash. But this is the new formula of this garment, that seniors must sell their homes, downgrade to live. It is a cold, calculative thinking, with no consideration to other factors like emotional attachment to a home, the comfort level and familiarity of living in a home. To those who think selling a home to convert to cash is the way to go, it shows that these people are inhumans, treating the seniors as digits with no feelings and sentiments. Come with nothing, go with nothing.

By the way, why should a person at 72 still be forced to contribute to his CPF in the Medisave? People at this age and above are counting every day alive as a bonus. Why the need to save some more? Whose fricking idea is this? Old folks struggling to survive, having to work at such an advanced age and still need to save for retirement, for the future?

What do you think? What is CPF about in the first place? What happens to the age when a person is allowed to withdraw his CPF savings? At 72, a person should be allowed to withdraw all this CPF savings, not to contribute more into it. Any contribution to the CPF must be voluntary.

Happy is to be a (daft and unthinking) Singaporean

Below is a comment by Anonymous that is worth posting to make everyone know how stupid Singaporeans are and why they deserved to be pushed around, bullied and fucked by wildlife aka 'foreign talents'.

 

Many daft and silly Singaporeans have been praising the security guard for behaving like a sheep in the face of unruly and unjustified provocation and abuses by a wildlife and think behaving meek and taking all the shit are admirable. He is so lucky that he was not punched by this wildlife like another security guard had some times back. No wonder wildlife are so arrogant and aggressive towards daft sinkies. Because they know that daft sinkies would only know how to stand there looking stupid, to be abused, bullied, shouted at, even beaten up but would not dare to argue back or hit back.

 

Is this what daft and silly Singaporeans have become? The meek shall inherit the earth? Before they know it, the wildlife have already stolen their jobs, their pride, their dignity and their country. 

 

Be happy as a daft and silly and meek Singaporean. Let the wildlife trample all over you in your very own country and look like a stupid fool.

 

After being oppressed for a life time, Singaporeans have lost the instinct to defend themselves and their rights as a human bean. In an aggressive and wild wild west world, Singaporeans would be eaten up even in Singapore by the wildlife. No wildlife will respect a timid Singaporean.

 

Steal their lunch, their rice bowls, daft Singaporeans would say, what to do? Steal their CPF money, they said, not my money what. Steal their jobs, they said wildlife are more talented, even knowing they are armed with fake degrees or from dubious universities.

Anonymous said...

Happy Is To Be A Singaporean

Dear Singaporeans,

Singaporean PMETs are unable to compete with foreign talents and trash because Singaporeans have:

1. Zero EQ:

- Blindly follow the laws ->> https://www.youtube.com/watch?v=FtdRqHFQ-0A

- Singaporeans have Zero EQ that blindly follow law, e.g. security guard Steven Heng is one good example.

- I am glad that Steven Heng and his entire security team have been sacked from their jobs after being fucked by the resident Rubbish Ramesh.

- No jobs for them due to their own faults. Yes, Singaporeans have brought this upon themselves the predicament: Don't dare to fight back; just behave like a timid sheep and donkeys. So, don't blame the foreigners.

2. Zero critical thinking:

- From cradle to grave Singaporeans let all their thinking done by the PAP government and follow each and every instruction and policy set by the PAP leaders like mesmerised sheep and toads.

- Singaporeans cannot think outside the 10-year series template. Any issue that is not in the 10-year series, they cannot solve and look at one another like idiots.

- Singaporeans behave like toads in well that make lots of noises but can only think that NUS, NTU and SMU are the best in the world.

- There are other fantastic universities like Southern Pacific University and University of Hull which our highly sought after by employers in Singapore. And ICA and MOM will readily grant work visas and citizenship to such university graduates and give them high-paying and high-status jobs that Singaporeans are not smart enough to enjoy.

Yes, Singaporeans have Zero EQ and Zero critical thinking. Therefore, they need to be sacked just like that security guard, Steven Heng who readily accepted the "sincere" apology of the Rubbish Ramesh.

PAP GUARANTEE WIN GE2019 or GE2020.
Majullah PAP, Huat Ah, Huat Ah, Huat Ah!
Make More $$$$$$$$$ ......

November 06, 2019 11:59 am

India pulled out of RCEP

BANGKOK: India said Monday (Nov 4) it would not join a sprawling Asian trade pact, raising fears over how domestic producers would be hit, in a major blow for what could be the world's largest trade deal.

The Regional Comprehensive Economic Partnership (RCEP) was meant to account for 30 per cent of global GDP and loop in half of the world's people.


But India dug in over concerns about market access, fearing its domestic industries would be hard hit if the country was flooded by cheap Made-in-China goods.

"We have conveyed to the participating countries that we will not be joining the RCEP," Vijay Thakur Singh, a senior diplomat in charge of East Asia for India's Ministry of External Affairs.

"Our decision was guided by the impact this agreement will have on the ordinary human beings of India and livelihood of people, including the poorest of the poor," she said. Reported by CNA

This is reported as a big blow to this regional economic and trade pact. To some it is a blessing to have India out of the pact so that the other more advanced economies can move on.

However regrettable is the withdrawal of India, the door is left open for India to join at a latter date when it is ready. One possible option for India to join the pact is for RCEP countries to look at the CECA terms Singapore signed with India and offer them to India. This is a proposal that India cannot refuse. For allowing access of goods into India, the other countries could allow India to export its cheap and very talented labour in return. Singapore could take the lead to assist India's entry by presenting this wonderful agreement to the RCEP Committee and showing how it has worked so successfully with the economy growing at 1%. The Committee would be impressed by the generous CECA terms and India would quickly join RCEP in double quick time.

I am sure Singapore would love to play this role and be greatly appreciated by the RCEP members for bringing India into the group. How can the RCEP be signed without India, the next super power?

Our India lover Chok Tong could help the RCEP countries to get hitch with India fever. This would be another feather in his hat after making India fever so hot in Singapore.

Say No to CECA Rally at Hong Lim

 

Gilbert Goh and his first speaker.

 

A lady speaker, think she is a teacher

 

Tan Kin Lian speaking

Above are some pics of the protest Rally against CECA and the reckless increase in population in this tiny piece of rock. It was initially said to increase to 6.9m but the govt backtracked after the biggest turnout at Hong Lim Park against the Population White Paper organised by Gilbert Goh. The govt apologetically said 6.9m was only a planning parameter, not meant to be.

Now Heng Swee Kiat has on record said that 10m is the target in the future, for economic growth. What economic growth? 1% or 2% is good enough excuse to raise the population to 10m? What about the adverse effects of over crowding, an island full of shit and wildlife stealing the jobs of Singaporeans, stealing the lunches of Singaporeans and eventually stealing the whole island when the foreigners become a majority here?

The turnout at Hong Lim last Saturday showed that the people are concerned, unhappy and angry with the CECA and increasing population. They bothered to turn up to show their support and to show how angry they were to CECA.

In Parliament, other than MPs from the opposition parties, apparently everyone is for it and supporting this CECA.  No one has stood up to speak against it. So it must be a good thing in Parliament to have this CECA.

Ask yourself, did you vote for a MP that support this CECA? If you do, you deserve to pay for the consequences for your own action. You voted for the CECA.

PS. Guess what was behind the black ink on the banner behind the stage.

Jobless Singaporean's letter to Hsien Loong

Dear Honourable Prime Minister,

In the spirit of Smart Nation, I recently pursued a digital innovation subject, from Berkeley University, one of the top 10 in USA; and returned back to Singapore in Nov 2018, excited to serve my country with my upgraded skillset; seeking a job; but I am not given a chance. Just because I am now an “old PMET” in my mid40s.

I really want a chance to contribute to building Singapore’s digital economy with my ICT-cum-Business Project Management skillset but nobody in the past 5 months is interested. I do have this skillset required to contribute to the success of Digital Transformation projects, as certified by Berkeley University. If a decent qualified and proven skilled PMET jobseeker cannot find an entry-level PMET job, what more for those less qualified and skilled? I reach out to you because I deeply believe in the government systems. In my mid40s now with no job, how to sustain with no job until the new retirement age endorsed in our National Day Rally Speech?....

The above is part of an article posted in TRE under this title,  Prof Tommy Koh's Article on SG PMETs: My Personal Encounter on....

I am at a complete loss of what Singapore has become and would appreciate your guidance here. Many Thanks, Mr Prime Minister.
Yours faithfully,
xxxxx (author’s name removed)

Singapore Democrats

The above is part of an article posted in TRE under this title,  Prof Tommy Koh's Article on SG PMETs: My Personal Encounter on.... Such pathetic predicaments are affecting more and more Singaporeans even as young as 40+ and no one seems to care except to give lip service support. At 40, this is not even at the prime of his age and with another 40 more years to live, how is this person going to finish his life journey? This is a common and pitiful story affecting more and more Singaporeans.

When looking at the first paragraph of his letter about Berkeley as one of the top universities in the world, it quickly struck me that this was his first mistake. He should not have gone to study in the USA. And he should not waste his time in Berkeley. He should have gone to India instead and enrol himself in Uptron, or Ultron private schools or something like that. Then his future would be brighter. He could then look forward to becoming an MD in some American MNCs in Singapore. Berkeley is a definite no.

Another big minus in his resume is that he is a Singaporean. Singapore has no value in Singapore. Singaporeans are seen as lazy and stupid and unemployeable in Singapore, both by Singapore and foreign HR people. It would be better if he take up a PR in India, taking advantage of the favourable CECA, then return to Singapore as a foreign Indian talent. His chances of being employed would more than doubled or tripled.

Singaporeans are really stupid and after so many years still cannot see through the mist and myths in the job market in Singapore. Singaporeans are at the bottom of the wanted list. Stop bragging about good degrees from Singapore's world best universities or from American world best universities. The best and most marketable university degrees in Singapore are from India and from degree mills.

No degree is better than having a degree if one can do the job. A degree is a piece of waste paper. A degree from top universities is as good as an expensive piece of waster paper, like this Berkeley degree.

Wake up Singaporeans. Stop wasting money getting a good degree from a good university. Any degree will do. The faker or fakest degree would have a better chance to get one a good job, maybe a MD or CEO of a MNC, if you call yourself a foreign talent.