Malaysian EPF paying 6% interest

The Malaysian EPF has been consistently paying an interest rate of between 5 to 6% for the last 10 years. How is this compares to our 2.5% and 4% interest rates paid by CPF? Damn shiok right?
 
Now how could the Malaysians do it? They employed fund managers and so did our govt. They are likely to invest in a basket of financial products like us. It would be the greatest joke if their investments are chalking better returns than our world best fund managers. They could not be doing anything too different from us. Cannot be right? How then could they pay that kind of interest rates for so many years?
 
It would be patronizing to assume that their returns are lower than ours and still able to pay higher interest rates. Let’s be fair and presume that both perform just as well in ROIs. So, if the Malaysians are paying higher returns to their EPF owners, then the fund managers must be getting much lesser in salary and bonuses or they are returning everything they earned to their fund holders.
 
I think this is it. They did not engaged world best fund managers at world best pay, so the savings could count a lot and could end up paying better returns to their EPF owners. Explaining it in this way is not too complimentary to our fund managers. Our fund managers must be better and making better returns for the money they are being paid. And the lower pay out could or might be due to other reasons that we are not privy to.
 
Overall, it must be value for money. If we are paying so much we must be getting more in return. Tio Boh? But still doesn’t answer the discrepancy that the EPF can pay so much but with our world best talents our CPF are paying so little.