plenty of charity money, still not enough

It is reported that 18 IPCs, Institute of Public Characters, or charitable organisations, have at least $10 mil in their reserves. Another 18 have less than $5 mil in reserves. These work out to be $180 mil plus about $90 mil or $270 mil in their savings. There are also hundreds of smaller charitable organisations. There are many govt or quasi govt charitable organisations with lots of funds. Comcare alone has $600 mil. Not sure how much savings the NKf still have. But together, there is a huge sum of money to help the needy and can do a lot of wonders. There is no reason for people to jump down from flats or onto MRT tracks. Why are these money not reaching the people who badly needed them? Is it because they are savings for another day just like our CPF? Don't spend first. Save for tomorrow. Must be prudent. Are we more concern about tomorrow than the plight of people who cannot feed themselves today, that today is the people's problem and tomorrow is the fund managers problem? For a rich country like ours, to have so much money for charity, and still not enough, looks like the problem of the needy is really a very big one. I think we should be more circumscribe in trying to raise money to send students overseas to have a smell of foreign air when they return only to be less desirable than the genuine foreign talents. They will still not be regarded as foreign talents.