Grappling with new problems and looking for new solutions

Public transport is a serious problem with rising cost and growing number of commuters but limited lines and roads. The population growth will outrun the availability of trains and buses and will cripple the economy and social life of the citizens earlier than you think.

The bigger problem is this new demon called medical cost. The Medishield Life and all kinds of insurance are fake or insincere attempts to solve the problem. It is not solving the problem but forcing the people to pay more and creating a bigger financial problem for the people. The stone mills of housing and owning a car and now a medical stone mill to hang on the people’s neck. For the rich it is no problem. To many Sinkies it is serious problem. When you don’t have the money means you don’t have the money to pay and 10c can also be a big problem.

Life insurance is a good thing that the pioneering generation did not to protect their families in the advent of premature death and the lost of household income, or the only breadwinner. Medical insurance was a luxury or something that was a non issue, not needed in the past. There was never a need to have medical insurance until the medical profession was allowed to turn into a money spinning machine and to hold ransom on the sick, rich or poor. Today they tell you your life is priceless and so you must pay as they demand from you.

The new generations have got used to the new normal of paying for expensive medical care and for having to wait for months and years for a medical appointment. It wasn’t like that before. It should not be this way until greed took over from the top to the toe. Greed is good, so let it be, just make the people pay.

We had free medical services, even free medicine in the past when our country was far from being rich. The country was a developing nation and thrift was the order of the day. But the govt of the day could provide free medical services and you don’t have to wait for more than a few hours to be admitted into a hospital. There were few hospital beds but enough to be waiting for patients. There were few doctors but enough doctors to see the patient even on appointment basis.

We are filthy rich today, if that is the truth. We have more hospitals than the past, more doctors and specialists, and we are caught in a bind. And medical cost keeps ballooning as if a natural phenomenon, a good thing for the GDP and a good justification for those whose income depends on it.

What went wrong? Nothing? The philosophy was wrong, the policies were wrong, the mission was wrong, everything was wrong. But no one wants to know what went wrong. The only thing they know is to make the people pay and pay. If people cannot pay today, make sure they pay by instalments for the whole life. There is the Medisave Minimum Sum waiting to be milked dry. It is so convenient.

When the Medishield Life is in force, the demand for medical services will hit the roof. Why not, when everything is already paid out front? There were no medical insurance in the past and there was no over over demand for medical services. There is high manipulated population growth today, but why are medical services, facilities, professionals lacking the population growth? Who allows the cost of medical services to run wild by not manipulating it to a reasonable and humanly affordable level? The cost of medical services today is only affordable to the immortals, not ordinary human beans.

Without addressing and arresting the high medical cost, all the solutions are fake and feeble attempts to solve a real problem.

In the past, the doctors charged the patients according to their worth, not so much as according to the illness. There is some wisdom to it. Rob from the rich and pay the poor. There is another reason, the lives of the poor are less worthy and the cost of medicine could be more than the patient’s worth. How much is a down and out loser’s life worth compares to a super rich talent? The idealist and naïve will tell you that every life is valuable and priceless. Really? I choose to disagree and respect your views that all lives are priceless and must be saved and everyone must dutifully be forced to pay a ransom to be kept alive, like it or not, worth it or not.

Everyone shall be entitled to place a value on his own life and decide if he/she wants to pay the price and what price to live. It must not be a compulsion by some other beans that may have other agendas to make the poor pay for something they don’t need or cannot afford when their little money could be put to better use.

It is better to have a little money to live well than to have no money and live miserably, with no dignity.

Kopi level - Green