3/09/2013

Prudent car ownership measures




The strong hand of the Govt to introduce prudent thinking among the people in buying cars is a welcome move. The prices of cars have gone way above the means of the people, and so are housing prices and the prices of many luxury items. The new culture of buy first and pay later is creating a nation of debtors. And the biggest culprit towards making people all tied up in debt is housing.

What is so bad about taking a $100k loan to be repayable in 10 years compares to a $500k or $1m loan repayable in 30 years?  I can’t tell the difference except one is of a bigger amount, repayable over a longer period, and also with a longer life span.

Would the Govt also apply the same principle to the housing market to encourage prudence in home buying? How about 50% out front for the buying of a property and repayable in 15 years?  Or it is ok to be less prudent in home buying but not so in car buying?

143 comments:

Anonymous said...

But govrt said car is a 10 years depreciating asset that is why need prudence but house is longer at 99 years plus is an appreciating assets in assets enhancement policy mah. So this is the difference as the asset price increases in theory will overtake the loan burden mah. But this game of course has to let the music continues cause once the music stop singapore is habis

Anonymous said...

A house is generally more necessary than a car for most people. In addition, a car depreciates over 10 years where else your HDB is over a longer period.

High down payment for 1st time young buyers of houses will make it almost impossible to buy their house, settle down and have children. However, I agree that a loan limit on the tenure of 20 years should be impose so that couples do not over commit and leave nothing for retirement.

Anonymous said...

Lets pretend that 0 loan is allowed. Private property price will crash? Maybe condominiums will be selling for 300-400K? So existing HDB owners can sell their existing flats for 200K and top up another 200K to upgrade? Developers will bid much much lower for the land, and as HDB price is tied to the land cost, new HDB flat price will drop as well. If 4 room flats from HDB are sold at 100K, like it used to not too many years ago, can a young couple who had worked for 10 years afford the full payment? I think it's possible. A free market will always adapt and adjusts to a new reality and reach a balance. People alwasy assume that chicken rice will be $5 if the cleaners are paid 2000. Ultimately it depends on whether the market can support $5 chicken rice. If not, maybe the rental will drop instead to accomodate the rise in operating cost.

Cheap loans only act to jack up pricing and the only beneficiaries are the government, landlords and banks. I always hate it when the government keep harping that housing is affordble cos they only see the monthly payment. Loans should only be allowed for business development, not for consumption.

oldhorse42 said...


What is so bad about taking a $100k loan to be repayable in 10 years compares to a $500k or $1m loan repayable in 30 years? I can’t tell the difference except one is of a bigger amount, repayable over a longer period, and also with a longer life span.----RB

Well if one takes a loan to buy a car, one has to make repayment in cash. It can be painful in the pocket. Whereas one takes a loan to buy a property, one can service the monthly instalment by a combination of CPF and cash.Just take away the CPF element and do not allow one's cpf to be used for housing( to conserve cash for retirement), people will be happier. Housing will be cheaper and they will have more cash for retirement. Govt will be poorer,too.

Anonymous said...

Precisely old horse, totally agree with you.

I once jokingly told some friends that if government policy dictates that CPF amount cannot be passed on to next of kin but can be used for funeral expenses, you will start seeing extravagant funerals.

It is bad policies that is resulting in the high cost of flats we are seeing today. But I think they are doing it on purpose, to suck up our money.

When will the human race finally realise that you cannot create wealth through speculation, cheap financing and money printing. All these good times never last and the whole population ends up paying the price for the excesses of the few.

Anonymous said...

CPF is a ponzi scheme. If you take 'substance over form' into consideration, there is no right of ownership, control and disposal for the CPF account holder.

Anonymous said...

Vote opposition - at least there is hope that housing and cars can go back to more affordable level.

Anonymous said...

Vote opposition - What do you really have to lose?

Your HDB flat that does not belong to you?
Your National Service to defend Aliens and property belonging to rich people?
Your car that you can't afford to keep when the COE expires in 10 years time?

Anonymous said...

The USA is creating wealth through QEs and printing money from thin air. Many thought they were crazy.

The PAP is creating wealth through asset enhancements without Singaporeans having to work hard. 60% of Singaporeans thought they were ingenious and voted for them based on that warp logic. That is why productivity has fallen over the years. Now what is to be done?

Who wants to work hard, be productive, toil their guts out for a few dollars more when investing in properties can reap tens, hundreds or even millions of dollars. In the end, only the rich who can afford multiple properties benefit the most.

And so the fairy tale continues. The problem is that the fairy tale is now making a lot of people unhappy. A fairy tale with an unhappy ending that is yet to unravel.

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Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Horse Loans
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
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We offer all kind of categories of loan they
Short term loan 5_10years
Long term loan 20_40
Media term loan10_20
We offer loan like
Home loan.....................
Business loan.................
Debt loan .................
Student loan..............
Business start up loan
Business loan ...........
Car loan ..............
International loan
Company loan........etc
When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com , and stevebrown012@gmail.com

Unknown said...

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Do you have a bad credit or are you in need of money to pay bills?
i want to use this medium to inform you that i render reliable beneficiary
assistance as I'll be glad to offer you a loan at 2% interest rate to
reliable individuals.

Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Horse Loans
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans.
Please write back if interested.
Upon Response, you'll be mailed a Loan application form to fill. (No social
security and no credit check, 100% Guaranteed!) I Look forward permitting me to
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Unknown said...

HELLO
Are you faced with stress in the acquisition of a loan?
Have you be dissadpionted by your bank?
Did you need a personal loan to secure a home, car and evaluate the
finances?
will help meet their financial obligations, especially with the current
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At 3% annual interest.
Apply for a minimum of $ 5000.00 to a maximum of $ 50.000.000.00.Apply
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My Brothers and Sister of Asia country, I am Miss Koh Lian Fong from Singapore; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to the this good and trustful loan lender Mr.ZHANG that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 22 workers, thank GOD for my life I am leaving well today a happy mother with three kids, thanks to you Mr.HZANG Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,(ZHANGLOANCOMPANY@YAHOO.COM Pls tell him Miss Koh Lian Fong, form Singapore introduce you to him. THANKS

phillip said...

Hello everyone, My name is philip, I am from canada, am here to testify of how i got my loan from Mr Amos {Amosloanfirm111@gmail.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Amos the C.E.O of Mr Amos Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Amos, who really helpe me with my loan and changed my lief for better. I dont know if you are in need of an urgent loan, free feel to contact Mr Amos on his email{ Amosloanfirm111@gmail.com} for help

Anonymous said...

Good day,
Are you a business man or woman? Are you in any financial mess or do
you need funds to start up your own business? Do you need loan to
settle? Your debt or pay off your bills or start a nice business?
Ocean Finance offer loan at low interest rate of 3% and with no credit
check,we Offer Personal loans, debt consolidation loans, venture
capital, business Loans, education loans, home loans or loans for any
reason. Please We can even help with business finance!.
Any interested Applicants should get back to us
via email below:
Thanks.
Mr. Zhang (C.E.O)
Mr. Greg Wilferson
Mrs Cindy Clackson
e-mail: zhangloancompany@yahoo.com

Anonymous said...


Hi , i am Mrs Lena brick from Australia who have been a scam victim to so many fake lenders online between February last year till April this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face by not scamming me and also by not not deceiving or lying to me but however this lender whose name is Mrs Queeneth Stark gave me a loan which amount is $ 50,000 united states dollars converted to Australia dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is its fast service and also its God fearing attitude for not been like other fake lenders online who scammed me before now by asking me to bring fees upon fees without getting the results of all those fees payment that i made to them but all the same , i still give glory to god that my storm is over now and i am now that busy woman that i used to be and also my business is now booming here in my country because i now have much capital to do my business properly without having to go and meet my bank for any assistant . Thank you queeneth stark loan company for this dream come through and i promise to try all my best to refer your loan company to others who are in need currently just as the way i once was .. thanks so much over and over a again and may god guide you all . here is there email to contact them if you need loan too .. mrsqueenethstarkloanagency@admin.in.th and here is another email address to reach them mrsstarkloans@aol.com

Thank you all
From ,
Lena brick .

Anonymous said...

Dear Value Customer,
My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
We offer all kind of categories of loan they
Short term loan 5_10years
Long term loan 20_40
Media term loan10_20
We offer loan like
Home loan.....................
Business loan.................
Debt loan .................
Student loan..............
Business start up loan
Business loan ...........
Car loan ..............
International loan
Company loan........etc
When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


Anonymous said...

Dear Value Customer,
My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
We offer all kind of categories of loan they
Short term loan 5_10years
Long term loan 20_40
Media term loan10_20
We offer loan like
Home loan.....................
Business loan.................
Debt loan .................
Student loan..............
Business start up loan
Business loan ...........
Car loan ..............
International loan
Company loan........etc
When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com



Unknown said...

HOW I GOT MY LOAN FROM A GENUINE LOAN LENDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Hello everyone!!!

My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called ALVAROLOANCOMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different loan company, l made the right choice of contacting them. i filled the loan application form and proceeded, I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also made that which was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (ALVAROLOANCOMPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOANCOMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOANCOMPANY now for your loan via email:alvaroloancompany@yahoo.com
Thank You All For Your Understanding.

Mrs.Lauren Travis.....,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,

Anonymous said...

Dear Value Customer,
My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
We offer all kind of categories of loan they
Short term loan 5_10years
Long term loan 20_40
Media term loan10_20
We offer loan like
Home loan.....................
Business loan.................
Debt loan .................
Student loan..............
Business start up loan
Business loan ...........
Car loan ..............
International loan
Company loan........etc
When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


jonetta said...

Good day Every One.
I can’t hide this great testimony that take place in my life I love everyone to know it and be partaker that is why I placed it on forum, I am Jonetta Robert by name, I live in Chattanooga, Tennessee United State, I want to thank Mr. Scott Spencer for his kindness upon my family life, I never knew that there is still nice lender like this on internet and earth here. Just some days I was in
search for a loan of $ 85,000 Dollars; as I was running out of money for
feeding School fees and my bills include rent. I was scammed about $4,200 Dollars and I decided not to
involve my self in such business again but A Friend
of my introduced me to a loan firm due to my appearance and doings. and I told her that I am not interested of any loan deal anymore but she told me that there is still a nice lender who she will recommend me to, and I made a
trial and I am most grateful lucky am I today, I was given a loan amount of $100,000
Dollars by this great firm Scott {Micro finance Foundation} managed by Mr. Scott Spencer.
If you are in need of a genuine or legit loan or financial assistance and you
can be reliable and trusted of capable of paying back at the due time of the
funds I will advice you to, contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

Anonymous said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....
E-mail: chuateo_loansfirm@yahoo.com.sg

Anonymous said...

Good Day,
I am a private investor. I give out secured and unsecured guarantee loans to
Business men and women who are into Business transaction, automobile
purchase, house purchase loan and other personal loans E.T.C. we give out
long term loan for five to fifty years maximum with 3% interest rate in this
you can as well tell us the amount you need so that we will send to you the
terms and condition that is if you are really interested in getting a loan
from us,contact us via email address; poetjonesloanfirm@gmail.com
Mr.Allen Smith

Chua Teo said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....
E-mail: chuateo_loansfirm@yahoo.com.sg

Chua Teo said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....
E-mail: chuateo_loansfirm@yahoo.com.sg

Chua Teo said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....
E-mail: chuateo_loansfirm@yahoo.com.sg

Marry Josphen said...

Good day to everyone todayI can’t hide this great testimony that take place in my life I will love everyone to know it and be Parkin that is why I always place it on answer, I am Mrs Mary Josphen by name, I live in Mexico, United State Of America, I want to thank Mrs (Mr Lee Chang) for his kindness upon my family life. I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a today, I was given a loan amount of $95,000.00USD, by this great Company ( Mr Lee Chang ) managed by (Mr Lee Chang) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: leechangloancompany.ch@gmail.com And you will be free from scams in the Internet. My lovely Husband extend his greeting to the world also if not for Mr( Lee ) I can’t imagine the way life should be for my family today.Please I am begging you to help me thank Mrs (Mr Lee Chang) you and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you. please for any information’s you can contact me on my email below:( leechangloanocompany.ch@gmail.com).com God bless you. Mr Lee Chang.

Anonymous said...

Do you need a loan? if yes please contact me now via email united_access@outlook.com

Multi Credit Finance said...

LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

MULTI CREDIT FINANCE TEAM.

Unknown said...

Dear Sir/Madam,
My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
We offer all kind of categories of loan they
Short term loan 5_10years
Long term loan 20_40
Media term loan10_20
We offer loan like
Home loan.....................
Business loan.................
Debt loan .................
Student loan..............
Business start up loan
Business loan ...........
Car loan ..............
International loan
Company loan........etc
When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


marsha said...

Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested inviduals who are seeking loan with good faith. Are you seriously in need of an urgent loan contac us at Email: fasterloanservice@gmail.com
APPLICATION DETAILS
Your Full Details:
Full Name:
Loan Amount Need:
Loan Duration:
Phone Number:
Applied before?
State:
Monthly Income:
Country:
You are to send this to our Company Email Address: fasterloanservice@gmail.com


marsha said...

I am a private loan lender which have all take to be a genuine lender i give out the best loan to my client at a very convenient rate.The interest rate of this loan is 3%.i give out loan to public and private individuals.the maximum amount i give out in this loan is $1,000,000.00 USD why the minimum amount i give out is 5000.for more information contact us email fasterloanservice@gmail.com
Your Full Details:
Full Name :………
Country :………….
state:………….
Sex :………….
Address............
Tel :………….
Occupation :……..
Amount Required :…………
Purpose of the Loan :……..
Loan Duration :…………
Phone Number :………
Contact email:fasterloanservice@gmail.com

Anonymous said...


Hi Somebody , my name is Cyndi Minton , i am from canada.. will be clocking 21 in decemeber this year ..I needed an educational-loan to complete my studies as i was taking up with several menial jobs due to the fact that my parents are not that stable enough to finance my educational dreams , due to all thise issues of life i needed an educational loan of united state dollars $15,000 by all means online ..I told my boy friend about my intention to apply for a loan online but he said, "no loan is real online but still i saw several testimonies aboiut this loan agency and i decided to take up the risk of applying for a loan with them without letting him know because he was gonna go mad with me on it Hmmmmm"I applied from WINONA MILLARAY LOAN FOUNDATION and I got my loan from this company within 2 days and no more ..Mrs Winona Millaray,thank you very much for making my dreams come true and for proving my friend wrong that not all internet-loan-lenders are fake.You can contact them if you need a loan through there 2 emails: winonamillarayloanfoundation@linuxmail.org , winonamillarayloanfoundation@admin.in.th

Anonymous said...

Hi Somebody , my name is Cyndi Minton , i am from canada.. will be clocking 21 in decemeber this year ..I needed an educational-loan to complete my studies as i was taking up with several menial jobs due to the fact that my parents are not that stable enough to finance my educational dreams , due to all thise issues of life i needed an educational loan of united state dollars $15,000 by all means online ..I told my boy friend about my intention to apply for a loan online but he said, "no loan is real online but still i saw several testimonies aboiut this loan agency and i decided to take up the risk of applying for a loan with them without letting him know because he was gonna go mad with me on it Hmmmmm"I applied from WINONA MILLARAY LOAN FOUNDATION and I got my loan from this company within 2 days and no more ..Mrs Winona Millaray,thank you very much for making my dreams come true and for proving my friend wrong that not all internet-loan-lenders are fake.You can contact them if you need a loan through there 2 emails: winonamillarayloanfoundation@linuxmail.org , winonamillarayloanfoundation@admin.in.th

Anonymous said...


i needed to get a good car since my place of work is far from where i leave , i told my husband about my plans to get a loan so that i can get a good car of my choice but my husband instructed and advise that i shouldn't apply for a loan online because almost all loan lenders online are scammers so i had to wait for an extra 2 months but the stress was so much on me because this time around i was always getting late to work and my job was almost on the line and all effort to get a loan from my bank inst working through because i have a bad credit so with all this issues i had to get my mind crossed by applying for a loan online although i wont say that i was so smart for not been scammed but i strongly believe that it was the lords doing for directing me to this loan company owned by a woman like me . the name of the loan company is QUEENETH STARK LOAN COMPANY . i got my loan easily and quick contrary to what i was earlier told by my husband . I am now a proud owner of an SUV 2014 model car by virtue of the QUEENETH STARK LOAN COMPANY . i dont really know if you are seriously in need too but just incase you can reach them via mrsqueenethstarkloanagency@admin.in.th and also you can reach me on my personal email address which is leahrays12345@gmail.com

LEAH RAYS

BEN WONG said...

Greetings..
Please contact us for your secure and unsecured Loan at an Interest rate of 3%
........................................

Is the difficulty of the economy affecting you this year, is your bank refuses to give you a loan

for this year? If your answer is yes, then you need a loan. I'm Mr Ben Wong, the owner of a

lending company We offer safe and secure loans at an interest rate of 3%.


* Are you financially squeezed?
* Do you seek funds to pay off credits and debts?
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects?

If you have any of the above problems, we can be of assistance to you but I want you to understand

that we give out loans at the interest rate of 3%.

* Borrow anything up to $100,000,000 USD.
* Choose between 1 to 30 years to repay.
* Choose between Monthly and Annual repayments Plan.
* Flexible Loan Terms.
Please if you are interested check back with us through this email

address: benwongloan.sg@fastservice.com (0R) benwongfastloanservice.sg@gmail.com >

We promise a 100% guarantee that you will receive your loan at the end of this loan

transaction.There is no security check, no credit check

Regards
Ben Wong
BEN WONG FAST LOAN COMPANY

Multi Credit Finance said...

LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

MULTI CREDIT FINANCE TEAM.

Multi Credit Finance said...

LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

MULTI CREDIT FINANCE TEAM.

Anonymous said...

do you need an urgent loan to pay off your bills?if yes contact us via leolobitohelpfunds@hotmail.com for more information

Anonymous said...

My name is Antoni Bolek and i am from poland , warsaw. after randomly searching online for things about accerdited online loan lenders i found this article about the Queeneth Stark Loan Agency which stated on how the Queeneth Stark Loan Agency has been of great help to others who were in need of loan both in time past and in the now . its crazy that i got scammed of $ 3000 Dollars by an online loan lender in time past and this was why i became even more careful this time in getting this my student loan as i needed to contiune my education at all cost by getting a loan from any legit and accredited online lender because my dad is late and my mum was financially unstable to take up with my educational expenses because i had my youngers once whom she was catering for . i decided to apply with this loan agency of a loan amount of $25 ,000.00 United State Dollars becauswe i was in desperate need of a loan but amazingingly and by the grace of God almighty in heaven .. i got this loan funds swiftly and immediately after49 hours of my application and this is why i want to reccomend this loan council to every one on this forum who are also in dire need of loan too just as the way i was some few months ago and there email address is here just incase you wanna contact them too for any type of loan mrsqueenethstarkloanagency@admin.in.th

Anonymous said...

Hi Peeps ,


My name is Mr Theodore Boyd..I was frustrated when i got fired from work,so I wanted a loan to start up a business but i was scammed severally by those bastards who pose themselves as loan lenders and tries to rip people off their hard-earned-money.I finally applied from ..It was unbelievable that i finally got my loan..On behalf of my family I want to thank you for your help.Thank you MrsWinona Millaray for keeping I and my family's head above water . her company contact address is winonamillarayloanfoundation@admin.in.th or better still winonamillarayloanfoundation@linuxmail.org please ,If you want to experience swift and guarranteed service you can have them contacted and also letting them know that you were refered to them by Thank You Once Again ....
Mr Theodore Boyd.


Hi Peeps ,


My name is Mr Theodore Boyd..I was frustrated when i got fired from work,so I wanted a loan to start up a business but i was scammed severally by those bastards who pose themselves as loan lenders and tries to rip people off their hard-earned-money.I finally applied from ..It was unbelievable that i finally got my loan..On behalf of my family I want to thank you for your help.Thank you MrsWinona Millaray for keeping I and my family's head above water . her company contact address is winonamillarayloanfoundation@admin.in.th or better still winonamillarayloanfoundation@linuxmail.org please ,If you want to experience swift and guarranteed service you can have them contacted and also letting them know that you were refered to them by Thank You Once Again ....
Mr Theodore Boyd.

Anonymous said...

Hello,

I am Mr. Doro Smith loans Service Lender, we are a legit, registered and guaranteed loan company and we give out loans to individuals, companies, government establishments, churches and business organizations and people of all sorts. Are you in need of a loan for any purpose? Are you in a financial problem? Do you need financial solution? Doro Smith loans Service is the solution to all your financial problems, our loans are easy, cheap, and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only 5% interest rate. If interested, contact us immediately via email,(dorosmithloanfirm@outlook.com)

Unknown said...

AFFORDABLE LOAN NOW AVAILABLE @ ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.We offer loans with a

dependable guarantee to all of our clients.Our loan interest rates are very low and affordable with a negotiable duration.Available now MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.

FOR MORE INFORMATION:
Email. morethanlending@gmail.com

Thanks
Eric Jones
646) 580-4839

Anonymous said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $5,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....

Email: chuateo_loansfirm@yahoo.com.sg

Anonymous said...

Good Day,

I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $5,000 USD to $50,000,000 USD, duration of 1 to 20 years.

Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....

Email: chuateo_loansfirm@yahoo.com.sg

Anonymous said...

Hello dear, I am Kevin Rose. Sometime ago i was a need of a loan to transact a business i ran to my bank to take up a loan but they refuse to grant me because of my credit check,so a friend of mine introduce me to a legit lender that she got loan from sometimes ago at first i was scared but i decided to give them a trier to my greatest surprise my loan was approved an transfer to my bank account without any form of cosigner, collateral, debit check with 2 percent rate, so i will advise anyone at there that need a loan to contact them via this email, zhangloancompany@gmail.com

Anonymous said...

Hello dear, I am Kevin Rose. Sometime ago i was a need of a loan to transact a business i ran to my bank to take up a loan but they refuse to grant me because of my credit check,so a friend of mine introduce me to a legit lender that she got loan from sometimes ago at first i was scared but i decided to give them a trier to my greatest surprise my loan was approved an transfer to my bank account without any form of cosigner, collateral, debit check with 2 percent rate, so i will advise anyone at there that need a loan to contact them via this email, zhangloancompany@gmail.com

jonetta said...

am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress, you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greetings to you.

Unknown said...


MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email: dennishopkins_financehome@live.com or dennishopkins69@yahoo.com or www.dennishopkinsfinance.de.vu Tel: USA +12404374240 .He is a trust worthy man.

Unknown said...

FOR ALL KINDS OF LOAN, APPLY WITH US AND GET FAST APPROVAL TODAY....CONTACT US VIA EMAIL: Douglasrodgersloanfirm@live.com

REV said...

ST PAUL CATHEDRAL FINANCE
===============================
This is a Christian Organization formed to help people in need of
help, such as financial help. and help them out of their financial
crises. If you are short of cash and in need of financial assistance
ST PAUL'S CATHEDRAL FINANCE is the best solution.
We make applying and qualifying for a loan quick, easy and painless.
Our payday loans IS a fast and easy way of obtaining the emergency cash fast!
DO YOU NEED A LOAN TO PAY BILL?
DO YOU NEED FINANCIAL ASSISTANCE?
Do you need a personal loan to secure a home?
OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.
If you are faced with stress in the acquisition of a loan that make
you .Have sleepless night? Or you have been disappointed by your bank?
ST PAUL'S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.
======================
If you are having any stress in obtaining a loan from your local
banks and finance kindly fill the application and send to our
email:[ stpaulcathedralfinance@gmail.com ]
============================
APPLICATION FORM
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME......................
2)YOUR COUNTRY...................
3)YOUR OCCUPATION................
4)YOUR MARITAL STATUS............
5)PHONE NUMBER...................
6)MONTHLY INCOME.................
7)ADDRESS........................
8)PURPOSE OF LOAN................
9)LOAN REQUEST...................
10)TELEPHONE.....................

If you are interested and you want to obtain a loan from
ST PAUL'S CATHEDRAL FINANCE, kindly fill the application
form and reply us through our email.......


THANKS AND REGARDS
REV JAMES BENJAMIN
EMAIL: [ stpaulcathedralfinance@gmail.com ]

REV said...

ST PAUL CATHEDRAL FINANCE
===============================
This is a Christian Organization formed to help people in need of
help, such as financial help. and help them out of their financial
crises. If you are short of cash and in need of financial assistance
ST PAUL'S CATHEDRAL FINANCE is the best solution.
We make applying and qualifying for a loan quick, easy and painless.
Our payday loans IS a fast and easy way of obtaining the emergency cash fast!
DO YOU NEED A LOAN TO PAY BILL?
DO YOU NEED FINANCIAL ASSISTANCE?
Do you need a personal loan to secure a home?
OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.
If you are faced with stress in the acquisition of a loan that make
you .Have sleepless night? Or you have been disappointed by your bank?
ST PAUL'S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.
======================
If you are having any stress in obtaining a loan from your local
banks and finance kindly fill the application and send to our
email:[ stpaulcathedralfinance@gmail.com ]
============================
APPLICATION FORM
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME......................
2)YOUR COUNTRY...................
3)YOUR OCCUPATION................
4)YOUR MARITAL STATUS............
5)PHONE NUMBER...................
6)MONTHLY INCOME.................
7)ADDRESS........................
8)PURPOSE OF LOAN................
9)LOAN REQUEST...................
10)TELEPHONE.....................

If you are interested and you want to obtain a loan from
ST PAUL'S CATHEDRAL FINANCE, kindly fill the application
form and reply us through our email.......


THANKS AND REGARDS
REV JAMES BENJAMIN
EMAIL: [ stpaulcathedralfinance@gmail.com ]

REV said...

ST PAUL CATHEDRAL FINANCE
===============================
This is a Christian Organization formed to help people in need of
help, such as financial help. and help them out of their financial
crises. If you are short of cash and in need of financial assistance
ST PAUL'S CATHEDRAL FINANCE is the best solution.
We make applying and qualifying for a loan quick, easy and painless.
Our payday loans IS a fast and easy way of obtaining the emergency cash fast!
DO YOU NEED A LOAN TO PAY BILL?
DO YOU NEED FINANCIAL ASSISTANCE?
Do you need a personal loan to secure a home?
OUR. VISION IS TO MEET YOUR FINANCIAL PROBLEMS BY OFFERING YOU LOAN.
If you are faced with stress in the acquisition of a loan that make
you .Have sleepless night? Or you have been disappointed by your bank?
ST PAUL'S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.
======================
If you are having any stress in obtaining a loan from your local
banks and finance kindly fill the application and send to our
email:[ stpaulcathedralfinance@gmail.com ]
============================
APPLICATION FORM
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME......................
2)YOUR COUNTRY...................
3)YOUR OCCUPATION................
4)YOUR MARITAL STATUS............
5)PHONE NUMBER...................
6)MONTHLY INCOME.................
7)ADDRESS........................
8)PURPOSE OF LOAN................
9)LOAN REQUEST...................
10)TELEPHONE.....................

If you are interested and you want to obtain a loan from
ST PAUL'S CATHEDRAL FINANCE, kindly fill the application
form and reply us through our email.......


THANKS AND REGARDS
REV JAMES BENJAMIN
EMAIL: [ stpaulcathedralfinance@gmail.com ]

Weston Investment Company said...

Dear Financial Seeker's,

We are Weston Investment Company Limited, we offer loan at 3% interest rate from the minimum amount of $5,000 USD to $500,000.000 USD without stress or delay of getting your loan funds approved. Interested Individual or Companies should visit our website or contact us via emails:

{uk@westoninvestmentcompanylimited.com}
{africa@westoninvestmentcompanylimited.com}
{usa@westoninvestmentcompanylimited.com}

Website: www.westoninvestmentcompanylimited.com

Weston Investment Company Limited Team.

Anonymous said...

Hello
I am Mrs Emily Albert from United States, I want to appreciate and tell the world about Rev. Allen Walter of supremacyloancompany@gmail.com a Good and trustworthy Loan Lender, I have been suferring with my buisness due to lack of funds to run the affair of the buisness and this almost leads to downfall of my buisness, So one day as i was surfing through the internet in seacrh of a loan lender, i came accross the email ID of Rev. Allen Walter so i decided to contact him to help me out, When i contacted them, Rev. Allen Walter really lend me a loan amount of $500, 000 which i was to pay back in four (4) years with an interest rate of 2%. With this Loan given to me By Rev. Allen Walter, I runned my Business Affair very well and this was how i was able to save my business due to the help of this Good and trustworthy Loan lender.
Anyone Reading this Wonderful testimony of mine who is suffering from insufficient funds and willing to contact Rev. Allen Walter should kindly contact him on his Email ID: supremacyloancompany@gmail.com or supremacyloancompany@yahoo.com
Once Again, Much Gratitude and Thanks to you Rev. Allen Walter and May God Continue to Bless you..

Unknown said...

Hello Everybody,

My name is Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $30,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $30,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please
contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Mr.Lim Koh via email: (lim.koh56@yahoo.com) Note;They also render collateral and non collateral loan.

Anonymous said...

Good day everyone.
This is Scott Spencer { Micro finance Foundation Company} will give Loan to company and individually if you have a bad credit you can contact us at via scttspencer7@gmail.com you must have the loan without any stress, we offer loan to Asia Europe Australia and America Africa also, and will treat customer very well they are free to make their opinion how they want their loan our interest rate is cheap and affordable, you will receive it faster just a little time difference from western union and money Gram ,we don’t waste client time because as they receive it they recommend more customers to us.

Unknown said...

Hello everyone am here to testify how i got my loan from Mr Akisu. after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Akisu. who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until i met Mr.Akisu,who are indeed helped with the loan and changed my belief.I don't know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr.Akisu via his email{Akisuloancompany@gmail.com} Thank you may God bless you

Unknown said...

Good day Friends. I am Mrs Anita a single mom, from canada, I love to share this great testimony that took place in my life for you to know and be partaker of it that is why I always place it on answer, I want to thank (Mr robert) for his kindness upon my family. Just a few months Back, I was in search of a loan of $65,000.00 as I was running out of money for my business and i could not pay my children's fees anymore. I was recently scammed of $8,500 by an online lender and I decided not to get involve in such risk again I never knew that a real lender like (Mr.robert) still exist on internet and on earth here. until a Friend of mine introduced me to {Mr Robert} At first I told her I was not interested in any loan deal anymore then she assured me that (Mr.robert) is a genuine lender, though i never believed her, I made a trial and I am glad i did, I was given a loan amount of $65,000.00, by this so i am advising you today If you are interested in a loan, or any financial assistance and you can be reliable, trusted and capable of paying back at the due time of the funds I will advice you to contact:(robertfinancial_loancompany@yahoo.com) and you be free from scams in the internet. All thanks to Mr.robert for restoring happiness unto my business.

Anonymous said...

LEGIT LOAN OF @ 2% INTEREST RATE

I was not sure of getting a legit loan lender online because of the scams story i hear some years back. But when i could not face my Debt any more and my son was in hospital bed for surgery that involve huge money then i have to seeks for Assistance from friends and when there was no hope any more i decide to go online to seek a loan and i find Micheal Owen Loan company (michealowenloanfirm@gmail.com) with 2% interest Rate and applied immediately with my details as directed. Within seven Days of my application he wired my loan amount with No hidden charges and i could take care of my son medical bills, Renew my rent bill and pay off my debt. I will advice every loan seeker to contact Micheal Owen Loan Company with. michealowenloanfirm@gmail.com

Anonymous said...

HOLY REDEEMER FINANCE LOAN SETUP
HEAD OFFICE ---1 Kennington Road, London SE1 7QP
EMAIL ADDRESS --(holyredeemerloans@gmail.com)
--------------------------------------------------
You are welcomed to HOLY REDEEMER FINANCE LOAN SETUP,our obligation is
helping the needy to gain financial stability in order to meet with
the demands of living.

We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
interest rate Our loans are well insured and maximum security is our
priority,

We offer loans to individuals as well as organizations who have
intentions of renovating houses and institutions,debt consolidation,
re-financing and also establishment of business outfits.
We give out our Loan in USD($) and GBP(£) and any currency of your choice.

* Are you financially Squeezed?
* Do you seek funds to pay off credits and debts
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects
* Do you seek funding for various other processes?

Your Satisfaction and Financial Success is Our Aim.We are hoping to
hear from you soon-

PAYMENT OPTIONS:
Payment by bank to bank transfer (20minutes )
Payment by bank certified check ( 9days )

Sincere Regards
SUSAN PHILIPS
www.holyredeemerloans.webs.com
EMAIL ADDRESS --(holyredeemerloans@gmail.com)
HOLY REDEEMER FINANCE LOAN SETUP

Anonymous said...

am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress,you can contact him via scttspencer7@gmail.com

Quick Business Loan said...

Do you need an urgent loan we offer worldwide loan to who in need of loan the business opportunity you having being looking for is here again. email us now: musaddiqloanlending@gmail.com

Unknown said...


Do not use all of these Private Money Lender here.They are located in Nigeria, Ghana ,Turkey, France and Israel.My name is Margret Buchan, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Morris And Company Trust Fund Limited he help me with a loan of $800.000 some days ago after been scammed of $12000 from a woman claiming to be a loan lender but i thank God today that i got my loan worth $800.000.Feel free to contact the company for a genuine financial service.Website: www.morristrustfundlimited.com Email:morristrustfundlimited@hotmail.com USA Florida +18503666201

Unknown said...

Hello Everybody,

My name is Lillian Garland. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.
She gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids I meant this honest and GOD fearing loan lender online Mrs Herlinda that helped me with a loan of $250,000.00 U.S. Dollar, She is indeed GOD fearing Lady, working with a reputable loan company.

If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lillian referred you to them.

contact via E_mail: herlinda.loanaid@gmail.com

Anonymous said...

am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress, you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

Mrs Mary said...

Hello every one,
My name is Mrs Mary I live here in USA and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need of a loan of $65,000USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender,Mr Bob Diamond, He was the savior God sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $65,000US dollars and i will advise any one who is in genuine need of a loan to contact Mr Bob Diamond via cashcorners@gmail.com

Anonymous said...

Get a Loan Today At 3% Interest Rate, contact us at:davidloans760@gmail.com

Welcome to DAVID JAMES Loan Company, This is a legit loan Company, formed to help individuals who are in need of financial crises and help them achieve their goals in life.

Available Loans we offer are,

1. Personal Loans (Secure and Unsecured)
2. Business Loans (Secure and Unsecured)
3. Combination Loan
4. Consolidation Loan And Many More:

Interested clients should please send request to our email for application form and terms. Try and see for your self, our wonderful services that does not exceed Working days for loan processing and just only (1)hour 35 minutes of loan Transfer.

EMAIL---[ davidloans760@gmail.com ]

Warm Regard

Anonymous said...

Dear Sir/Madam, We give out loan of all kinds in a very fast and easy
way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan,
Inventor loan, Debt Consolidation.

Get approved for a personal loans or any type of loan today and get
funded within 24 hours. (amacoloancompany@gmail.com).

Best regards,
Williams Phillip
Intl. Client Executive
Union Benefit Lenders Inc. | Private Lending Services |
32 Wall Street, New York, NY 10005, United States

Anonymous said...

Dear Sir/Madam, We give out loan of all kinds in a very fast and easy
way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan,
Inventor loan, Debt Consolidation.

Get approved for a personal loans or any type of loan today and get
funded within 24 hours. (amacoloancompany@gmail.com).

Best regards,
Williams Phillip
Intl. Client Executive
Union Benefit Lenders Inc. | Private Lending Services |
32 Wall Street, New York, NY 10005, United States

Belinda Woods said...

Are you INTERESTED in a genuine, fast, reliable LOANS with no hidden fees from a private lender? Just 3.0% p.a, tailored with a flexible repayment schedule to meet the borrower's need and also a grace period of up to 12 - 36 months.

NOTE: All replies should be forwarded and send to the e-mail account below for quick response and further details regarding our rate, terms & procedures. Email: finance@wburke-lendings.com.

John Smith said...

Hello Sir/Madam,

Do you need an urgent loan to start up business, or you need a loan for refinance, Do you need a loan to pay off debt? Do you need a loan to buy a car or a house? If yes worry no more, We offer all kinds of loan at an affordable interest rate without credit check!!! contact us today via E-mail.

Email: brent.timmons@Ymail.com

Thank you.
Mr Brent Timmons

Unknown said...

WE OFFER ALL KIND OF LOANS – APPLY FOR AFFORDABLE LOANS.

Dr. Ezra Sebastian Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
payments to ease the strain on your monthly expenses.

we give out loan with an affordable interest rate of 2% Do
you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Ezra Sebastian The Terms and Conditions are very simple
and considerate

DO YOU NEED 100% FINANCE?
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans



NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP

GOT_MY_HACKED_ATM_CARD said...

My name is zunna, I am from New york, United State, am here to testify of how i got my loan from Mrs Ingrid {ingridkloetloanfirm@gmail.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mrs Ingrid kloet the C.E.O of INGRID Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mrs Ingrid, who really helped me with my loan and changed my life for better. I dont know if you are in need of an urgent loan, free feel to contact Ingrid loan company on email{ ingridkloetloanfirm@gmail.com} for help

Unknown said...

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)


DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP

Unknown said...


We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

FEATURES:
Amounts from $1 million to 5 Billion+
Euro’s or US Dollars
Great Attorney Trust Account Protection
Delivered via MT760, MT799 and MT103 Swift with Full Bank Responsibility
Brokers Always Protected

Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

DESCRIPTION OF INSTRUMENTS

1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
2. Currency : USD/EURO
3. Age of Issue: Fresh Cut
4. Term: One year and One day
5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
6. Price : Buy:32%+1, Lease: 4%+2
7. Subsequent tranches: To be mutually agreed between both parties
8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
10. Payment Term: MT799 & Settlement via MT103
11. Hard Copy: By Bank Bonded Courier


Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



Name:Richardson McAnthony
Contact Mail : intertekfinance@gmail.com

Unknown said...

DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Our services include the following:

*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian
+1 (850)846-6235
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


Get your instant loan approval

Unknown said...


Hello,

Are you tired of Seeking Loans and Mortgages, have you been turned down constantly By your banks and other Financial Institutions or micro finance scheme. This is to let you know with 100% guarantee that we Offer loans ranging from $ 5,000 to $ 500,000,000 at 3% interest rate per Month. We give out LOANS for developing business a competitive edge/business expansion.

Be rest assure that We are certified, trustworthy, reliable, efficient, Fast and dynamic. and a co-operate financier for real estate and any kinds of business financing, we give out long term loan for 6 Month to 30 years maximum and all interest rate and calculate and allow to be pay annually.

We offer the following kinds of loans and many more; We offer the following loans to individuals-

contact us via our e-mail id below. (jorgebeckerlloans@gmail.com)

Phone number:+12548819936

*Personal Loans
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Anonymous said...

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Anonymous said...


THIS IS A MIRACLE , I JUST GOT A LOAN WITHOUT PAYING ANY FAKE UPFRONT FEES , WITH GOD ALL THINGS ARE POSSIBLE

Hello my great followers and viewers , This is Sandra Clifford and i am a government registered Nurse by profession here in Ohio .
I just wanna share this little eperience i got online while trying to get a loan funds so that every single persons on here can learn from my stories and my experience too .
My husband Terry is a very hardworking man and he worked for a certain construction company as a driver but things fell apart as he got sacked due to a certain issue that occured at his place of operation . he was home for 6 months and my job could not only put food on our table and also pay the tuition fees of our kids . not even the rent we are talking about now , e both discussed as couples to get a loan funds online as we were naive on how thise things work and this made us lost several amounts of dollars to all those online fake loa agencies from Benin Republic and 1 from Nigeria and one other from Kenya , we spent $10,000 United State Dollars as fees in looking for an unsecured loan funds online , when we found out that they were all needing more and more fees without any help , my husband resulted to contact a lending matching agency who matched my husband with the AMIER MILLER LOAN AGENCY , initially , i was scared since we had already lost alot and all to no avail , but our desperation never allowed us to get hindered and we contated the AMEIR MILLER LOAN ADMIN ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com . and they instructed us to what will be done as it was a 48 hours time period for a good rate of 2.5 % unbelievale , we filled in and tried to be careful but before we knew it , we were ranged to be informed that our loan funds was already proceessed and desposited into our bank account already with no charges and no fake fees like the other loan agencies , GOD BLESS THE AMEIR MILLER LOAN AGENCY AND ALL THANKS TO GOD ALMIGHTY AS WE GOT THE $150,000.000 United State Dollars without been scammed or delayed , incase you want to also reach them , you can text them up at +1 252-585-5014 ameirmillerapprovedloans@usa.com , ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com

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Unknown said...


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am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress,you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

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Anonymous said...

I am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress,you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

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Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ryan Grants Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ryangrantsloanhome@gmail.com) Phone: +1 (504) 587-1780

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jonetta said...

I am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress,you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

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