8/31/2017

The Indians have it

India was and is never a great financial centre. When one talks about financial centres, it is often about New York, London, Tokyo, Hong Kong and even Singapore. It is never about Mumbai or some other Indian cities. Singapore is a financial centre in SE Asia and with great ambition to be a world financial centre to overtake Hong Kong or constantly in competition with Hong Kong for the prestigious position. This did not happen yesterday but for several decades even before 1965.
 

What has happened today is that there is a dearth of Singaporeans in top banking and finance positions. The handful that are still hanging around would soon be passé and with no worthy successors. Very likely some foreigners would replace them in UOB or OCBC. And very likely the foreigners replacing them would be foreign Indian talents.
 

Never without fail, daily, the media would have the faces of top Indian bankers in the news employed by banks in Singapore, both local and foreign banks. This is solid proof that the Indians are great bankers and prized catch for the banking industry. They must be very good. Long gone were the days when Singaporeans were in top positions in local and foreign banks in Singapore. Somehow, somewhere, sometime, there was an eclipse, and all the Singaporean brains were eclipsed and no longer good enough to be top bankers. At the way things are moving, in another decade at most there would be no Singaporeans helming banks in Singapore, not even local banks. This is if the daft continues with their foolish and blind meritocracy regardless of nationalities. Pure unabridged meritocracy will ruin Singapore in this case. The best from the world would simply be too good for Singaporeans. And the Indian best are already well too good to outshine every Singaporeans not only in banking and finance, but in IT, in law, in medicine and in the academia and many other industries.
 

During the time of Goh Keng Swee, there was a deliberate and conscious effort to put Singaporeans in top positions in banks operating here. Unless such an affirmative policy is implemented again, Singapore as a top financial centre will be a financial centre without Singaporeans except newly printed Singaporeans.
 

Would the govt think there is a need to act on this trend? Would the govt think it is a strategic interest to want to have Singaporeans to helm local banks and even foreign banks setting up business here? If this is important, strategic, then the govt must act now and quickly. Oops, I remember someone in govt once said, the process has been set in place and in 50 years time we would have our top bankers, top Singaporean bankers in charge. In 50 years time you know what would happen to the banking and finance industry?
 

Let’s not con ourselves. If the govt is serious, it must go back to the policies of Goh Keng Swee and do something positive. For a start, Singaporeans must be assigned to be trained under the Indians running the banks in Singapore and with an open and declared official policy to have Singaporeans as top bankers and running banks operating here. If not, more and more top foreign Indian bankers would find themselves taking over the top positions of banks here simply because they are the best banking talents. Daft Singaporeans have no answer to this and Singapore will bankrupt its pool of Singaporean talent in the banking and finance industry just like in the IT industry and soon the academia. Then it will be a case of by default all top banking positions would be filled by foreigners as there are no Singaporeans with the talent and experience to fill them.
 

Is this a serious problem? It depends on who you are and what you think is important and not important. If the top are only thinking about water taxes and sugar taxes and who is a Malay, you can bet this is not a strategic problem to be worth spending time on.

49 comments:

  1. Indians r good st selling koyok & snake oil, they can sell u anything believing their products r the best, even Ah Long san & Ho Jinx r all con, look at Darman, Tharmabalan, Murugun r they good? 2 r good sweet talkers % 1 backstabbers..to believe Indians r good bankers or lawyers (liers) is like them flipping pratas like Ah Long san ( could be him learning from or r surrounded by these black ants)..

    ReplyDelete
  2. To add salt to wounds, Singaporean bank staff whose jobs are being replaced by the India Indians that the bank in Singapore is outsourcing to, have to teach the India Indians their work before they are retrenched out of the bank!

    After that, the Singaporean bank staff can only get contract jobs of 6-month duration in other banks, while the India Indians have permanent jobs in the banks !

    ReplyDelete
  3. Not say Indian FTs are good lah, but to PAP, they are better than Singaporeans, so that's the problem.

    Not say PAP is good lah, but to the 70%, they are better than the opposition, so that's another problem.

    Everything is relative mah, and this also cause problems.

    In the kingdom of the blind, the one eye jack will become king, tio bo? One eye jack good meh?

    ReplyDelete
  4. Not say Indian FTs are good lah, but to PAP, they are better than Singaporeans, so that's the problem.
    Not say PAP is good lah, but to the 70%, they are better than the opposition, so that's another problem.
    9:07 am

    So like that ah, how to make Singaporeans better than the Indian FTs?

    How to make the opposition stronger and better than PAP?

    Anyone has good ideas and suggestions?

    ReplyDelete
  5. Allowing foreigners from the whole world to compete with Singaporeans for jobs in Singapore based on meritocracy alone is as good as giving away Singapore to them. The daft forgot about nationhood and citizenship.

    Stupidity has no cure.

    ReplyDelete
  6. Anyone has good ideas and suggestions?
    9:12 am

    Ask God to help lah.

    But then hor remember, God only help those who helped themselves.

    And the Indian FTs helped themselves, and so is PAP. That's why God also helped them.

    The Singaporeans didn't help, or rather didn't know how to help, themselves. They only know how to kpkb, and that's not helping themselves.

    ReplyDelete
  7. You don't know meh?

    Singapore is like that!

    Why cannot? What can you do?

    Must know 70% voted OK-Ed!

    No point. You can only kpkb and kpkb!

    At the end, only lan-lan!

    Really realĺy what can you do now?

    Hahaha,,,,,,,,,,,,better 3Ms!

    ReplyDelete
  8. Allowing foreigners from the whole world to compete with Singaporeans for jobs in Singapore based on meritocracy alone is as good as giving away Singapore to them.
    RB 9:16 am

    Tiok.

    But then hor to PAP, not allowing foreigners from the whole world to compete with Singaporeans will be even worse, for example GDP will not grow and minister bonuses pegged to GDP growth will also not increase.

    So it is understandable why PAP do what they did. Cannot blame them lah. If I were Hsien Loong, I would have done the same too. It's only human.

    ReplyDelete
  9. Lao hero //I remember someone in govt once said, the process has been set in place and in 50 years time we would have our top bankers, top Singaporean bankers in charge. In 50 years time you know what would happen to the banking and finance industry? //


    Ha ha

    In 50 or 500 years time, the person who said it would be dead?

    No?

    Is this person, botak or not, being responsible for saying sthg he could not be accountable in 50 or 500 years time?

    Btw, between GKS and those words, YEW mean all went to sleep but drew millions under wooden cha tao but didnt know what was happening?

    Maybe AY is right abt old fart after all?

    ReplyDelete
  10. Uncle Redbean, you are again talking without really thinking. In my opinion the jobs, whether they are in Banking, IT, Health Industries or even running businesses, should go to the best qualified people for the jobs. Race and citizenship should not be considered as deciding factors. This is what meritocracy is all about. This was one of the main policies of LKY and his old guards. Now meritocracy should extend worldwide. Amy citizen from any country round the world, if qualified and considered best for the job should be employed by any enterprise in Singapore. Most of us are holders of stocks and shares of banks, companies and other enterprises. If, for argument sake, we were to employ unsuitable Singaporean instead of a top notch Indian banker to run a bank here in Singapore, and if the bank fails we all stand to lose, either in share value of in services. Same goes for IT industry or the running of businesses. Jobs and positions should always go to the best qualified people and not restricted to the locals. By all means, if a local is equally qualified to do the job. then I agree preference should go to the local. Lets be fair uncle Redbean. No one is stopping Singaporeans from going to India and take up Indian jobs. That I think is part of CECA?

    ReplyDelete
  11. If we can have a Reserved Presidency elections for the Malays;
    Why not a Reserved CEO seat for the Singaporeans?

    ReplyDelete
  12. Can PAP say they nvr practise protectionism when it is necessary?

    Why then unplug from internet services access in the entire civil service?

    What is globalisation?

    To disconnect from the world wide web?

    Why do PAP believe in globalisation yet fear connected to the internet through disconnecting internet access in the entire civil service?

    How are essential services defined?

    And up to or down to what level?

    Banking industry CEOs unimportant?

    Does it make sense to replace hypothetically the PM post with the best foreign talent, if growing GDP at all costs is the barometer?

    ReplyDelete
  13. If we can have a Reserved Presidency elections for the Malays;
    Why not a Reserved CEO seat for the Singaporeans?
    10:26 am

    Hahahahaha.

    Why must reserved CEO seat for the Singaporeans? Tan Cheng Bock want to be CEO meh?


    ReplyDelete
  14. The Madness In The Political Leadership of Singapore - Part 18

    The Madness of Empowering Indians In Too Many Key And Vital Positions

    Not say I want to say, but I must say before I close my eyes:

    With the rate things are going, soon we will have to say sayonara to Singapura, because it will become Indiapura.

    It is only a natural progression, when the incompetent spoon-fed, incubator-protected paper generals in leadership so heavily depended upon Indians to helm the key posts in government and in the private sector.

    With Indian Mini-Stars entrenched in key positions affecting foreign relations, immigration, law, finance and national security, naturally everyone should expect that international relationships will be steered towards favouritism to Indians and India; immigration and jobs will also logically followed suit.

    Allowing unchecked, foreign Indians to hold key positions in Human Resource Management and Chief Executives, recruitment and replacement of jobs would go, without saying, to people of Indian race, as can be easily seen in banks, such as Citibank, all over Singapore, in enclaves such as the Changi Business Park, in the Central Financial District, in IT fields across the board, etc.

    The obvious manipulative moves to adamantly put an Indian disguised as Malay to infiltrate the highest office in the land, the position painstakingly hatched over more than a year of precious time to SPECIALLY RESERVED FOR MALAYS, has made the matter even more grave.

    Despite the fact that the late President SR Nathan was actively promoting good India-Singapore relations during his Presidency of 12 years), we are most probably going to see another Indian as our President. Halimah was actively promoted as a minority race of Indian descent when canvasing for election as MP, as well as for the Speaker of the House position. Now, all of a sudden, for convenience and expediency, she has been switch to become a Malay minority. What shame and disgrace will it bring to the Office of the Presidency and what insults made to the collective intelligence of the Chinese, Malays and Indians?

    With Chinese comprising 75% of Singapore' population, Malays comprising 18% and Indians comprising only 3%, yet the DISPROPORTIONATE NUMBERS of Indians in Key Govt Posts and Private Sectors are ALARMING to say the least.

    This has definitely planted the SEED Of DISCONTENT deep into the social fabric of our peaceful and harmonious society. The only thing is that people are not talking. But that doesn't mean people are happy.

    With the deliberate invocation and provocation of using Race as a determinant sanctioned by Parliament, together with the Racist Erected Presidential Position likely to be given to a Indian by ancestry from father (by practice and by law, cannot be mother), the majority of the population comprising totalling more than 93%, will definitely be very irritated and agitated at the least. But it is only a mater of time that racial problems will soon arise.

    If 93% of people are not happy with the 3% occupying all the Key and Important positions, you don't need to be a rocket scientist to conclude that BIG BIG TROUBLES will soon surface "Fast and Fury" with "Fire and Fury"?

    Is this a kind of madness or not?

    I know, to the already highly (pun intended) insane, it is not. To the daft, in cannot be. To the por-lan-par, where got such thing? To the black ants, we cannot see anything like that leh, you talk nonsense ... I warn you hah ... you talk some more .... I put you in IMH then you know ........ Hey, bananas rotten already lah, now the favorite is chocolate ice-cream and coffee-black leh.

    To me, I say: Good Luck, daft Sinkies! I have done my part since 1959 until now. I am very tired and I want to enjoy my last few years of golden time far away from the madling crowd and do much ado about nothing. May the Divine have pity on you! ???

    ReplyDelete
  15. If they abolish the mandatory National Service for all Singaporeans, then the discontent against foreign talent will not be so great . . .

    ReplyDelete
  16. Does it make sense to replace hypothetically the PM post with the best foreign talent, if growing GDP at all costs is the barometer?
    10:33 am

    To PM Lee, of course not lah.

    Does it make sense for PM Lee to sue his own brother for defamation, if protecting PM Lee's reputation at all costs is the barometer?

    ReplyDelete
  17. If they abolish the mandatory National Service for all Singaporeans, then the discontent against foreign talent will not be so great . . .
    10:42 am

    Then how come 70% still voted for the PAP, despite discontent against foreign talents being so great?

    Why? Or is it, like RB said, stupidity has no cure?

    ReplyDelete

  18. Anon 10.23

    You sure LKY with his merry men advocated Free Metrocrazy and all jobs goes to the Best beans of all Nations? ? Which era you are born in??

    It's that the case, don't think they even will win.the FirstMunicipal Election. Ong Eng Guam will be the First PM. What is a Nation if the citiZens are just considered as Residents.

    Only those Traitors will sold out their people.

    ReplyDelete
  19. Sinkieland gdp growth at 15.2% in q2 2013 was proud. Ah long said in front of think tanks. If getting a few more billionaires to be residents, gdp would grow 1% higher. Scmp questioned why billionaires become residents could increase gdp. It was a new economic idea. 15.2% growth, inflation at 5.5% and S$ at 1.2 per usd.
    The background was influx of foreigners 2.5 millions. Housing shortage partly made by rambutan accelerated the increasing prices. IMF reported the FDI outflow in 2014 was USD41billions (S$56billions).

    The IMF in May 2017 charts showed Sinkieland and HK has highest corporate debts to gdp 2014 to 2016. Non performing loans chart revealed Sinkieland fell higher along the chart. In other words, the quality of loans went bad was higher than HK.

    This background story is interesting. IMF put Sinkieland and HK and China on credit increases on red colored. The rate of increases on credit granting were alarming in these area. The reason was obvious: loans granted mainly to housing and properties. In CIA, sinkieland had 470 billions (round off) public debt comparing to madland s 190 billions.

    Let Indians to lead the banks? There are only 3. One had done it. The share price was no leading another one for year in year out.

    To sinkies, there is no need to bother who lead the banks. Better be well prepared for a sudden drop in S$. Philippines is at risk. High credit now for growth coupled by terrorist war. Peso is dropping.

    At financial crisis, when one country s currency dropped suddenly, high debts nations people will find harder to repay the installments. The salaries earned monthly is devalued. ie if one has salary 1000, it end up only 500 as NS men s proud earning. But buying things outside cost more to pay. How to pay the loans?

    Sinkies will learn this lesson when it comes under pap. Ah long will have to deal with it. If sinkies still vote for the ah long policies to depend on foreigners to get jobs to lower the salaries for overall industries, sinkies will have to declare bankuptcy when loans are stuck, and they are jobless.

    There are many jobless sinkies trying to earn to up keep their families. That is ah long s policies. Voters should look back: was GKS s policies of securing jobs for sinkies to pay for the loans on housing more practical? Or ah long s using foreigners to do the jobs especially goods as managers more practical?
    The former was a success. The latter was a success? No. It was loans from banks that pump up the economy. Sinkies borrowed a lot to pay for their present housing to foods. Ah long like foreigners being cheap in labor to help corporations to keep cost low, to pay for 200% to 300% higher rental from 2007 price.
    Can sinkies keep having very low salaries level controlled by the foreigners low asking price? Ah long s policy was this way: labor cost low, sinkies no jobs too bad not competitive. Interest rate is raising, may lead to more bad loans.

    So Indians take over than banks may be is better. If the banks all kaput, no need to repay the loans. How nice to sinkies who borrowed to live.

    ReplyDelete

  20. First,
    do not believe in the Forecast, Prediction and PROMISE of Rulers. They may not be in power and some may even passed away.
    Cunning Rulers will time their promises just after their terms and age, so that whatever failures shall be bore by those after them. They shall enjoy all the pile and spoil without accountability unless the People or their successors pursue them, liked Marcos, Suharto and the Many Others.

    PRC President is the Only Ruler that goes after culprits soon after taking power.

    Second, Indians are born bankers, lawyer and holymen. They started many religions and with one table, they are able to start a bank, as a boy, me saw many 'Chettiar/money lenders in town, all they needed was a table along 'go kaki/five foot ways to provide services. Most borrowers were strangers to the Operators.

    Next, the Indian are naturalsuper tongue twisters which make them superb lawyers like they are super Roti Prata Flippers.

    Sin, is not even the Size of an Indian Village. lt cant even accommodate 0000000.1% of lndia's Population and yet signed CECA with it.
    lt is suicidal but, the Talented Sin Rulers see India as saviour, so br it.


    patriot

    ReplyDelete
  21. 'Most of us are holders of stock and shares of banks, companies...' unquote

    Now, are we talking about the interest of the rich and well to do, whose main concern is their stock and shares being more well taken care of by foreigners, or is it the problem of jobs going to foreigners?

    The rich can very well take care of themselves, investing in stocks and shares, whereby a job may mean nothing to them. Who is taking care of the poorer segment of society stuggling to stay afloat with debts up to their noses and without a proper job?

    ReplyDelete


  22. hi The Dragonfly 1042am, sir

    thank you for your contributions to this pee sai since 1959

    wish you best of health and happiness in your golden years

    but do continue to comment here

    cheers

    ReplyDelete
  23. Kishore Mahbubani wrote a new article "What makes a great leader?" in Straits Times published today.

    Of all the great leaders he mentioned, PM Lee was glaringly missing.

    Kishore even said: "In a world that is changing more rapidly than ever, we should seek leaders who can protect and serve the interests of the people they are supposed to represent."

    ReplyDelete
  24. Dragonfly, u got your facts wrong. Since ceca the Indian population is now 9% of the enlarged population. Many of the black ants are now newly minted sinkies.

    ReplyDelete
  25. /// Whether a person is a Malay or an Indian is a ...
    Policy Decision. ///
    August 31, 2017 1:11 am

    Whether jobs in Singapore belong to Singaporeans or to Foreigners ... is a voting decision.
    Vote for the wrong party, and the Singapore job will belong to a Foreigner.

    Whether your HDB flat belongs to you or to HDB .... is a voting decision.
    Vote for the wrong party, and your HDB flat will belong to HDB.

    Whether your CPF money belongs to you or to the Gahmen .... is a voting decision.
    Vote for the wrong party, and your CPF money will belong to Gahmen.

    ReplyDelete

  26. Hi Dragon Fly, well said.This Loony guy must have many dark SECRETS that the Ah Nehs hold his balls. Or loved the Black Squirts.

    Even Lau Goh crooked wife loved the Black Ants.

    That's well, I kept harping that Sinkie Land majority living the.life of minorities and vice versa.

    Anyway, most only cared for their own wealth and interes and they deserved to be screwed by them.

    Sinkieland draconian laws by the PAP to fault and frighten you not to being such matter inti the Open.

    Sinkies are just too scared to be put behind bars for the hundred and one rules to chain you.

    ReplyDelete
  27. @12.19pm

    Ya ya ya! Voting decisions!

    So,,,,,,,,,,,,,,,,

    Don't forget, 70% had already voTed YES leh!

    You think the 70% will be 49% at next GE?

    Don't hope don't hope lah!!!

    ReplyDelete
  28. There are many jobless sinkies trying to earn to up keep their families.
    10:56 am

    Many? How many? Do u have the statistics which PAP have in their IRAS?

    If not, is there something PAP knows that u don't?

    ReplyDelete
  29. Don't hope don't hope lah!!!
    12:37 pm

    Tiok.

    Hope is a four letter word, so don't hope.

    ReplyDelete
  30. Dragonfly, u got your facts wrong. Since ceca the Indian population is now 9% of the enlarged population. Many of the black ants are now newly minted sinkies."

    by Anon @ August 31, 2017 11:57 am.


    My facts right or wrong is specifics. You are looking at the trees and miss the wood. Look at the bigger picture. Get the perspective of my thrust. Don't be nitpicking and forget the overall situation which is much more important than whether it is 3% or 9%. Irrespective of 3 or 9 percentage point, they are still way below the Chinese and one-third of the Malays.

    To correct you, the 9 percent you are talking about is the figure for "residents", which include short, medium and long term stayers on visitor pass, plus permanent residents with employment pass status, plus new citizens, and original Indian Singaporeans.

    The 3 percent I am talking about is the original Indian Singaporeans. As far as new citizens of Indian descent are concerned, there is no official figures that anyone like us can get hold of. Only the staff in the Dept of Statistics know the actual true picture. If they refused to release the breakdowns, nobody can say accurately how many there are in actual numbers.

    The main point is, please see the bigger picture. I appreciate your pointing out, so that I can't address the facts and put them into the proper perspective for the daft Sinkies, especially those who have brains but refused to think, have eyes but refused to see, have mouth but refused to speak out - basically boils down to the Culture of Moron-ism.

    Have a Nice Day!



    ReplyDelete

  31. So many Dafts think they studied till the so called highest level and believe in everything just someone give you the figures and statistics.

    Don't they know there are false news named as propaganda???

    They have Brains but can not think, eyes that cannnot see.

    Smart beans just observed what's around you and believe in what you see.

    Not someone tell you their facts of propaganda and you simply just believe them.

    Jobless rates only 3% and economy grew at.8%???

    Feel the ground. Many like.the Papies with false feedback.

    ReplyDelete
  32. Anon 1.15

    You are right. Inflation for example. If you eat out, you will know that food prices have gone up, much more than what they tell you in the inflation figures. If you go to the market, you will know that prices have gone up much more than what they tell you too.

    It is the small increases that affect the poor. And these do not make much of a difference in the statistics when compared to housing or car prices. But it is these which affect the poor more than the rich that tell the whole story, not cars or property prices. They affect a diffetent group of people.

    ReplyDelete
  33. We pray to Tean Lim for deliverance . . .

    ReplyDelete

  34. Correction: Last paragraph, replace the word "can't" with "can", thus:

    The main point is, please see the bigger picture. I appreciate your pointing out, so that I CAN address the facts and put them into the proper perspective for the daft Sinkies, especially those who have brains but refused to think, have eyes but refused to see, have mouth but refused to speak out - basically boils down to the Culture of Moron-ism.

    ReplyDelete
  35. Winston Churchill said "They are a beastly people with a beastly religion."

    ReplyDelete
  36. Better for sg to declare as a state of usa (like hawaii or guam) or uk than to be ruled by malays, indians or chinese. No need ns, no need expensive housing or no need coe and also can move to anywhere in usa. No wonder pmlee brother and sister also moving out. THey may have seen it coming.

    ReplyDelete
  37. Emigrate before turning into some animals.

    ReplyDelete
  38. But it is these which affect the poor more than the rich that tell the whole story, not cars or property prices.
    1:39 pm

    Tiok.

    But how come PAP could still got 70% votes in GE 2015, which is a 10% improvement as compared to GE 2011 some more?

    How to explain this? The poor still voted for PAP despite being affected more?

    ReplyDelete
  39. ..read this ..

    http://singaporedissident.blogspot.sg/2017/08/singapore-is-terrible-place-if-you-can.html?m=1

    ReplyDelete
  40. No wonder pmlee brother and sister also moving out. THey may have seen it coming.
    3:10 pm

    Tiok. Actually they are also warning Sinkies to move out if they can.

    But I not capable to move out leh, so how?

    ReplyDelete

  41. Anon @ August 31, 2017 10:56 am"

    "This background story is interesting. IMF put Sinkieland and HK and China on credit
    increases on red colored. The rate of increases on credit granting were alarming in these area. The reason was obvious: loans granted mainly to housing and properties. In CIA, sinkieland had 470 billions (round off) public debt comparing to madland s 190 billions."


    To add to your point, the overall of foreign debts of Sinkieland is US$1.77 trillion. National Debts is around SG$345 billion (official figures but most probably massaged; I believe the real figures are at least three times of the public-consumption figures).


    We must not see GDP in isolation or the National Debt in isolation. They must be seen together with Sinkieland's Purchasing Power also. This is very important. Only by looking at the current Purchasing Power, then we know how most of the people fair in their daily life vis-a-vis living in a country with the highest cost-of-living in the world.

    Matland's Purchasing Power, despite her Ringgit falling in value, has risen to 23rd position in the world, out of 197 countries, while Sinkieland's Purchasing Power has dropped to 40th position, despite the exchange rate in favour of SGD against Ringgit. USA is still holding on to the Top Position in Purchasing Power despite USD depreciating.

    Purchasing Power determines how much one can buy with the same Dollar 10 years ago and now. Even if the GDP has grown 10 times, but if your Purchasing Power has also dropped 10 times, what does it mean? Think about it.



    "Let Indians to lead the banks? There are only 3. One had done it. The share price was no leading another one for year in year out."


    A good example was a highly intelligent, smart legally-trained Indian leading the National Kidney Foundation, what happened to NKF and the donors' money then? Where is TT Durai now? Can trust Indians to lead the banking sector?


    "To sinkies, there is no need to bother who lead the banks. Better be well prepared for a sudden drop in S$. Philippines is at risk. High credit now for growth coupled by terrorist war. Peso is dropping."


    You are right. SG$ has already dropped in the Purchasing Power. The sign is already here. That is why I have applied to become an Australian Citizen.


    ReplyDelete

  42. Went to few hardware shops, found the Items I wanted cost lot more than before. Shop keepers said hardwares went up about 30% lately for unknown reason.

    Now, an average nasi lemak set is no less than $3.50. Kambing soup no less than $5.00. Sgd falling like rotten nangka though Exchange Rate looks great against foreign currencies.

    How to spend?


    patriot

    ReplyDelete
  43. August 31, 2017 3:15 pm>>

    at least make it possible for your kids.

    ReplyDelete
  44. at least make it possible for your kids.
    August 31, 2017 6:32 pm

    Tiok.
    Because if your kids can get out of Singapore.
    They can also bring you along.

    Run road.
    It's a good idea.
    Even Singapore's most famous family is doing it.

    ReplyDelete
  45. Hi anonymous 641pm

    I like your "Tiok" very very much!

    Please continue to "Tiok"!

    Cheers.

    ReplyDelete
  46. 12:48pm
    Never read so what spoon feed?
    2015 to 16 had created 11k jobs. In same period sinkieland create 61k PR and 42 new citizens.

    How many jobs were created for sinkie citizens? U got figures to rebut?

    ReplyDelete
  47. 9.23 pm if your data is correct since the two years 11,000 jobs were created but added 103,000 new citizens and PR, means that 92,000 sinkies lost their jobs (103,000-11,000). Above tiok or not tiok? But 92,000 is a small number likely is part of the 30%.

    ReplyDelete
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    ReplyDelete
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