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2/01/2008

Longevity Insurance - So what's new?

It was called National Longevity Insurance Scheme. Now it is called National Lifelong Income Scheme. A high power team has done its work and the scheme has been revised, repackaged and ready for the ears. The scheme met with a lot of unhappiness when first announced. Presumably everyone will be celebrating and very happy when the revised scheme is heard. Heard that instead of withdrawing at 85, now can withdraw at 80. Great, fantastic! And money need not go to someone else but back to the families. Another great improvement. And there are options. Great ideas. Never heard of options before. So, is it still compulsory? Have they addressed the issue that many do not need such insurance as they are well covered or have made plans for themselves? What ever, if 50% as believed will live past 85, maybe to 86 or 120 years, the other 50% will not reach this age. The error is 50%. I woke up this morning and a saw a bright light. And I realised that everyone must die. I challenge anyone to dispute this truth with me. I am 100% right! Not 50%. So I am going to recommend that life insurance be made compulsory for everyone since all must die. Brilliant isn't it?

269 comments:

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redbean said...

Actually the Longevity or long life or whatever scheme you called it will be an excellent scheme if they just add one condition to it. Voluntary. That's all.

Then let the people decide what they want just like AIA, AVIVA or Great Eastern offering their package to potential buyers. These are the options, the real flexibility to choose. Not I decide 5 options for you and you must choose one.

That is called flexibility? That is called flexibility?

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You want flexibility? then go live somewhere else.

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