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10/10/2007

EPF outperformed CPF

Read in many blogs that EPF is outperforming our CPF, at least in the interest they are paying. 6% or 6.5% is a lot over a 30 or 50 year period compares to 2.5 or 4%. Compounding them, it is easily 150% to 200% more than what we are getting from our CPF. We must send our ministers to KL to learn from them. Then we can give our CPF members a better return. And if the answer is 'if they are so good, take the CPF and put it there lah,' I will. But don't just talk only and don't mean it. Don't worry about a depreciating ringgit if the money is to be spent within Malaysia and for retirement. It appreciates or increase in value actually.

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