4/13/2012

My First Home

‘How can someone who can’t grasp simple and straightforward concepts be in a position to manage and lead a country? Look at Prime Minister Najib Razak's failed My First Home ownership scheme and the recent decision to scrap the controversial new civil servant remuneration scheme, apart from other flip-flops.

Launch a year ago, the house-ownership scheme for low-income earners failed because banks are unwilling to hand out 100 per cent financing applicants earning less than RM3,000 a month. How can Najib fail to grasp the fact that with a gross income of RM3,000 a month, a person simply cannot have any spare cash to pay the monthly installments for the house? Surely, Najib must know that a person has also to pay for essentials such as food, transport and other expenses….’

The above is an extract from an article by Nawawi Mohamad, Wong Choon Mei, Malaysia Chronicle.

The comments were quite surprising given the similar situation in Singapore. Spending power of 3000 ringgits is roughly equivalent to $3000 in Singapore. And our govt has recently proved to Singaporeans that a $1000 income is enough to buy a 2 rm flat. And definitely our govt will also include the other essentials that the person would have to pay for, like food, transport etc. And considering the property prices in Malaysia are so much lower than Singapore even with subsidies, it just sounds not right. Maybe Najib should pay a visit to Tharman for some advice on how to make Malaysian public housing affordable to 1000 ringgit and 3000 ringgit Malaysians. I think the trick is that in Malaysia they don’t have market price subsidies to go with.

One thing right about Najib’s formula is to make sure that all Malaysians will be able to afford a first home. I think they don’t have such rulings like singles, income ceilings or whatever to mess around to prevent Malaysians from owning their first home. They care for their citizens, to have a roof over their heads. And they don’t have to give preference to new citizens over their old citizens as they don’t have a million new citizens to provide housing to.

Singaporeans are luckier, to be able to afford quality public housing marked to market with only $1000 monthly income. The subsidies really work.

4/12/2012

The foreign North Korean experts at it again

They could not understand why the North Koreans are launching the satellite to celebrate the 100 anniversary of Kim Il Sung. Or they just do not want to understand. But that is not enough. They even came out with their foolish comments as if the North Koreans were little ignorant farmers, did not know what they were doing. The favourite reasons, internal rift or rivalry, Kim Jong Un must do something to establish himself, Kim Jung Un is trying to please everyone, Kim Jung Un is following what his father did, playing brinkmanship, what else is new? Oh, he is ill advised by his advisers!

And this Professor Andrei Lankov said his best guess, ‘is a culmination of bureaucratic inefficiency and factional rivalry.’

My no expert guess, the North Koreans need to show the Americans that they have the weapons to deliver a few nuclear warheads into the hearts of the USA. That is the only safe guard for the North Koreans if they want to avoid the fate of Iraq or a Libya. They must be able to do it. They could send a few hundred warheads into all the big cities in Japan and South Korea. These have neutralized the threats from these two neighbours.

The one that is left standing and wanting to have a go at the North Koreans is the US, thinking that it could hit the North Koreans without the latter being able to hit back. The security of the North Koreans is to be able to strike back at the international gangters. Period.

So difficult to understand the North Koreans and so many make beliefs of incompetencies in the North Koreans?

Little pest punching above its weight

The Philippines is showing how powerful it is as a naval power. It is sending its biggest warship, a piece of historical relic that survived the Pearl Harbour, to challenge China. It even warned China that it would retaliate if provoked. Wow, wow! That’s the way to show China how powerful it is. It threatened again to arrest Chinese fishermen and was stopped by Chinese patrol boats. It should have just sink the smaller Chinese patrol boats with its antique ship that the Americans have destined for the museum but probably given to them to challenge Chinese fishing boats.

And the Philippines is not stopping at that. It summoned the Chinese Ambassador to warn him that the Philippines is ready to defend its sovereignty. Hahahaha. Brave Filipinos. I think China will see its biggest military defeat when it fights the Philippines. China better be careful and scoot from the Scarborough Shoals before the Philippines navy arrest all its fishing boats. Don’t play with a big power like the Philippines. In another 100 years time the Phillipines will be building its own patrol boats to protect its territories.

Come to think of it, Singapore and Hongkong must also be careful as it would send its patrol boats to protect Filipino maids. South East Asia’s biggest military power on the rise.

From betrayal to betrayal

Were the Sinkies angry? Were their cries and pain heard and felt? The anger of a people feeling betrayed is beyond words. When foreigners came in drove ‘to help them’ and be treated like citizens with almost the same privileges, and more, yes more, whether the help was genuine or fake, it does not matter anymore. The Sinkies were simply pissed off and they want to make it counts. How could Sinkies be not allowed to buy public flats when foreigners can just by switching to pink ICs overnight? How could foreigners enjoy all the medical subsidies, education subsidies, national bonuses simply by becoming citizens but without the contributions and sacrifices of the original Singaporeans? Yes, the Sinkies felt betrayed.

But the PRs are now citizens? Another betrayal that insults the intelligence of the Sinkies. What is the point of cutting the subsidies for PRs now when most have already become citizens? Get the point? We can make do with PRs working here but not with more new citizens. We should not issue citizenships like toilet papers. What’s the difference if in spite of all the cuts in subsidies to PRs and more PRs exchange their blue ICs to pink ones? This is the real LPPL issue.

The cutting of subsidies to PRs is a new issue that will reek of betrayal if one is a PR. After all the praises and red carpet treatments, and a bloated mindset of coming here to contribute to the growth of this country and providing jobs or helping daft Sinkies, how would they feel now, with all the subsidy cuts? Would they feel equally betrayed? Many will start screaming ‘We will go to countries that will better appreciate us’ if there is one out there. The truth is that no country is so sick to dump their citizens in exchange for questionable unknown foreigners and treating them like gems.

The new joke now is that we have politicians calling for more distinctions between citizens and PRs and citizens must have more privileges, must be treated with greater respect, must be given priorities. Where have these politicians been? Were they sleeping and just had a rude awakening? Did they just realize that they have to serve Sinkies first and foremost? And the media will sing the same song and with more politicians singing the chorus. We will take care of Sinkies first. There will be more hugging and kissing of Sinkies from now onwards, I think.

I feel so pissed off that there is no point writing too much on this issue.

4/11/2012

The best tailor made all round education

The current education system has too many flaws and causing too much stress on the children. It is very unhealthy, too exam oriented and does little to develop character and good values and did not produce a well rounded person on graduation. What should be done is to study the feedbacks of parents and their children, understand what they want, what they fear, their expectations and dislikes, and put them together in a neat little basket to please parents and children for a more holistic and inclusive education, developing the sporting talents at the same time, wholesome and good character building and with straight As of course.

For a start, too much emphasis on exam grades is bad. Too much elitist bias is bad. The branded schools should go and all the schools should be made more equal and the spread of students spread equally to all schools, including the spread of good and bad teachers. This will not only level the playing field, it has plenty of wholesome goodness. The more talented students will have a chance to mix with the less talented and empathise with them. Good for bonding and the removal of elitist thinking.

The curriculum should be reduced, teach less and learn more is good. Children must have a lot of time to play, which will also develop their friendliness and EQ. Play if specially coordinated can be part of the sports training to develop the children into future champions as well.
Second Language or mother tongue shall be made optional. Children should not be stressed to learn something they dislike, like their mother tongue. The future will be mono lingual, maybe just English. Plan for the future and help the future to succeed.

And science and mathematics are just too restrictive. Allow the children to read other subjects as well. Reduce the time from science and maths and spread them to other subject. This can include ethics and morals, how to be good citizens.

And make sure the students have good grades. Ask the parents how many As they want their children to have. Make the necessary moderation to make the parents and children happy. Having more than 50 per cent with straight As may be too much and people will question the standard of our education. 20 percent straight As should be a nice number, follow by 20 percent with 4 As and 20 percent with 2As. Another 30 percent should be for those with Bs and Cs and balance 10 percent, make it 9 percent pass and 1 percent unable to make it. This would be good news for parents and children. What? Not good enough? OK make it 30 percent straight As and adjust accordingly.

And I forgot, articulation skill is very important. Our children are quite tongue tied and find difficulties in expressing themselves. Have more debating classes and social interaction time for students to debate with each other. Such skills will be good if they later choose to become politicians. They can continue debating in Parliament.

Did I miss out anything? I think that’s about it. This must be the most wholesome and happy education system for happy parents and children. And all guarantees to have good grades. Oh, oh, one more thing, no homework. I remember those days when I was in school, barely any homework except when punished to write lines. The free time available can be used to explore the neighbourhood and play with the neighbour’s children.

Think about it, the best education system we ever had was in the 50s and 60s. Every day is fun. Have fun in school and have fun after school. Only thing bad then was the red marks. But this can be fixed with moderation to make parents proud of their children’s grades. What is important is an enriching and rewarding experience for both parents and children. And the teachers must also inculcate into the children that winning all the time, being the best all the time is not necessary a good thing. In life, there are many other better things to achieve than just winning. Always think of the losers before one thinks of winning. I think this last sentence is the best part. Just imagine the look on the loser’s face. That is satisfaction beyond words. : )

Specialised or customized is good, generalized is bad. General education is good, streaming is bad. Elite school is bad, neighbourhood school is good. Now I got myself confused.