Means Testing is back
Means Testing is back People opt for C wards mainly for two reasons. The first is affordability. The second is an age old wisdom called thrift. For those who are hard on their cash flow, looking at the statistics provided in the MSM, probably 50% of the population will be hardup when faced with a huge hospitalisation bill, this is understandable. The other of course is a great virtue, thrift, spending within your means so that one will not become a burden to other people or society. And no one knows how much one really needs to have to be enough. Thus being thrifty is the best guarantor to be self sufficient. Should our official policy frown on people being thrifty and choose to endure the lesser comfort of a C ward than the creature comfort of A and B wards? There is subsidy and so people are deemed to cheat or deprive others from the subsidy. Good reason. I will never be a cheat because I have a million in my saving. Not yet actually. Still waiting for the Toto winning to fill it up. Maybe next week. When there are so many people demanding for C wards, it means that there is a genuine need for such level of services. It is good reasoning to say that we must always level up, upgrade the quality of our services. Who does not want that? Unfortunately, the income of most people are not levelling up. Many have stagnated and going downhill and would make do with lesser quality of services. Insurance and Medisave are not a real alternatives. They suck away the little cash that the lower income people have for other necessities in living. These people have limited income and any amount stased away for medical uses will mean that some thing has to go. And if we let this great quality of medical service and cost to runaway, it will only mean that the lower income earners are going to be poorer overall. It is a zero sum game when every cent counts.