5/23/2013

Price of HDB flats must return to zero.

There is no reason why a 99 lease flat will not be of zero value. When the lease expires, it must be worthless. Anyone disagree? For those lucky few that were selected under the SERS scheme and given a new flat, the lease is renewed, but will still return to zero if there is no second SERS along the way. For the rest of 99 year lease flat owners, the day must come when their flat is worth nothing.

Can anyone guarantee otherwise, and hope to strike lottery with a SERS offer? Buyers of such flats with a short remaining lease must think very carefully the real remaining value of such flats and how much they are willing to pay for them.

25 comments:

  1. Agreed, price of HDB flats must return to zero.

    But when?

    And I also hope PAP will be voted out and a better govt voted in.

    But when?

    Also everybody will die one day.

    But when? So are you now worried you will die one day?



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  2. Why you worry your HDB flat value returns to zero after you had died?

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  3. LoL^^ 901/904 still don't get it^^ LOL

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  4. This is called 'ba ba', numb numb.

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  5. Not only HDB flats, condo and landed properties with leasehold status must all return to ZERO!!!

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  6. 85% of Singaporeans don't own their flats. Instead. they are renting their lovely home from the biggest landlord in Singapore.

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  7. Unfortunately, as long as PAP remains in power, your hdb flat will NEVER return to zero.

    Lets us all hope PAP is booted out soon and hopefully we can see our hdb flat slowly but surely return to zero.

    Potong Pasir

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  8. THis ownership of leasehold flats is the BIGGEST lie ever told by a political party. People must learn to challenge everything terms and not ontinue to live under a lie that lease means ownership.

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  9. People must learn that lease means on loan to you not you own it. People must learn to stop voting for a party that profits from people housing, transport, healthcare and education.

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  10. Hi Potong Pasir, welcome to the blog.

    Education and educating the people about the facts and realities of 99 year lease are what responsible people should do. So many foolish talks about price of 99 yr properties never come down, can only go up, is simply irresponsible.

    The earlier the people understand this simple fact, the less likely would they be hurt while chasing the price or fear of the price running away.

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  11. It is not that they do not understand the simple fact. It is the knowledge that there is so much money to be made from buying and selling and renting for those with alternative housing, that the returning to zero is of no consequences.

    Well off people just make hay while the sun shines, especially when the HDB left so many loopholes to be exploited, and is in fact encouraging such practices, in order to make sure demand does not slacken and prices of flats do not go down.

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    ReplyDelete
  13. if they insist on a 99 year lease then just rent out units like other countries.

    1% of the unit's cost(not selling price) should be fine even factoring in future inflation.

    no loans
    no interest rates.
    no profiteering off the bubble that escalates the loan amount and bleeds you long term.

    then yes, by all means, the rental concept will work

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  14. Hi iridia and Victor, welcome to the blog.

    iridia, your properties are in the moon or in Mars?

    As for Victor, calling it lease or rental, does not change much except for the value and some form of asset consideration. And looking at the HDB flats being a money spinner to pay the high salaries in the whole system, no way it will be changed or all the high salaried people will have to suffer heavy pay cuts.

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  15. Only daft and selfish sinkies will hope to see their flat return to zero.These are probably those who buy sell buy sell and have no more profit to make or brain stuff with shit.Continue to be daft and prepare yourself and your children to be homeless and be a slave to the new citizen.
    Price should be up up up.

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  16. Clever sinkies will sell off their hdb flats and buy freehold landed properties at 1/3 to 1/5 the price at sparsely populated places at other countries.
    They will also buy car, smell the flowers, be with nature and enjoy fresh air.

    Daft sinkies will hold on to their diminishing properties and in case the bubble burst which could happen 10 twenty years after their purchases of the properties, cry or curse for life. Then daft will turn to grief.

    However, if the family(owner/s) get to occupy their hdb properties for full 99 years, it should be okay lah.

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  17. The first part about smelling the flowers is a once off privilege. After money spent, unless one is able to grow and prosper, it can be anything.

    As for living to the full 99 years, then what? Value for money? Depends on how much one pays.

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    Replies
    1. After the money is spent in Sin and there are outstanding mortgages, be prepared to sell your property if conditions allowed. Otherwise, it is repossession or eviction

      With a freehold property and some capital in the bank or pocket and much lower expenditure in other countries, it will go a long way.

      Be it in Sin or elsewhere, one has to find means to sustain livelihood and better still prosper ones' future. There is no way to argue that by staying in Sin if one runs out of money, it is better off than running out of money elsewhere. As a matter of fact, running out of money in Sin could be the worst compare to other countries. There is nowhere to go without falling foul of the Law and stares and scorns will make living hell.
      In other countries, there are at least more avenues to seek food and shelter from nature.

      Delete
  18. It is a ponzi scheme all along. The party that created it knows it all along. They are trying to cash out now. When most flats reached the ripe age of 99, they will be gone and leave the shits for others to clear.

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  19. Smart sinkies cashed out oredi and the rest should follow before the little island kaput. It is not far from now.

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