4/26/2014

UOB – The solid local bank


Wee Cho Yaw has spoken, UOB will grow organically and will not join the acquisition frenzy. Neither will UOB join the ‘foreigners are talent’ fad and go on a mindless recruitment to replace local talents with foreign ‘talents’.

Many banks with foreign CEOs are impatient to prove their worth and to justify their fat salaries. Acquisition to grow the bank is a simple way, instant trees, instant fat. The only issue is the cost. But many would not mind paying the Singapore Premium in the acquisition trail. What is the problem? Everything is OPM and if the acquisition is successful, more salary hikes and bonuses. If fails, it is OPM, just take the golden handshake and walk away. It is simply head I win, tail you lose.

Mercenaries have no qualms about spending OPM to make that strike. They need to justify their worth and pay fast. And they work to make sure they get more pay and fast. They invest for quick profit.

Another type of mercenaries is the fund managers. They invest because they have too much money in their war chests, all OPM. They can’t keep their money in the biscuit tins. They must put them to work, to work for them and for the shareholders. When fund managers invest because they need to invest and not when there is a good buy, you can be sure they will invest even in shit.

Wee Cho Yaw said it, UOB would look out for opportunities but only when the buy fits and the price is right. He is not going to be a bloody fool paying huge premiums just to join the bandwagon and be on the news that UOB is also doing the right thing. A solid conservative banker does not gamble with his money and has no need to rush to spend it. Every cent he is spending must be meaningful, not eventful.

 And UOB is going to be a local bank and would not be open to the exploits of foreign mercenaries. He has appointed Hsieh Fu Hua to replace him as Chairman. He is not angmoh or foreigner crazy. He does not have a crush like an 18 year old going gaga with anything novel. This is a solid banker that runs his bank like a bank, not a casino.

With a local talent team, is the UOB doing less well than those under foreign mercenaries?

25 comments:

  1. Well, let's hope the banking licence continues to be renewed.

    The demise of OUB is very sad.
    The sale of POSB from our national reserves to DBS is also very sad.

    Wee Cho Yaw may not be daft.
    But there are things in heaven that is daft.

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  2. "And UOB is going to be a local bank and would not be open to the exploits of foreign mercenaries. He has appointed Hsieh Fu Hua to replace him as Chairman."
    RB

    So how will this benefit Sinkies?

    Or rather how many ordinary Sinkies and NSmen will benefit from this?

    Will the strongest opposition be ready to be govt because of this?

    Will it, u tell me lah?

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  3. One thing for sure, Hsieh will not go to his village in China to bring his whole clan to fill up positions in the bank. So many Sinkie jobs will be saved.

    Hsieh will not hire foreign fake recruitment agencies to claim that Sinkies lack banking skills and they need to import foreign talents from the villagers that are still walking around without wearing underwear.

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  4. That is right. Hsieh is a solid sinkie, I encourage all the talented sinkies to join uob.

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  5. Hope he will not bring in a foreigner to replace himself like he did in SGX. Wee better warn him about this before hand.

    Wee saved OUB from being snatched by another local bank to go under the control of foreingers.

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  6. @RB:

    >> This is a solid banker that runs his bank like a bank, not a casino.

    From my personal experience with Uncle Wee from years ago when I was in "the scene" -- Uncle Wee runs his bank like a family, with his good self as the patriarch.

    I like him because he drives LKY and the PAP nuts. He never gives in or gives them any face. Plus this guy makes money "old school" style, and is very wary about letting "outsiders" into his realm.

    >> A solid conservative banker does not gamble with his money and has no need to rush to spend it. Every cent he is spending must be meaningful, not eventful.

    Damn straight. This old uncle counts every cent. He won't spend one buck if it didn't benefit him or his business.

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  7. Hsieh Fu Hua is not Wee Cho Yaw.
    Wait until Wee Cho Yaw is really retired first.
    Then you really see how good Hsieh Fu Hua really is.

    Just like PM Lee.
    Until LKY is really retired from politics.
    Then you see his true colours and abilities.

    Sinkies never learn.
    Trust in your own ability first.

    Stop trusting in self serving Chinese Emperors like generations of Chinese peasants before you.
    "Or suffer the fate of your father you will" - Yoda

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  8. 11.50am hsieh did not choose his replacement lar that was chosen by his ah neh chairman

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  9. Now you see SGX crumbling into disrepair. And they are not admitting anything.

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  10. But the fact of the matter is - behind closed doors, like everything else, all bankers are brothers. One day UOB may end up like POSB and UOB. Never say never again!

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  11. All bankers are bad. They all used debts to enslave the people.

    "King Philip was responsible for the persecution of the Jews throughout his reign, beginning when he held Jews hostage for a heavy ransom and used the ransom money for his financial situation, which was dire. He also released all Christians from paying the debt they had from loans given to them by Jews in exchange for 20% of the debt owed. On one Sabbath day, he had the synagogues raided and looted. He shortly afterward expelled the Jews from France, seizing all buildings and other assets owned by Jews for his own use." Philip II of France
    From Wikipedia, the free encyclopedia

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  12. What do Sinkies need more?

    A solid local opposition, or a solid local bank?

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  13. What do Sinkies need more?
    A solid local opposition, or a solid local bank?
    Anon 3:50 pm

    Depends on what type of Sinkies u are referring to.

    Smart Sinkies or daft Sinkies?

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  14. Singaporeans must show their support to local CEOs that believed in Singaporeans and fark those that keep on bringing in foreigners to replace Singaporeans.

    ReplyDelete
  15. BUY ME MEE SIAM MAI OYSTERApril 26, 2014 10:28 pm

    Anon 3.50pm // What do Sinkies need more?

    A solid local opposition, or a solid local bank?//


    Sinkies need a solid government that does not rebuke, deride, berate, insult, run down its citizens in front and in favour of foreigners from 3rd world country.

    ReplyDelete
  16. BUY ME 2 LOLLARS PIPTY SENS NASI PANDANGApril 26, 2014 10:35 pm

    Anon 10.19pm //Singaporeans must show their support to local CEOs that believed in Singaporeans and fark those that keep on bringing in foreigners to replace Singaporeans.//

    Are you referring to one CEO from a 600++ ranked university in a 3rd world country with many blatant rapists?

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  17. Just imagine the ignominy it will bring to the FamiLee if DBS is helmed by a real talented citizen, who brings returns to investments that more than compensate for the losses made by the CEO of its parent company Temasek. Will the PM replace the Temasek's CEO?

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  18. UOB IT is full of Ah neh from India.. what kind of rubbish is the UOB Chairman talking about.

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  19. "Hsieh Fu Hua" ???

    with his reputations???
    look at the pathetic condition and interests in local stockmarket

    i rest my case

    knnccb

    ReplyDelete
  20. /// Matilah_Singapura said...
    I like him because he drives LKY and the PAP nuts. He never gives in or gives them any face. Plus this guy makes money "old school" style, and is very wary about letting "outsiders" into his realm. ///

    This is the real danger. Old man thinks there is only room in SG for 2 local banks. And Wee has proven that he is better than the mercenaries who are running the other 2 local banks. They may just force UOB to be absorbed into one of the other two local banks.

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  21. /// Anonymous said...
    UOB IT is full of Ah neh from India.. what kind of rubbish is the UOB Chairman talking about. ///

    UOB as a group has the least number of ah nehs than other local banks. What kind of rubbish are you talking about?

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  22. /// "Hsieh Fu Hua" ???
    with his reputations???
    look at the pathetic condition and interests in local stockmarket
    i rest my case ///

    ??? You rested your case too late. HFH was the former CEO. The current CEO of SGX is that Magnus Bonker who did the real damage.

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    Replies
    1. Dun talk cock... all those past chairmen n CEO are no saints.
      A perfect misfit... an ex Aussie policeman was appointed the top man.... what my opinion? Omfg...

      Delete
    2. Fyi.... none of sgx ceo n chairman are saint...
      Even an ex aussie policeman can be appointed??? Hahaha

      Knnccb.. nonok wat 2 say!!!

      Delete
  23. In the final analysis my motto is:

    Never trust politicians, bankers, insurers, experts in every field and of course union chiefs and the MSM.

    You never live to regret it!

    ReplyDelete